Himachal Pradesh
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
NORTHERN REGION
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(Amount in Rupees Lakh) |
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STATE BANK OF INDIA AND ITS ASSOCIATES |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
||||
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nding |
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nding |
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nding |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
I. |
AGRICULTURE |
26,106 |
49,36 |
41,05 |
58,546 |
84,09 |
70,81 |
- |
- |
- |
||
1. |
Direct Finance |
25,998 |
43,26 |
34,98 |
58,074 |
81,83 |
68,81 |
- |
- |
|||
2. |
Indirect Finance |
108 |
6,10 |
6,07 |
472 |
2,25 |
2,00 |
- |
- |
|||
II. |
INDUSTRY |
3,590 |
111,70 |
93,19 |
13,613 |
230,24 |
184,30 |
10 |
43,10 |
47,14 |
||
1. |
Mining & Quarrying |
51 |
83 |
88 |
46 |
1,37 |
1,21 |
- |
- |
- |
||
2. |
Food Manufacturing and Processing |
128 |
10,81 |
8,19 |
518 |
10,33 |
8,89 |
- |
- |
- |
||
(a) Rice Mills, Flour and Dal Mills |
70 |
2,68 |
2,28 |
154 |
6,24 |
5,04 |
- |
- |
- |
|||
(b) Sugar |
1 |
- |
- |
- |
- |
- |
- |
- |
- |
|||
(c) Edible Oils and Vanaspati |
7 |
7 |
6 |
41 |
2,82 |
2,67 |
- |
- |
- |
|||
(d) Tea Processing |
2 |
13 |
8 |
- |
- |
- |
- |
- |
- |
|||
(e) Processing of Fruits & Vegetables |
6 |
6,27 |
4,90 |
8 |
13 |
12 |
- |
- |
- |
|||
(f) Others |
42 |
1,66 |
88 |
315 |
1,15 |
1,07 |
- |
- |
- |
|||
3. |
Beverage and Tobacco |
8 |
78 |
46 |
12 |
1,40 |
1,24 |
- |
- |
- |
||
4. |
Textiles |
166 |
5,53 |
5,17 |
280 |
36,42 |
31,53 |
- |
- |
- |
||
(a) Cotton Textiles |
29 |
2,72 |
2,45 |
32 |
15,65 |
11,96 |
- |
- |
- |
|||
(b) Jute Textiles |
- |
- |
- |
3 |
28 |
- |
- |
- |
- |
|||
(c) Handloom Textiles & Khadi |
74 |
1,03 |
72 |
92 |
3,61 |
3,59 |
- |
- |
- |
|||
(d) Other Textiles |
63 |
1,78 |
2,00 |
153 |
16,87 |
15,97 |
- |
- |
- |
|||
5. |
Paper, Paper Products and Printing |
64 |
2,04 |
2,02 |
188 |
9,20 |
9,03 |
- |
- |
- |
||
6. |
Leather and Leather Products |
21 |
20 |
16 |
39 |
51 |
58 |
- |
- |
- |
||
7. |
Rubber and Rubber Products |
41 |
1,31 |
1,19 |
65 |
2,03 |
1,82 |
- |
- |
- |
||
8. |
Chemicals and Chemical Products |
115 |
3,80 |
4,27 |
203 |
14,03 |
12,04 |
1 |
75 |
- |
||
(a) Heavy Industrial Chemicals |
2 |
2 |
2 |
21 |
1,45 |
1,43 |
- |
- |
- |
|||
(b) Fertilizers |
2 |
4 |
4 |
11 |
1,83 |
1,52 |
- |
- |
- |
|||
(c) Drugs and Pharmaceuticals |
57 |
1,91 |
2,43 |
36 |
1,83 |
1,64 |
1 |
75 |
- |
|||
(d) Non-Edible Oils |
6 |
17 |
29 |
2 |
7 |
7 |
- |
- |
- |
|||
(e) Other Chemicals & Chemical Products |
48 |
1,65 |
1,49 |
133 |
8,84 |
7,38 |
- |
- |
- |
|||
9. |
Petroleum, Coal Products & Nuclear Fuels |
2 |
6 |
6 |
6 |
12 |
12 |
- |
- |
- |
||
10. |
Manufacture of Cement & Cement Products |
42 |
1,27 |
1,06 |
42 |
15,78 |
1,67 |
- |
- |
- |
||
11. |
Basic Metals & Metal Products |
240 |
7,40 |
6,34 |
397 |
40,21 |
28,60 |
- |
- |
- |
||
(a) Iron and Steel |
95 |
4,01 |
3,62 |
168 |
23,52 |
18,14 |
- |
- |
- |
|||
(b) Non-Ferrous Metals |
5 |
65 |
47 |
5 |
16 |
14 |
- |
- |
- |
|||
(c) Other Metal Products |
140 |
2,73 |
2,26 |
224 |
16,54 |
10,33 |
- |
- |
- |
|||
12. |
Engineering |
164 |
27,99 |
22,83 |
294 |
46,12 |
41,50 |
3 |
2,29 |
2,29 |
||
(a) Heavy Engineering |
14 |
3,21 |
2,27 |
20 |
2,28 |
1,53 |
- |
- |
- |
|||
(b) Light Engineering |
37 |
1,79 |
1,78 |
111 |
30,15 |
28,82 |
2 |
99 |
99 |
|||
(c) Electrical Machinery & Goods |
26 |
6,04 |
4,34 |
57 |
6,02 |
5,95 |
- |
- |
- |
|||
(d) Electronic Machinery & Goods |
87 |
16,95 |
14,43 |
106 |
7,67 |
5,20 |
1 |
1,30 |
1,30 |
|||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
77 |
19,03 |
18,10 |
105 |
4,76 |
3,86 |
- |
- |
- |
||
14. |
Other Industries |
2,391 |
26,42 |
21,41 |
11,293 |
27,17 |
24,81 |
- |
- |
- |
||
15. |
Electricity, Gas & Water |
61 |
4,06 |
92 |
52 |
3,57 |
1,41 |
4 |
40,00 |
44,79 |
||
(a) Electricity Generation & Transmission |
59 |
3,78 |
77 |
20 |
3,19 |
1,14 |
4 |
40,00 |
44,79 |
|||
(b) Non-Conventional Energy |
- |
- |
- |
3 |
18 |
11 |
- |
- |
- |
|||
(c) Gas, Steam & Water Supply |
2 |
28 |
15 |
29 |
20 |
16 |
- |
- |
- |
|||
16. |
Construction |
19 |
16 |
13 |
73 |
17,25 |
15,99 |
2 |
6 |
6 |
||
III. |
TRANSPORT OPERATORS |
3,716 |
60,30 |
45,43 |
4,150 |
73,15 |
56,75 |
- |
- |
- |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
373 |
9,23 |
6,80 |
6,514 |
17,36 |
14,73 |
1 |
- |
- |
||
V. |
PERSONAL LOANS |
14,897 |
68,42 |
55,91 |
39,556 |
101,70 |
87,68 |
108 |
37 |
34 |
||
1. |
Loans for Purchase of Consumer Durables |
459 |
98 |
75 |
1,935 |
2,63 |
2,13 |
6 |
- |
- |
||
2. |
Loans for Housing |
1,820 |
23,68 |
17,27 |
4,367 |
32,23 |
28,09 |
1 |
- |
- |
||
3. |
Rest of the Personal Loans |
12,618 |
43,76 |
37,89 |
33,254 |
66,84 |
57,45 |
101 |
37 |
33 |
||
VI. |
TRADE |
10,738 |
85,26 |
68,77 |
29,302 |
96,66 |
78,83 |
5 |
7 |
6 |
||
1. |
Wholesale Trade |
1,087 |
5,79 |
4,79 |
711 |
20,67 |
17,43 |
5 |
7 |
6 |
||
2. |
Retail Trade |
9,651 |
79,47 |
63,98 |
28,591 |
75,99 |
61,40 |
- |
- |
- |
||
VII. |
FINANCE |
39 |
1,20 |
85 |
41 |
6,00 |
3,15 |
- |
- |
- |
||
VIII. ALL OTHERS |
1,009 |
5,98 |
4,20 |
16,230 |
55,99 |
40,26 |
- |
- |
- |
|||
TOTAL BANK CREDIT |
60,468 |
391,46 |
316,21 |
1,67,952 |
665,18 |
536,50 |
124 |
43,55 |
47,55 |
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OF WHICH : |
1. Artisans & Village Industries |
686 |
4,09 |
3,43 |
7,795 |
10,77 |
8,86 |
- |
- |
- |
||
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2. Other Small Scale Industries |
1,667 |
54,30 |
45,87 |
4,187 |
58,89 |
53,71 |
- |
- |
- |
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(Amount in Rupees Lakh) |
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REGIONAL RURAL BANKS |
OTHER SCHEDULED COMMERCIAL BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
Accounts |
Limit |
Outsta- |
|||||
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|
nding |
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|
nding |
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nding |
|||||
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10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
18,020 |
12,13 |
9,92 |
24 |
70 |
62 |
1,02,696 |
146,28 |
122,41 |
|||
1. |
Direct Finance |
17,344 |
11,65 |
9,51 |
21 |
47 |
40 |
1,01,437 |
137,22 |
113,71 |
|||
2. |
Indirect Finance |
676 |
48 |
41 |
3 |
23 |
22 |
1,259 |
9,06 |
8,70 |
|||
II. |
INDUSTRY |
4,503 |
4,56 |
3,82 |
14 |
4,63 |
4,70 |
21,730 |
394,23 |
333,14 |
|||
1. |
Mining & Quarrying |
78 |
42 |
33 |
- |
- |
- |
175 |
2,63 |
2,42 |
|||
2. |
Food Manufacturing and Processing |
41 |
35 |
33 |
- |
- |
- |
687 |
21,49 |
17,42 |
|||
(a) Rice Mills, Flour and Dal Mills |
12 |
24 |
23 |
- |
- |
- |
236 |
9,16 |
7,55 |
||||
(b) Sugar |
- |
- |
- |
- |
- |
- |
1 |
- |
- |
||||
(c) Edible Oils and Vanaspati |
8 |
7 |
7 |
- |
- |
- |
56 |
2,96 |
2,80 |
||||
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
2 |
13 |
8 |
||||
(e) Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
14 |
6,40 |
5,02 |
||||
(f) Others |
21 |
3 |
4 |
- |
- |
- |
378 |
2,84 |
1,98 |
||||
3. |
Beverage and Tobacco |
- |
- |
- |
- |
- |
- |
20 |
2,18 |
1,70 |
|||
4. |
Textiles |
14 |
10 |
9 |
1 |
4,50 |
4,62 |
461 |
46,54 |
41,40 |
|||
(a) Cotton Textiles |
1 |
2 |
2 |
1 |
4,50 |
4,62 |
63 |
22,90 |
19,05 |
||||
(b) Jute Textiles |
- |
- |
- |
- |
- |
- |
3 |
28 |
- |
||||
(c) Handloom Textiles & Khadi |
8 |
5 |
5 |
- |
- |
- |
174 |
4,69 |
4,35 |
||||
(d) Other Textiles |
5 |
3 |
2 |
- |
- |
- |
221 |
18,68 |
17,99 |
||||
5. |
Paper, Paper Products and Printing |
2 |
2 |
2 |
- |
- |
- |
254 |
11,26 |
11,06 |
|||
6. |
Leather and Leather Products |
- |
- |
- |
- |
- |
- |
60 |
71 |
74 |
|||
7. |
Rubber and Rubber Products |
- |
- |
- |
- |
- |
- |
106 |
3,34 |
3,01 |
|||
8. |
Chemicals and Chemical Products |
3 |
1 |
1 |
- |
- |
- |
322 |
18,58 |
16,32 |
|||
(a) Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
23 |
1,47 |
1,45 |
||||
(b) Fertilizers |
- |
- |
- |
- |
- |
- |
13 |
1,87 |
1,56 |
||||
(c) Drugs and Pharmaceuticals |
- |
- |
- |
- |
- |
- |
94 |
4,49 |
4,07 |
||||
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
8 |
24 |
35 |
||||
(e) Other Chemicals & Chemical Products |
3 |
1 |
1 |
- |
- |
- |
184 |
10,50 |
8,89 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
8 |
17 |
17 |
|||
10. |
Manufacture of Cement & Cement Products |
1 |
1 |
- |
- |
- |
- |
85 |
17,07 |
2,74 |
|||
11. |
Basic Metals & Metal Products |
9 |
5 |
4 |
- |
- |
- |
646 |
47,66 |
34,98 |
|||
(a) Iron and Steel |
- |
- |
- |
- |
- |
- |
263 |
27,53 |
21,75 |
||||
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
10 |
81 |
60 |
||||
(c) Other Metal Products |
9 |
5 |
4 |
- |
- |
- |
373 |
19,32 |
12,62 |
||||
12. |
Engineering |
2 |
1 |
1 |
- |
- |
- |
463 |
76,41 |
66,62 |
|||
(a) Heavy Engineering |
- |
- |
- |
- |
- |
- |
34 |
5,49 |
3,80 |
||||
(b) Light Engineering |
- |
- |
- |
- |
- |
- |
150 |
32,93 |
31,59 |
||||
(c) Electrical Machinery & Goods |
- |
- |
- |
- |
- |
- |
83 |
12,06 |
10,29 |
||||
(d) Electronic Machinery & Goods |
2 |
1 |
1 |
- |
- |
- |
196 |
25,93 |
20,93 |
||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
2 |
16 |
1 |
- |
- |
- |
184 |
23,94 |
21,97 |
|||
14. |
Other Industries |
4,349 |
3,43 |
2,93 |
13 |
13 |
8 |
18,046 |
57,15 |
49,22 |
|||
15. |
Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
117 |
47,63 |
47,13 |
|||
(a) Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
83 |
46,97 |
46,71 |
||||
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
3 |
18 |
11 |
||||
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
31 |
48 |
31 |
||||
16. |
Construction |
2 |
1 |
5 |
- |
- |
- |
96 |
17,48 |
16,23 |
|||
III. |
TRANSPORT OPERATORS |
1,830 |
16,47 |
12,34 |
26 |
64 |
44 |
9,722 |
150,56 |
114,96 |
|||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,666 |
1,71 |
1,69 |
15 |
7 |
2 |
8,569 |
28,38 |
23,24 |
|||
V. |
PERSONAL LOANS |
11,094 |
14,29 |
12,96 |
118 |
59 |
48 |
65,773 |
185,36 |
157,36 |
|||
1. |
Loans for Purchase of Consumer Durables |
805 |
95 |
76 |
7 |
1 |
1 |
3,212 |
4,58 |
3,65 |
|||
2. |
Loans for Housing |
580 |
2,02 |
1,93 |
2 |
4 |
1 |
6,770 |
57,96 |
47,30 |
|||
3. |
Rest of the Personal Loans |
9,709 |
11,32 |
10,27 |
109 |
54 |
46 |
55,791 |
122,82 |
106,41 |
|||
VI. |
TRADE |
7,870 |
10,53 |
9,24 |
80 |
1,21 |
1,10 |
47,995 |
193,74 |
158,00 |
|||
1. |
Wholesale Trade |
221 |
26 |
22 |
- |
- |
- |
2,024 |
26,79 |
22,51 |
|||
2. |
Retail Trade |
7,649 |
10,27 |
9,02 |
80 |
1,21 |
1,10 |
45,971 |
166,95 |
135,50 |
|||
VII. |
FINANCE |
3 |
5 |
5 |
1 |
50 |
26 |
84 |
7,75 |
4,31 |
|||
VIII. ALL OTHERS |
5,599 |
4,54 |
3,93 |
- |
- |
- |
22,838 |
66,51 |
48,39 |
||||
TOTAL BANK CREDIT |
50,585 |
64,28 |
53,94 |
278 |
8,34 |
7,63 |
2,79,407 |
1172,82 |
961,82 |
||||
OF WHICH : |
1. Artisans & Village Industries |
4,044 |
2,83 |
2,38 |
6 |
6 |
6 |
12,531 |
17,75 |
14,74 |
|||
|
2. Other Small Scale Industries |
276 |
76 |
71 |
- |
- |
- |
6,130 |
113,95 |
100,30 |
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