Bihar (Part 2 of 2)

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Published on March 01, 1999

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Bihar (Part 2 of 2)

Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

EASTERN REGION			STATE : BIHAR					(Amount in Rupees Thousand)
			MUZAFFARPUR		NALANDA		NAWADA		PAKUR
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			65	66	67	68	69	70	71	72
I.	AGRICULTURE		24,970	45,93,26	32,611	31,33,18	26,894	21,71,68	13,752	6,37,09
	1.	Direct Finance	24,467	42,97,70	32,484	30,74,89	26,857	21,30,47	13,743	6,31,39
	2.	Indirect Finance	503	2,95,56	127	58,29	37	41,21	9	5,70
II.	INDUSTRY		10,158	38,14,03	10,589	18,30,36	8,497	14,55,04	3,417	3,59,75
	1.	Mining & Quarrying	3	10,57	-	-	-	-	-	-
	2.	Manufacturing & Processing	10,144	37,55,01	10,573	18,27,90	8,497	14,55,04	3,417	3,59,75
	3.	Electricity, Gas & Water	1	25,00	-	-	-	-	-	-
	4.	Construction	10	23,45	16	2,46	-	-	-	-
III.	TRANSPORT OPERATORS		5,837	12,21,72	5,057	7,36,05	1,316	2,84,38	430	25,41
IV.	PROFESSIONAL AND OTHER SERVICES		2,967	6,97,87	934	1,80,03	1,470	58,11	347	39,75
V.	PERSONAL LOANS		22,774	71,90,54	9,097	17,94,35	6,932	8,56,17	2,451	3,57,55
	1.	Loans for Purchase of Consumer Durables	2,403	4,82,00	588	1,09,34	240	58,99	731	1,43,34
	2.	Loans for Housing	3,137	32,28,21	540	4,27,06	251	2,31,37	56	39,18
	3.	Rest of the Personal Loans	17,234	34,80,33	7,969	12,57,95	6,441	5,65,81	1,664	1,75,03
VI.	TRADE		45,573	73,23,87	21,142	27,99,68	18,915	16,14,97	8,212	6,57,33
	1.	Wholesale Trade	795	16,35,61	127	1,30,79	76	1,38,06	448	50,86
	2.	Retail Trade	44,778	56,88,26	21,015	26,68,89	18,839	14,76,91	7,764	6,06,47
VII.	FINANCE		-	-	1	50,62	34	15,96	-	-
VIII.	ALL OTHERS		9,815	17,19,62	2,169	4,61,72	1,869	1,03,55	675	92,58
TOTAL BANK CREDIT			1,22,094	265,60,91	81,600	109,85,99	65,927	65,59,86	29,284	21,69,46
OF WHICH: 1. Artisans & Village Industries			5,794	6,06,25	7,268	8,12,73	6,341	7,80,60	2,152	2,34,04
		2. Other Small Scale Industries	3,862	20,04,72	2,705	8,66,78	2,106	6,21,50	1,067	1,24,50

								(Amount in Rupees Thousand)
			PALAMU		PASCHIMI CHAMPARAN		PASCHIMI SINGHBHUM		PATNA
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			73	74	75	76	77	78	79	80
I.	AGRICULTURE		35,266	27,86,25	42,829	57,21,07	31,417	21,39,47	34,609	107,52,01
	1.	Direct Finance	34,658	26,31,41	42,163	56,11,15	31,393	20,92,84	34,242	101,43,63
	2.	Indirect Finance	608	1,54,84	666	1,09,92	24	46,63	367	6,08,38
II.	INDUSTRY		3,914	15,25,04	3,455	42,06,87	8,982	344,11,38	18,101	262,36,15
	1.	Mining & Quarrying	3	25,81	-	-	15	5,59,39	56	1,95,89
	2.	Manufacturing & Processing	3,910	14,92,31	3,422	42,05,39	8,928	336,47,70	17,943	257,17,72
	3.	Electricity, Gas & Water	-	-	-	-	5	82,76	20	47,00
	4.	Construction	1	6,92	33	1,48	34	1,21,53	82	2,75,54
III.	TRANSPORT OPERATORS		988	8,61,86	3,016	4,38,85	1,056	14,01,30	4,820	35,29,28
IV.	PROFESSIONAL AND OTHER SERVICES		839	1,47,16	427	67,15	4,604	21,91,47	4,519	46,28,94
V.	PERSONAL LOANS		8,461	18,43,01	8,204	16,67,38	11,209	25,08,21	62,909	228,18,15
	1.	Loans for Purchase of Consumer Durables	749	1,75,24	315	98,40	808	2,16,52	7,008	20,57,55
	2.	Loans for Housing	606	4,47,49	352	3,82,83	1,505	7,16,09	11,490	95,12,56
	3.	Rest of the Personal Loans	7,106	12,20,28	7,537	11,86,15	8,896	15,75,60	44,411	112,48,04
VI.	TRADE		20,451	26,63,79	19,454	23,55,55	23,938	34,42,43	32,699	162,65,69
	1.	Wholesale Trade	234	2,90,86	366	2,70,57	34	2,99,14	1,678	50,04,87
	2.	Retail Trade	20,217	23,72,93	19,088	20,84,98	23,904	31,43,29	31,021	112,60,82
VII.	FINANCE		59	45,16	120	21,82	14	17,23	64	5,98,86
VIII.	ALL OTHERS		6,259	7,76,63	1,479	3,53,54	3,421	6,48,20	14,584	72,06,19
TOTAL BANK CREDIT			76,237	106,48,90	78,984	148,32,23	84,641	467,59,69	1,72,305	920,35,27
OF WHICH: 1. Artisans & Village Industries			1,727	2,78,35	2,104	3,19,25	5,050	2,83,52	7,685	19,80,73
		2. Other Small Scale Industries	2,129	9,14,61	1,207	4,70,68	3,355	68,06,60	9,101	82,95,77

								(Amount in Rupees Thousand)
			PURBI CHAMPARAN		PURBI SINGHBHUM		PURNIA		RANCHI
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			81	82	83	84	85	86	87	88
I.	AGRICULTURE		45,134	48,25,23	18,075	18,15,01	29,086	47,41,94	45,209	46,01,67
	1.	Direct Finance	44,919	47,38,26	17,942	17,61,01	27,813	46,15,99	44,579	43,02,07
	2.	Indirect Finance	215	86,97	133	54,00	1,273	1,25,95	630	2,99,60
II.	INDUSTRY		4,016	21,29,05	5,805	301,64,65	7,430	48,01,04	12,639	458,80,69
	1.	Mining & Quarrying	1	1,24	5	64,99	-	-	13	60,63,98
	2.	Manufacturing & Processing	4,009	21,27,48	5,731	296,73,40	7,411	47,61,59	12,520	370,47,84
	3.	Electricity, Gas & Water	-	-	4	17,41	-	-	7	52,31
	4.	Construction	6	33	65	4,08,85	19	39,45	99	27,16,56
III.	TRANSPORT OPERATORS		2,084	6,81,88	1,858	20,49,97	2,013	6,15,50	2,398	20,72,27
IV.	PROFESSIONAL AND OTHER SERVICES		1,125	2,84,74	4,543	15,78,82	2,196	2,72,89	5,341	22,45,75
V.	PERSONAL LOANS		13,446	25,17,28	26,693	83,83,25	12,737	28,57,44	27,592	97,10,59
	1.	Loans for Purchase of Consumer Durables	871	1,84,22	4,319	9,12,06	712	1,25,93	5,450	12,44,06
	2.	Loans for Housing	520	6,11,32	2,525	25,34,96	1,172	11,38,62	3,773	32,83,67
	3.	Rest of the Personal Loans	12,055	17,21,74	19,849	49,36,23	10,853	15,92,89	18,369	51,82,86
VI.	TRADE		31,353	39,19,52	18,090	56,43,60	15,833	23,09,28	31,925	86,84,45
	1.	Wholesale Trade	920	3,38,62	578	12,46,67	211	1,62,59	688	30,83,24
	2.	Retail Trade	30,433	35,80,90	17,512	43,96,93	15,622	21,46,69	31,237	56,01,21
VII.	FINANCE		180	23,16	136	49,38,98	103	71,01	73	2,45,67
VIII.	ALL OTHERS		1,643	3,71,47	7,994	37,62,48	2,510	3,64,19	13,750	63,09,57
TOTAL BANK CREDIT			98,981	147,52,33	83,194	583,36,76	71,908	160,33,29	1,38,927	797,50,66
OF WHICH: 1. Artisans & Village Industries			1,954	2,98,86	2,848	2,99,42	3,411	2,56,41	4,713	6,95,20
		2. Other Small Scale Industries	1,884	7,24,82	2,644	60,89,33	2,210	8,51,82	6,910	62,79,38

								(Amount in Rupees Thousand)
			ROHTAS		SAHARSA		SAHEBGANJ		SAMASTIPUR
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			89	90	91	92	93	94	95	96
I.	AGRICULTURE		31,596	56,23,48	13,299	15,72,67	22,870	12,73,10	27,329	38,19,95
	1.	Direct Finance	31,243	54,45,04	13,272	15,10,65	21,655	9,59,49	26,850	36,34,77
	2.	Indirect Finance	353	1,78,44	27	62,02	1,215	3,13,61	479	1,85,18
II.	INDUSTRY		15,584	26,18,36	6,701	18,11,06	5,660	7,08,19	9,329	23,54,88
	1.	Mining & Quarrying	5	43,85	-	-	5	9,16	-	-
	2.	Manufacturing & Processing	15,231	25,09,94	6,698	18,10,41	5,644	5,60,60	9,317	23,39,35
	3.	Electricity, Gas & Water	-	-	-	-	11	1,38,43	-	-
	4.	Construction	348	64,57	3	65	-	-	12	15,53
III.	TRANSPORT OPERATORS		2,209	6,35,85	1,076	1,86,28	751	83,06	1,478	4,78,24
IV.	PROFESSIONAL AND OTHER SERVICES		1,121	2,52,80	1,266	1,92,62	618	56,48	2,642	4,24,27
V.	PERSONAL LOANS		10,350	20,04,21	4,142	9,82,38	2,729	4,10,49	14,127	26,49,94
	1.	Loans for Purchase of Consumer Durables	342	61,80	240	71,28	458	69,68	869	1,37,03
	2.	Loans for Housing	385	3,63,71	639	4,55,32	70	84,47	716	6,05,26
	3.	Rest of the Personal Loans	9,623	15,78,70	3,263	4,55,78	2,201	2,56,34	12,542	19,07,65
VI.	TRADE		31,365	36,75,76	13,745	18,96,70	9,661	6,59,28	27,178	30,08,13
	1.	Wholesale Trade	345	2,04,46	333	2,60,66	254	92,55	368	2,41,74
	2.	Retail Trade	31,020	34,71,30	13,412	16,36,04	9,407	5,66,73	26,810	27,66,39
VII.	FINANCE		1	5,10	1	12,91	-	-	2	42,91
VIII.	ALL OTHERS		4,864	8,07,88	1,382	1,47,99	4,757	2,94,48	5,178	8,26,53
TOTAL BANK CREDIT			97,090	156,23,44	41,612	68,02,61	47,046	34,85,08	87,263	136,04,85
OF WHICH: 1. Artisans & Village Industries			11,231	9,20,31	4,528	4,21,26	3,387	2,67,74	5,013	4,80,21
		2. Other Small Scale Industries	4,002	9,52,75	1,948	3,80,71	2,241	2,80,78	3,030	11,46,82

EASTERN REGION			STATE : BIHAR					(Amount in Rupees Thousand)
			SARAN		SHEIKHPURA		SHEOHAR		SITAMARHI
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			97	98	99	100	101	102	103	104
I.	AGRICULTURE		31,226	34,53,57	7,442	9,82,65	2,910	2,49,21	32,587	27,34,05
	1.	Direct Finance	31,148	33,75,26	7,438	9,80,32	2,905	2,43,32	32,467	26,76,65
	2.	Indirect Finance	78	78,31	4	2,33	5	5,89	120	57,40
II.	INDUSTRY		11,071	19,06,69	1,071	1,80,39	831	96,29	6,278	17,76,07
	1.	Mining & Quarrying	2	3,66	-	-	-	-	-	-
	2.	Manufacturing & Processing	11,069	19,03,03	1,071	1,80,39	831	96,29	6,278	17,76,07
	3.	Electricity, Gas & Water	-	-	-	-	-	-	-	-
	4.	Construction	-	-	-	-	-	-	-	-
III.	TRANSPORT OPERATORS		3,025	7,92,90	1,149	1,10,73	639	50,10	3,338	4,09,17
IV.	PROFESSIONAL AND OTHER SERVICES		3,473	3,89,26	97	10,28	296	32,45	1,676	2,30,72
V.	PERSONAL LOANS		11,302	27,52,76	1,291	2,15,89	716	1,43,59	6,712	16,03,37
	1.	Loans for Purchase of Consumer Durables	557	1,69,74	51	18,15	150	23,61	750	1,13,32
	2.	Loans for Housing	1,104	8,96,51	141	39,98	19	34,48	566	5,21,83
	3.	Rest of the Personal Loans	9,641	16,86,51	1,099	1,57,76	547	85,50	5,396	9,68,22
VI.	TRADE		27,330	34,12,44	5,114	5,91,13	4,212	2,96,86	32,929	31,31,39
	1.	Wholesale Trade	434	5,32,78	27	45,94	4	7,57	101	2,05,30
	2.	Retail Trade	26,896	28,79,66	5,087	5,45,19	4,208	2,89,29	32,828	29,26,09
VII.	FINANCE		-	-	-	-	-	-	-	-
VIII.	ALL OTHERS		3,219	6,69,92	162	17,75	217	27,04	1,800	2,67,97
TOTAL BANK CREDIT			90,646	133,77,54	16,326	21,08,82	9,821	8,95,54	85,320	101,52,74
OF WHICH: 1. Artisans & Village Industries			6,160	6,49,71	632	59,90	487	24,75	3,853	4,49,65
		2. Other Small Scale Industries	4,110	9,54,55	277	79,95	222	56,04	1,695	6,01,29

						(Amount in Rupees Thousand)
			SIWAN		SUPAUL		VAISHALI
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing
			105	106	107	108	109	110
I.	AGRICULTURE		15,044	21,83,97	19,290	22,94,31	20,955	26,17,59
	1.	Direct Finance	14,714	19,92,82	19,257	22,72,52	20,879	25,85,80
	2.	Indirect Finance	330	1,91,15	33	21,79	76	31,79
II.	INDUSTRY		6,807	21,67,17	8,841	8,98,45	7,128	15,68,14
	1.	Mining & Quarrying	-	-	-	-	-	-
	2.	Manufacturing & Processing	6,804	21,67,07	8,840	8,97,60	7,042	15,60,53
	3.	Electricity, Gas & Water	-	-	-	-	-	-
	4.	Construction	3	10	1	85	86	7,61
III.	TRANSPORT OPERATORS		1,646	4,43,96	492	87,46	2,010	6,94,36
IV.	PROFESSIONAL AND OTHER SERVICES		692	1,00,44	712	84,23	1,844	3,47,88
V.	PERSONAL LOANS		11,901	23,60,73	3,895	6,66,34	8,874	20,76,94
	1.	Loans for Purchase of Consumer Durables	533	88,32	335	65,43	202	28,96
	2.	Loans for Housing	694	5,64,79	137	98,71	1,207	7,96,79
	3.	Rest of the Personal Loans	10,674	17,07,62	3,423	5,02,20	7,465	12,51,19
VI.	TRADE		29,067	32,89,30	12,600	11,33,67	30,082	29,09,63
	1.	Wholesale Trade	257	3,06,34	206	66,66	488	3,27,95
	2.	Retail Trade	28,810	29,82,96	12,394	10,67,01	29,594	25,81,68
VII.	FINANCE		7	1,58	6	1,94	130	29,14
VIII.	ALL OTHERS		2,613	4,98,17	2,669	3,65,71	1,235	1,57,07
TOTAL BANK CREDIT			67,777	110,45,32	48,505	55,32,11	72,258	104,00,75
OF WHICH: 1. Artisans & Village Industries			3,802	4,68,98	5,247	4,56,81	4,057	3,77,93
		2. Other Small Scale Industries	2,289	6,74,99	2,323	3,40,04	2,939	9,58,87