Bihar (Part 2 of 3)

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Published on March 01, 1996

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Bihar (Part 2 of 3)

Table No. 5. 9 - District-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

EASTERN REGION

(Amount in Rupees Thousand)

					LAKHISARAI		LOHARDAGGA		MADHEPURA		MADHUBANI
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					55	56	57	58	59	60	61	62
I.	AGRICULTURE				23,354	9,63,65	24,092	7,69,10	26,561	18,07,61	68,307	32,14,21
	1.	Direct Finance			23,237	9,47,79	24,077	7,48,09	26,110	17,18,00	67,233	30,27,35
	2.	Indirect Finance			117	15,86	15	21,01	451	89,61	1,074	1,86,86
II.	INDUSTRY				1,473	1,72,57	1,146	2,09,84	7,624	6,67,11	26,132	10,61,71
	1.	Mining & Quarrying			-	-	5	9,68	-	-	10	10,50
	2.	Manufacturing & Processing			1,473	1,72,57	1,138	1,98,71	7,622	6,66,26	26,115	10,45,91
	3.	Electricity, Gas & Water			-	-	-	-	1	19	1	47
	4.	Construction			-	-	3	1,45	1	66	6	4,83
III.	TRANSPORT OPERATORS				2,551	1,28,93	322	88,04	4,240	2,45,91	11,386	3,93,90
IV.	PROFESSIONAL AND OTHER SERVICES				1,309	82,10	1,209	68,73	1,092	87,63	8,948	4,48,67
V.	PERSONAL LOANS				2,443	1,89,87	1,013	1,60,16	2,575	2,55,18	8,335	9,99,25
	1.	Loans for Purchase of Consumer Durables			201	19,37	621	78,71	47	8,28	218	12,54
	2.	Loans for Housing			133	22,62	48	30,00	131	48,71	566	4,36,59
	3.	Rest of the Personal Loans			2,109	1,47,88	344	51,45	2,397	1,98,19	7,551	5,50,12
VI.	TRADE				12,477	6,51,89	4,139	3,00,77	16,165	8,76,08	32,457	15,94,26
	1.	Wholesale Trade			1,137	49,34	14	17,79	216	71,12	367	1,87,25
	2.	Retail Trade			11,340	6,02,55	4,125	2,82,98	15,949	8,04,96	32,090	14,07,01
VII.	FINANCE				-	-	1	32	6	2,70	12	14,90
VIII.	ALL OTHERS				2,533	1,36,57	364	1,22,25	2,876	1,29,77	10,147	4,61,84
TOTAL BANK CREDIT					46,140	23,25,58	32,286	17,19,21	61,139	40,71,99	1,65,724	81,88,74
OF WHICH:			1.	Artisans & Village Industries	845	41,55	654	36,24	5,079	2,47,70	22,305	3,93,77
			2.	Other Small Scale Industries	554	1,23,65	406	1,30,91	2,030	3,55,29	3,102	5,49,85

					MUNGER		MUZAFFARPUR		NALANDA		NAWADA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					63	64	65	66	67	68	69	70
I.	AGRICULTURE				30,042	24,49,10	33,025	41,55,11	59,411	32,25,07	45,485	20,30,36
	1.	Direct Finance			28,967	23,59,64	32,277	26,47,74	59,257	30,95,25	45,431	20,02,12
	2.	Indirect Finance			1,075	89,46	748	15,07,37	154	1,29,82	54	28,24
II.	INDUSTRY				4,108	9,63,04	14,244	54,47,85	10,801	19,37,07	13,425	10,85,59
	1.	Mining & Quarrying			15	15,33	13	14,26	10	7,91	14	15,76
	2.	Manufacturing & Processing			4,080	9,21,84	14,221	54,15,79	10,778	19,15,02	13,411	10,69,83
	3.	Electricity, Gas & Water			4	6,19	6	15,12	11	11,04	-	-
	4.	Construction			9	19,68	4	2,68	2	3,10	-	-
III.	TRANSPORT OPERATORS				3,863	6,57,70	7,331	8,39,98	8,014	7,82,01	5,783	1,44,97
IV.	PROFESSIONAL AND OTHER SERVICES				2,292	1,60,18	5,171	5,01,22	1,299	1,62,91	1,721	1,09,85
V.	PERSONAL LOANS				6,509	11,14,96	27,392	36,55,59	4,082	6,23,95	5,865	3,83,03
	1.	Loans for Purchase of Consumer Durables			354	54,69	1,056	1,52,94	221	34,46	75	9,91
	2.	Loans for Housing			711	3,93,03	1,723	16,63,53	192	1,72,33	116	95,59
	3.	Rest of the Personal Loans			5,444	6,67,24	24,613	18,39,12	3,669	4,17,16	5,674	2,77,53
VI.	TRADE				18,935	18,71,01	63,272	48,05,97	18,827	16,65,54	25,766	14,45,01
	1.	Wholesale Trade			494	1,49,90	641	6,59,67	462	1,39,25	71	1,18,47
	2.	Retail Trade			18,441	17,21,11	62,631	41,46,30	18,365	15,26,29	25,695	13,26,54
VII.	FINANCE				1	1,19	14	60,50	7	55,34	1	1,04
VIII.	ALL OTHERS				2,727	2,47,75	9,163	8,15,55	3,568	3,89,80	2,288	76,75
TOTAL BANK CREDIT					68,477	74,64,93	1,59,612	202,81,77	1,06,009	88,41,69	1,00,334	52,76,60
OF WHICH:			1.	Artisans & Village Industries	1,893	1,59,91	9,796	4,18,28	7,295	5,04,49	9,726	4,65,76
			2.	Other Small Scale Industries	1,574	5,05,89	3,586	23,15,08	3,212	12,75,60	2,875	4,45,44

					PAKUR		PALAMU		PASCHIMI CHAMPARAN		PASCHIMI SINGHBHUM
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					71	72	73	74	75	76	77	78
I.	AGRICULTURE				24,364	5,22,95	79,607	25,76,36	1,23,142	77,99,26	55,371	21,27,92
	1.	Direct Finance			24,208	5,18,76	79,395	24,30,39	1,23,046	75,38,43	55,049	19,70,59
	2.	Indirect Finance			156	4,19	212	1,45,97	96	2,60,83	322	1,57,33
II.	INDUSTRY				7,705	2,85,85	5,270	12,98,13	7,750	36,06,00	17,273	376,53,60
	1.	Mining & Quarrying			4	31,78	28	1,40,55	5	9,57	37	4,65,94
	2.	Manufacturing & Processing			7,700	2,53,48	5,228	11,28,97	7,738	35,59,70	17,074	361,88,11
	3.	Electricity, Gas & Water			1	59	4	1,13	2	1,71	21	2,10,94
	4.	Construction			-	-	10	27,48	5	35,02	141	7,88,61
III.	TRANSPORT OPERATORS				599	29,55	1,024	2,64,94	4,878	2,77,28	1,003	9,85,36
IV.	PROFESSIONAL AND OTHER SERVICES				146	14,28	1,099	1,04,06	1,782	1,37,27	7,835	9,45,18
V.	PERSONAL LOANS				1,698	1,21,69	5,881	7,40,10	7,609	6,13,55	8,001	22,30,48
	1.	Loans for Purchase of Consumer Durables			179	29,34	567	73,09	283	26,12	496	1,12,52
	2.	Loans for Housing			44	9,32	149	1,09,71	207	1,58,58	899	8,53,71
	3.	Rest of the Personal Loans			1,475	83,03	5,165	5,57,30	7,119	4,28,85	6,606	12,64,25
VI.	TRADE				7,745	2,96,24	17,835	16,58,67	33,416	16,75,49	36,566	33,30,08
	1.	Wholesale Trade			34	9,83	508	1,73,91	448	1,29,50	788	10,69,92
	2.	Retail Trade			7,711	2,86,41	17,327	14,84,76	32,968	15,45,99	35,778	22,60,16
VII.	FINANCE				-	-	-	-	3	3,76	22	20,65,85
VIII.	ALL OTHERS				1,473	46,20	11,299	3,56,57	4,054	2,50,02	7,852	14,30,70
TOTAL BANK CREDIT					43,730	13,16,76	1,22,015	69,98,83	1,82,634	143,62,63	1,33,923	507,69,17
OF WHICH:			1.	Artisans & Village Industries	5,871	93,63	1,518	1,16,36	4,932	2,29,89	12,600	2,41,30
			2.	Other Small Scale Industries	1,348	1,02,18	2,955	8,94,80	2,334	4,74,02	3,929	73,20,46

					PATNA		PURBI CHAMPARAN		PURBI SINGHBHUM		PURNIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					79	80	81	82	83	84	85	86
I.	AGRICULTURE				68,583	64,14,50	90,838	57,06,78	25,662	12,32,70	44,410	41,81,57
	1.	Direct Finance			67,464	56,11,40	90,460	53,30,70	25,559	10,78,61	44,113	40,37,10
	2.	Indirect Finance			1,119	8,03,10	378	3,76,08	103	1,54,09	297	1,44,47
II.	INDUSTRY				16,114	212,46,37	4,614	14,96,11	10,234	49,85,18	11,762	23,95,13
	1.	Mining & Quarrying			7	38,24	9	5,76	18	20,49	15	38,68
	2.	Manufacturing & Processing			16,041	198,00,39	4,594	14,84,93	10,190	48,75,80	11,732	23,49,80
	3.	Electricity, Gas & Water			21	8,33,97	11	5,42	2	1,57	9	3,81
	4.	Construction			45	5,73,77	-	-	24	87,32	6	2,84
III.	TRANSPORT OPERATORS				11,035	22,73,44	6,000	4,04,15	1,807	5,17,45	5,522	4,62,82
IV.	PROFESSIONAL AND OTHER SERVICES				8,104	26,24,39	2,337	1,57,45	11,108	4,54,29	1,790	1,59,62
V.	PERSONAL LOANS				67,703	137,99,32	10,138	15,30,92	19,548	28,86,86	9,371	17,87,94
	1.	Loans for Purchase of Consumer Durables			9,324	11,39,55	471	62,16	4,297	4,16,28	810	1,24,71
	2.	Loans for Housing			4,914	45,65,92	870	5,37,28	962	4,94,91	641	6,31,91
	3.	Rest of the Personal Loans			53,465	80,93,85	8,797	9,31,48	14,289	19,75,67	7,920	10,31,32
VI.	TRADE				57,290	111,01,00	32,383	19,66,67	27,783	23,10,79	28,986	36,76,60
	1.	Wholesale Trade			1,889	26,92,31	927	2,05,13	710	2,93,43	312	1,00,22
	2.	Retail Trade			55,401	84,08,69	31,456	17,61,54	27,073	20,17,36	28,674	35,76,38
VII.	FINANCE				63	7,66,67	1	1,20	14	80,19	9	10,47
VIII.	ALL OTHERS				16,177	39,98,80	2,711	8,10,87	14,731	15,48,44	6,939	4,84,49
TOTAL BANK CREDIT					2,45,069	622,24,49	1,49,022	120,74,15	1,10,887	140,15,90	1,08,789	131,58,64
OF WHICH:			1.	Artisans & Village Industries	3,261	4,84,23	2,928	1,81,63	6,918	1,61,49	6,981	2,83,84
			2.	Other Small Scale Industries	8,637	94,38,92	1,287	5,15,84	2,386	10,70,10	3,631	9,15,20

					RANCHI		ROHTAS		SAHARSA		SAHEBGANJ
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					87	88	89	90	91	92	93	94
I.	AGRICULTURE				62,932	175,09,68	45,319	49,59,76	21,066	14,04,33	33,005	10,38,01
	1.	Direct Finance			62,276	25,93,99	45,038	43,74,82	21,025	12,94,13	32,957	9,38,38
	2.	Indirect Finance			656	149,15,69	281	5,84,94	41	1,10,20	48	99,63
II.	INDUSTRY				29,138	238,20,39	17,490	29,27,16	8,151	19,04,21	13,941	9,38,71
	1.	Mining & Quarrying			62	13,66,72	154	1,56,72	-	-	108	1,11,34
	2.	Manufacturing & Processing			28,987	211,14,29	17,330	27,65,46	8,134	18,85,63	13,828	7,55,16
	3.	Electricity, Gas & Water			12	52,01	3	84	6	3,58	4	71,50
	4.	Construction			77	12,87,37	3	4,14	11	15,00	1	71
III.	TRANSPORT OPERATORS				5,397	12,24,22	4,306	4,28,34	1,605	1,50,40	822	80,67
IV.	PROFESSIONAL AND OTHER SERVICES				10,018	17,52,40	3,684	2,25,26	2,859	1,91,93	548	27,32
V.	PERSONAL LOANS				20,686	46,06,03	8,767	13,38,95	3,186	5,11,57	2,569	3,19,98
	1.	Loans for Purchase of Consumer Durables			3,274	4,47,73	1,081	89,93	225	34,60	576	96,71
	2.	Loans for Housing			2,022	13,30,98	250	1,86,65	142	1,64,44	74	64,52
	3.	Rest of the Personal Loans			15,390	28,27,32	7,436	10,62,37	2,819	3,12,53	1,919	1,58,75
VI.	TRADE				54,307	61,39,03	38,768	26,45,25	15,697	12,05,51	10,726	6,11,76
	1.	Wholesale Trade			1,487	13,73,09	633	97,69	451	3,22,46	143	29,32
	2.	Retail Trade			52,820	47,65,94	38,135	25,47,56	15,246	8,83,05	10,583	5,82,44
VII.	FINANCE				33	7,89,56	7	6,28	2	1,06	-	-
VIII.	ALL OTHERS				23,404	30,07,82	5,419	5,68,97	6,430	2,20,61	814	28,17
TOTAL BANK CREDIT					2,05,915	588,49,13	1,23,760	130,99,97	58,996	55,89,62	62,425	30,44,62
OF WHICH:			1.	Artisans & Village Industries	7,955	3,73,89	12,978	6,44,12	6,000	2,77,07	10,314	2,82,51
			2.	Other Small Scale Industries	17,101	65,29,66	3,985	8,97,21	1,564	15,34,19	3,257	4,61,24