Bihar
Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
EASTERN REGION |
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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OCCUPATION |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
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|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
12,95,557 |
1053,99 |
998,79 |
4,47,162 |
435,81 |
403,41 |
||
1. |
Direct Finance |
12,86,004 |
898,86 |
813,94 |
4,42,071 |
368,48 |
345,65 |
||
2. |
Indirect Finance |
9,553 |
155,13 |
184,85 |
5,091 |
67,33 |
57,77 |
||
II. |
INDUSTRY |
2,82,567 |
642,14 |
556,06 |
1,00,921 |
410,63 |
381,21 |
||
1. |
Mining & Quarrying |
380 |
28,18 |
11,75 |
398 |
16,80 |
9,65 |
||
2. |
Food Manufacturing and Processing |
8,062 |
57,22 |
43,45 |
5,204 |
56,80 |
51,10 |
||
(a) |
Rice Mills, Flour and Dal Mills |
3,339 |
18,97 |
18,71 |
1,494 |
17,02 |
16,64 |
||
(b) |
Sugar |
20 |
15,50 |
3,54 |
40 |
25,46 |
21,06 |
||
(c) |
Edible Oils and Vanaspati |
1,411 |
13,70 |
12,29 |
649 |
4,51 |
4,78 |
||
(d) |
Tea Processing |
1 |
- |
- |
5 |
2 |
2 |
||
(e) |
Processing of Fruits & Vegetables |
29 |
13 |
13 |
19 |
12 |
13 |
||
(f) |
Others |
3,262 |
8,92 |
8,79 |
2,997 |
9,67 |
8,48 |
||
3. |
Beverage and Tobacco |
130 |
1,71 |
1,70 |
96 |
10,61 |
8,12 |
||
4. |
Textiles |
1,545 |
7,85 |
7,63 |
1,230 |
10,76 |
9,51 |
||
(a) |
Cotton Textiles |
144 |
71 |
67 |
160 |
1,34 |
1,26 |
||
(b) |
Jute Textiles |
28 |
55 |
19 |
20 |
1,71 |
69 |
||
(c) |
Handloom Textiles & Khadi |
79 |
37 |
35 |
49 |
1,83 |
1,85 |
||
(d) |
Other Textiles |
1,294 |
6,22 |
6,43 |
1,001 |
5,87 |
5,71 |
||
5. |
Paper, Paper Products and Printing |
295 |
4,30 |
3,50 |
478 |
4,56 |
4,34 |
||
6. |
Leather and Leather Products |
333 |
1,53 |
1,58 |
309 |
2,83 |
3,15 |
||
7. |
Rubber and Rubber Products |
59 |
1,83 |
2,13 |
77 |
2,10 |
1,74 |
||
8. |
Chemicals and Chemical Products |
380 |
15,89 |
13,30 |
549 |
13,26 |
11,84 |
||
(a) |
Heavy Industrial Chemicals |
39 |
3,50 |
2,54 |
55 |
1,24 |
1,55 |
||
(b) |
Fertilizers |
14 |
2,13 |
2,02 |
16 |
2,80 |
1,19 |
||
(c) |
Drugs and Pharmaceuticals |
55 |
1,94 |
1,53 |
80 |
1,36 |
1,45 |
||
(d) |
Non-Edible Oils |
26 |
36 |
29 |
17 |
45 |
60 |
||
(e) |
Other Chemicals & Chemical Products |
246 |
7,97 |
6,92 |
381 |
7,40 |
7,06 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
151 |
2,73 |
2,58 |
203 |
9,97 |
9,03 |
||
10. |
Manufacture of Cement & Cement Products |
209 |
11,18 |
10,22 |
164 |
16,17 |
14,90 |
||
11. |
Basic Metals & Metal Products |
1,095 |
104,30 |
85,04 |
1,345 |
70,08 |
68,91 |
||
(a) |
Iron and Steel |
246 |
95,35 |
76,04 |
353 |
39,25 |
36,58 |
||
(b) |
Non-Ferrous Metals |
22 |
50 |
50 |
61 |
1,64 |
1,89 |
||
(c) |
Other Metal Products |
827 |
8,44 |
8,50 |
931 |
29,19 |
30,45 |
||
12. |
Engineering |
701 |
107,34 |
111,72 |
721 |
21,65 |
21,57 |
||
(a) |
Heavy Engineering |
142 |
58,42 |
63,30 |
75 |
3,94 |
3,78 |
||
(b) |
Light Engineering |
330 |
39,61 |
39,40 |
254 |
3,77 |
3,22 |
||
(c) |
Electrical Machinery & Goods |
139 |
4,27 |
3,45 |
215 |
12,57 |
12,87 |
||
(d) |
Electronic Machinery & Goods |
90 |
5,03 |
5,58 |
177 |
1,37 |
1,69 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
892 |
78,91 |
60,58 |
515 |
35,23 |
25,54 |
||
14. |
Other Industries |
2,68,145 |
211,03 |
191,72 |
89,384 |
132,86 |
135,45 |
||
15. |
Electricity, Gas & Water |
99 |
4,76 |
4,47 |
110 |
1,48 |
1,29 |
||
(a) |
Electricity Generation & Transmission |
76 |
38 |
38 |
93 |
1,35 |
1,18 |
||
(b) |
Non-Conventional Energy |
4 |
5 |
6 |
9 |
6 |
6 |
||
(c) |
Gas, Steam & Water Supply |
19 |
4,33 |
4,04 |
8 |
7 |
6 |
||
16. |
Construction |
91 |
3,38 |
4,69 |
138 |
5,47 |
5,04 |
||
III. |
TRANSPORT OPERATORS |
1,07,937 |
123,28 |
114,36 |
41,653 |
80,85 |
73,83 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,14,921 |
89,48 |
74,30 |
36,628 |
68,56 |
50,26 |
||
V . |
PERSONAL LOANS |
2,10,404 |
284,25 |
238,78 |
1,58,992 |
282,53 |
225,41 |
||
1. |
Loans for Purchase of Consumer Durables |
9,959 |
11,81 |
10,07 |
17,954 |
25,33 |
20,82 |
||
2. |
Loans for Housing |
11,474 |
46,26 |
44,47 |
13,545 |
66,88 |
62,43 |
||
3. |
Rest of the Personal Loans |
1,88,971 |
226,18 |
184,24 |
1,27,493 |
190,31 |
142,16 |
||
V I. |
TRADE |
8,10,952 |
527,03 |
501,78 |
2,93,166 |
342,92 |
304,78 |
||
1. |
Wholesale Trade |
20,848 |
39,40 |
36,87 |
5,746 |
42,69 |
34,64 |
||
2. |
Retail Trade |
7,90,104 |
487,63 |
464,92 |
2,87,420 |
300,22 |
270,14 |
||
VII. |
FINANCE |
112 |
4,30 |
3,84 |
144 |
6,41 |
6,05 |
||
VIII. |
ALL OTHERS |
1,12,394 |
90,67 |
79,23 |
40,468 |
54,12 |
42,87 |
||
TOTAL BANK CREDIT |
29,34,844 |
2815,15 |
2567,14 |
11,19,134 |
1681,83 |
1487,82 |
|||
OF WHICH : |
1. Artisans & Village Industries |
2,02,042 |
108,65 |
99,22 |
53,336 |
41,00 |
37,72 |
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2. Other Small Scale Industries |
67,232 |
178,33 |
167,15 |
37,242 |
159,66 |
165,43 |
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URBAN |
METROPOLITAN |
||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
|
I. |
AGRICULTURE |
63,683 |
112,71 |
90,33 |
- |
- |
- |
||
1. |
Direct Finance |
62,509 |
75,76 |
68,64 |
- |
- |
- |
||
2. |
Indirect Finance |
1,174 |
36,95 |
21,70 |
- |
- |
- |
||
II. |
INDUSTRY |
48,938 |
1400,26 |
1231,52 |
- |
- |
- |
||
1. |
Mining & Quarrying |
146 |
18,04 |
17,47 |
- |
- |
- |
||
2. |
Food Manufacturing and Processing |
1,503 |
120,63 |
138,15 |
- |
- |
- |
||
(a) Rice Mills, Flour and Dal Mills |
411 |
63,94 |
61,45 |
- |
- |
- |
|||
(b) Sugar |
16 |
44,30 |
63,51 |
- |
- |
- |
|||
(c) Edible Oils and Vanaspati |
223 |
4,90 |
4,69 |
- |
- |
- |
|||
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
|||
(e) Processing of Fruits & Vegetables |
19 |
56 |
72 |
- |
- |
- |
|||
(f) Others |
834 |
6,92 |
7,78 |
- |
- |
- |
|||
3. |
Beverage and Tobacco |
46 |
6,98 |
5,00 |
- |
- |
- |
||
4. |
Textiles |
1,357 |
49,51 |
49,44 |
- |
- |
- |
||
(a) Cotton Textiles |
99 |
5,22 |
4,93 |
- |
- |
- |
|||
(b) Jute Textiles |
30 |
2,46 |
2,58 |
- |
- |
- |
|||
(c) Handloom Textiles & Khadi |
66 |
2,46 |
2,71 |
- |
- |
- |
|||
(d) Other Textiles |
1,162 |
39,38 |
39,22 |
- |
- |
- |
|||
5. |
Paper, Paper Products and Printing |
782 |
23,05 |
19,32 |
- |
- |
- |
||
6. |
Leather and Leather Products |
263 |
2,63 |
2,83 |
- |
- |
- |
||
7. |
Rubber and Rubber Products |
118 |
4,82 |
3,93 |
- |
- |
- |
||
8. |
Chemicals and Chemical Products |
920 |
57,44 |
50,79 |
- |
- |
- |
||
(a) Heavy Industrial Chemicals |
53 |
13,92 |
10,86 |
- |
- |
- |
|||
(b) Fertilizers |
20 |
4,21 |
2,23 |
- |
- |
- |
|||
(c) Drugs and Pharmaceuticals |
274 |
12,34 |
12,33 |
- |
- |
- |
|||
(d) Non-Edible Oils |
13 |
55 |
54 |
- |
- |
- |
|||
(e) Other Chemicals & Chemical Products |
560 |
26,42 |
24,83 |
- |
- |
- |
|||
9. |
Petroleum, Coal Products & Nuclear Fuels |
197 |
22,10 |
21,48 |
- |
- |
- |
||
10. |
Manufacture of Cement & Cement Products |
103 |
59,05 |
63,22 |
- |
- |
- |
||
11. |
Basic Metals & Metal Products |
1,679 |
529,55 |
384,33 |
- |
- |
- |
||
(a) Iron and Steel |
427 |
478,30 |
330,27 |
- |
- |
- |
|||
(b) Non-Ferrous Metals |
38 |
2,35 |
2,55 |
- |
- |
- |
|||
(c) Other Metal Products |
1,214 |
48,91 |
51,51 |
- |
- |
- |
|||
12. |
Engineering |
1,210 |
186,78 |
172,40 |
- |
- |
- |
||
(a) Heavy Engineering |
110 |
54,29 |
48,15 |
- |
- |
- |
|||
(b) Light Engineering |
390 |
95,22 |
88,91 |
- |
- |
- |
|||
(c) Electrical Machinery & Goods |
390 |
25,50 |
23,36 |
- |
- |
- |
|||
(d) Electronic Machinery & Goods |
320 |
11,76 |
11,98 |
- |
- |
- |
|||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
465 |
28,07 |
29,42 |
- |
- |
- |
||
14. |
Other Industries |
39,803 |
265,91 |
259,65 |
- |
- |
- |
||
15. |
Electricity, Gas & Water |
83 |
11,83 |
1,73 |
- |
- |
- |
||
(a) Electricity Generation & Transmission |
69 |
11,53 |
1,47 |
- |
- |
- |
|||
(b) Non-Conventional Energy |
4 |
8 |
8 |
- |
- |
- |
|||
(c) Gas, Steam & Water Supply |
10 |
23 |
17 |
- |
- |
- |
|||
16. |
Construction |
263 |
13,86 |
12,35 |
- |
- |
- |
||
III. |
TRANSPORT OPERATORS |
23,099 |
76,27 |
70,89 |
- |
- |
- |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
18,586 |
72,04 |
58,58 |
- |
- |
- |
||
V. |
PERSONAL LOANS |
1,97,098 |
434,31 |
389,60 |
- |
- |
- |
||
1. |
Loans for Purchase of Consumer Durables |
24,604 |
37,28 |
30,82 |
- |
- |
- |
||
2. |
Loans for Housing |
17,380 |
126,42 |
120,42 |
- |
- |
- |
||
3. |
Rest of the Personal Loans |
1,55,114 |
270,61 |
238,37 |
- |
- |
- |
||
V I. |
TRADE |
1,13,622 |
350,55 |
313,22 |
- |
- |
- |
||
1. |
Wholesale Trade |
3,782 |
101,14 |
87,03 |
- |
- |
- |
||
2. |
Retail Trade |
1,09,840 |
249,41 |
226,20 |
- |
- |
- |
||
VII. |
FINANCE |
120 |
19,69 |
16,76 |
- |
- |
- |
||
VIII. |
ALL OTHERS |
49,600 |
164,97 |
140,26 |
- |
- |
- |
||
TOTAL BANK CREDIT |
5,14,746 |
2630,80 |
2311,16 |
- |
- |
- |
|||
OF WHICH : |
1. Artisans & Village Industries |
10,011 |
16,35 |
17,46 |
- |
- |
- |
||
|
|
|
2. Other Small Scale Industries |
28,508 |
274,55 |
272,49 |
- |
- |
- |
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