WESTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

242

1,02

69

155

4,98

4,41

1.

Direct Finance

215

95

63

151

56

36

2.

Indirect Finance

27

7

6

4

4,42

4,05

II.

INDUSTRY

455

80,17

53,27

421

161,11

132,22

1.

Mining & Quarrying

1

4

2

3

10

2.

Food Manufacturing & Processing

102

1,50

1,18

8

3,31

3,26

(a)

Rice Mills, Flour & Dal Mills

4

49

49

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

2

22

2

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

5

2,52

2,49

(f)

Others

96

79

67

3

79

77

3.

Beverage & Tobacco

5

19

17

4

24

19

4.

Textiles

16

6,36

4,89

69

51,59

45,03

(a)

Cotton Textiles

4

89

73

18

6,10

4,63

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

12

5,47

4,16

51

45,50

40,40

5.

Paper, Paper Products & Printing

19

2,23

1,82

16

2,78

2,45

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

12

7,55

5,61

4

6,11

6,28

8.

Chemicals & Chemical Products

65

23,21

15,83

148

60,35

46,08

(a)

Heavy Industrial Chemicals

-

-

-

3

4,44

4,42

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

10

2,26

1,50

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

65

23,21

15,83

135

53,65

40,17

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

17

11,14

6,66

31

22,83

19,02

(a)

Iron & Steel

-

-

-

3

4,05

3,43

(b)

Non-Ferrous Metals

2

6,19

2,55

17

9,48

7,78

(c)

Other Metal Products

15

4,95

4,10

11

9,30

7,82

12.

Engineering

39

19,10

10,32

9

2,36

1,83

(a)

Heavy Engineering

4

38

37

2

31

30

(b)

Light Engineering

17

2,08

64

4

81

67

(c)

Electrical Machinery & Goods

18

16,65

9,32

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

3

1,25

86

13.

Vehicles, Vehicle Parts & Transport Equipments

22

2,78

1,58

-

-

-

14.

Other Industries

151

5,96

5,08

127

11,33

7,98

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

6

12

10

2

10

9

III.

TRANSPORT OPERATORS

109

2,15

1,53

11

12

8

IV.

PROFESSIONAL AND OTHER SERVICES

84

1,40

1,19

132

84

75

V.

PERSONAL LOANS

1,394

5,41

5,05

588

2,94

2,50

1.

Loans for Purchase of Consumer Durables

137

66

48

25

7

6

2.

Loans for Housing

75

1,19

1,00

94

76

65

3.

Rest of the Personal Loans

1,182

3,55

3,57

469

2,11

1,79

VI.

TRADE

329

5,99

2,66

219

1,68

1,62

1.

Wholesale Trade

11

4,57

1,80

4

1,35

1,34

2.

Retail Trade

318

1,42

86

215

32

28

VII.

FINANCE

-

-

-

2

1,09

4

VIII.

ALL OTHERS

248

3,49

2,14

71

68

46

TOTAL BANK CREDIT

2,861

99,64

66,54

1,599

173,44

142,06

OF WHICH:

1.

Artisans & Village Industries

119

4,08

2,81

40

6

5

2.

Other Small Scale Industries

134

30,98

22,39

176

42,73

30,06

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

-

-

-

1.

Direct Finance

-

-

-

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

13

27,81

23,63

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

-

-

-

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

1

11

11

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

1

11

11

-

-

-

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

10

23,45

19,55

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

3

7,23

7,98

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

7

16,22

11,58

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

2

4,25

3,96

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

V.

PERSONAL LOANS

-

-

-

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

-

-

-

-

-

-

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

-

-

-

-

-

-

1.

Wholesale Trade

-

-

-

-

-

-

2.

Retail Trade

-

-

-

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

TOTAL BANK CREDIT

13

27,81

23,63

-

-

-

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

2.

Other Small Scale Industries

4

10,11

6,99

-

-

-

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

1

2

2

398

6,02

5,12

1.

Direct Finance

1

2

2

367

1,53

1,01

2.

Indirect Finance

-

-

-

31

4,49

4,11

II.

INDUSTRY

49

42,03

38,37

938

311,12

247,48

1.

Mining & Quarrying

-

-

-

4

13

2

2.

Food Manufacturing & Processing

-

-

-

110

4,81

4,44

(a)

Rice Mills, Flour & Dal Mills

-

-

-

4

49

49

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

2

22

2

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

5

2,52

2,49

(f)

Others

-

-

-

99

1,58

1,44

3.

Beverage & Tobacco

-

-

-

9

43

36

4.

Textiles

8

6,41

6,25

94

64,47

56,29

(a)

Cotton Textiles

-

-

-

22

6,99

5,36

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

8

6,41

6,25

72

57,48

50,93

5.

Paper, Paper Products & Printing

-

-

-

35

5,01

4,27

6.

Leather & Leather Products

1

5

3

1

5

3

7.

Rubber & Rubber Products

-

-

-

16

13,66

11,89

8.

Chemicals & Chemical Products

11

6,76

5,13

234

113,77

86,60

(a)

Heavy Industrial Chemicals

-

-

-

3

4,44

4,42

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

2

1,50

30

15

10,99

9,78

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

9

5,26

4,83

216

98,33

72,41

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

7

3,85

4,15

55

37,82

29,83

(a)

Iron & Steel

-

-

-

3

4,05

3,43

(b)

Non-Ferrous Metals

-

-

-

19

15,67

10,33

(c)

Other Metal Products

7

3,85

4,15

33

18,10

16,07

12.

Engineering

11

15,97

14,87

59

37,44

27,02

(a)

Heavy Engineering

1

50

20

7

1,19

87

(b)

Light Engineering

5

9,58

9,29

26

12,46

10,60

(c)

Electrical Machinery & Goods

3

5,75

5,22

21

22,40

14,54

(d)

Electronic Machinery & Goods

2

14

15

5

1,39

1,01

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

22

2,78

1,58

14.

Other Industries

10

5,19

5,07

290

26,73

22,09

15.

Electricity, Gas & Water

1

3,80

2,87

1

3,80

2,87

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

1

3,80

2,87

1

3,80

2,87

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

8

23

19

III.

TRANSPORT OPERATORS

1

2

2

121

2,29

1,63

IV.