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Published on March 01, 1996

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Table No. 5. 9 - District-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTHERN REGION										(Amount in Rupees Thousand)
					AMBALA		BHIWANI		FARIDABAD		GURGAON
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				19,572	92,70,84	51,534	58,50,55	26,920	40,62,23	30,301	34,25,28
	1.	Direct Finance			18,707	61,84,94	50,374	55,73,29	26,859	39,96,26	30,198	32,60,23
	2.	Indirect Finance			865	30,85,90	1,160	2,77,26	61	65,97	103	1,65,05
II.	INDUSTRY				6,208	172,50,18	6,237	52,15,16	11,684	572,74,08	8,346	316,53,53
	1.	Mining & Quarrying			14	32,29	48	1,86,18	26	26,03	40	2,27,57
	2.	Manufacturing & Processing			6,155	162,19,20	6,184	50,19,72	11,624	571,44,83	8,281	306,49,26
	3.	Electricity, Gas & Water			13	52,56	4	8,11	24	45,02	8	1,12,11
	4.	Construction			26	9,46,13	1	1,15	10	58,20	17	6,64,59
III.	TRANSPORT OPERATORS				2,464	11,30,30	4,766	6,15,58	3,210	6,06,91	3,364	8,80,05
IV.	PROFESSIONAL AND OTHER SERVICES				2,381	9,28,72	1,639	3,16,60	2,749	12,12,78	2,904	7,24,41
V.	PERSONAL LOANS				18,392	76,11,60	7,958	13,83,66	17,829	55,86,71	12,586	34,97,62
	1.	Loans for Purchase of Consumer Durables			1,244	1,53,12	139	19,23	1,263	1,62,75	422	62,84
	2.	Loans for Housing			3,338	27,72,72	915	5,89,15	1,697	24,53,46	1,293	9,29,00
	3.	Rest of the Personal Loans			13,810	46,85,76	6,904	7,75,28	14,869	29,70,50	10,871	25,05,78
VI.	TRADE				9,782	65,68,43	10,118	11,66,56	22,212	47,11,51	22,549	35,67,08
	1.	Wholesale Trade			846	24,60,11	257	1,58,34	486	10,16,78	222	8,46,82
	2.	Retail Trade			8,936	41,08,32	9,861	10,08,22	21,726	36,94,73	22,327	27,20,26
VII.	FINANCE				93	62,62	8	21,18	20	2,78,76	44	5,79,48
VIII.	ALL OTHERS				5,615	13,83,93	9,984	20,94,84	15,202	38,99,99	6,068	37,14,46
TOTAL BANK CREDIT					64,507	442,06,62	92,244	166,64,13	99,826	776,32,97	86,162	480,41,91
OF WHICH:			1.	Artisans & Village Industries	693	69,92	5,077	2,59,76	4,151	3,21,39	5,839	3,40,73
			2.	Other Small Scale Industries	4,200	74,98,53	890	9,69,87	6,265	156,48,58	2,060	37,86,33


					HISAR		JIND		KAITHAL		KARNAL
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					9	10	11	12	13	14	15	16
I.	AGRICULTURE				46,470	133,58,64	31,093	94,36,23	22,646	59,83,98	24,743	90,03,62
	1.	Direct Finance			45,806	120,91,36	30,208	82,61,95	22,591	58,71,51	24,441	77,37,55
	2.	Indirect Finance			664	12,67,28	885	11,74,28	55	1,12,47	302	12,66,07
II.	INDUSTRY				3,824	217,01,40	1,559	20,85,85	1,930	47,79,10	4,606	345,96,20
	1.	Mining & Quarrying			8	6,73,68	-	-	5	13,53	2	36
	2.	Manufacturing & Processing			3,810	210,17,95	1,558	20,85,21	1,924	47,65,10	4,581	344,96,30
	3.	Electricity, Gas & Water			5	2,10	-	-	1	47	14	63,62
	4.	Construction			1	7,67	1	64	-	-	9	35,92
III.	TRANSPORT OPERATORS				2,439	12,07,99	1,429	2,88,47	2,405	2,72,39	1,401	10,54,79
IV.	PROFESSIONAL AND OTHER SERVICES				3,371	4,27,48	1,003	1,18,86	751	1,18,38	1,621	12,30,66
V.	PERSONAL LOANS				11,061	38,46,45	6,286	15,89,38	4,768	17,26,58	10,026	35,08,57
	1.	Loans for Purchase of Consumer Durables			127	31,43	126	52,07	80	17,39	380	63,46
	2.	Loans for Housing			1,377	13,88,36	682	4,66,89	431	2,95,79	1,192	10,65,54
	3.	Rest of the Personal Loans			9,557	24,26,66	5,478	10,70,42	4,257	14,13,40	8,454	23,79,57
VI.	TRADE				12,670	67,89,40	6,519	12,92,19	5,473	12,11,17	7,142	23,73,50
	1.	Wholesale Trade			360	48,67,16	313	1,52,38	82	1,71,61	515	9,03,59
	2.	Retail Trade			12,310	19,22,24	6,206	11,39,81	5,391	10,39,56	6,627	14,69,91
VII.	FINANCE				39	52,70	5	5,78	14	13,62	10	5,02
VIII.	ALL OTHERS				6,616	11,01,16	2,092	2,94,12	1,285	2,61,39	6,043	22,07,39
TOTAL BANK CREDIT					86,490	484,85,22	49,986	151,10,88	39,272	143,66,61	55,592	539,79,75
OF WHICH:			1.	Artisans & Village Industries	1,488	2,05,51	541	82,45	898	3,33,23	326	7,33,21
			2.	Other Small Scale Industries	1,822	44,93,02	840	7,49,41	874	40,91,99	3,459	173,29,26


					KURUKSHETRA		MAHENDRAGARH		PANIPAT		REWARI
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					17	18	19	20	21	22	23	24
I.	AGRICULTURE				22,574	77,61,75	16,781	25,96,77	14,445	37,34,73	16,757	26,72,95
	1.	Direct Finance			22,202	67,36,54	16,774	25,60,05	14,347	36,57,98	16,710	26,45,46
	2.	Indirect Finance			372	10,25,21	7	36,72	98	76,75	47	27,49
II.	INDUSTRY				1,681	35,79,66	4,153	28,35,10	6,408	226,83,21	3,787	38,47,43
	1.	Mining & Quarrying			1	25	7	8,68	-	-	2	46
	2.	Manufacturing & Processing			1,645	35,48,00	4,144	28,26,06	6,401	226,77,36	3,782	38,37,98
	3.	Electricity, Gas & Water			3	90	1	36	6	4,83	2	1,08
	4.	Construction			32	30,51	1	-	1	1,02	1	7,91
III.	TRANSPORT OPERATORS				1,810	2,33,20	1,434	1,78,78	759	2,48,88	1,555	2,50,44
IV.	PROFESSIONAL AND OTHER SERVICES				1,215	1,71,74	348	1,77,27	1,523	4,80,52	729	90,61
V.	PERSONAL LOANS				5,801	21,39,47	3,601	9,72,68	6,619	16,92,68	4,010	8,49,32
	1.	Loans for Purchase of Consumer Durables			226	31,86	178	21,73	157	27,65	127	17,72
	2.	Loans for Housing			861	8,31,22	250	1,51,17	650	4,58,98	325	2,95,43
	3.	Rest of the Personal Loans			4,714	12,76,39	3,173	7,99,78	5,812	12,06,05	3,558	5,36,17
VI.	TRADE				5,681	10,90,61	9,156	9,16,56	5,098	23,37,07	8,145	12,34,06
	1.	Wholesale Trade			73	85,48	109	82,97	485	12,24,61	291	71,92
	2.	Retail Trade			5,608	10,05,13	9,047	8,33,59	4,613	11,12,46	7,854	11,62,14
VII.	FINANCE				25	22,40	6	14,56	4	29,13	6	5,16
VIII.	ALL OTHERS				2,864	6,02,72	1,584	1,87,25	2,959	5,83,14	3,679	3,16,07
TOTAL BANK CREDIT					41,651	156,01,55	37,063	78,78,97	37,815	317,89,36	38,668	92,66,04
OF WHICH:			1.	Artisans & Village Industries	459	73,95	3,508	2,49,91	174	39,85	2,119	2,12,91
			2.	Other Small Scale Industries	985	27,37,13	544	4,08,55	4,331	156,78,95	941	8,97,88


					ROHTAK		SIRSA		SONIPAT		YAMUNANAGAR
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					25	26	27	28	29	30	31	32
I.	AGRICULTURE				36,776	67,22,14	30,200	81,79,01	17,414	44,20,63	18,249	31,56,82
	1.	Direct Finance			36,008	66,07,14	29,692	78,12,32	17,390	43,03,86	18,101	30,52,21
	2.	Indirect Finance			768	1,15,00	508	3,66,69	24	1,16,77	148	1,04,61
II.	INDUSTRY				4,195	127,13,33	2,358	33,72,48	2,211	206,59,22	3,477	134,05,94
	1.	Mining & Quarrying			7	9,32	-	-	3	8,32	11	38,90
	2.	Manufacturing & Processing			4,157	126,24,58	2,354	33,61,29	2,185	205,28,01	3,451	133,27,94
	3.	Electricity, Gas & Water			25	62,56	2	3,77	19	1,12,96	11	9,34
	4.	Construction			6	16,87	2	7,42	4	9,93	4	29,76
III.	TRANSPORT OPERATORS				3,336	11,78,99	551	2,33,31	1,167	3,82,55	1,586	2,82,63
IV.	PROFESSIONAL AND OTHER SERVICES				1,546	4,20,78	1,220	1,68,82	860	4,31,65	1,475	1,87,62
V.	PERSONAL LOANS				15,089	43,74,91	4,615	16,53,29	9,794	24,03,06	9,435	30,92,27
	1.	Loans for Purchase of Consumer Durables			180	37,74	44	24,91	152	28,23	250	34,10
	2.	Loans for Housing			2,000	18,28,25	529	4,70,51	1,789	7,96,20	1,217	8,81,10
	3.	Rest of the Personal Loans			12,909	25,08,92	4,042	11,57,87	7,853	15,78,63	7,968	21,77,07
VI.	TRADE				13,243	22,59,00	8,261	60,43,42	8,484	20,34,45	7,247	12,80,56
	1.	Wholesale Trade			359	6,17,48	235	45,51,72	432	8,88,28	1,006	2,58,62
	2.	Retail Trade			12,884	16,41,52	8,026	14,91,70	8,052	11,46,17	6,241	10,21,94
VII.	FINANCE				37	1,35,39	11	62,36	15	15,68	11	36,98
VIII.	ALL OTHERS				8,922	6,82,06	2,940	4,54,99	4,670	11,93,78	3,468	5,34,86
TOTAL BANK CREDIT					83,144	284,86,60	50,156	201,67,68	44,615	315,41,02	44,948	219,77,68
OF WHICH:			1.	Artisans & Village Industries	1,097	97,47	983	3,70,89	273	42,98	963	2,82,75
			2.	Other Small Scale Industries	1,916	41,43,11	943	15,86,68	1,540	33,32,40	1,787	34,23,06