Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

95,053

122,04

100,70

7,643

24,24

21,71

1.

Direct Finance

93,882

117,88

97,19

7,555

19,34

16,52

2.

Indirect Finance

1,171

4,15

3,51

88

4,91

5,19

II.

INDUSTRY

18,481

258,55

226,49

3,249

135,68

106,66

1.

Mining & Quarrying

154

1,78

1,57

21

85

85

2.

Food Manufacturing and Processing

555

19,17

15,84

132

2,31

1,58

(a)

Rice Mills, Flour and Dal Mills

199

7,73

6,70

37

1,43

86

(b)

Sugar

—

—

—

1

—

—

(c)

Edible Oils and Vanaspati

42

2,82

2,64

14

15

15

(d)

Tea Processing

—

—

—

2

13

8

(e)

Processing of Fruits & Vegetables

9

6,28

4,90

5

11

11

(f)

Others

305

2,34

1,60

73

50

38

3.

Beverage and Tobacco

17

1,97

1,59

3

21

11

4.

Textiles

251

18,74

18,20

210

27,80

23,20

(a)

Cotton Textiles

46

10,07

9,57

17

12,83

9,49

(b)

Jute Textiles

—

—

—

3

28

—

(c)

Handloom Textiles & Khadi

78

54

53

96

4,15

3,82

(d)

Other Textiles

127

8,13

8,10

94

10,55

9,89

5.

Paper, Paper Products and Printing

131

5,18

5,22

123

6,07

5,84

6.

Leather and Leather Products

44

56

58

16

15

16

7.

Rubber and Rubber Products

67

2,89

2,64

39

46

37

8.

Chemicals and Chemical Products

239

14,53

12,76

83

4,05

3,56

(a)

Heavy Industrial Chemicals

18

1,35

1,31

5

12

14

(b)

Fertilizers

8

1,69

1,38

5

18

18

(c)

Drugs and Pharmaceuticals

71

2,45

2,76

23

2,05

1,31

(d)

Non-Edible Oils

4

18

31

4

6

4

(e)

Other Chemicals & Chemical Products

138

8,86

7,00

46

1,64

1,89

9.

Petroleum, Coal Products & Nuclear Fuels

6

16

17

2

1

1

10.

Manufacture of Cement & Cement Products

31

1,50

1,45

54

15,56

1,28

11.

Basic Metals & Metal Products

503

43,07

30,65

143

4,59

4,33

(a)

Iron and Steel

228

25,49

19,78

35

2,04

1,98

(b)

Non-Ferrous Metals

8

79

59

2

3

2

(c)

Other Metal Products

267

16,79

10,28

106

2,53

2,34

12.

Engineering

300

57,81

51,62

163

18,60

15,00

(a)

Heavy Engineering

33

5,19

3,47

1

30

33

(b)

Light Engineering

103

23,37

23,33

47

9,56

8,26

(c)

Electrical Machinery & Goods

58

11,58

9,84

25

48

45

(d)

Electronic Machinery & Goods

106

17,67

14,97

90

8,25

5,96

13.

Vehicles, Vehicle Parts & Transport Equipments

122

22,59

20,98

62

1,35

99

14.

Other Industries

15,945

43,88

37,91

2,101

13,27

11,31

15.

Electricity, Gas & Water

72

11,66

12,21

45

35,97

34,92

(a)

Electricity Generation & Transmission

69

11,38

12,07

14

35,59

34,64

(b)

Non-Conventional Energy

2

3

1

1

15

10

(c)

Gas, Steam & Water Supply

1

25

13

30

23

18

16.

Construction

44

13,06

13,09

52

4,42

3,15

III.

TRANSPORT OPERATORS

7,549

111,18

84,08

2,173

39,38

30,88

IV.

PROFESSIONAL AND OTHER SERVICES

6,401

14,65

12,47

2,168

13,73

10,77

V.

PERSONAL LOANS

47,631

115,34

98,06

18,142

70,03

59,30

1.

Loans for Purchase of Consumer Durables

1,895

2,60

2,05

1,317

1,98

1,60

2.

Loans for Housing

4,579

31,72

25,01

2,191

26,24

22,30

3.

Rest of the Personal Loans

41,157

81,02

71,01

14,634

41,81

35,41

V I.

TRADE

37,391

105,67

88,56

10,604

88,07

69,45

1.

Wholesale Trade

1,365

18,02

16,60

659

8,77

5,91

2.

Retail Trade

36,026

87,64

71,96

9,945

79,30

63,54

VII.

FINANCE

36

33

27

48

7,42

4,04

VIII.

ALL OTHERS

15,755

32,85

22,20

7,083

33,66

26,19

TOTAL BANK CREDIT

2,28,297

760,60

632,83

51,110

412,22

328,99

OF WHICH :

1.

Artisans & Village Industries

11,576

14,20

11,83

955

3,55

2,91

2.

Other Small Scale Industries

4,671

85,82

76,11

1,459

28,12

24,19

Note : There are no urban and metropolitan centres in Himachal Pradesh.