Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

NORTHERN REGION

STATE : CHANDIGARH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

338

23,31

17,47

157

30,11

26,04

1.

Direct Finance

288

3,79

3,10

151

4,25

3,15

2.

Indirect Finance

50

19,52

14,37

6

25,85

22,90

II.

INDUSTRY

232

156,76

93,28

391

107,52

80,78

1.

Mining & Quarrying

1

5

-

-

-

-

2.

Food Manufacturing & Processing

4

27

20

21

33,24

34,61

(a)

Rice Mills, Flour & Dal Mills

1

4

3

4

71

39

(b)

Sugar

-

-

-

7

30,65

26,80

(c)

Edible Oils & Vanaspati

2

22

16

2

1,60

7,15

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

1

1

1

8

28

27

3.

Beverage & Tobacco

1

50

52

1

2,90

2,93

4.

Textiles

6

6,51

4,95

17

22,81

18,52

(a)

Cotton Textiles

-

-

-

9

15,79

10,88

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

6

6,51

4,95

8

7,02

7,64

5.

Paper, Paper Products & Printing

20

15,23

10,32

4

74

53

6.

Leather & Leather Products

2

1,10

94

3

26

25

7.

Rubber & Rubber Products

-

-

-

5

1,95

1,23

8.

Chemicals & Chemical Products

27

73,58

24,54

17

6,12

5,72

(a)

Heavy Industrial Chemicals

5

3,54

2,75

1

7

6

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

5

67,05

19,15

14

5,98

5,60

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

17

2,99

2,64

2

7

6

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

1

42

42

-

-

-

11.

Basic Metals & Metal Products

13

2,97

1,42

24

3,01

2,73

(a)

Iron & Steel

4

90

53

9

1,71

1,58

(b)

Non-Ferrous Metals

3

2,00

82

-

-

-

(c)

Other Metal Products

6

8

7

15

1,30

1,15

12.

Engineering

24

40,22

35,95

24

10,18

3,48

(a)

Heavy Engineering

-

-

-

1

6

3

(b)

Light Engineering

4

4,81

4,81

11

36

30

(c)

Electrical Machinery & Goods

8

68

53

9

1,54

1,33

(d)

Electronic Machinery & Goods

12

34,73

30,61

3

8,22

1,82

13.

Vehicles, Vehicle Parts & Transport Equipments

8

13

6

4

16

17

14.

Other Industries

120

12,18

9,98

267

23,99

8,28

15.

Electricity, Gas & Water

1

50

28

3

2,13

2,27

(a)

Electricity Generation & Transmission

1

50

28

3

2,13

2,27

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

4

3,10

3,69

1

2

6

III.

TRANSPORT OPERATORS

31

48

25

46

81

63

IV.

PROFESSIONAL AND OTHER SERVICES

58

1,02

65

110

1,27

1,05

V.

PERSONAL LOANS

1,003

5,20

4,05

1,732

11,90

10,01

1.

Loans for Purchase of Consumer Durables

106

39

30

301

1,09

95

2.

Loans for Housing

167

2,45

2,05

511

4,99

3,98

3.

Rest of the Personal Loans

730

2,36

1,70

920

5,82

5,08

VI.

TRADE

375

24,20

24,01

347

10,09

7,58

1.

Wholesale Trade

7

20,71

21,03

17

1,62

97

2.

Retail Trade

368

3,49

2,98

330

8,47

6,62

VII.

FINANCE

1

10

8

7

7,07

6,59

VIII.

ALL OTHERS

466

3,98

2,13

1,240

6,55

5,97

TOTAL BANK CREDIT

2,504

215,05

141,91

4,030

175,31

138,65

OF WHICH:

1. Artisans & Village Industries

36

1,10

1,00

4

18

18

2. Other Small Scale Industries

127

13,27

11,25

296

7,93

7,29

NORTHERN REGION

STATE : CHANDIGARH

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,300

160,44

114,04

-

-

-

1.

Direct Finance

1,002

32,23

28,69

-

-

-

2.

Indirect Finance

298

128,21

85,35

-

-

-

II.

INDUSTRY

10,180

1474,07

1261,99

-

-

-

1.

Mining & Quarrying

20

8,25

7,92

-

-

-

2.

Food Manufacturing & Processing

172

169,13

149,26

-

-

-

(a) Rice Mills, Flour & Dal Mills

42

42,70

38,37

-

-

-

(b) Sugar

18

84,61

71,68

-

-

-

(c) Edible Oils & Vanaspati

23

13,83

11,38

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

6

1,09

1,07

-

-

-

(f) Others

83

26,91

26,76

-

-

-

3.

Beverage & Tobacco

13

10,18

9,55

-

-

-

4.

Textiles

297

218,94

191,81

-

-

-

(a) Cotton Textiles

91

104,81

99,56

-

-

-

(b) Jute Textiles

1

5

2

-

-

-

(c) Handloom Textiles & Khadi

2

1

1

-

-

-

(d) Other Textiles

203

114,07

92,22

-

-

-

5.

Paper, Paper Products & Printing

211

23,32

19,94

-

-

-

6.

Leather & Leather Products

31

20,67

14,65

-

-

-

7.

Rubber & Rubber Products

54

8,62

8,63

-

-

-

8.

Chemicals & Chemical Products

517

178,56

155,79

-

-

-

(a) Heavy Industrial Chemicals

50

59,45

53,91

-

-

-

(b) Fertilisers

13

12,10

11,83

-

-

-

(c) Drugs & Pharmaceuticals

146

79,20

67,25

-

-

-

(d) Non-Edible Oils

2

2,77

3,59

-

-

-

(e) Other Chemicals & Chemical Products

306

25,04

19,22

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

8

65

46

-

-

-

10.

Manufacture of Cement & Cement Products

32

4,53

4,82

-

-

-

11.

Basic Metals & Metal Products

526

269,35

225,80

-

-

-

(a) Iron & Steel

185

194,92

178,38

-

-

-

(b) Non-Ferrous Metals

9

1,23

1,44

-

-

-

(c) Other Metal Products

332

73,19

45,98

-

-

-

12.

Engineering

575

257,19

252,68

-

-

-

(a) Heavy Engineering

79

18,45

17,30

-

-

-

(b) Light Engineering

297

46,13

41,83

-

-

-

(c) Electrical Machinery & Goods

112

53,95

53,89

-

-

-

(d) Electronic Machinery & Goods

87

138,67

139,65

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

242

104,35

68,54

-

-

-

14.

Other Industries

7,320

138,44

115,11

-

-

-

15.

Electricity, Gas & Water

37

21,87

19,91

-

-

-

(a) Electricity Generation & Transmission

37

21,87

19,91

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

125

40,02

17,11

-

-

-

III.

TRANSPORT OPERATORS

745

13,54

11,90

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,504

261,58

234,65

-

-

-

V.

PERSONAL LOANS

49,930

262,91

226,13

-

-

-

1.

Loans for Purchase of Consumer Durables

9,340

38,24

33,24

-

-

-

2.

Loans for Housing

3,842

72,33

64,26

-

-

-

3.

Rest of the Personal Loans

36,748

152,34

128,63

-

-

-

VI.

TRADE

6,475

2399,31

1723,48

-

-

-

1.

Wholesale Trade

1,701

2302,11

1646,34

-

-

-

2.

Retail Trade

4,774

97,21

77,14

-

-

-

VII.

FINANCE

35

64,63

54,61

-

-

-

VIII.

ALL OTHERS

17,118

285,52

268,05

-

-

-

TOTAL BANK CREDIT

87,287

4922,01

3894,85

-

-

-

OF WHICH:

1. Artisans & Village Industries

103

1,61

1,61

-

-

-

2. Other Small Scale Industries

3,146

166,74

138,79

-

-

-