Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

NORTHERN REGION

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

79,942

153,44

121,16

7,061

29,84

25,09

1.

Direct Finance

78,936

148,02

116,60

6,842

20,40

16,13

2.

Indirect Finance

1,006

5,42

4,57

219

9,44

8,96

II.

INDUSTRY

27,342

357,70

313,62

5,604

221,84

180,81

1.

Mining & Quarrying

31

2,41

1,87

31

1,92

1,89

2.

Food Manufacturing & Processing

233

29,06

24,87

64

4,66

3,48

(a) Rice Mills, Flour & Dal Mills

121

10,56

8,23

26

1,35

1,00

(b) Sugar

1

3

3

-

-

-

(c) Edible Oils & Vanaspati

27

4,35

4,03

4

2,77

1,99

(d) Tea Processing

-

-

-

2

13

11

(e) Processing of Fruits & Vegetables

13

7,74

7,07

1

12

12

(f) Others

71

6,37

5,51

31

29

26

3.

Beverage & Tobacco

10

6,75

7,02

5

47

20

4.

Textiles

147

35,69

37,13

119

29,32

24,11

(a) Cotton Textiles

34

15,22

18,85

23

4,71

1,80

(b) Jute Textiles

1

10

11

1

4

4

(c) Handloom Textiles & Khadi

25

66

64

39

6,18

5,87

(d) Other Textiles

87

19,70

17,53

56

18,38

16,41

5.

Paper, Paper Products & Printing

103

7,42

7,34

86

6,89

6,65

6.

Leather & Leather Products

18

92

83

8

16

16

7.

Rubber & Rubber Products

44

2,65

2,09

23

69

63

8.

Chemicals & Chemical Products

185

36,23

31,19

68

7,05

6,19

(a) Heavy Industrial Chemicals

13

10,54

9,07

1

3

3

(b) Fertilisers

7

1,73

1,64

-

-

-

(c) Drugs & Pharmaceuticals

28

2,26

1,57

26

1,98

1,65

(d) Non-Edible Oils

3

14

9

3

14

6

(e) Other Chemicals & Chemical Products

134

21,56

18,82

38

4,90

4,44

9.

Petroleum, Coal Products & Nuclear Fuels

5

11,32

1,56

3

1,07

1,08

10.

Manufacture of Cement & Cement Products

36

7,87

7,39

21

1,99

1,84

11.

Basic Metals & Metal Products

239

52,15

44,75

84

10,68

8,76

(a) Iron & Steel

103

27,33

27,53

20

1,98

1,68

(b) Non-Ferrous Metals

14

3,79

2,62

4

8

5

(c) Other Metal Products

122

21,03

14,61

60

8,61

7,03

12.

Engineering

200

44,79

40,13

111

9,49

9,55

(a) Heavy Engineering

13

1,94

1,63

2

4

2

(b) Light Engineering

90

16,48

14,91

24

6,99

7,32

(c) Electrical Machinery & Goods

62

9,50

8,25

71

1,32

1,10

(d) Electronic Machinery & Goods

35

16,87

15,34

14

1,14

1,11

13.

Vehicles, Vehicle Parts & Transport Equipments

65

19,54

18,66

48

13,38

13,53

14.

Other Industries

25,558

89,55

78,30

4,387

23,77

20,44

15.

Electricity, Gas & Water

15

1,76

1,47

12

107,17

79,72

(a) Electricity Generation & Transmission

13

1,69

1,42

11

107,02

79,63

(b) Non-Conventional Energy

-

-

-

1

15

10

(c) Gas, Steam & Water Supply

2

8

5

-

-

-

16.

Construction

453

9,57

9,02

534

3,15

2,59

III.

TRANSPORT OPERATORS

11,469

137,69

92,10

6,323

73,11

52,02

IV.

PROFESSIONAL AND OTHER SERVICES

6,096

20,52

15,65

1,657

17,54

14,79

V.

PERSONAL LOANS

65,353

185,91

154,74

30,972

114,13

97,72

1.

Loans for Purchase of Consumer Durables

5,509

13,26

10,38

9,534

23,13

21,37

2.

Loans for Housing

5,876

45,52

39,49

2,745

39,10

32,78

3.

Rest of the Personal Loans

53,968

127,13

104,87

18,693

51,90

43,57

VI.

TRADE

66,471

177,40

147,56

11,169

92,83

71,40

1.

Wholesale Trade

964

15,57

12,90

751

16,36

11,76

2.

Retail Trade

65,507

161,82

134,66

10,418

76,47

59,64

VII.

FINANCE

345

1,37

1,12

30

6,90

2,05

VIII.

ALL OTHERS

13,543

39,37

33,82

8,074

61,87

46,82

TOTAL BANK CREDIT

2,70,561

1073,39

879,77

70,890

618,06

490,70

OF WHICH:

1. Artisans & Village Industries

16,872

29,53

24,41

2,067

5,81

4,62

2. Other Small Scale Industries

7,361

119,21

102,52

2,850

36,19

33,35

Note

: There are no Urban and Metropolitan centres in Himachal Pradesh.