WESTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,48,496

818,45

675,40

3,84,928

1637,47

1307,33

1.

Direct Finance

2,46,778

670,09

562,03

3,81,423

1215,68

998,15

2.

Indirect Finance

1,718

148,37

113,37

3,505

421,80

309,18

II.

INDUSTRY

65,467

6044,08

4687,89

1,00,326

9181,29

7086,28

1.

Mining & Quarrying

109

25,21

20,96

312

56,77

47,21

2.

Food Manufacturing & Processing

747

172,65

103,09

1,746

523,26

387,55

(a)

Rice Mills, Flour & Dal Mills

76

17,28

13,97

349

57,38

45,15

(b)

Sugar

4

2,32

96

3

1,28

1,65

(c)

Edible Oils & Vanaspati

232

82,93

39,11

184

152,22

102,27

(d)

Tea Processing

2

9,73

3,20

19

5,38

4,87

(e)

Processing of Fruits & Vegetables

10

6,19

3,21

77

13,44

10,97

(f)

Others

423

54,20

42,65

1,114

293,56

222,63

3.

Beverage & Tobacco

41

3,19

2,51

186

46,57

16,11

4.

Textiles

1,985

1061,06

767,23

8,715

1990,46

1486,50

(a)

Cotton Textiles

555

793,45

557,38

1,983

1012,94

758,79

(b)

Jute Textiles

8

66

12

10

3,86

2,28

(c)

Handloom Textiles & Khadi

136

5,42

4,58

634

43,02

35,71

(d)

Other Textiles

1,286

261,53

205,16

6,088

930,64

689,71

5.

Paper, Paper Products & Printing

315

109,98

86,69

1,868

202,45

148,94

6.

Leather & Leather Products

45

3,68

3,14

175

7,79

6,07

7.

Rubber & Rubber Products

98

15,38

8,38

341

26,44

20,54

8.

Chemicals & Chemical Products

1,824

1357,79

1019,99

6,773

2550,61

2010,60

(a)

Heavy Industrial Chemicals

266

333,76

242,96

862

486,36

360,09

(b)

Fertilisers

21

47,63

27,42

102

515,37

409,63

(c)

Drugs & Pharmaceuticals

286

327,93

258,98

1,362

554,95

418,48

(d)

Non-Edible Oils

33

77,11

73,30

66

69,01

64,28

(e)

Other Chemicals & Chemical Products

1,218

571,35

417,34

4,381

924,93

758,12

9.

Petroleum, Coal Products & Nuclear Fuels

81

775,63

735,95

183

205,64

184,58

10.

Manufacture of Cement & Cement Products

81

187,63

159,92

277

223,42

188,21

11.

Basic Metals & Metal Products

1,186

552,83

444,21

3,824

742,76

605,65

(a)

Iron & Steel

364

226,09

179,56

1,157

399,06

323,32

(b)

Non-Ferrous Metals

198

46,56

35,12

255

126,65

92,26

(c)

Other Metal Products

624

280,17

229,52

2,412

217,04

190,07

12.

Engineering

1,666

549,39

428,96

3,887

757,49

560,01

(a)

Heavy Engineering

505

220,36

160,53

504

231,70

159,04

(b)

Light Engineering

776

160,26

128,21

1,753

118,51

80,43

(c)

Electrical Machinery & Goods

300

141,83

114,41

1,296

255,01

203,88

(d)

Electronic Machinery & Goods

85

26,95

25,82

334

152,28

116,67

13.

Vehicles, Vehicle Parts & Transport Equipments

650

73,43

67,29

789

146,01

114,08

14.

Other Industries

56,500

875,54

616,77

70,032

794,73

554,54

15.

Electricity, Gas & Water

26

273,34

219,18

167

707,76

604,95

(a)

Electricity Generation & Transmission

18

270,57

216,82

118

694,60

596,81

(b)

Non-Conventional Energy

-

-

-

9

65

50

(c)

Gas, Steam & Water Supply

8

2,77

2,36

40

12,52

7,65

16.

Construction

113

7,37

3,62

1,051

199,14

150,75

III.

TRANSPORT OPERATORS

8,180

73,50

45,61

22,057

245,67

186,29

IV.

PROFESSIONAL AND OTHER SERVICES

13,319

117,91

93,32

53,755

385,12

293,79

V.

PERSONAL LOANS

1,39,466

623,13

517,53

3,18,960

1415,97

1120,29

1.

Loans for Purchase of Consumer Durables

12,069

26,39

20,30

10,503

30,10

23,16

2.

Loans for Housing

22,270

288,98

250,26

64,528

507,78

409,70

3.

Rest of the Personal Loans

1,05,127

307,77

246,97

2,43,929

878,09

687,43

VI.

TRADE

50,638

633,87

452,37

1,08,146

1298,96

967,20

1.

Wholesale Trade

5,591

440,84

301,94

9,246

797,81

600,54

2.

Retail Trade

45,047

193,03

150,43

98,900

501,15

366,66

VII.

FINANCE

1,816

112,37

64,23

955

625,77

410,84

VIII.

ALL OTHERS

39,390

519,15

352,33

91,810

882,00

701,47

TOTAL BANK CREDIT

5,66,772

8942,46

6888,69

10,80,937

15672,25

12073,49

OF WHICH:

1.

Artisans & Village Industries

21,176

59,32

46,86

26,807

64,53

49,28

2.

Other Small Scale Industries

33,392

1100,35

797,38

42,571

1205,92

887,34

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

1

17,31

17,31

1,63,847

239,95

212,26

1.

Direct Finance

1

17,31

17,31

1,63,403

237,82

210,34

2.

Indirect Finance

-

-

-

444

2,13

1,92

II.

INDUSTRY

180

1136,22

800,42

11,240

18,25

14,01

1.

Mining & Quarrying

-

-

-

6

32

29

2.

Food Manufacturing & Processing

5

37,39

37,39

55

1,04

91

(a)

Rice Mills, Flour & Dal Mills

-

-

-

6

22

19

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

4

27,62

27,62

3

5

3

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

1

9,77

9,77

-

-

-

(f)

Others

-

-

-

46

77

69

3.

Beverage & Tobacco

1

50

50

2

9

9

4.

Textiles

21

215,47

192,74

15

22

6

(a)

Cotton Textiles

12

178,04

163,03

1

15

3

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

1

3

2

(d)

Other Textiles

9

37,44

29,71

13

4

2

5.

Paper, Paper Products & Printing

-

-

-

15

45

45

6.

Leather & Leather Products

-

-

-

7

3

2

7.

Rubber & Rubber Products

-

-

-

2

4

1

8.

Chemicals & Chemical Products

66

416,53

251,84

11

39

41

(a)

Heavy Industrial Chemicals

11

88,34

75,90

-

-

-

(b)

Fertilisers

1

18,00

6,43

-

-

-

(c)

Drugs & Pharmaceuticals

23

102,76

94,70

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

31

207,42

74,82

11

39

41

9.

Petroleum, Coal Products & Nuclear Fuels

2

20,25

2,55

-

-

-

10.

Manufacture of Cement & Cement Products

3

8,34

6,18

6

22

23

11.

Basic Metals & Metal Products

10

21,52

24,88

15

11

7

(a)

Iron & Steel

5

13,19

18,62

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

5

8,33

6,25

15

11

7

12.

Engineering

27

147,77

106,83

27

97

65

(a)

Heavy Engineering

7

10,90

13,58

2

30

11

(b)

Light Engineering

13

84,10

74,24

20

62

50

(c)

Electrical Machinery & Goods

2

5,02

2,39

4

2

1

(d)

Electronic Machinery & Goods

5

47,74

16,62

1

3

3

13.

Vehicles, Vehicle Parts & Transport Equipments

9

112,20

76,56

102

1,44

97

14.

Other Industries

32

114,76

93,69

10,964

12,80

9,72

15.

Electricity, Gas & Water

2

19,00

-

2

4

3

(a)

Electricity Generation & Transmission

1

18,00

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

1,00

-

2

4

3

16.

Construction

2

22,50

7,25

11

8

7

III.

TRANSPORT OPERATORS

-

-

-

5,765

31,91

22,29

IV.

PROFESSIONAL AND OTHER SERVICES

1

30

4

6,366

11,39

8,72

V.

PERSONAL LOANS

594

15,66

14,82

28,505

46,71

41,99

1.

Loans for Purchase of Consumer Durables

1

10

10

3,925

7,28

5,41

2.

Loans for Housing

6

39

38

3,285

8,20

8,21

3.

Rest of the Personal Loans

587

15,18

14,34

21,295

31,23

28,37

VI.

TRADE

6

23,06

13,78

23,889

34,16

25,62

1.

Wholesale Trade

6

23,06

13,78

1,138

3,90

3,04

2.

Retail Trade

-

-

-

22,751

30,26

22,58

VII.

FINANCE

6

64,68

42,05

3

5

3

VIII.

ALL OTHERS

-

-

-

1,695

3,35

2,88

TOTAL BANK CREDIT

788

1257,23

888,42

2,41,310

385,77

327,80

OF WHICH:

1.

Artisans & Village Industries

-

-

-

9,838

9,55

7,30

2.

Other Small Scale Industries

20

40,06

32,35

1,030

3,21

2,70

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

107

22,93

20,29

7,97,379

2736,12

2232,59

1.

Direct Finance

80

46

43

7,91,685

2141,35

1788,26

2.

Indirect Finance

27

22,47

19,86

5,694

594,77

444,33

II.

INDUSTRY

2,571

1768,34

1481,28

1,79,784

18148,18

14069,88

1.

Mining & Quarrying

14

81,25

58,55

441

163,54

127,02

2.

Food Manufacturing & Processing

135

111,19

88,06

2,688

845,53

616,99

(a)

Rice Mills, Flour & Dal Mills

13

2,92

1,97

444

77,80

61,28

(b)

Sugar

-

-

-

7

3,61

2,61

(c)

Edible Oils & Vanaspati

103

76,26

61,97

526

339,08

230,99

(d)

Tea Processing

-

-

-

21

15,11

8,06

(e)

Processing of Fruits & Vegetables

4

11,20

11,34

92

40,59

35,29

(f)

Others

15

20,82

12,78

1,598

369,34

278,75

3.

Beverage & Tobacco

1

4

4

231

50,39

19,24

4.

Textiles

666

256,57

184,63

11,402

3523,77

2631,16

(a)

Cotton Textiles

179

121,05

77,14

2,730

2105,63

1556,36

(b)

Jute Textiles

1

15

12

19

4,67

2,52

(c)

Handloom Textiles & Khadi

3

56

34

774

49,02

40,65

(d)

Other Textiles

483

134,81

107,04

7,879

1364,46

1031,64

5.

Paper, Paper Products & Printing

53

39,34

37,85

2,251

352,22

273,93

6.

Leather & Leather Products

7

18

15

234

11,69

9,38

7.

Rubber & Rubber Products

6

32

34

447

42,17

29,28

8.

Chemicals & Chemical Products

280

312,29

267,95

8,954

4637,60

3550,81

(a)

Heavy Industrial Chemicals

39

67,80

57,62

1,178

976,26

736,57

(b)

Fertilisers

2

15,01

14,46

126

596,01

457,93

(c)

Drugs & Pharmaceuticals

88

130,08

111,99

1,759

1115,73

884,15

(d)

Non-Edible Oils

4

3,27

3,40

103

149,40

140,97

(e)

Other Chemicals & Chemical Products

147

96,11

80,49

5,788

1800,20

1331,18

9.

Petroleum, Coal Products & Nuclear Fuels

64

35,83

32,74

330

1037,35

955,82

10.

Manufacture of Cement & Cement Products

8

20,62

24,37

375

440,22

378,92

11.

Basic Metals & Metal Products

113

107,97

94,00

5,148

1425,19

1168,79

(a)

Iron & Steel

53

88,21

75,00

1,579

726,55

596,50

(b)

Non-Ferrous Metals

9

6,80

6,33

462

180,01

133,72

(c)

Other Metal Products

51

12,96

12,66

3,107

518,62

438,57

12.

Engineering

257

212,90

186,76

5,864

1668,52

1283,21

(a)

Heavy Engineering

91

81,03

73,45

1,109

544,30

406,70

(b)

Light Engineering

84

25,46

19,01

2,646

388,96

302,40

(c)

Electrical Machinery & Goods

70

98,74

88,31

1,672

500,61

409,00

(d)

Electronic Machinery & Goods

12

7,66

5,99

437

234,66

165,12

13.

Vehicles, Vehicle Parts & Transport Equipments

34

23,27

12,61

1,584

356,34

271,51

14.

Other Industries

795

360,15

284,31

1,38,323

2157,98

1559,04

15.

Electricity, Gas & Water

11

117,05

127,57

208

1117,20

951,74

(a)

Electricity Generation & Transmission

9

108,33

118,76

146

1091,50

932,39

(b)

Non-Conventional Energy

2

8,72

8,81

11

9,37

9,31

(c)

Gas, Steam & Water Supply

-

-

-

51

16,34

10,05

16.

Construction

127

89,38

81,34

1,304

318,47

243,03

III.

TRANSPORT OPERATORS

348

46,12

24,27

36,350

397,20

278,45

IV.