Gujarat
Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
MARCH 1997
WESTERN REGION |
|
|
(Amount in Rupees Lakh) |
RURAL |
SEMI-URBAN |
|||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|||
|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
5,82,398 |
994,33 |
847,59 |
2,58,069 |
631,43 |
462,78 |
|
1. |
Direct Finance |
5,78,575 |
933,32 |
797,48 |
2,56,136 |
560,47 |
412,79 |
|
2. |
Indirect Finance |
3,823 |
61,01 |
50,12 |
1,933 |
70,96 |
49,99 |
|
II. |
INDUSTRY |
44,608 |
1486,58 |
1282,34 |
44,702 |
1944,86 |
1428,74 |
|
1. |
Mining & Quarrying |
156 |
9,82 |
7,45 |
348 |
21,45 |
10,57 |
|
2. |
Food Manufacturing and Processing |
975 |
32,97 |
24,99 |
1,030 |
229,99 |
102,46 |
|
(a) Rice Mills, Flour and Dal Mills |
91 |
8,57 |
7,19 |
172 |
15,85 |
13,24 |
||
(b) Sugar |
11 |
93 |
1,29 |
25 |
5,98 |
3,38 |
||
(c) Edible Oils and Vanaspati |
169 |
13,72 |
8,30 |
204 |
61,25 |
29,79 |
||
(d) Tea Processing |
5 |
3 |
2 |
10 |
1,70 |
1,40 |
||
(e) Processing of Fruits & Vegetables |
11 |
21 |
19 |
42 |
35,40 |
18,92 |
||
(f) Others |
688 |
9,52 |
8,00 |
577 |
109,82 |
35,74 |
||
3. |
Beverage and Tobacco |
143 |
4,48 |
3,41 |
236 |
17,05 |
13,32 |
|
4. |
Textiles |
866 |
90,21 |
73,73 |
1,377 |
224,30 |
172,03 |
|
(a) Cotton Textiles |
183 |
36,29 |
32,45 |
699 |
107,91 |
75,99 |
||
(b) Jute Textiles |
13 |
73 |
33 |
6 |
37 |
21 |
||
(c) Handloom Textiles & Khadi |
11 |
26 |
18 |
68 |
4,83 |
4,21 |
||
(d) Other Textiles |
659 |
52,93 |
40,77 |
604 |
111,20 |
91,62 |
||
5. |
Paper, Paper Products and Printing |
274 |
54,99 |
50,18 |
516 |
82,06 |
62,35 |
|
6. |
Leather and Leather Products |
37 |
2,71 |
2,81 |
54 |
4,15 |
4,11 |
|
7. |
Rubber and Rubber Products |
86 |
7,79 |
6,88 |
162 |
8,40 |
6,94 |
|
8. |
Chemicals and Chemical Products |
1,028 |
482,05 |
331,90 |
2,157 |
636,29 |
521,01 |
|
(a) Heavy Industrial Chemicals |
119 |
99,60 |
53,02 |
417 |
140,73 |
99,51 |
||
(b) Fertilizers |
31 |
140,75 |
100,30 |
33 |
105,71 |
86,32 |
||
(c) Drugs and Pharmaceuticals |
127 |
86,13 |
60,40 |
316 |
69,85 |
45,06 |
||
(d) Non-Edible Oils |
15 |
99 |
94 |
56 |
23,41 |
28,50 |
||
(e) Other Chemicals & Chemical Products |
736 |
154,58 |
117,24 |
1,335 |
296,59 |
261,63 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
69 |
272,79 |
299,60 |
77 |
5,89 |
5,84 |
|
10. |
Manufacture of Cement & Cement Products |
134 |
46,94 |
50,31 |
250 |
56,31 |
11,66 |
|
11. |
Basic Metals & Metal Products |
548 |
167,91 |
161,51 |
1,081 |
156,18 |
124,79 |
|
(a) Iron and Steel |
177 |
49,43 |
54,07 |
373 |
73,06 |
57,81 |
||
(b) Non-Ferrous Metals |
72 |
16,90 |
12,51 |
89 |
18,33 |
16,13 |
||
(c) Other Metal Products |
299 |
101,59 |
94,92 |
619 |
64,79 |
50,85 |
||
12. |
Engineering |
752 |
95,34 |
72,59 |
1,407 |
234,78 |
170,86 |
|
(a) Heavy Engineering |
142 |
40,45 |
24,78 |
353 |
119,66 |
74,11 |
||
(b) Light Engineering |
360 |
20,45 |
18,93 |
546 |
32,04 |
27,29 |
||
(c) Electrical Machinery & Goods |
141 |
23,11 |
19,55 |
267 |
39,85 |
34,66 |
||
(d) Electronic Machinery & Goods |
109 |
11,32 |
9,32 |
241 |
43,24 |
34,80 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
516 |
16,71 |
12,54 |
547 |
51,58 |
36,28 |
|
14. |
Other Industries |
38,822 |
100,75 |
79,43 |
35,142 |
186,24 |
165,67 |
|
15. |
Electricity, Gas & Water |
66 |
96,85 |
101,78 |
58 |
9,48 |
5,27 |
|
(a) Electricity Generation & Transmission |
34 |
96,68 |
101,66 |
36 |
6,95 |
2,40 |
||
(b) Non-Conventional Energy |
25 |
7 |
2 |
1 |
5 |
4 |
||
(c) Gas, Steam & Water Supply |
7 |
10 |
10 |
21 |
2,48 |
2,83 |
||
16. |
Construction |
136 |
4,28 |
3,22 |
260 |
20,71 |
15,58 |
|
III. |
TRANSPORT OPERATORS |
16,992 |
100,00 |
73,58 |
12,205 |
89,38 |
63,88 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
34,464 |
46,12 |
34,86 |
30,385 |
107,24 |
76,71 |
|
V . |
PERSONAL LOANS |
91,839 |
209,06 |
180,26 |
1,17,930 |
348,22 |
285,26 |
|
1. |
Loans for Purchase of Consumer Durables |
5,481 |
9,16 |
7,20 |
6,837 |
9,74 |
6,91 |
|
2. |
Loans for Housing |
7,116 |
43,33 |
36,15 |
16,026 |
127,84 |
104,78 |
|
3. |
Rest of the Personal Loans |
79,242 |
156,57 |
136,91 |
95,067 |
210,63 |
173,57 |
|
V I. |
TRADE |
98,652 |
134,06 |
109,06 |
65,477 |
235,96 |
173,17 |
|
1. |
Wholesale Trade |
9,115 |
34,69 |
29,70 |
8,322 |
93,85 |
58,13 |
|
2. |
Retail Trade |
89,537 |
99,38 |
79,35 |
57,155 |
142,10 |
115,04 |
|
VII. |
FINANCE |
112 |
5,90 |
5,26 |
286 |
51,62 |
24,23 |
|
VIII. |
ALL OTHERS |
35,068 |
93,29 |
107,10 |
44,775 |
186,57 |
173,26 |
|
TOTAL BANK CREDIT |
9,04,133 |
3069,34 |
2640,05 |
5,73,829 |
3595,27 |
2688,02 |
||
OF WHICH : |
1. Artisans & Village Industries |
29,601 |
30,88 |
22,36 |
18,701 |
22,80 |
19,11 |
|
|
2. Other Small Scale Industries |
11,035 |
242,24 |
193,75 |
18,663 |
671,62 |
488,38 |
|
|
|
|
|
|
|
(Amount in Rupees Lakh) |
|
URBAN |
METROPOLITAN |
|||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|||
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
29,829 |
114,19 |
80,98 |
10,336 |
174,69 |
139,94 |
|
1. |
Direct Finance |
26,466 |
90,88 |
66,08 |
8,022 |
50,23 |
45,80 |
|
2. |
Indirect Finance |
3,363 |
23,31 |
14,90 |
2,314 |
124,46 |
94,14 |
|
II. |
INDUSTRY |
21,115 |
1391,41 |
1051,97 |
34,512 |
7646,77 |
5848,46 |
|
1. |
Mining & Quarrying |
117 |
7,64 |
5,51 |
141 |
15,84 |
14,13 |
|
2. |
Food Manufacturing and Processing |
507 |
111,72 |
82,79 |
483 |
475,19 |
412,43 |
|
(a) Rice Mills, Flour and Dal Mills |
55 |
4,57 |
3,26 |
94 |
12,25 |
6,40 |
||
(b) Sugar |
7 |
73 |
57 |
1 |
1 |
- |
||
(c) Edible Oils and Vanaspati |
89 |
48,92 |
29,76 |
92 |
227,05 |
185,32 |
||
(d) Tea Processing |
- |
- |
- |
11 |
1,32 |
18 |
||
(e) Processing of Fruits & Vegetables |
15 |
3,40 |
2,63 |
26 |
15,84 |
13,83 |
||
(f) Others |
341 |
54,09 |
46,57 |
259 |
218,73 |
206,70 |
||
3. |
Beverage and Tobacco |
39 |
4,24 |
3,62 |
55 |
32,07 |
8,79 |
|
4. |
Textiles |
348 |
98,96 |
71,97 |
8,624 |
2269,07 |
1811,70 |
|
(a) Cotton Textiles |
92 |
15,10 |
10,20 |
1,383 |
1276,98 |
1029,54 |
||
(b) Jute Textiles |
10 |
28 |
15 |
15 |
1,34 |
1,18 |
||
(c) Handloom Textiles & Khadi |
11 |
84 |
47 |
89 |
21,95 |
12,20 |
||
(d) Other Textiles |
235 |
82,74 |
61,16 |
7,137 |
968,79 |
768,77 |
||
5. |
Paper, Paper Products and Printing |
273 |
13,80 |
11,62 |
852 |
128,27 |
112,53 |
|
6. |
Leather and Leather Products |
38 |
3,76 |
3,23 |
162 |
6,29 |
6,44 |
|
7. |
Rubber and Rubber Products |
69 |
4,22 |
3,09 |
212 |
19,63 |
13,85 |
|
8. |
Chemicals and Chemical Products |
1,263 |
292,39 |
217,08 |
3,747 |
1942,48 |
1357,64 |
|
(a) Heavy Industrial Chemicals |
154 |
83,93 |
63,13 |
592 |
283,84 |
184,26 |
||
(b) Fertilizers |
24 |
121,05 |
76,60 |
58 |
301,23 |
132,47 |
||
(c) Drugs and Pharmaceuticals |
194 |
23,72 |
18,76 |
633 |
603,65 |
461,41 |
||
(d) Non-Edible Oils |
20 |
1,67 |
1,05 |
64 |
32,67 |
30,58 |
||
(e) Other Chemicals & Chemical Products |
871 |
62,02 |
57,53 |
2,400 |
721,10 |
548,93 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
68 |
22,00 |
8,74 |
187 |
90,17 |
52,47 |
|
10. |
Manufacture of Cement & Cement Products |
93 |
110,00 |
89,33 |
127 |
112,03 |
66,98 |
|
11. |
Basic Metals & Metal Products |
1,868 |
258,82 |
232,36 |
2,204 |
579,68 |
459,41 |
|
(a) Iron and Steel |
582 |
167,71 |
155,38 |
867 |
328,26 |
272,25 |
||
(b) Non-Ferrous Metals |
454 |
45,31 |
42,37 |
177 |
43,81 |
38,96 |
||
(c) Other Metal Products |
832 |
45,81 |
34,61 |
1,160 |
207,61 |
148,20 |
||
12. |
Engineering |
1,800 |
143,29 |
98,29 |
3,283 |
782,41 |
608,40 |
|
(a) Heavy Engineering |
600 |
49,57 |
38,68 |
807 |
257,05 |
179,14 |
||
(b) Light Engineering |
957 |
48,22 |
32,23 |
1,144 |
175,47 |
122,72 |
||
(c) Electrical Machinery & Goods |
145 |
36,21 |
19,55 |
749 |
269,04 |
240,58 |
||
(d) Electronic Machinery & Goods |
98 |
9,30 |
7,83 |
583 |
80,85 |
65,96 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
282 |
39,10 |
31,29 |
414 |
110,01 |
80,47 |
|
14. |
Other Industries |
14,178 |
245,01 |
167,35 |
13,280 |
500,62 |
345,66 |
|
15. |
Electricity, Gas & Water |
50 |
30,03 |
20,60 |
201 |
481,65 |
422,42 |
|
(a) Electricity Generation & Transmission |
30 |
19,01 |
14,91 |
164 |
475,47 |
417,69 |
||
(b) Non-Conventional Energy |
1 |
2 |
3 |
12 |
3,15 |
2,55 |
||
(c) Gas, Steam & Water Supply |
19 |
11,00 |
5,66 |
25 |
3,03 |
2,17 |
||
16. |
Construction |
122 |
6,42 |
5,09 |
540 |
101,35 |
75,16 |
|
III. |
TRANSPORT OPERATORS |
4,882 |
36,21 |
26,90 |
7,194 |
59,76 |
46,05 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
18,658 |
95,40 |
83,92 |
17,456 |
241,36 |
132,80 |
|
V. |
PERSONAL LOANS |
79,407 |
247,67 |
210,46 |
1,60,249 |
679,10 |
553,91 |
|
1. |
Loans for Purchase of Consumer Durables |
3,926 |
7,23 |
5,71 |
4,470 |
9,47 |
7,09 |
|
2. |
Loans for Housing |
12,003 |
98,78 |
86,77 |
25,627 |
247,57 |
206,15 |
|
3. |
Rest of the Personal Loans |
63,478 |
141,65 |
117,97 |
1,30,152 |
422,06 |
340,67 |
|
V I. |
TRADE |
22,877 |
272,86 |
216,95 |
24,854 |
816,07 |
541,95 |
|
1. |
Wholesale Trade |
1,806 |
191,92 |
159,55 |
5,914 |
596,04 |
402,65 |
|
2. |
Retail Trade |
21,071 |
80,94 |
57,41 |
18,940 |
220,03 |
139,30 |
|
VII. |
FINANCE |
283 |
39,33 |
29,30 |
853 |
767,01 |
588,31 |
|
VIII. |
ALL OTHERS |
31,324 |
265,17 |
186,71 |
53,757 |
626,74 |
519,03 |
|
TOTAL BANK CREDIT |
2,08,375 |
2462,23 |
1887,19 |
3,09,211 |
11011,50 |
8370,44 |
||
OF WHICH : |
1. Artisans & Village Industries |
4,683 |
7,05 |
5,16 |
3,112 |
18,00 |
14,68 |
|
|
2. Other Small Scale Industries |
12,016 |
429,91 |
306,65 |
18,623 |
1555,31 |
1152,58 |
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