Bihar (Part 1 of 2)

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Published on March 01, 1999

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Bihar (Part 1 of 2)

Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

EASTERN REGION			STATE : BIHAR					(Amount in Rupees Thousand)
			ARARIA		AURANGABAD		BANKA		BEGUSARAI
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			1	2	3	4	5	6	7	8
I.	AGRICULTURE		25,019	36,70,12	18,132	24,31,03	20,385	22,87,81	20,200	26,48,41
	1.	Direct Finance	24,929	32,31,99	18,036	23,28,92	20,274	19,86,68	19,174	25,51,32
	2.	Indirect Finance	90	4,38,13	96	1,02,11	111	3,01,13	1,026	97,09
II.	INDUSTRY		6,496	11,66,66	12,018	12,98,58	3,601	5,10,37	3,424	33,22,18
	1.	Mining & Quarrying	-	-	-	-	-	-	3	16,30
	2.	Manufacturing & Processing	6,370	11,60,75	12,008	12,88,92	3,601	5,10,37	3,418	33,03,27
	3.	Electricity, Gas & Water	-	-	-	-	-	-	-	-
	4.	Construction	126	5,91	10	9,66	-	-	3	2,61
III.	TRANSPORT OPERATORS		848	1,87,20	923	4,01,11	771	1,89,64	1,344	3,63,85
IV.	PROFESSIONAL AND OTHER SERVICES		703	65,11	1,795	1,00,06	3,214	2,71,92	2,179	2,02,79
V.	PERSONAL LOANS		4,944	9,97,28	6,338	12,44,12	3,535	6,66,20	8,918	17,83,20
	1.	Loans for Purchase of Consumer Durables	132	27,02	165	60,19	309	52,45	409	1,03,54
	2.	Loans for Housing	408	3,10,87	449	2,85,65	410	1,95,94	707	3,80,20
	3.	Rest of the Personal Loans	4,404	6,59,39	5,724	8,98,28	2,816	4,17,81	7,802	12,99,46
VI.	TRADE		14,002	18,01,92	20,812	16,79,38	17,725	14,73,22	18,876	33,98,80
	1.	Wholesale Trade	470	3,49,04	265	2,00,10	328	49,43	218	5,45,14
	2.	Retail Trade	13,532	14,52,88	20,547	14,79,28	17,397	14,23,79	18,658	28,53,66
VII.	FINANCE		21	10,97	1	1,40	3	1,11	17	1,96,55
VIII.	ALL OTHERS		2,357	3,31,80	1,704	3,01,22	2,166	2,33,98	4,270	10,83,27
TOTAL BANK CREDIT			54,390	82,31,06	61,723	74,56,90	51,400	56,34,25	59,228	129,99,05
OF WHICH: 1. Artisans & Village Industries			3,961	3,51,21	9,242	6,28,29	2,065	2,21,56	1,308	3,26,95
		2. Other Small Scale Industries	2,147	4,73,01	2,695	5,64,07	1,335	2,14,87	1,891	13,31,15

								(Amount in Rupees Thousand)
			BHABUA		BHAGALPUR		BHOJPUR		BOKARO
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			9	10	11	12	13	14	15	16
I.	AGRICULTURE		21,451	33,26,43	34,124	51,07,84	29,063	41,24,25	13,051	13,38,91
	1.	Direct Finance	20,896	32,46,30	33,685	42,61,28	28,930	39,93,00	12,569	11,47,34
	2.	Indirect Finance	555	80,13	439	8,46,56	133	1,31,25	482	1,91,57
II.	INDUSTRY		10,484	13,24,12	9,688	36,40,41	8,445	14,88,18	4,381	783,93,96
	1.	Mining & Quarrying	-	-	39	4,69,69	-	-	2	29,48
	2.	Manufacturing & Processing	10,478	13,13,56	9,641	31,68,68	8,389	14,52,20	4,342	782,96,33
	3.	Electricity, Gas & Water	-	-	-	-	-	-	-	-
	4.	Construction	6	10,56	8	2,04	56	35,98	37	68,15
III.	TRANSPORT OPERATORS		1,687	2,77,65	1,622	5,56,65	3,269	9,32,92	2,348	19,31,48
IV.	PROFESSIONAL AND OTHER SERVICES		534	67,54	6,006	7,65,36	1,552	2,67,66	3,377	6,77,28
V.	PERSONAL LOANS		3,668	6,99,50	17,440	41,04,36	12,774	28,49,30	20,383	45,70,00
	1.	Loans for Purchase of Consumer Durables	72	18,33	1,140	3,53,95	442	1,90,18	2,813	6,02,99
	2.	Loans for Housing	125	64,37	2,259	14,94,05	633	6,72,47	832	4,13,78
	3.	Rest of the Personal Loans	3,471	6,16,80	14,041	22,56,36	11,699	19,86,65	16,738	35,53,23
VI.	TRADE		15,034	13,05,42	21,530	29,23,87	29,486	30,92,45	14,357	39,14,25
	1.	Wholesale Trade	520	1,01,88	457	2,42,35	1,071	4,22,47	339	11,34,87
	2.	Retail Trade	14,514	12,03,54	21,073	26,81,52	28,415	26,69,98	14,018	27,79,38
VII.	FINANCE		4	7,70	3	69,35	1	1,97,53	18	1,83,79
VIII.	ALL OTHERS		2,705	4,55,02	7,902	10,94,53	2,830	3,81,72	7,682	23,34,37
TOTAL BANK CREDIT			55,567	74,63,38	98,315	182,62,37	87,420	133,34,01	65,597	933,44,04
OF WHICH: 1. Artisans & Village Industries			8,430	7,93,25	5,622	6,85,29	6,837	5,17,28	1,881	5,05,03
		2. Other Small Scale Industries	1,845	4,93,81	3,584	23,41,40	1,693	7,92,67	1,979	22,34,46

								(Amount in Rupees Thousand)
			BUXAR		CHATRA		DARBHANGA		DEOGHAR
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			17	18	19	20	21	22	23	24
I.	AGRICULTURE		20,930	25,20,32	10,346	9,22,04	18,865	23,73,69	31,822	18,44,39
	1.	Direct Finance	20,551	24,11,82	10,318	9,07,27	18,729	23,46,26	31,608	18,17,21
	2.	Indirect Finance	379	1,08,50	28	14,77	136	27,43	214	27,18
II.	INDUSTRY		11,174	13,17,87	1,633	8,34,45	6,199	18,03,43	7,755	24,26,21
	1.	Mining & Quarrying	-	-	-	-	2	9,73	14	1,23,30
	2.	Manufacturing & Processing	11,154	12,93,88	1,633	8,34,45	6,191	17,90,76	7,733	22,94,89
	3.	Electricity, Gas & Water	2	3,59	-	-	-	-	-	-
	4.	Construction	18	20,40	-	-	6	2,94	8	8,02
III.	TRANSPORT OPERATORS		3,365	5,65,37	98	1,05,29	2,064	7,04,80	1,743	5,17,83
IV.	PROFESSIONAL AND OTHER SERVICES		1,327	2,92,53	1,205	1,33,82	3,263	4,47,00	1,194	1,13,36
V.	PERSONAL LOANS		6,871	12,93,40	2,202	4,10,70	15,519	42,65,19	9,019	19,25,08
	1.	Loans for Purchase of Consumer Durables	732	73,13	132	31,14	1,325	2,71,35	807	1,74,94
	2.	Loans for Housing	251	1,98,64	234	43,17	1,521	17,44,74	770	6,60,32
	3.	Rest of the Personal Loans	5,888	10,21,63	1,836	3,36,39	12,673	22,49,10	7,442	10,89,82
VI.	TRADE		29,390	27,64,22	6,001	5,30,42	16,934	26,06,66	19,241	18,93,54
	1.	Wholesale Trade	95	30,77	31	9,71	1,234	2,69,57	53	1,38,96
	2.	Retail Trade	29,295	27,33,45	5,970	5,20,71	15,700	23,37,09	19,188	17,54,58
VII.	FINANCE		1	31	36	2,82	17	31,19	-	-
VIII.	ALL OTHERS		1,064	1,83,75	960	1,45,50	5,746	10,25,68	4,751	3,76,77
TOTAL BANK CREDIT			74,122	89,37,77	22,481	30,85,04	68,607	132,57,64	75,525	90,97,18
OF WHICH: 1. Artisans & Village Industries			10,329	7,34,48	1,174	92,84	2,758	3,60,02	4,351	2,51,13
		2. Other Small Scale Industries	803	3,45,86	377	52,15	3,674	9,06,83	3,004	17,30,87

								(Amount in Rupees Thousand)
			DHANBAD		DUMKA		GARHWA		GAYA
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			25	26	27	28	29	30	31	32
I.	AGRICULTURE		9,113	9,01,53	55,942	26,87,01	19,442	14,82,36	37,351	32,93,17
	1.	Direct Finance	8,838	8,09,39	54,925	25,83,39	18,757	14,02,19	37,104	31,34,41
	2.	Indirect Finance	275	92,14	1,017	1,03,62	685	80,17	247	1,58,76
II.	INDUSTRY		6,654	179,97,91	5,765	6,06,12	2,028	3,53,65	11,630	35,75,63
	1.	Mining & Quarrying	85	58,66,02	2	6,47	-	-	5	34,68
	2.	Manufacturing & Processing	6,490	116,59,22	5,763	5,99,65	2,028	3,53,65	11,605	34,74,66
	3.	Electricity, Gas & Water	5	1,81,06	-	-	-	-	1	44,06
	4.	Construction	74	2,91,61	-	-	-	-	19	22,23
III.	TRANSPORT OPERATORS		2,493	18,69,28	1,305	4,52,27	287	3,48,61	5,029	15,30,30
IV.	PROFESSIONAL AND OTHER SERVICES		2,866	6,47,78	385	66,62	398	66,41	3,772	10,61,37
V.	PERSONAL LOANS		18,971	47,67,36	8,765	12,97,37	1,769	3,40,86	20,707	35,65,46
	1.	Loans for Purchase of Consumer Durables	1,763	3,83,14	1,149	1,95,93	75	15,95	2,205	3,13,75
	2.	Loans for Housing	1,245	9,28,93	288	2,58,37	90	96,34	1,645	13,39,48
	3.	Rest of the Personal Loans	15,963	34,55,29	7,328	8,43,07	1,604	2,28,57	16,857	19,12,23
VI.	TRADE		12,286	96,03,40	12,151	12,64,54	5,995	9,14,02	30,758	37,58,92
	1.	Wholesale Trade	310	67,87,68	607	1,38,19	145	1,03,61	513	5,47,15
	2.	Retail Trade	11,976	28,15,72	11,544	11,26,35	5,850	8,10,41	30,245	32,11,77
VII.	FINANCE		504	3,10,39	5	1,72,73	-	-	94	2,44,81
VIII.	ALL OTHERS		7,360	37,76,16	2,898	2,34,70	1,231	1,53,07	5,477	8,10,91
TOTAL BANK CREDIT			60,247	398,73,81	87,216	67,81,36	31,150	36,58,98	1,14,818	178,40,57
OF WHICH: 1. Artisans & Village Industries			1,627	2,77,48	3,841	2,88,25	752	1,26,68	7,180	6,06,98
		2. Other Small Scale Industries	3,546	59,44,29	1,015	2,27,82	1,117	1,99,21	4,090	22,51,60

EASTERN REGION			STATE : BIHAR					(Amount in Rupees Thousand)
			GIRIDIH		GODDA		GOPALGANJ		GUMLA
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			33	34	35	36	37	38	39	40
I.	AGRICULTURE		17,940	18,21,48	21,510	12,91,60	17,494	14,15,31	22,231	18,56,13
	1.	Direct Finance	17,708	17,60,34	21,278	12,47,85	17,099	13,41,61	21,406	17,51,17
	2.	Indirect Finance	232	61,14	232	43,75	395	73,70	825	1,04,96
II.	INDUSTRY		7,655	34,35,67	4,364	5,99,82	6,933	14,99,49	3,603	3,45,88
	1.	Mining & Quarrying	1	24,01	-	-	1	2,47	-	-
	2.	Manufacturing & Processing	7,650	34,03,43	4,364	5,99,82	6,928	14,86,58	3,601	3,42,79
	3.	Electricity, Gas & Water	-	-	-	-	-	-	-	-
	4.	Construction	4	8,23	-	-	4	10,44	2	3,09
III.	TRANSPORT OPERATORS		1,335	7,29,88	1,194	1,92,11	536	1,87,86	357	3,07,92
IV.	PROFESSIONAL AND OTHER SERVICES		3,191	3,15,00	533	27,57	4,832	3,07,68	3,235	2,88,85
V.	PERSONAL LOANS		10,208	18,98,28	4,721	6,07,19	5,870	11,04,38	3,518	7,21,20
	1.	Loans for Purchase of Consumer Durables	795	1,33,97	784	1,73,10	208	54,60	100	23,64
	2.	Loans for Housing	741	3,84,01	141	68,67	303	2,17,61	174	1,76,89
	3.	Rest of the Personal Loans	8,672	13,80,30	3,796	3,65,42	5,359	8,32,17	3,244	5,20,67
VI.	TRADE		15,467	20,43,66	13,057	11,98,71	16,053	26,15,24	12,370	10,63,67
	1.	Wholesale Trade	349	2,52,46	1,055	77,60	315	96,15	12	20,15
	2.	Retail Trade	15,118	17,91,20	12,002	11,21,11	15,738	25,19,09	12,358	10,43,52
VII.	FINANCE		60	61,25	1	56	105	59,09	-	-
VIII.	ALL OTHERS		5,431	8,53,59	2,152	2,08,95	2,571	3,59,13	3,196	3,40,05
TOTAL BANK CREDIT			61,287	111,58,81	47,532	41,26,51	54,394	75,48,18	48,510	49,23,70
OF WHICH: 1. Artisans & Village Industries			4,476	8,67,89	3,014	3,06,83	5,290	3,22,63	2,315	1,50,17
		2. Other Small Scale Industries	2,976	19,56,53	895	1,88,48	1,448	5,95,64	992	1,44,23

								(Amount in Rupees Thousand)
			HAZARIBAGH		JAMUI		JEHANABAD		KATIHAR
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			41	42	43	44	45	46	47	48
I.	AGRICULTURE		27,442	28,67,42	15,437	16,61,28	23,406	15,99,46	46,191	50,38,36
	1.	Direct Finance	27,100	27,42,81	15,419	16,44,61	23,182	15,29,69	46,005	49,81,10
	2.	Indirect Finance	342	1,24,61	18	16,67	224	69,77	186	57,26
II.	INDUSTRY		3,984	19,38,41	4,068	5,91,35	6,524	15,30,58	8,825	16,62,60
	1.	Mining & Quarrying	12	2,08,99	-	-	9	29,93	-	-
	2.	Manufacturing & Processing	3,966	17,25,42	4,068	5,91,35	6,514	10,50,65	8,816	16,61,19
	3.	Electricity, Gas & Water	-	-	-	-	1	4,50,00	-	-
	4.	Construction	6	4,00	-	-	-	-	9	1,41
III.	TRANSPORT OPERATORS		1,625	16,26,45	1,816	3,38,35	1,526	4,68,52	2,197	2,93,36
IV.	PROFESSIONAL AND OTHER SERVICES		1,814	3,06,93	1,328	1,44,73	1,193	1,53,49	1,062	1,19,56
V.	PERSONAL LOANS		16,673	32,82,72	5,561	8,49,26	7,878	8,86,94	7,440	13,30,88
	1.	Loans for Purchase of Consumer Durables	1,538	2,60,74	1,506	2,26,39	89	35,81	263	40,65
	2.	Loans for Housing	1,299	5,53,36	665	2,21,73	400	3,07,15	1,079	4,87,61
	3.	Rest of the Personal Loans	13,836	24,68,62	3,390	4,01,14	7,389	5,43,98	6,098	8,02,62
VI.	TRADE		10,641	21,53,89	15,798	13,99,00	15,197	13,40,84	16,842	22,48,04
	1.	Wholesale Trade	703	3,37,75	173	34,92	135	76,19	2,219	4,50,43
	2.	Retail Trade	9,938	18,16,14	15,625	13,64,08	15,062	12,64,65	14,623	17,97,61
VII.	FINANCE		71	1,15,29	7	8,39	4	52,39	2	5,62
VIII.	ALL OTHERS		5,577	14,14,18	1,114	1,31,94	2,532	3,83,56	4,087	4,97,45
TOTAL BANK CREDIT			67,827	137,05,29	45,129	51,24,30	58,260	64,15,78	86,646	111,95,87
OF WHICH: 1. Artisans & Village Industries			1,422	2,37,89	2,779	3,08,17	3,787	3,41,10	4,084	4,35,11
		2. Other Small Scale Industries	2,355	10,43,85	1,307	2,68,60	2,713	6,16,13	4,240	7,51,86

								(Amount in Rupees Thousand)
			KHAGARIA		KISHANGANJ		KODERMA		LAKHISARAI
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			49	50	51	52	53	54	55	56
I.	AGRICULTURE		17,745	21,43,96	19,306	18,70,32	7,683	7,29,54	9,635	11,17,17
	1.	Direct Finance	17,695	21,27,23	19,269	18,65,80	7,477	7,08,85	9,611	11,06,07
	2.	Indirect Finance	50	16,73	37	4,52	206	20,69	24	11,10
II.	INDUSTRY		2,721	4,50,60	3,624	4,89,88	1,197	4,17,63	1,618	4,34,06
	1.	Mining & Quarrying	-	-	-	-	10	66,94	-	-
	2.	Manufacturing & Processing	2,721	4,50,60	3,624	4,89,88	1,180	3,42,15	1,618	4,34,06
	3.	Electricity, Gas & Water	-	-	-	-	-	-	-	-
	4.	Construction	-	-	-	-	7	8,54	-	-
III.	TRANSPORT OPERATORS		1,881	1,79,66	854	1,01,55	202	1,51,40	1,115	1,32,26
IV.	PROFESSIONAL AND OTHER SERVICES		751	77,50	643	60,69	664	91,71	755	52,87
V.	PERSONAL LOANS		2,738	5,42,28	3,602	6,20,15	2,936	5,31,30	2,242	3,94,25
	1.	Loans for Purchase of Consumer Durables	133	18,96	236	65,72	83	13,67	79	19,21
	2.	Loans for Housing	122	87,86	630	1,89,15	456	1,35,04	105	72,37
	3.	Rest of the Personal Loans	2,483	4,35,46	2,736	3,65,28	2,397	3,82,59	2,058	3,02,67
VI.	TRADE		11,164	14,25,17	10,250	7,64,45	3,994	5,50,35	7,252	8,55,23
	1.	Wholesale Trade	81	96,03	63	28,06	35	34,15	21	8,99
	2.	Retail Trade	11,083	13,29,14	10,187	7,36,39	3,959	5,16,20	7,231	8,46,24
VII.	FINANCE		-	-	-	-	-	-	-	-
VIII.	ALL OTHERS		147	33,74	1,874	2,58,20	1,761	2,28,92	1,238	1,33,74
TOTAL BANK CREDIT			37,147	48,52,91	40,153	41,65,24	18,437	27,00,85	23,855	31,19,58
OF WHICH: 1. Artisans & Village Industries			1,963	2,14,54	2,269	1,49,47	513	78,62	834	1,37,25
		2. Other Small Scale Industries	746	2,26,97	1,096	1,71,36	546	2,37,58	750	2,95,23

								(Amount in Rupees Thousand)
			LOHARDAGGA		MADHEPURA		MADHUBANI		MUNGER
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			57	58	59	60	61	62	63	64
I.	AGRICULTURE		10,451	9,02,91	19,184	26,81,70	32,015	38,11,93	14,623	17,12,79
	1.	Direct Finance	10,233	8,52,06	19,171	26,67,22	31,897	37,62,43	14,591	16,87,86
	2.	Indirect Finance	218	50,85	13	14,48	118	49,50	32	24,93
II.	INDUSTRY		1,371	2,82,91	4,378	10,45,81	6,563	20,80,91	3,657	9,80,04
	1.	Mining & Quarrying	-	-	1	3,96	2	2,70	1	2,56
	2.	Manufacturing & Processing	1,369	2,82,51	4,377	10,41,85	6,455	20,07,41	3,648	9,41,69
	3.	Electricity, Gas & Water	-	-	-	-	9	51,13	-	-
	4.	Construction	2	40	-	-	97	19,67	8	35,79
III.	TRANSPORT OPERATORS		159	1,42,37	1,948	2,08,06	5,060	4,33,44	2,354	5,21,46
IV.	PROFESSIONAL AND OTHER SERVICES		295	81,26	702	62,67	3,674	4,02,73	1,545	2,28,29
V.	PERSONAL LOANS		1,183	2,85,09	3,650	6,42,89	14,090	25,12,37	7,825	17,18,92
	1.	Loans for Purchase of Consumer Durables	355	58,41	342	66,61	484	89,00	452	99,60
	2.	Loans for Housing	111	59,22	183	1,28,75	1,751	11,15,69	849	5,51,75
	3.	Rest of the Personal Loans	717	1,67,46	3,125	4,47,53	11,855	13,07,68	6,524	10,67,57
VI.	TRADE		3,385	2,62,04	15,587	20,76,88	23,524	23,58,52	15,405	19,44,37
	1.	Wholesale Trade	21	15,89	582	2,08,29	441	4,55,01	100	1,43,04
	2.	Retail Trade	3,364	2,46,15	15,005	18,68,59	23,083	19,03,51	15,305	18,01,33
VII.	FINANCE		-	-	1	2,00	39	8,53	-	-
VIII.	ALL OTHERS		1,049	1,43,20	709	1,30,31	6,799	6,90,07	1,645	2,56,91
TOTAL BANK CREDIT			17,893	20,99,78	46,159	68,50,32	91,764	122,98,50	47,054	73,62,78
OF WHICH: 1. Artisans & Village Industries			660	76,46	2,606	2,99,41	3,840	4,26,12	1,955	2,86,85
		2. Other Small Scale Industries	526	1,22,01	1,633	5,78,87	2,443	10,48,65	1,483	4,81,26