Goa
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
WESTERN REGION |
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||||||||
AND ITS ASSOCIATES |
|
|
|||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|||||
|
|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
||
I. |
AGRICULTURE |
5,149 |
12,11 |
8,98 |
10,286 |
40,30 |
34,77 |
- |
- |
- |
|||||
1. |
Direct Finance |
5,146 |
11,87 |
8,80 |
9,879 |
36,80 |
32,23 |
- |
- |
- |
|||||
2. |
Indirect Finance |
3 |
24 |
19 |
407 |
3,50 |
2,54 |
- |
- |
- |
|||||
II. |
INDUSTRY |
2,087 |
164,97 |
137,55 |
3,506 |
316,37 |
235,39 |
8 |
10,84 |
5,09 |
|||||
1. |
Mining & Quarrying |
64 |
35,28 |
23,86 |
146 |
112,48 |
82,75 |
5 |
9,06 |
3,38 |
|||||
2. |
Food Manufacturing and Processing |
131 |
4,13 |
3,02 |
234 |
11,70 |
8,32 |
1 |
- |
- |
|||||
(a) |
Rice Mills, Flour and Dal Mills |
14 |
1,12 |
81 |
6 |
12 |
10 |
- |
- |
- |
|||||
(b) |
Sugar |
- |
- |
- |
1 |
2 |
2 |
- |
- |
- |
|||||
(c) |
Edible Oils and Vanaspati |
8 |
64 |
55 |
9 |
24 |
26 |
- |
- |
- |
|||||
(d) |
Tea Processing |
- |
- |
- |
1 |
1 |
1 |
- |
- |
- |
|||||
(e) |
Processing of Fruits & Vegetables |
5 |
12 |
10 |
9 |
14 |
8 |
- |
- |
- |
|||||
(f) |
Others |
104 |
2,25 |
1,56 |
208 |
11,18 |
7,85 |
1 |
- |
- |
|||||
3. |
Beverage and Tobacco |
76 |
1,34 |
1,10 |
140 |
10,83 |
7,94 |
- |
- |
- |
|||||
4. |
Textiles |
35 |
53 |
89 |
78 |
4,74 |
4,61 |
- |
- |
- |
|||||
(a) |
Cotton Textiles |
1 |
9 |
5 |
1 |
5 |
5 |
- |
- |
- |
|||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||
(c) |
Handloom Textiles & Khadi |
1 |
1 |
- |
1 |
1 |
- |
- |
- |
- |
|||||
(d) |
Other Textiles |
33 |
43 |
83 |
76 |
4,68 |
4,56 |
- |
- |
- |
|||||
5. |
Paper, Paper Products and Printing |
107 |
4,32 |
3,57 |
91 |
3,01 |
2,55 |
- |
- |
- |
|||||
6. |
Leather and Leather Products |
23 |
2,03 |
2,51 |
12 |
13 |
12 |
- |
- |
- |
|||||
7. |
Rubber and Rubber Products |
46 |
4,45 |
3,44 |
39 |
3,10 |
2,09 |
- |
- |
- |
|||||
8. |
Chemicals and Chemical Products |
151 |
29,99 |
24,83 |
196 |
62,43 |
42,68 |
1 |
73 |
67 |
|||||
(a) |
Heavy Industrial Chemicals |
3 |
10 |
8 |
21 |
2,49 |
1,50 |
- |
- |
- |
|||||
(b) |
Fertilizers |
4 |
13,67 |
10,04 |
6 |
28,34 |
14,69 |
- |
- |
- |
|||||
(c) |
Drugs and Pharmaceuticals |
28 |
1,58 |
1,59 |
37 |
15,81 |
15,06 |
- |
- |
- |
|||||
(d) |
Non-Edible Oils |
1 |
2 |
2 |
3 |
6 |
8 |
- |
- |
- |
|||||
(e) |
Other Chemicals & Chemical Products |
115 |
14,63 |
13,10 |
129 |
15,74 |
11,35 |
1 |
73 |
67 |
|||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
4 |
8,21 |
7,73 |
12 |
51 |
32 |
- |
- |
- |
|||||
10. |
Manufacture of Cement & Cement Products |
32 |
82 |
60 |
17 |
27 |
24 |
- |
- |
- |
|||||
11. |
Basic Metals & Metal Products |
185 |
27,14 |
28,05 |
196 |
26,17 |
20,53 |
1 |
1,05 |
1,05 |
|||||
(a) |
Iron and Steel |
27 |
14,32 |
19,93 |
46 |
20,06 |
15,30 |
1 |
1,05 |
1,05 |
|||||
(b) |
Non-Ferrous Metals |
13 |
8,68 |
5,59 |
7 |
70 |
91 |
- |
- |
- |
|||||
(c) |
Other Metal Products |
145 |
4,15 |
2,54 |
143 |
5,41 |
4,32 |
- |
- |
- |
|||||
12. |
Engineering |
120 |
29,00 |
21,88 |
194 |
26,23 |
21,77 |
- |
- |
- |
|||||
(a) |
Heavy Engineering |
2 |
11,36 |
6,08 |
24 |
5,81 |
4,49 |
- |
- |
- |
|||||
(b) |
Light Engineering |
31 |
4,68 |
3,64 |
57 |
10,41 |
9,18 |
- |
- |
- |
|||||
(c) |
Electrical Machinery & Goods |
36 |
3,46 |
2,72 |
62 |
4,69 |
3,26 |
- |
- |
- |
|||||
(d) |
Electronic Machinery & Goods |
51 |
9,51 |
9,45 |
51 |
5,32 |
4,84 |
- |
- |
- |
|||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
40 |
1,45 |
1,37 |
106 |
13,94 |
7,50 |
- |
- |
- |
|||||
14. |
Other Industries |
926 |
9,81 |
8,55 |
1,609 |
23,16 |
19,88 |
- |
- |
- |
|||||
15. |
Electricity, Gas & Water |
2 |
8 |
7 |
10 |
1,56 |
84 |
- |
- |
- |
|||||
(a) |
Electricity Generation & Transmission |
1 |
5 |
4 |
5 |
15 |
14 |
- |
- |
- |
|||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||
(c) |
Gas, Steam & Water Supply |
1 |
3 |
3 |
5 |
1,41 |
69 |
- |
- |
- |
|||||
16. |
Construction |
145 |
6,39 |
6,08 |
426 |
16,09 |
13,26 |
- |
- |
- |
|||||
III. |
TRANSPORT OPERATORS |
1,104 |
15,86 |
10,27 |
3,180 |
55,90 |
44,75 |
- |
- |
- |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,361 |
7,29 |
7,94 |
7,150 |
49,02 |
36,55 |
- |
- |
- |
|||||
V . |
PERSONAL LOANS |
12,331 |
38,53 |
33,04 |
25,959 |
96,36 |
87,01 |
70 |
1,02 |
70 |
|||||
1. |
Loans for Purchase of Consumer Durables |
934 |
1,51 |
1,22 |
1,652 |
3,94 |
3,35 |
- |
- |
- |
|||||
2. |
Loans for Housing |
1,176 |
9,88 |
8,93 |
2,202 |
17,76 |
16,60 |
7 |
19 |
17 |
|||||
3. |
Rest of the Personal Loans |
10,221 |
27,15 |
22,90 |
22,105 |
74,65 |
67,06 |
63 |
83 |
54 |
|||||
VI. |
TRADE |
2,922 |
14,69 |
11,40 |
6,505 |
59,28 |
48,46 |
- |
- |
- |
|||||
1. |
Wholesale Trade |
322 |
4,51 |
3,18 |
385 |
28,33 |
21,71 |
- |
- |
- |
|||||
2. |
Retail Trade |
2,600 |
10,18 |
8,22 |
6,120 |
30,95 |
26,75 |
- |
- |
- |
|||||
VII. |
FINANCE |
8 |
52 |
28 |
25 |
11,71 |
3,42 |
- |
- |
- |
|||||
VIII. |
ALL OTHERS |
1,338 |
18,79 |
18,55 |
|
13,040 |
64,90 |
58,62 |
|
- |
- |
- |
|||
TOTAL BANK CREDIT |
26,300 |
272,76 |
228,02 |
69,651 |
693,82 |
548,97 |
78 |
11,86 |
5,80 |
||||||
OF WHICH : |
1. |
Artisans & Village Industries |
283 |
1,33 |
1,17 |
407 |
83 |
72 |
- |
- |
- |
||||
|
2. |
Other Small Scale Industries |
1,278 |
38,21 |
32,23 |
|
1,880 |
75,85 |
63,11 |
|
- |
- |
- |
|
|
|
|
|
|
|
|
||||||||
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
|||||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
|||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|||||
|
|
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
||
I. |
AGRICULTURE |
- |
- |
- |
14 |
19 |
15 |
15,449 |
52,60 |
43,91 |
|||||
1. |
Direct Finance |
- |
- |
- |
14 |
19 |
15 |
15,039 |
48,86 |
41,18 |
|||||
2. |
Indirect Finance |
- |
- |
- |
- |
- |
- |
410 |
3,74 |
2,73 |
|||||
II. |
INDUSTRY |
- |
- |
- |
191 |
36,69 |
31,23 |
5,792 |
528,87 |
409,28 |
|||||
1. |
Mining & Quarrying |
- |
- |
- |
12 |
8,67 |
5,64 |
227 |
165,49 |
115,62 |
|||||
2. |
Food Manufacturing and Processing |
- |
- |
- |
3 |
1,15 |
58 |
369 |
16,99 |
11,92 |
|||||
(a) |
Rice Mills, Flour and Dal Mills |
- |
- |
- |
- |
- |
- |
20 |
1,24 |
91 |
|||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
1 |
2 |
2 |
|||||
(c) |
Edible Oils and Vanaspati |
- |
- |
- |
- |
- |
- |
17 |
88 |
81 |
|||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
1 |
1 |
1 |
|||||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
2 |
1,12 |
55 |
16 |
1,38 |
73 |
|||||
(f) |
Others |
- |
- |
- |
1 |
3 |
3 |
314 |
13,47 |
9,44 |
|||||
3. |
Beverage and Tobacco |
- |
- |
- |
6 |
3 |
2 |
222 |
12,20 |
9,06 |
|||||
4. |
Textiles |
- |
- |
- |
20 |
12,91 |
13,54 |
133 |
18,18 |
19,04 |
|||||
(a) |
Cotton Textiles |
- |
- |
- |
3 |
10,50 |
11,89 |
5 |
10,64 |
11,99 |
|||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||
(c) |
Handloom Textiles & Khadi |
- |
- |
- |
- |
- |
- |
2 |
2 |
1 |
|||||
(d) |
Other Textiles |
- |
- |
- |
17 |
2,41 |
1,65 |
126 |
7,52 |
7,04 |
|||||
5. |
Paper, Paper Products and Printing |
- |
- |
- |
9 |
15 |
8 |
207 |
7,47 |
6,19 |
|||||
6. |
Leather and Leather Products |
- |
- |
- |
- |
- |
- |
35 |
2,16 |
2,63 |
|||||
7. |
Rubber and Rubber Products |
- |
- |
- |
- |
- |
- |
85 |
7,55 |
5,53 |
|||||
8. |
Chemicals and Chemical Products |
- |
- |
- |
3 |
55 |
54 |
351 |
93,70 |
68,72 |
|||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
24 |
2,59 |
1,58 |
|||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
10 |
42,00 |
24,73 |
|||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
3 |
55 |
54 |
68 |
17,93 |
17,20 |
|||||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
4 |
8 |
10 |
|||||
(e) |
Other Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
245 |
31,10 |
25,12 |
|||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
16 |
8,72 |
8,05 |
|||||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
2 |
3 |
2 |
51 |
1,12 |
86 |
|||||
11. |
Basic Metals & Metal Products |
- |
- |
- |
5 |
6,02 |
4,27 |
387 |
60,38 |
53,90 |
|||||
(a) |
Iron and Steel |
- |
- |
- |
2 |
6,00 |
4,25 |
76 |
41,43 |
40,54 |
|||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
20 |
9,38 |
6,49 |
|||||
(c) |
Other Metal Products |
- |
- |
- |
3 |
2 |
2 |
291 |
9,58 |
6,87 |
|||||
12. |
Engineering |
- |
- |
- |
14 |
41 |
37 |
328 |
55,64 |
44,02 |
|||||
(a) |
Heavy Engineering |
- |
- |
- |
1 |
2 |
1 |
27 |
17,19 |
10,58 |
|||||
(b) |
Light Engineering |
- |
- |
- |
3 |
25 |
24 |
91 |
15,34 |
13,06 |
|||||
(c) |
Electrical Machinery & Goods |
- |
- |
- |
6 |
11 |
9 |
104 |
8,25 |
6,06 |
|||||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
4 |
4 |
3 |
106 |
14,86 |
14,32 |
|||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
- |
- |
- |
2 |
4 |
4 |
148 |
15,43 |
8,91 |
|||||
14. |
Other Industries |
- |
- |
- |
31 |
24 |
27 |
2,566 |
33,21 |
28,69 |
|||||
15. |
Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
12 |
1,63 |
91 |
|||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
6 |
19 |
18 |
|||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
6 |
1,44 |
73 |
|||||
16. |
Construction |
- |
- |
- |
84 |
6,50 |
5,87 |
655 |
28,98 |
25,21 |
|||||
III. |
TRANSPORT OPERATORS |
- |
- |
- |
137 |
1,81 |
1,24 |
4,421 |
73,57 |
56,26 |
|||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
- |
- |
- |
135 |
5,22 |
5,37 |
8,646 |
61,53 |
49,85 |
|||||
V . |
PERSONAL LOANS |
- |
- |
- |
2,791 |
8,62 |
8,18 |
41,151 |
144,53 |
128,93 |
|||||
1. |
Loans for Purchase of Consumer Durables |
- |
- |
- |
132 |
25 |
21 |
2,718 |
5,70 |
4,77 |
|||||
2. |
Loans for Housing |
- |
- |
- |
62 |
67 |
64 |
3,447 |
28,49 |
26,34 |
|||||
3. |
Rest of the Personal Loans |
- |
- |
- |
2,597 |
7,70 |
7,33 |
34,986 |
110,34 |
97,83 |
|||||
VI. |
TRADE |
- |
- |
- |
194 |
3,52 |
3,23 |
9,621 |
77,49 |
63,08 |
|||||
1. |
Wholesale Trade |
- |
- |
- |
36 |
1,40 |
1,27 |
743 |
34,25 |
26,16 |
|||||
2. |
Retail Trade |
- |
- |
- |
158 |
2,11 |
1,96 |
8,878 |
43,24 |
36,93 |
|||||
VII. |
FINANCE |
- |
- |
- |
9 |
6,26 |
5,21 |
42 |
18,48 |
8,91 |
|||||
VIII. |
ALL OTHERS |
- |
- |
- |
|
293 |
5,12 |
3,88 |
|
14,671 |
88,81 |
81,05 |
|||
TOTAL BANK CREDIT |
- |
- |
- |
3,764 |
67,43 |
58,49 |
99,793 |
1045,87 |
841,28 |
||||||
OF WHICH : |
1. |
Artisans & Village Industries |
- |
- |
- |
3 |
1 |
- |
693 |
2,18 |
1,90 |
||||
|
2. |
Other Small Scale Industries |
- |
- |
- |
|
52 |
3,21 |
1,87 |
|
3,210 |
117,27 |
97,21 |
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