NORTHERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

609

1376,43

1366,20

2,361

215,40

162,28

1.

Direct Finance

542

12,39

8,04

1,846

36,69

30,77

2.

Indirect Finance

67

1364,04

1358,16

515

178,71

131,50

II.

INDUSTRY

16,018

7519,58

6606,76

59,009

12090,53

10121,34

1.

Mining & Quarrying

38

20,76

14,30

47

198,70

131,02

2.

Food Manufacturing & Processing

230

485,98

357,32

470

741,97

556,19

(a)

Rice Mills, Flour & Dal Mills

52

174,18

122,55

168

394,49

302,56

(b)

Sugar

44

204,67

135,07

17

107,52

89,25

(c)

Edible Oils & Vanaspati

22

9,28

8,93

53

59,31

51,28

(d)

Tea Processing

-

-

-

4

1,14

1,16

(e)

Processing of Fruits & Vegetables

-

-

-

18

14,22

11,82

(f)

Others

112

97,84

90,75

210

165,30

100,12

3.

Beverage & Tobacco

14

14,99

14,24

39

62,04

45,16

4.

Textiles

981

689,36

539,89

4,971

2165,71

1738,88

(a)

Cotton Textiles

121

200,83

170,90

537

276,20

179,67

(b)

Jute Textiles

5

5,92

1,89

16

9,50

8,10

(c)

Handloom Textiles & Khadi

24

1,99

1,50

89

8,10

6,64

(d)

Other Textiles

831

480,62

365,60

4,329

1871,91

1544,47

5.

Paper, Paper Products & Printing

221

59,54

51,88

2,029

256,64

214,71

6.

Leather & Leather Products

98

35,56

28,92

526

251,28

177,83

7.

Rubber & Rubber Products

127

82,21

67,54

482

129,60

93,99

8.

Chemicals & Chemical Products

693

1165,24

1074,52

2,425

1256,26

962,03

(a)

Heavy Industrial Chemicals

57

217,08

210,52

153

78,89

66,25

(b)

Fertilisers

66

511,41

476,41

35

382,14

329,94

(c)

Drugs & Pharmaceuticals

133

156,59

149,88

413

452,92

328,24

(d)

Non-Edible Oils

4

12,40

5,68

29

3,01

2,83

(e)

Other Chemicals & Chemical Products

433

267,77

232,03

1,795

339,30

234,78

9.

Petroleum, Coal Products & Nuclear Fuels

51

48,97

31,08

348

400,31

376,06

10.

Manufacture of Cement & Cement Products

76

109,57

97,24

102

118,74

83,09

11.

Basic Metals & Metal Products

548

2232,72

2048,47

2,379

2620,32

2464,13

(a)

Iron & Steel

167

2130,86

1958,91

536

2233,99

2195,94

(b)

Non-Ferrous Metals

102

27,90

22,42

212

66,64

54,69

(c)

Other Metal Products

279

73,96

67,14

1,631

319,69

213,49

12.

Engineering

1,023

699,65

634,48

4,504

1274,41

1013,28

(a)

Heavy Engineering

109

54,47

38,14

224

198,53

179,10

(b)

Light Engineering

263

136,95

116,44

1,841

281,60

226,87

(c)

Electrical Machinery & Goods

400

121,33

100,72

1,771

397,54

313,59

(d)

Electronic Machinery & Goods

251

386,89

379,19

668

396,74

293,72

13.

Vehicles, Vehicle Parts & Transport Equipments

272

200,86

152,98

1,240

557,13

458,12

14.

Other Industries

11,435

534,84

420,38

37,452

874,37

707,86

15.

Electricity, Gas & Water

129

1005,47

939,07

117

758,37

682,77

(a)

Electricity Generation & Transmission

125

1003,93

937,63

73

678,81

607,94

(b)

Non-Conventional Energy

2

45

34

5

35

36

(c)

Gas, Steam & Water Supply

2

1,09

1,09

39

79,21

74,48

16.

Construction

82

133,85

134,45

1,878

424,67

416,23

III.

TRANSPORT OPERATORS

931

28,38

23,47

6,680

249,63

202,11

IV.

PROFESSIONAL AND OTHER SERVICES

6,119

139,79

113,90

9,973

695,92

600,08

V.

PERSONAL LOANS

77,862

346,80

269,21

2,26,248

1396,73

1140,56

1.

Loans for Purchase of Consumer Durables

2,143

12,57

10,23

17,212

56,90

48,06

2.

Loans for Housing

8,613

62,15

49,01

24,946

465,59

361,79

3.

Rest of the Personal Loans

67,106

272,08

209,97

1,84,090

874,24

730,72

VI.

TRADE

7,340

2876,71

2710,11

45,213

2778,60

2317,49

1.

Wholesale Trade

1,514

2694,73

2596,97

13,711

2289,26

1933,58

2.

Retail Trade

5,826

181,97

113,15

31,502

489,34

383,90

VII.

FINANCE

94

486,82

474,95

3,166

1893,91

1710,25

VIII.

ALL OTHERS

12,145

385,75

303,53

1,19,634

2871,36

2569,15

TOTAL BANK CREDIT

1,21,118

13160,25

11868,13

4,72,284

22192,08

18823,25

OF WHICH:

1.

Artisans & Village Industries

616

4,68

3,39

2,233

52,36

39,06

2.

Other Small Scale Industries

5,861

558,88

441,20

23,892

1675,49

1270,90

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

52

4,39

3,93

-

-

-

1.

Direct Finance

21

1,13

94

-

-

-

2.

Indirect Finance

31

3,26

2,99

-

-

-

II.

INDUSTRY

7,440

5246,82

3449,42

-

-

-

1.

Mining & Quarrying

6

70,11

47,83

-

-

-

2.

Food Manufacturing & Processing

153

173,20

90,12

-

-

-

(a)

Rice Mills, Flour & Dal Mills

6

5,76

2,59

-

-

-

(b)

Sugar

5

24,16

8,88

-

-

-

(c)

Edible Oils & Vanaspati

20

7,18

96

-

-

-

(d)

Tea Processing

1

2

2

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

121

136,08

77,67

-

-

-

3.

Beverage & Tobacco

21

81,37

72,77

-

-

-

4.

Textiles

609

390,95

295,09

-

-

-

(a)

Cotton Textiles

73

137,78

102,39

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

8

21

11

-

-

-

(d)

Other Textiles

528

252,96

192,60

-

-

-

5.

Paper, Paper Products & Printing

233

128,70

86,14

-

-

-

6.

Leather & Leather Products

80

16,93

11,70

-

-

-

7.

Rubber & Rubber Products

160

134,09

93,83

-

-

-

8.

Chemicals & Chemical Products

532

615,08

434,68

-

-

-

(a)

Heavy Industrial Chemicals

24

23,24

16,35

-

-

-

(b)

Fertilisers

8

32,73

25,88

-

-

-

(c)

Drugs & Pharmaceuticals

116

322,96

228,95

-

-

-

(d)

Non-Edible Oils

8

1,38

1,28

-

-

-

(e)

Other Chemicals & Chemical Products

376

234,77

162,23

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

29

71,36

61,80

-

-

-

10.

Manufacture of Cement & Cement Products

40

30,63

10,58

-

-

-

11.

Basic Metals & Metal Products

378

214,02

128,98

-

-

-

(a)

Iron & Steel

132

88,98

39,85

-

-

-

(b)

Non-Ferrous Metals

50

9,28

7,56

-

-

-

(c)

Other Metal Products

196

115,76

81,57

-

-

-

12.

Engineering

1,165

1808,18

1185,68

-

-

-

(a)

Heavy Engineering

77

250,82

154,73

-

-

-

(b)

Light Engineering

470

721,81

442,61

-

-

-

(c)

Electrical Machinery & Goods

394

268,72

188,48

-

-

-

(d)

Electronic Machinery & Goods

224

566,84

399,86

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

141

612,70

356,02

-

-

-

14.

Other Industries

3,675

717,08

446,38

-

-

-

15.

Electricity, Gas & Water

23

25,82

12,61

-

-

-

(a)

Electricity Generation & Transmission

17

11,74

5,52

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

6

14,08

7,09

-

-

-

16.

Construction

195

156,60

115,21

-

-

-

III.

TRANSPORT OPERATORS

355

83,02

41,43

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,334

418,82

251,31

-

-

-

V.

PERSONAL LOANS

3,15,450

2330,06

1495,68

-

-

-

1.

Loans for Purchase of Consumer Durables

4,284

65,17

63,77

-

-

-

2.

Loans for Housing

1,567

78,03

72,68

-

-

-

3.

Rest of the Personal Loans

3,09,599

2186,86

1359,24

-

-

-

VI.

TRADE

1,322

328,45

177,52

-

-

-

1.

Wholesale Trade

834

207,19

104,75

-

-

-

2.

Retail Trade

488

121,26

72,78

-

-

-

VII.

FINANCE

219

555,09

360,78

-

-

-

VIII.

ALL OTHERS

1,386

183,24

155,40

-

-

-

TOTAL BANK CREDIT

3,27,558

9149,90

5935,48

-

-

-

OF WHICH:

1.

Artisans & Village Industries

5

6

4

-

-

-

2.

Other Small Scale Industries

219

175,09

116,42

-

-

-

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

631

3,52

3,33

3,653

1599,73

1535,73

1.

Direct Finance

613

1,66

1,57

3,022

51,87

41,32

2.

Indirect Finance

18

1,86

1,76

631

1547,87

1494,41

II.

INDUSTRY

5,905

2311,42

1868,98

88,372

27168,35

22046,50

1.

Mining & Quarrying

14

5,26

4,10

105

294,83

197,25

2.

Food Manufacturing & Processing

87

153,80

145,65

940

1554,96

1149,27

(a)

Rice Mills, Flour & Dal Mills

38

105,53

102,07

264

679,96

529,77

(b)

Sugar

4

13,00

13,13

70

349,36

246,33

(c)

Edible Oils & Vanaspati

22

15,43

12,97

117

91,20

74,14

(d)

Tea Processing

3

14

-

8

1,29

1,17

(e)

Processing of Fruits & Vegetables

3

6,05

6,24

21

20,27

18,06

(f)

Others

17

13,66

11,24

460

412,89

279,79

3.

Beverage & Tobacco

10

43,76

39,26

84

202,17

171,43

4.

Textiles

1,227

335,96

276,80

7,788

3581,97

2850,66

(a)

Cotton Textiles

114

61,85

46,74

845

676,66

499,70

(b)

Jute Textiles

5

4,02

3,57

26

19,44

13,56

(c)

Handloom Textiles & Khadi

5

16

18

126

10,46

8,43

(d)

Other Textiles

1,103

269,93

226,31

6,791

2875,42

2328,98

5.

Paper, Paper Products & Printing

119

16,69

14,47

2,602

461,57

367,19

6.

Leather & Leather Products

64

29,86

23,58

768

333,63

242,03

7.

Rubber & Rubber Products

87

69,39

54,44

856

415,29

309,80

8.

Chemicals & Chemical Products

226

125,31

114,29

3,876

3161,88

2585,53

(a)

Heavy Industrial Chemicals

22

8,62

7,90

256

327,83

301,02

(b)

Fertilisers

1

2

6

110

926,30

832,30

(c)

Drugs & Pharmaceuticals

52

56,24

55,82

714

988,72

762,89

(d)

Non-Edible Oils

-

-

-

41

16,78

9,78

(e)

Other Chemicals & Chemical Products

151

60,42

50,50

2,755

902,25

679,54

9.

Petroleum, Coal Products & Nuclear Fuels

15

18,56

12,50

443

539,19

481,44

10.

Manufacture of Cement & Cement Products

7

93

69

225

259,86

191,60

11.

Basic Metals & Metal Products

226

282,49

229,40

3,531

5349,55

4870,98

(a)

Iron & Steel

94

221,12

181,14

929

4674,94

4375,84

(b)

Non-Ferrous Metals

20

12,93

9,46

384

116,75

94,12

(c)

Other Metal Products

112

48,44

38,81

2,218

557,85

401,01

12.

Engineering

383

190,50

146,85

7,075

3972,74

2980,28

(a)

Heavy Engineering

29

6,16

3,20

439

509,98

375,16

(b)

Light Engineering

96

26,92

18,65

2,670

1167,28

804,56

(c)

Electrical Machinery & Goods

128

34,76

29,37

2,693

822,35

632,16

(d)

Electronic Machinery & Goods

130

122,65

95,63

1,273

1473,13

1168,40

13.

Vehicles, Vehicle Parts & Transport Equipments

450

104,52

57,12

2,103

1475,22

1024,25

14.

Other Industries

2,851

458,56

420,92

55,413

2584,85

1995,55

15.

Electricity, Gas & Water

2

100,04

40,19

271

1889,70

1674,64

(a)

Electricity Generation & Transmission

1

100,00

40,17

216

1794,48

1591,26

(b)

Non-Conventional Energy

-

-

-

7

80

70

(c)

Gas, Steam & Water Supply

1

4

1

48

94,42

82,68

16.

Construction

137

375,80

288,72

2,292

1090,92

954,61

III.

TRANSPORT OPERATORS

542

82,04

62,58

8,508

443,07