Bihar
Table No.5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation |
EASTERN REGION |
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
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1 |
2 |
3 |
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4 |
5 |
6 |
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I. |
AGRICULTURE |
15,54,717 |
986,17 |
955,80 |
5,25,060 |
400,00 |
374,32 |
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1. |
Direct Finance |
15,42,651 |
832,11 |
778,22 |
5,21,798 |
355,52 |
343,77 |
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2. |
Indirect Finance |
12,066 |
154,05 |
177,59 |
3,262 |
44,48 |
30,54 |
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II. |
INDUSTRY |
3,49,443 |
734,74 |
657,69 |
1,09,897 |
475,49 |
449,54 |
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1. |
Mining & Quarrying |
374 |
10,73 |
7,82 |
407 |
10,44 |
10,42 |
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2. |
Food Manufacturing and Processing |
9,360 |
93,54 |
76,78 |
4,071 |
54,75 |
50,64 |
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(a) |
Rice Mills, Flour and Dal Mills |
3,041 |
19,54 |
21,69 |
1,297 |
17,56 |
16,31 |
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(b) |
Sugar |
22 |
45,82 |
25,54 |
22 |
25,32 |
21,88 |
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(c) |
Edible Oils and Vanaspati |
1,358 |
17,33 |
18,39 |
636 |
5,28 |
5,77 |
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(d) |
Tea Processing |
2 |
1 |
1 |
7 |
2 |
2 |
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(e) |
Processing of Fruits & Vegetables |
35 |
19 |
18 |
15 |
5 |
7 |
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(f) |
Others |
4,902 |
10,65 |
10,96 |
2,094 |
6,52 |
6,58 |
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3. |
Beverage and Tobacco |
125 |
2,26 |
1,59 |
91 |
1,76 |
1,29 |
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4. |
Textiles |
1,437 |
16,08 |
15,81 |
1,180 |
16,06 |
14,76 |
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(a) |
Cotton Textiles |
332 |
1,48 |
1,83 |
181 |
4,32 |
4,01 |
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(b) |
Jute Textiles |
19 |
2,59 |
1,13 |
16 |
1,69 |
1,64 |
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(c) |
Handloom Textiles & Khadi |
82 |
7,11 |
7,30 |
30 |
64 |
70 |
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(d) |
Other Textiles |
1,004 |
4,90 |
5,56 |
953 |
9,41 |
8,40 |
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5. |
Paper, Paper Products and Printing |
379 |
5,05 |
3,61 |
414 |
4,26 |
4,44 |
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6. |
Leather and Leather Products |
224 |
1,63 |
2,17 |
273 |
4,60 |
5,79 |
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7. |
Rubber and Rubber Products |
70 |
3,50 |
3,84 |
68 |
2,53 |
2,69 |
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8. |
Chemicals and Chemical Products |
407 |
19,40 |
19,77 |
513 |
17,96 |
19,44 |
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(a) |
Heavy Industrial Chemicals |
37 |
1,82 |
1,70 |
52 |
6,84 |
5,79 |
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(b) |
Fertilizers |
14 |
11,22 |
11,65 |
22 |
3,33 |
1,75 |
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(c) |
Drugs and Pharmaceuticals |
71 |
97 |
91 |
65 |
1,48 |
4,02 |
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(d) |
Non-Edible Oils |
16 |
31 |
40 |
19 |
56 |
1,72 |
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(e) |
Other Chemicals & Chemical Products |
269 |
5,07 |
5,11 |
355 |
5,73 |
6,16 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
147 |
5,35 |
5,94 |
192 |
13,55 |
11,91 |
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10. |
Manufacture of Cement & Cement Products |
196 |
5,60 |
5,38 |
144 |
6,36 |
5,48 |
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11. |
Basic Metals & Metal Products |
1,116 |
76,54 |
61,83 |
1,269 |
100,53 |
96,80 |
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(a) |
Iron and Steel |
227 |
64,85 |
50,92 |
328 |
69,64 |
67,10 |
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(b) |
Non-Ferrous Metals |
48 |
3,07 |
2,06 |
53 |
1,90 |
2,19 |
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(c) |
Other Metal Products |
841 |
8,62 |
8,85 |
888 |
28,99 |
27,51 |
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12. |
Engineering |
655 |
66,07 |
64,54 |
719 |
81,07 |
70,79 |
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(a) |
Heavy Engineering |
125 |
40,37 |
40,30 |
85 |
13,94 |
13,75 |
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(b) |
Light Engineering |
335 |
17,57 |
17,51 |
275 |
55,32 |
44,31 |
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(c) |
Electrical Machinery & Goods |
118 |
6,56 |
5,34 |
202 |
10,33 |
10,89 |
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(d) |
Electronic Machinery & Goods |
77 |
1,57 |
1,39 |
157 |
1,48 |
1,84 |
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13. |
Vehicles, Vehicle Parts & Transport |
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Equipments |
666 |
214,00 |
181,39 |
497 |
19,12 |
13,51 |
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14. |
Other Industries |
3,33,993 |
197,13 |
192,70 |
99,756 |
130,49 |
131,13 |
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15. |
Electricity, Gas & Water |
98 |
7,95 |
6,50 |
92 |
1,84 |
1,80 |
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(a) |
Electricity Generation & Transmission |
64 |
5,14 |
4,19 |
76 |
1,66 |
1,65 |
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(b) |
Non-Conventional Energy |
15 |
18 |
18 |
5 |
3 |
3 |
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(c) |
Gas, Steam & Water Supply |
19 |
2,62 |
2,12 |
11 |
15 |
13 |
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16. |
Construction |
196 |
9,92 |
8,03 |
211 |
10,18 |
8,65 |
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III. |
TRANSPORT OPERATORS |
1,21,809 |
101,07 |
97,42 |
47,919 |
70,45 |
60,90 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
1,38,392 |
86,79 |
74,86 |
41,668 |
54,13 |
49,72 |
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V. |
PERSONAL LOANS |
1,67,155 |
236,27 |
179,67 |
1,23,261 |
232,66 |
188,52 |
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1. |
Loans for Purchase of Consumer Durables |
5,472 |
8,97 |
7,69 |
15,981 |
21,79 |
18,46 |
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2. |
Loans for Housing |
7,976 |
62,15 |
39,78 |
8,561 |
64,93 |
55,37 |
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3. |
Rest of the Personal Loans |
1,53,707 |
165,16 |
132,19 |
98,719 |
145,95 |
114,69 |
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VI. |
TRADE |
8,93,244 |
492,36 |
481,77 |
3,00,638 |
301,30 |
274,39 |
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1. |
Wholesale Trade |
14,566 |
36,22 |
35,08 |
8,898 |
46,24 |
37,34 |
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2. |
Retail Trade |
8,78,678 |
456,13 |
446,69 |
2,91,740 |
255,06 |
237,05 |
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VII. |
FINANCE |
88 |
28,86 |
22,21 |
130 |
7,87 |
6,80 |
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VIII. |
ALL OTHERS |
1,58,717 |
234,34 |
115,71 |
|
56,468 |
114,21 |
63,91 |
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TOTAL BANK CREDIT |
33,83,565 |
2900,60 |
2585,12 |
12,05,041 |
1656,12 |
1468,08 |
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OF WHICH : |
1. Artisans & Village Industries |
2,49,549 |
98,54 |
92,43 |
66,678 |
35,26 |
33,91 |
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2. Other Small Scale Industries |
83,690 |
192,43 |
200,52 |
|
32,951 |
181,87 |
190,69 |
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URBAN |
METROPOLITAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||||||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
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7 |
8 |
9 |
|
10 |
11 |
12 |
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I. |
AGRICULTURE |
75,612 |
111,05 |
96,91 |
- |
- |
- |
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1. |
Direct Finance |
73,712 |
68,35 |
63,88 |
- |
- |
- |
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2. |
Indirect Finance |
1,900 |
42,70 |
33,04 |
- |
- |
- |
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II. |
INDUSTRY |
46,507 |
639,49 |
604,26 |
- |
- |
- |
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1. |
Mining & Quarrying |
146 |
20,66 |
19,75 |
- |
- |
- |
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2. |
Food Manufacturing and Processing |
1,311 |
34,40 |
35,36 |
- |
- |
- |
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(a) |
Rice Mills, Flour and Dal Mills |
365 |
9,90 |
7,44 |
- |
- |
- |
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(b) |
Sugar |
12 |
16,49 |
18,11 |
- |
- |
- |
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(c) |
Edible Oils and Vanaspati |
228 |
2,09 |
2,73 |
- |
- |
- |
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(d) |
Tea Processing |
1 |
- |
- |
- |
- |
- |
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(e) |
Processing of Fruits & Vegetables |
21 |
55 |
75 |
- |
- |
- |
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(f) |
Others |
684 |
5,36 |
6,32 |
- |
- |
- |
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3. |
Beverage and Tobacco |
41 |
2,38 |
2,34 |
- |
- |
- |
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4. |
Textiles |
1,282 |
24,93 |
27,66 |
- |
- |
- |
||||||||||
(a) |
Cotton Textiles |
214 |
6,47 |
7,17 |
- |
- |
- |
||||||||||
(b) |
Jute Textiles |
29 |
1,72 |
1,94 |
- |
- |
- |
||||||||||
(c) |
Handloom Textiles & Khadi |
56 |
2,05 |
2,35 |
- |
- |
- |
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(d) |
Other Textiles |
983 |
14,69 |
16,20 |
- |
- |
- |
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5. |
Paper, Paper Products and Printing |
726 |
13,82 |
16,64 |
- |
- |
- |
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6. |
Leather and Leather Products |
231 |
3,38 |
3,60 |
- |
- |
- |
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7. |
Rubber and Rubber Products |
93 |
4,99 |
4,37 |
- |
- |
- |
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8. |
Chemicals and Chemical Products |
868 |
42,89 |
38,41 |
- |
- |
- |
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(a) |
Heavy Industrial Chemicals |
66 |
11,39 |
10,19 |
- |
- |
- |
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(b) |
Fertilizers |
21 |
4,86 |
2,40 |
- |
- |
- |
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(c) |
Drugs and Pharmaceuticals |
216 |
9,84 |
9,75 |
- |
- |
- |
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(d) |
Non-Edible Oils |
14 |
50 |
42 |
- |
- |
- |
||||||||||
(e) |
Other Chemicals & Chemical Products |
551 |
16,29 |
15,65 |
- |
- |
- |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
198 |
22,88 |
20,72 |
- |
- |
- |
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10. |
Manufacture of Cement & Cement Products |
90 |
23,27 |
23,28 |
- |
- |
- |
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11. |
Basic Metals & Metal Products |
1,549 |
109,65 |
99,79 |
- |
- |
- |
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(a) |
Iron and Steel |
348 |
66,73 |
61,96 |
- |
- |
- |
||||||||||
(b) |
Non-Ferrous Metals |
38 |
2,85 |
2,73 |
- |
- |
- |
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(c) |
Other Metal Products |
1,163 |
40,08 |
35,10 |
- |
- |
- |
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12. |
Engineering |
1,037 |
56,96 |
49,03 |
- |
- |
- |
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(a) |
Heavy Engineering |
93 |
22,27 |
17,14 |
- |
- |
- |
||||||||||
(b) |
Light Engineering |
318 |
9,14 |
7,76 |
- |
- |
- |
||||||||||
(c) |
Electrical Machinery & Goods |
355 |
15,70 |
16,65 |
- |
- |
- |
||||||||||
(d) |
Electronic Machinery & Goods |
271 |
9,84 |
7,49 |
- |
- |
- |
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13. |
Vehicles, Vehicle Parts & Transport |
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Equipments |
386 |
34,38 |
32,92 |
- |
- |
- |
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14. |
Other Industries |
38,224 |
204,63 |
195,62 |
- |
- |
- |
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15. |
Electricity, Gas & Water |
70 |
11,70 |
9,67 |
- |
- |
- |
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(a) |
Electricity Generation & Transmission |
59 |
11,48 |
9,47 |
- |
- |
- |
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(b) |
Non-Conventional Energy |
4 |
7 |
8 |
- |
- |
- |
||||||||||
(c) |
Gas, Steam & Water Supply |
7 |
15 |
13 |
- |
- |
- |
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16. |
Construction |
255 |
28,60 |
25,08 |
- |
- |
- |
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III. |
TRANSPORT OPERATORS |
19,479 |
59,79 |
60,07 |
- |
- |
- |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
19,994 |
58,17 |
52,35 |
- |
- |
- |
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V. |
PERSONAL LOANS |
1,50,767 |
352,23 |
316,76 |
- |
- |
- |
||||||||||
1. |
Loans for Purchase of Consumer Durables |
19,949 |
31,17 |
26,65 |
- |
- |
- |
||||||||||
2. |
Loans for Housing |
14,026 |
118,21 |
111,35 |
- |
- |
- |
||||||||||
3. |
Rest of the Personal Loans |
1,16,792 |
202,85 |
178,76 |
- |
- |
- |
||||||||||
VI. |
TRADE |
1,02,735 |
307,14 |
284,78 |
- |
- |
- |
||||||||||
1. |
Wholesale Trade |
3,390 |
82,20 |
72,16 |
- |
- |
- |
||||||||||
2. |
Retail Trade |
99,345 |
224,94 |
212,62 |
- |
- |
- |
||||||||||
VII. |
FINANCE |
533 |
33,56 |
25,71 |
- |
- |
- |
||||||||||
VIII. |
ALL OTHERS |
51,711 |
107,45 |
98,73 |
|
- |
- |
- |
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TOTAL BANK CREDIT |
4,67,338 |
1668,89 |
1539,57 |
- |
- |
- |
|||||||||||
OF WHICH : |
1. Artisans & Village Industries |
10,967 |
10,43 |
12,01 |
- |
- |
- |
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2. Other Small Scale Industries |
25,397 |
239,15 |
240,97 |
|
- |
- |
- |
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