Bihar
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
EASTERN REGION |
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(Amount in Rupees Lakh) |
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STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
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AND ITS ASSOCIATES |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
OCCUPATION |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||
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|
standing |
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standing |
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|
standing |
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|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
I. |
AGRICULTURE |
4,46,538 |
652,72 |
651,79 |
6,94,484 |
624,22 |
585,32 |
- |
- |
- |
||
1. |
Direct Finance |
4,40,976 |
444,68 |
433,53 |
6,87,062 |
575,26 |
541,30 |
- |
- |
- |
||
2. |
Indirect Finance |
5,562 |
208,04 |
218,26 |
7,422 |
48,97 |
44,02 |
- |
- |
- |
||
II. |
INDUSTRY |
1,03,868 |
817,98 |
741,41 |
1,57,847 |
1520,13 |
1324,87 |
7 |
31,85 |
31,84 |
||
1. |
Mining & Quarrying |
313 |
34,50 |
10,25 |
605 |
28,47 |
28,58 |
- |
- |
- |
||
2. |
Food Manufacturing and Processing |
4,810 |
93,27 |
97,95 |
8,925 |
138,91 |
132,79 |
- |
- |
- |
||
(a) |
Rice Mills, Flour and Dal Mills |
1,767 |
17,40 |
16,52 |
3,441 |
81,13 |
79,06 |
- |
- |
- |
||
(b) |
Sugar |
34 |
57,39 |
63,50 |
42 |
27,87 |
24,61 |
- |
- |
- |
||
(c) |
Edible Oils and Vanaspati |
748 |
9,74 |
9,77 |
1,533 |
13,37 |
11,97 |
- |
- |
- |
||
(d) |
Tea Processing |
5 |
2 |
2 |
1 |
- |
- |
- |
- |
- |
||
(e) |
Processing of Fruits & Vegetables |
43 |
36 |
38 |
24 |
45 |
61 |
- |
- |
- |
||
(f) |
Others |
2,213 |
8,36 |
7,75 |
3,884 |
16,08 |
16,55 |
- |
- |
- |
||
3. |
Beverage and Tobacco |
128 |
1,24 |
1,14 |
142 |
17,98 |
13,60 |
- |
- |
- |
||
4. |
Textiles |
1,395 |
14,51 |
14,48 |
2,730 |
53,56 |
52,05 |
- |
- |
- |
||
(a) |
Cotton Textiles |
102 |
1,19 |
1,40 |
300 |
6,08 |
5,45 |
- |
- |
- |
||
(b) |
Jute Textiles |
35 |
1,46 |
1,44 |
43 |
3,26 |
2,01 |
- |
- |
- |
||
(c) |
Handloom Textiles & Khadi |
69 |
52 |
59 |
125 |
4,13 |
4,32 |
- |
- |
- |
||
(d) |
Other Textiles |
1,189 |
11,35 |
11,04 |
2,262 |
40,09 |
40,27 |
- |
- |
- |
||
5. |
Paper, Paper Products and Printing |
498 |
9,32 |
10,03 |
1,050 |
22,51 |
17,04 |
- |
- |
- |
||
6. |
Leather and Leather Products |
306 |
3,11 |
3,62 |
595 |
3,85 |
3,92 |
- |
- |
- |
||
7. |
Rubber and Rubber Products |
108 |
3,20 |
3,11 |
143 |
5,47 |
4,59 |
- |
- |
- |
||
8. |
Chemicals and Chemical Products |
764 |
39,01 |
36,00 |
1,071 |
44,96 |
37,47 |
2 |
2,30 |
2,16 |
||
(a) |
Heavy Industrial Chemicals |
72 |
6,80 |
6,46 |
75 |
11,86 |
8,49 |
- |
- |
- |
||
(b) |
Fertilizers |
21 |
4,89 |
3,03 |
29 |
4,25 |
2,41 |
- |
- |
- |
||
(c) |
Drugs and Pharmaceuticals |
111 |
2,63 |
2,74 |
293 |
12,96 |
12,52 |
- |
- |
- |
||
(d) |
Non-Edible Oils |
17 |
32 |
43 |
39 |
1,03 |
99 |
- |
- |
- |
||
(e) |
Other Chemicals & Chemical Products |
543 |
24,36 |
23,34 |
635 |
14,85 |
13,06 |
2 |
2,30 |
2,16 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
166 |
5,15 |
4,96 |
382 |
29,29 |
27,77 |
- |
- |
- |
||
10. |
Manufacture of Cement & Cement Products |
241 |
27,75 |
26,17 |
233 |
58,60 |
62,13 |
- |
- |
- |
||
11. |
Basic Metals & Metal Products |
1,683 |
141,19 |
123,10 |
2,430 |
545,86 |
398,17 |
2 |
16,86 |
16,99 |
||
(a) |
Iron and Steel |
353 |
100,38 |
80,70 |
672 |
507,66 |
357,20 |
1 |
4,86 |
4,99 |
||
(b) |
Non-Ferrous Metals |
58 |
3,09 |
3,23 |
63 |
1,40 |
1,71 |
- |
- |
- |
||
(c) |
Other Metal Products |
1,272 |
37,72 |
39,17 |
1,695 |
36,81 |
39,26 |
1 |
12,00 |
12,00 |
||
12. |
Engineering |
959 |
93,17 |
84,49 |
1,650 |
212,96 |
211,57 |
1 |
9,39 |
9,39 |
||
(a) |
Heavy Engineering |
154 |
64,92 |
60,37 |
168 |
51,66 |
54,78 |
- |
- |
- |
||
(b) |
Light Engineering |
344 |
15,12 |
10,30 |
622 |
123,44 |
121,18 |
- |
- |
- |
||
(c) |
Electrical Machinery & Goods |
275 |
9,68 |
10,23 |
462 |
23,19 |
19,99 |
1 |
9,39 |
9,39 |
||
(d) |
Electronic Machinery & Goods |
186 |
3,45 |
3,59 |
398 |
14,67 |
15,62 |
- |
- |
- |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
858 |
68,81 |
52,16 |
1,007 |
73,32 |
63,32 |
- |
- |
- |
||
14. |
Other Industries |
91,407 |
273,95 |
265,40 |
1,36,358 |
258,09 |
255,11 |
- |
- |
- |
||
15. |
Electricity, Gas & Water |
125 |
5,94 |
5,50 |
166 |
12,13 |
1,99 |
- |
- |
|||
(a) |
Electricity Generation & Transmission |
105 |
1,54 |
1,44 |
133 |
11,72 |
1,59 |
- |
- |
- |
||
(b) |
Non-Conventional Energy |
2 |
2 |
1 |
15 |
16 |
18 |
- |
- |
- |
||
(c) |
Gas, Steam & Water Supply |
18 |
4,38 |
4,05 |
18 |
25 |
21 |
- |
- |
- |
||
16. |
Construction |
107 |
3,85 |
3,06 |
360 |
14,16 |
14,76 |
2 |
3,30 |
3,30 |
||
III. |
TRANSPORT OPERATORS |
30,272 |
68,69 |
61,11 |
63,229 |
152,41 |
144,43 |
- |
- |
- |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
8,269 |
25,43 |
19,02 |
1,09,987 |
180,12 |
143,53 |
1 |
16 |
16 |
||
V. |
PERSONAL LOANS |
2,38,498 |
392,98 |
324,04 |
2,29,260 |
501,33 |
456,43 |
117 |
58 |
55 |
||
1. |
Loans for Purchase of Consumer Durables |
36,098 |
50,52 |
41,45 |
13,352 |
20,50 |
17,18 |
- |
- |
- |
||
2. |
Loans for Housing |
15,466 |
93,58 |
89,81 |
24,627 |
128,69 |
120,92 |
- |
- |
- |
||
3. |
Rest of the Personal Loans |
1,86,934 |
248,88 |
192,78 |
1,91,281 |
352,15 |
318,33 |
117 |
58 |
55 |
||
V I. |
TRADE |
2,51,388 |
346,13 |
299,12 |
4,56,303 |
636,05 |
599,87 |
- |
- |
- |
||
1. |
Wholesale Trade |
14,090 |
72,12 |
60,60 |
15,584 |
108,27 |
95,54 |
- |
- |
- |
||
2. |
Retail Trade |
2,37,298 |
274,02 |
238,53 |
4,40,719 |
527,78 |
504,34 |
- |
- |
- |
||
VII. |
FINANCE |
71 |
7,15 |
6,87 |
298 |
22,40 |
19,12 |
- |
- |
- |
||
VIII. |
ALL OTHERS |
19,480 |
33,88 |
31,38 |
1,18,274 |
238,46 |
201,58 |
- |
- |
- |
||
TOTAL BANK CREDIT |
10,98,384 |
2344,94 |
2134,75 |
18,29,682 |
3875,13 |
3475,15 |
125 |
32,59 |
32,55 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
41,820 |
34,08 |
33,53 |
72,673 |
64,58 |
64,14 |
- |
- |
- |
|
|
|
2. |
Other Small Scale Industries |
47,992 |
249,89 |
249,26 |
67,555 |
350,57 |
344,84 |
- |
- |
- |
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REGIONAL RURAL |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||
BANKS |
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
OCCUPATION |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||
|
|
standing |
|
|
standing |
|
|
standing |
||||
|
|
|
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
I. |
AGRICULTURE |
6,65,298 |
325,51 |
255,36 |
82 |
7 |
7 |
18,06,402 |
1602,52 |
1492,53 |
||
1. |
Direct Finance |
6,62,464 |
323,10 |
253,34 |
82 |
7 |
7 |
17,90,584 |
1343,10 |
1228,22 |
||
2. |
Indirect Finance |
2,834 |
2,41 |
2,03 |
- |
- |
- |
15,818 |
259,41 |
264,31 |
||
II. |
INDUSTRY |
1,70,607 |
80,17 |
68,36 |
97 |
2,91 |
2,32 |
4,32,426 |
2453,03 |
2168,80 |
||
1. |
Mining & Quarrying |
5 |
4 |
5 |
1 |
- |
924 |
63,02 |
38,88 |
|||
2. |
Food Manufacturing and Processing |
1,030 |
2,15 |
1,80 |
4 |
31 |
17 |
14,769 |
234,65 |
232,71 |
||
(a) |
Rice Mills, Flour and Dal Mills |
34 |
1,10 |
1,06 |
2 |
30 |
16 |
5,244 |
99,93 |
96,80 |
||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
76 |
85,26 |
88,11 |
||
(c) |
Edible Oils and Vanaspati |
2 |
1 |
1 |
- |
- |
- |
2,283 |
23,12 |
21,75 |
||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
6 |
2 |
2 |
||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
67 |
81 |
98 |
||
(f) |
Others |
994 |
1,05 |
72 |
2 |
1 |
1 |
7,093 |
25,51 |
25,04 |
||
3. |
Beverage and Tobacco |
2 |
8 |
8 |
- |
- |
- |
272 |
19,30 |
14,82 |
||
4. |
Textiles |
7 |
5 |
5 |
- |
- |
- |
4,132 |
68,13 |
66,58 |
||
(a) |
Cotton Textiles |
1 |
1 |
1 |
- |
- |
- |
403 |
7,27 |
6,86 |
||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
78 |
4,73 |
3,45 |
||
(c) |
Handloom Textiles & Khadi |
- |
- |
- |
- |
- |
- |
194 |
4,65 |
4,92 |
||
(d) |
Other Textiles |
6 |
4 |
4 |
- |
- |
- |
3,457 |
51,48 |
51,36 |
||
5. |
Paper, Paper Products and Printing |
4 |
5 |
4 |
3 |
3 |
4 |
1,555 |
31,91 |
27,15 |
||
6. |
Leather and Leather Products |
4 |
2 |
2 |
- |
- |
- |
905 |
6,99 |
7,56 |
||
7. |
Rubber and Rubber Products |
- |
- |
- |
3 |
8 |
11 |
254 |
8,75 |
7,81 |
||
8. |
Chemicals and Chemical Products |
3 |
2 |
2 |
9 |
30 |
28 |
1,849 |
86,59 |
75,93 |
||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
147 |
18,66 |
14,95 |
||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
50 |
9,14 |
5,44 |
||
(c) |
Drugs and Pharmaceuticals |
1 |
1 |
4 |
5 |
4 |
409 |
15,65 |
15,30 |
|||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
56 |
1,36 |
1,42 |
||
(e) |
Other Chemicals & Chemical Products |
2 |
2 |
2 |
5 |
26 |
24 |
1,187 |
41,79 |
38,81 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
3 |
35 |
37 |
551 |
34,79 |
33,10 |
||
10. |
Manufacture of Cement & Cement Products |
2 |
5 |
4 |
- |
- |
- |
476 |
86,40 |
88,33 |
||
11. |
Basic Metals & Metal Products |
1 |
- |
- |
3 |
2 |
3 |
4,119 |
703,93 |
538,29 |
||
(a) |
Iron and Steel |
- |
- |
- |
- |
- |
- |
1,026 |
612,90 |
442,89 |
||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
121 |
4,49 |
4,94 |
||
(c) |
Other Metal Products |
1 |
- |
- |
3 |
2 |
3 |
2,972 |
86,55 |
90,46 |
||
12. |
Engineering |
9 |
10 |
10 |
13 |
14 |
14 |
2,632 |
315,77 |
305,69 |
||
(a) |
Heavy Engineering |
5 |
8 |
7 |
- |
- |
- |
327 |
116,65 |
115,23 |
||
(b) |
Light Engineering |
2 |
1 |
1 |
6 |
4 |
4 |
974 |
138,61 |
131,53 |
||
(c) |
Electrical Machinery & Goods |
2 |
2 |
2 |
4 |
6 |
6 |
744 |
42,34 |
39,68 |
||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
3 |
4 |
4 |
587 |
18,16 |
19,25 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
4 |
6 |
4 |
3 |
4 |
2 |
1,872 |
142,22 |
115,55 |
||
14. |
Other Industries |
1,69,532 |
77,50 |
66,10 |
35 |
26 |
21 |
3,97,332 |
609,79 |
586,82 |
||
15. |
Electricity, Gas & Water |
1 |
- |
- |
- |
- |
- |
292 |
18,07 |
7,50 |
||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
238 |
13,26 |
3,03 |
||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
17 |
18 |
20 |
||
(c) |
Gas, Steam & Water Supply |
1 |
- |
- |
- |
- |
- |
37 |
4,63 |
4,26 |
||
16. |
Construction |
3 |
2 |
2 |
20 |
1,38 |
94 |
492 |
22,71 |
22,08 |
||
III. |
TRANSPORT OPERATORS |
79,135 |
58,53 |
52,84 |
53 |
77 |
70 |
1,72,689 |
280,41 |
259,08 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
51,851 |
23,93 |
19,99 |
27 |
45 |
44 |
1,70,135 |
230,08 |
183,14 |
||
V. |
PERSONAL LOANS |
97,990 |
104,13 |
70,96 |
629 |
2,06 |
1,81 |
5,66,494 |
1001,09 |
853,79 |
||
1. |
Loans for Purchase of Consumer Durables |
3,053 |
3,39 |
3,05 |
14 |
3 |
2 |
52,517 |
74,43 |
61,71 |
||
2. |
Loans for Housing |
2,273 |
16,95 |
16,27 |
33 |
34 |
32 |
42,399 |
239,56 |
227,32 |
||
3. |
Rest of the Personal Loans |
92,664 |
83,79 |
51,64 |
582 |
1,70 |
1,47 |
4,71,578 |
687,10 |
564,77 |
||
V I. |
TRADE |
5,09,835 |
235,29 |
218,12 |
214 |
3,02 |
2,67 |
12,17,740 |
1220,49 |
1119,78 |
||
1. |
Wholesale Trade |
664 |
1,89 |
1,53 |
38 |
96 |
87 |
30,376 |
183,23 |
158,53 |
||
2. |
Retail Trade |
5,09,171 |
233,40 |
216,59 |
176 |
2,06 |
1,80 |
11,87,364 |
1037,26 |
961,25 |
||
VII. |
FINANCE |
- |
- |
- |
7 |
85 |
65 |
376 |
30,40 |
26,64 |
||
VIII. |
ALL OTHERS |
63,653 |
35,72 |
27,77 |
1,055 |
1,70 |
1,62 |
2,02,462 |
309,76 |
262,35 |
||
TOTAL BANK CREDIT |
16,38,369 |
863,28 |
713,39 |
2,164 |
11,84 |
10,27 |
45,68,724 |
7127,77 |
6366,12 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
1,50,895 |
67,33 |
56,71 |
1 |
1 |
1 |
2,65,389 |
166,00 |
154,40 |
|
|
|
2. |
Other Small Scale Industries |
17,401 |
11,12 |
10,21 |
34 |
95 |
76 |
1,32,982 |
612,54 |
605,08 |
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