Karnataka
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
SOUTHERN REGION
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(Amount in Rupees Lakh) |
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STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||||
OCCUPATION |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
||||||
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nding |
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|
nding |
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nding |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||||
I. |
AGRICULTURE |
4,23,537 |
879,19 |
815,69 |
8,44,486 |
1681,89 |
1527,31 |
6 |
12,29 |
10,04 |
|||||
1. |
Direct Finance |
4,21,736 |
783,79 |
725,98 |
8,35,271 |
1330,90 |
1236,22 |
6 |
12,29 |
10,04 |
|||||
2. |
Indirect Finance |
1,801 |
95,41 |
89,71 |
9,215 |
350,99 |
291,08 |
- |
- |
- |
|||||
II. |
INDUSTRY |
59,928 |
4083,74 |
3236,00 |
98,366 |
4467,62 |
3455,21 |
615 |
1009,30 |
757,30 |
|||||
1. |
Mining & Quarrying |
645 |
120,58 |
112,41 |
554 |
111,80 |
90,29 |
1 |
1,14 |
5,16 |
|||||
2. |
Food Manufacturing and Processing |
2,338 |
230,29 |
171,64 |
4,037 |
409,93 |
301,10 |
40 |
156,71 |
110,97 |
|||||
(a) Rice Mills, Flour and Dal Mills |
527 |
23,23 |
21,07 |
1,032 |
37,85 |
34,64 |
- |
- |
- |
||||||
(b) Sugar |
53 |
93,58 |
70,48 |
57 |
79,53 |
70,00 |
- |
- |
- |
||||||
(c) Edible Oils and Vanaspati |
237 |
25,49 |
18,61 |
359 |
26,17 |
26,85 |
- |
- |
- |
||||||
(d) Tea Processing |
3 |
4,33 |
20 |
11 |
27,51 |
9,15 |
9 |
114,70 |
91,01 |
||||||
(e) Processing of Fruits & Vegetables |
40 |
15,59 |
6,38 |
109 |
23,91 |
18,19 |
4 |
3,86 |
2,57 |
||||||
(f) Others |
1,478 |
68,07 |
54,90 |
2,469 |
214,96 |
142,26 |
27 |
38,15 |
17,38 |
||||||
3. |
Beverage and Tobacco |
180 |
58,70 |
45,54 |
436 |
151,35 |
111,82 |
15 |
22,09 |
19,33 |
|||||
4. |
Textiles |
2,192 |
536,82 |
366,10 |
3,208 |
442,59 |
348,70 |
55 |
136,15 |
83,75 |
|||||
(a) Cotton Textiles |
354 |
153,22 |
118,20 |
439 |
111,04 |
76,91 |
18 |
91,85 |
58,80 |
||||||
(b) Jute Textiles |
14 |
16 |
14 |
20 |
6,71 |
6,66 |
- |
- |
- |
||||||
(c) Handloom Textiles & Khadi |
100 |
1,66 |
1,48 |
144 |
8,49 |
8,09 |
- |
- |
- |
||||||
(d) Other Textiles |
1,724 |
381,78 |
246,28 |
2,605 |
316,35 |
257,04 |
37 |
44,30 |
24,95 |
||||||
5. |
Paper, Paper Products and Printing |
833 |
70,78 |
46,75 |
1,682 |
91,48 |
69,24 |
4 |
65 |
1,40 |
|||||
6. |
Leather and Leather Products |
251 |
81,41 |
62,11 |
459 |
43,44 |
37,31 |
- |
- |
- |
|||||
7. |
Rubber and Rubber Products |
215 |
30,19 |
24,64 |
384 |
63,00 |
57,65 |
1 |
21 |
21 |
|||||
8. |
Chemicals and Chemical Products |
1,113 |
250,99 |
199,63 |
2,206 |
346,54 |
283,66 |
35 |
40,09 |
31,36 |
|||||
(a) Heavy Industrial Chemicals |
92 |
31,12 |
17,85 |
190 |
26,75 |
23,16 |
11 |
2,30 |
2,22 |
||||||
(b) Fertilizers |
31 |
48,74 |
42,86 |
60 |
65,41 |
57,22 |
- |
- |
- |
||||||
(c) Drugs and Pharmaceuticals |
212 |
84,68 |
70,01 |
377 |
116,18 |
83,00 |
12 |
22,77 |
16,64 |
||||||
(d) Non-Edible Oils |
23 |
8,51 |
7,04 |
43 |
2,45 |
2,13 |
- |
- |
- |
||||||
(e) Other Chemicals & Chemical Products |
755 |
77,94 |
61,88 |
1,536 |
135,75 |
118,15 |
12 |
15,02 |
12,50 |
||||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
527 |
43,65 |
41,67 |
115 |
22,01 |
11,94 |
2 |
1,32 |
24 |
|||||
10. |
Manufacture of Cement & Cement Products |
191 |
44,26 |
25,81 |
342 |
40,78 |
40,37 |
- |
- |
- |
|||||
11. |
Basic Metals & Metal Products |
1,678 |
306,29 |
292,49 |
3,017 |
404,14 |
338,15 |
19 |
25,00 |
21,97 |
|||||
(a) Iron and Steel |
438 |
193,96 |
199,25 |
891 |
226,02 |
196,69 |
1 |
10,00 |
10,00 |
||||||
(b) Non-Ferrous Metals |
69 |
23,87 |
17,81 |
188 |
44,64 |
34,53 |
3 |
2,60 |
2,43 |
||||||
(c) Other Metal Products |
1,171 |
88,46 |
75,43 |
1,938 |
133,48 |
106,94 |
15 |
12,40 |
9,54 |
||||||
12. |
Engineering |
3,720 |
1561,28 |
1305,51 |
4,455 |
1427,44 |
1035,25 |
174 |
470,41 |
360,60 |
|||||
(a) Heavy Engineering |
407 |
329,95 |
307,51 |
470 |
514,34 |
326,18 |
22 |
26,87 |
23,93 |
||||||
(b) Light Engineering |
1,758 |
690,79 |
607,34 |
1,904 |
354,65 |
290,46 |
32 |
107,34 |
72,28 |
||||||
(c) Electrical Machinery & Goods |
786 |
170,59 |
129,06 |
1,105 |
164,78 |
129,95 |
51 |
85,73 |
60,32 |
||||||
(d) Electronic Machinery & Goods |
769 |
369,96 |
261,59 |
976 |
393,67 |
288,66 |
69 |
250,47 |
204,08 |
||||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
703 |
285,77 |
181,92 |
1,445 |
217,19 |
144,40 |
23 |
66,21 |
38,64 |
|||||
14. |
Other Industries |
44,741 |
385,64 |
326,98 |
74,514 |
529,63 |
445,77 |
240 |
69,80 |
67,12 |
|||||
15. |
Electricity, Gas & Water |
134 |
29,57 |
16,11 |
214 |
96,75 |
75,59 |
1 |
95 |
57 |
|||||
(a) Electricity Generation & Transmission |
68 |
19,44 |
10,08 |
161 |
94,63 |
73,91 |
1 |
95 |
57 |
||||||
(b) Non-Conventional Energy |
20 |
1,02 |
1,36 |
25 |
1,05 |
96 |
- |
- |
- |
||||||
(c) Gas, Steam & Water Supply |
46 |
9,12 |
4,67 |
28 |
1,07 |
72 |
- |
- |
- |
||||||
16. |
Construction |
467 |
47,52 |
16,68 |
1,298 |
69,53 |
63,97 |
5 |
18,58 |
15,96 |
|||||
III. |
TRANSPORT OPERATORS |
16,681 |
114,10 |
93,06 |
36,244 |
290,72 |
237,16 |
6 |
8,60 |
3,18 |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
25,823 |
127,25 |
100,45 |
1,25,398 |
505,02 |
429,34 |
61 |
75,48 |
51,89 |
|||||
V. |
PERSONAL LOANS |
2,93,735 |
785,24 |
693,93 |
4,92,556 |
1439,89 |
1292,02 |
11,633 |
120,12 |
102,21 |
|||||
1. |
Loans for Purchase of Consumer Durables |
20,218 |
38,90 |
33,59 |
33,361 |
64,23 |
52,89 |
57 |
12 |
12 |
|||||
2. |
Loans for Housing |
15,644 |
177,73 |
155,37 |
57,896 |
413,89 |
376,87 |
112 |
14,45 |
14,37 |
|||||
3. |
Rest of the Personal Loans |
2,57,873 |
568,61 |
504,98 |
4,01,299 |
961,76 |
862,26 |
11,464 |
105,56 |
87,72 |
|||||
VI. |
TRADE |
1,46,812 |
577,34 |
476,41 |
2,31,502 |
892,79 |
752,54 |
21 |
22,61 |
6,05 |
|||||
1. |
Wholesale Trade |
8,506 |
203,54 |
144,21 |
8,961 |
328,19 |
270,14 |
8 |
4,08 |
3,82 |
|||||
2. |
Retail Trade |
1,38,306 |
373,80 |
332,21 |
2,22,541 |
564,59 |
482,40 |
13 |
18,53 |
2,23 |
|||||
VII. |
FINANCE |
339 |
166,19 |
115,55 |
833 |
570,58 |
423,61 |
28 |
166,03 |
117,74 |
|||||
VIII. ALL OTHERS |
1,53,388 |
584,30 |
538,11 |
2,31,678 |
777,39 |
709,90 |
135 |
79,72 |
45,16 |
||||||
TOTAL BANK CREDIT |
11,20,243 |
7317,36 |
6069,21 |
20,61,063 |
10625,88 |
8827,09 |
12,505 |
1494,16 |
1093,57 |
||||||
OF WHICH : |
1. Artisans & Village Industries |
10,299 |
20,25 |
19,65 |
23,971 |
51,44 |
46,00 |
- |
- |
- |
|||||
|
2. Other Small Scale Industries |
33,787 |
711,96 |
594,32 |
53,664 |
892,64 |
716,97 |
53 |
34,36 |
27,41 |
|||||
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REGIONAL RURAL BANKS |
OTHER SCHEDULED COMMERCIAL BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||||
OCCUPATION |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
||||||
|
nding |
|
|
nding |
|
|
nding |
||||||||
|
|
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||||
I. |
AGRICULTURE |
5,20,270 |
638,81 |
626,27 |
56,433 |
266,69 |
247,37 |
18,44,732 |
3478,86 |
3226,68 |
|||||
1. |
Direct Finance |
5,01,671 |
615,46 |
604,24 |
55,047 |
243,91 |
227,12 |
18,13,731 |
2986,35 |
2803,61 |
|||||
2. |
Indirect Finance |
18,599 |
23,35 |
22,03 |
1,386 |
22,77 |
20,25 |
31,001 |
492,52 |
423,08 |
|||||
II. |
INDUSTRY |
38,817 |
56,89 |
50,82 |
9,614 |
762,84 |
667,65 |
2,07,340 |
10380,39 |
8166,98 |
|||||
1. |
Mining & Quarrying |
77 |
3,17 |
2,85 |
152 |
39,01 |
31,94 |
1,429 |
275,70 |
242,65 |
|||||
2. |
Food Manufacturing and Processing |
1,778 |
11,10 |
10,03 |
785 |
106,72 |
96,88 |
8,978 |
914,74 |
690,61 |
|||||
(a) Rice Mills, Flour and Dal Mills |
145 |
1,56 |
1,19 |
218 |
19,29 |
15,80 |
1,922 |
81,93 |
72,70 |
||||||
(b) Sugar |
4 |
3 |
5 |
14 |
9,42 |
9,61 |
128 |
182,55 |
150,15 |
||||||
(c) Edible Oils and Vanaspati |
38 |
65 |
57 |
63 |
2,85 |
2,26 |
697 |
55,15 |
48,29 |
||||||
(d) Tea Processing |
- |
- |
- |
1 |
14 |
15 |
24 |
146,67 |
100,51 |
||||||
(e) Processing of Fruits & Vegetables |
82 |
46 |
40 |
9 |
48 |
57 |
244 |
44,30 |
28,11 |
||||||
(f) Others |
1,509 |
8,40 |
7,82 |
480 |
74,55 |
68,49 |
5,963 |
404,13 |
290,85 |
||||||
3. |
Beverage and Tobacco |
25 |
24 |
20 |
96 |
31,16 |
29,45 |
752 |
263,54 |
206,34 |
|||||
4. |
Textiles |
232 |
1,31 |
1,10 |
741 |
92,49 |
75,55 |
6,428 |
1209,36 |
875,20 |
|||||
(a) Cotton Textiles |
15 |
9 |
8 |
129 |
16,36 |
15,45 |
955 |
372,57 |
269,43 |
||||||
(b) Jute Textiles |
26 |
14 |
12 |
1 |
- |
- |
61 |
7,02 |
6,92 |
||||||
(c) Handloom Textiles & Khadi |
21 |
8 |
6 |
9 |
5,73 |
4,41 |
274 |
15,95 |
14,04 |
||||||
(d) Other Textiles |
170 |
1,00 |
84 |
602 |
70,39 |
55,69 |
5,138 |
813,83 |
584,79 |
||||||
5. |
Paper, Paper Products and Printing |
52 |
76 |
67 |
358 |
36,08 |
32,22 |
2,929 |
199,74 |
150,27 |
|||||
6. |
Leather and Leather Products |
32 |
20 |
18 |
77 |
12,45 |
8,60 |
819 |
137,50 |
108,21 |
|||||
7. |
Rubber and Rubber Products |
6 |
3 |
3 |
75 |
5,55 |
4,59 |
681 |
98,98 |
87,12 |
|||||
8. |
Chemicals and Chemical Products |
41 |
39 |
31 |
388 |
37,76 |
36,30 |
3,783 |
675,78 |
551,27 |
|||||
(a) Heavy Industrial Chemicals |
1 |
1 |
1 |
20 |
3,58 |
3,34 |
314 |
63,75 |
46,58 |
||||||
(b) Fertilizers |
4 |
1 |
1 |
3 |
23 |
41 |
98 |
114,39 |
100,50 |
||||||
(c) Drugs and Pharmaceuticals |
9 |
8 |
7 |
77 |
12,84 |
12,78 |
687 |
236,54 |
182,50 |
||||||
(d) Non-Edible Oils |
6 |
7 |
6 |
4 |
19 |
18 |
76 |
11,22 |
9,41 |
||||||
(e) Other Chemicals & Chemical Products |
21 |
23 |
16 |
284 |
20,93 |
19,59 |
2,608 |
249,87 |
212,28 |
||||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
2 |
3 |
3 |
18 |
12,45 |
12,38 |
664 |
79,46 |
66,25 |
|||||
10. |
Manufacture of Cement & Cement Products |
7 |
14 |
13 |
95 |
25,65 |
17,24 |
635 |
110,83 |
83,55 |
|||||
11. |
Basic Metals & Metal Products |
58 |
57 |
48 |
489 |
67,95 |
63,74 |
5,261 |
803,94 |
716,82 |
|||||
(a) Iron and Steel |
11 |
8 |
5 |
164 |
49,86 |
48,08 |
1,505 |
479,91 |
454,07 |
||||||
(b) Non-Ferrous Metals |
15 |
15 |
13 |
26 |
1,10 |
99 |
301 |
72,35 |
55,89 |
||||||
(c) Other Metal Products |
32 |
35 |
30 |
299 |
16,99 |
14,66 |
3,455 |
251,69 |
206,86 |
||||||
12. |
Engineering |
205 |
2,38 |
2,07 |
804 |
127,10 |
108,10 |
9,358 |
3588,61 |
2811,52 |
|||||
(a) Heavy Engineering |
90 |
1,48 |
1,31 |
75 |
9,86 |
8,74 |
1,064 |
882,49 |
667,68 |
||||||
(b) Light Engineering |
43 |
31 |
24 |
273 |
49,59 |
41,17 |
4,010 |
1202,69 |
1011,49 |
||||||
(c) Electrical Machinery & Goods |
33 |
26 |
23 |
219 |
29,25 |
22,41 |
2,194 |
450,61 |
341,96 |
||||||
(d) Electronic Machinery & Goods |
39 |
34 |
28 |
237 |
38,40 |
35,78 |
2,090 |
1052,83 |
790,39 |
||||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
190 |
2,82 |
2,41 |
293 |
22,27 |
20,20 |
2,654 |
594,26 |
387,58 |
|||||
14. |
Other Industries |
36,038 |
32,64 |
29,35 |
4,712 |
81,64 |
69,60 |
1,60,245 |
1099,35 |
938,83 |
|||||
15. |
Electricity, Gas & Water |
17 |
14 |
10 |
16 |
67 |
64 |
382 |
128,08 |
93,02 |
|||||
(a) Electricity Generation & Transmission |
10 |
8 |
5 |
10 |
53 |
51 |
250 |
115,63 |
85,12 |
||||||
(b) Non-Conventional Energy |
3 |
3 |
2 |
2 |
8 |
7 |
50 |
2,18 |
2,42 |
||||||
(c) Gas, Steam & Water Supply |
4 |
3 |
4 |
4 |
6 |
6 |
82 |
10,27 |
5,48 |
||||||
16. |
Construction |
57 |
98 |
89 |
515 |
63,91 |
60,23 |
2,342 |
200,52 |
157,74 |
|||||
III. |
TRANSPORT OPERATORS |
9,802 |
66,18 |
54,66 |
7,564 |
86,78 |
73,06 |
70,297 |
566,38 |
461,11 |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
37,605 |
36,07 |
31,36 |
10,952 |
186,91 |
160,11 |
1,99,839 |
930,73 |
773,15 |
|||||
V. |
PERSONAL LOANS |
1,11,603 |
127,83 |
116,64 |
1,37,928 |
341,81 |
305,27 |
10,47,455 |
2814,89 |
2510,08 |
|||||
1. |
Loans for Purchase of Consumer Durables |
7,647 |
9,50 |
7,65 |
22,909 |
28,38 |
20,50 |
84,192 |
141,13 |
114,75 |
|||||
2. |
Loans for Housing |
3,894 |
33,63 |
31,49 |
4,834 |
61,60 |
56,45 |
82,380 |
701,30 |
634,55 |
|||||
3. |
Rest of the Personal Loans |
1,00,062 |
84,71 |
77,50 |
1,10,185 |
251,82 |
228,32 |
8,80,883 |
1972,46 |
1760,78 |
|||||
VI. |
TRADE |
1,03,750 |
115,17 |
101,81 |
31,527 |
481,32 |
391,38 |
5,13,612 |
2089,23 |
1728,19 |
|||||
1. |
Wholesale Trade |
4,775 |
10,18 |
9,36 |
3,566 |
275,68 |
219,57 |
25,816 |
821,68 |
647,09 |
|||||
2. |
Retail Trade |
98,975 |
104,99 |
92,45 |
27,961 |
205,64 |
171,82 |
4,87,796 |
1267,55 |
1081,10 |
|||||
VII. |
FINANCE |
73 |
1,20 |
1,08 |
481 |
259,89 |
208,29 |
1,754 |
1163,88 |
866,27 |
|||||
VIII. ALL OTHERS |
1,31,261 |
87,68 |
83,87 |
27,752 |
259,46 |
242,34 |
5,44,214 |
1788,55 |
1619,38 |
||||||
TOTAL BANK CREDIT |
9,53,181 |
1129,83 |
1066,50 |
2,82,251 |
2645,68 |
2295,47 |
44,29,243 |
23212,92 |
19351,84 |
||||||
OF WHICH : |
1. Artisans & Village Industries |
26,559 |
28,90 |
25,96 |
1,009 |
3,16 |
2,76 |
61,838 |
103,75 |
94,37 |
|||||
|
2. Other Small Scale Industries |
10,871 |
15,09 |
13,74 |
4,651 |
230,19 |
205,43 |
1,03,026 |
1884,24 |
1557,87 |
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