NORTHERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

396

31,56

10,35

1,392

179,95

145,16

1.

Direct Finance

242

3,05

2,59

1,196

36,46

31,89

2.

Indirect Finance

154

28,51

7,76

196

143,49

113,27

II.

INDUSTRYf

1,603

567,51

476,70

7,776

802,17

674,15

1.

Mining & Quarrying

2

8

6

17

7,72

7,34

2.

Food Manufacturing & Processing

62

92,86

86,80

123

103,49

91,12

(a)

Rice Mills, Flour & Dal Mills

20

6,44

5,10

26

36,98

33,66

(b)

Sugar

16

77,61

65,93

8

37,34

32,21

(c)

Edible Oils & Vanaspati

12

2,64

8,03

15

13,01

10,66

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

6

1,09

1,07

(f)

Others

14

6,17

7,74

68

15,06

13,52

3.

Beverage & Tobacco

4

4,35

3,96

9

6,76

6,56

4.

Textiles

134

93,70

79,48

162

127,83

112,86

(a)

Cotton Textiles

15

28,01

22,54

72

78,04

73,87

(b)

Jute Textiles

1

5

2

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

2

1

1

(d)

Other Textiles

118

65,65

56,92

88

49,77

38,98

5.

Paper, Paper Products & Printing

27

8,86

7,33

190

27,46

20,76

6.

Leather & Leather Products

11

7,64

6,84

24

14,36

8,99

7.

Rubber & Rubber Products

24

5,16

4,67

29

3,45

3,97

8.

Chemicals & Chemical Products

91

50,10

47,09

436

118,37

104,62

(a)

Heavy Industrial Chemicals

5

34

33

45

57,17

51,63

(b)

Fertilisers

5

5,76

5,56

8

6,34

6,26

(c)

Drugs & Pharmaceuticals

35

34,67

32,42

115

34,96

31,19

(d)

Non-Edible Oils

-

-

-

2

2,77

3,59

(e)

Other Chemicals & Chemical Products

46

9,33

8,77

266

17,13

11,94

9.

Petroleum, Coal Products & Nuclear Fuels

5

37

36

1

20

2

10.

Manufacture of Cement & Cement Products

15

1,07

81

14

1,71

1,60

11.

Basic Metals & Metal Products

227

84,07

75,66

292

144,37

107,86

(a)

Iron & Steel

49

63,75

59,84

112

89,46

76,55

(b)

Non-Ferrous Metals

2

75

96

9

2,43

1,25

(c)

Other Metal Products

176

19,57

14,85

171

52,48

30,05

12.

Engineering

218

118,39

105,66

360

116,98

111,06

(a)

Heavy Engineering

12

3,28

3,02

61

14,08

13,71

(b)

Light Engineering

123

14,34

11,69

175

13,48

11,91

(c)

Electrical Machinery & Goods

55

33,59

33,05

73

22,55

22,68

(d)

Electronic Machinery & Goods

28

67,18

57,90

51

66,86

62,77

13.

Vehicles, Vehicle Parts & Transport Equipments

28

47,99

32,60

208

55,30

35,57

14.

Other Industries

719

38,50

19,70

5,822

55,83

45,32

15.

Electricity, Gas & Water

18

1,00

61

20

13,10

11,04

(a)

Electricity Generation & Transmission

18

1,00

61

20

13,10

11,04

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

18

13,38

5,09

69

5,23

5,45

III.

TRANSPORT OPERATORS

70

1,22

80

731

10,99

10,57

IV.

PROFESSIONAL AND OTHER SERVICES

381

17,74

15,46

1,171

223,69

199,56

V.

PERSONAL LOANS

21,983

88,73

78,13

28,454

162,41

137,01

1.

Loans for Purchase of Consumer Durables

4,510

11,69

10,20

5,059

23,11

19,22

2.

Loans for Housing

866

27,34

26,17

3,536

48,52

40,99

3.

Rest of the Personal Loans

16,607

49,70

41,75

19,859

90,78

76,79

VI.

TRADE

2,474

2247,69

1600,90

4,523

160,03

134,14

1.

Wholesale Trade

1,151

2233,93

1590,54

512

81,80

70,81

2.

Retail Trade

1,323

13,76

10,36

4,011

78,23

63,33

VII.

FINANCE

5

6,75

6,36

36

64,92

54,89

VIII.

ALL OTHERS

2,452

32,31

26,26

16,130

233,19

218,64

TOTAL BANK CREDIT

29,364

2993,51

2214,96

60,213

1837,34

1574,12

OF WHICH:

1.

Artisans & Village Industries

35

1,99

1,90

96

84

83

2.

Other Small Scale Industries

1,007

65,06

51,08

2,512

110,93

97,85

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

-

-

-

1.

Direct Finance

-

-

-

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

77

131,54

84,24

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

1

3

3

-

-

-

(a)

Rice Mills, Flour & Dal Mills

1

3

3

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage & Tobacco

2

2,48

2,48

-

-

-

4.

Textiles

3

5,00

2,37

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

3

5,00

2,37

-

-

-

5.

Paper, Paper Products & Printing

7

52

49

-

-

-

6.

Leather & Leather Products

1

2

2

-

-

-

7.

Rubber & Rubber Products

1

3

3

-

-

-

8.

Chemicals & Chemical Products

8

67,61

19,22

-

-

-

(a)

Heavy Industrial Chemicals

1

10

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

5

67,45

19,15

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

2

7

7

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

2

8

8

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

2

2,06

2,06

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

2

2,06

2,06

-

-

-

12.

Engineering

21

43,48

48,45

-

-

-

(a)

Heavy Engineering

2

5

6

-

-

-

(b)

Light Engineering

3

4,80

4,80

-

-

-

(c)

Electrical Machinery & Goods

1

3

3

-

-

-

(d)

Electronic Machinery & Goods

15

38,59

43,56

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

9

1,20

51

-

-

-

14.

Other Industries

20

9,05

8,50

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

2

5

5

-

-

-

V.

PERSONAL LOANS

216

6,31

6,42

-

-

-

1.

Loans for Purchase of Consumer Durables

169

4,87

5,02

-

-

-

2.

Loans for Housing

-

-

-

-

-

-

3.

Rest of the Personal Loans

47

1,43

1,40

-

-

-

VI.

TRADE

5

23

13

-

-

-

1.

Wholesale Trade

1

10

-

-

-

-

2.

Retail Trade

4

13

13

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

57

1,97

2,03

-

-

-

TOTAL BANK CREDIT

357

140,09

92,87

-

-

-

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

2.

Other Small Scale Industries

7

1,34

61

-

-

-

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

7

2,35

2,04

1,795

213,86

157,55

1.

Direct Finance

3

76

45

1,441

40,28

34,93

2.

Indirect Finance

4

1,58

1,59

354

173,58

122,62

II.

INDUSTRY

1,347

237,13

200,96

10,803

1738,35

1436,05

1.

Mining & Quarrying

2

50

53

21

8,30

7,92

2.

Food Manufacturing & Processing

11

6,27

6,12

197

202,65

184,07

(a)

Rice Mills, Flour & Dal Mills

-

-

-

47

43,44

38,79

(b)

Sugar

1

30

35

25

115,26

98,48

(c)

Edible Oils & Vanaspati

-

-

-

27

15,65

18,69

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

6

1,09

1,07

(f)

Others

10

5,97

5,78

92

27,20

27,04

3.

Beverage & Tobacco

-

-

-

15

13,58

13,00

4.

Textiles

21

21,72

20,57

320

248,25

215,28

(a)

Cotton Textiles

13

14,55

14,03

100

120,60

110,45

(b)

Jute Textiles

-

-

-

1

5

2

(c)

Handloom Textiles & Khadi

-

-

-

2

1

1

(d)

Other Textiles

8

7,17

6,54

217

127,59

104,80

5.

Paper, Paper Products & Printing

11

2,45

2,21

235

39,29

30,79

6.

Leather & Leather Products

-

-

-

36

22,03

15,85

7.

Rubber & Rubber Products

5

1,92

1,19

59

10,56

9,86

8.

Chemicals & Chemical Products

26

22,18

15,13

561

258,26

186,05

(a)

Heavy Industrial Chemicals

5

5,45

4,75

56

63,06

56,72

(b)

Fertilisers

-

-

-

13

12,10

11,83

(c)

Drugs & Pharmaceuticals

10

15,17

9,24

165

152,24

92,00

(d)

Non-Edible Oils

-

-

-

2

2,77

3,59

(e)

Other Chemicals & Chemical Products

11

1,57

1,14

325

28,09

21,92

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

8

65

46

10.

Manufacture of Cement & Cement Products

4

2,18

2,83

33

4,96

5,24

11.

Basic Metals & Metal Products

42

44,84

44,38

563

275,34

229,95

(a)

Iron & Steel

37

44,33

44,10

198

197,53

180,50

(b)

Non-Ferrous Metals

1

5

5

12

3,23

2,26

(c)

Other Metal Products

4

46

24

353

74,57

47,20

12.

Engineering

24

28,75

26,94

623

307,60

292,11

(a)

Heavy Engineering

5

1,08

55

80

18,50

17,34

(b)

Light Engineering

11

18,67

18,54

312

51,30

46,94

(c)

Electrical Machinery & Goods

-

-

-

129

56,17

55,76

(d)

Electronic Machinery & Goods

8

8,99

7,85

102

181,62

172,08

13.

Vehicles, Vehicle Parts & Transport Equipments

9

16

7

254

104,65

68,76

14.

Other Industries

1,146

71,23

59,85

7,707

174,60

133,37

15.

Electricity, Gas & Water

3

10,40

10,82

41

24,50

22,46

(a)

Electricity Generation & Transmission

3

10,40

10,82

41

24,50

22,46

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

43

24,53

10,32

130

43,14

20,86

III.

TRANSPORT OPERATORS

21

2,62

1,41

822

14,83

12,78