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Bihar

Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

EASTERN REGION

             



 
 
 
 

(Amount in Rupees Lakh)


       

RURAL


 

SEMI-URBAN


 

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 
 
 

1


2


3


 

4


5


6


I.

AGRICULTURE

15,54,717

986,17

955,80

 

5,25,060

400,00

374,32

 

1.

Direct Finance

15,42,651

832,11

778,22

 

5,21,798

355,52

343,77

 

2.

Indirect Finance

12,066

154,05

177,59

 

3,262

44,48

30,54

II.

INDUSTRY

3,49,443

734,74

657,69

 

1,09,897

475,49

449,54

 

1.

Mining & Quarrying

374

10,73

7,82

 

407

10,44

10,42

 

2.

Food Manufacturing and Processing

9,360

93,54

76,78

 

4,071

54,75

50,64

   

(a)

Rice Mills, Flour and Dal Mills

3,041

19,54

21,69

 

1,297

17,56

16,31

   

(b)

Sugar

22

45,82

25,54

 

22

25,32

21,88

   

(c)

Edible Oils and Vanaspati

1,358

17,33

18,39

 

636

5,28

5,77

   

(d)

Tea Processing

2

1

1

 

7

2

2

   

(e)

Processing of Fruits & Vegetables

35

19

18

 

15

5

7

   

(f)

Others

4,902

10,65

10,96

 

2,094

6,52

6,58

 

3.

Beverage and Tobacco

125

2,26

1,59

 

91

1,76

1,29

 

4.

Textiles

1,437

16,08

15,81

 

1,180

16,06

14,76

   

(a)

Cotton Textiles

332

1,48

1,83

 

181

4,32

4,01

   

(b)

Jute Textiles

19

2,59

1,13

 

16

1,69

1,64

   

(c)

Handloom Textiles & Khadi

82

7,11

7,30

 

30

64

70

   

(d)

Other Textiles

1,004

4,90

5,56

 

953

9,41

8,40

 

5.

Paper, Paper Products and Printing

379

5,05

3,61

 

414

4,26

4,44

 

6.

Leather and Leather Products

224

1,63

2,17

 

273

4,60

5,79

 

7.

Rubber and Rubber Products

70

3,50

3,84

 

68

2,53

2,69

 

8.

Chemicals and Chemical Products

407

19,40

19,77

 

513

17,96

19,44

   

(a)

Heavy Industrial Chemicals

37

1,82

1,70

 

52

6,84

5,79

   

(b)

Fertilizers

14

11,22

11,65

 

22

3,33

1,75

   

(c)

Drugs and Pharmaceuticals

71

97

91

 

65

1,48

4,02

   

(d)

Non-Edible Oils

16

31

40

 

19

56

1,72

   

(e)

Other Chemicals & Chemical Products

269

5,07

5,11

 

355

5,73

6,16

 

9.

Petroleum, Coal Products & Nuclear Fuels

147

5,35

5,94

 

192

13,55

11,91

 

10.

Manufacture of Cement & Cement Products

196

5,60

5,38

 

144

6,36

5,48

 

11.

Basic Metals & Metal Products

1,116

76,54

61,83

 

1,269

100,53

96,80

   

(a)

Iron and Steel

227

64,85

50,92

 

328

69,64

67,10

   

(b)

Non-Ferrous Metals

48

3,07

2,06

 

53

1,90

2,19

   

(c)

Other Metal Products

841

8,62

8,85

 

888

28,99

27,51

 

12.

Engineering

655

66,07

64,54

 

719

81,07

70,79

   

(a)

Heavy Engineering

125

40,37

40,30

 

85

13,94

13,75

   

(b)

Light Engineering

335

17,57

17,51

 

275

55,32

44,31

   

(c)

Electrical Machinery & Goods

118

6,56

5,34

 

202

10,33

10,89

   

(d)

Electronic Machinery & Goods

77

1,57

1,39

 

157

1,48

1,84

 

13.

Vehicles, Vehicle Parts & Transport

             
   

Equipments

666

214,00

181,39

 

497

19,12

13,51

 

14.

Other Industries

3,33,993

197,13

192,70

 

99,756

130,49

131,13

 

15.

Electricity, Gas & Water

98

7,95

6,50

 

92

1,84

1,80

   

(a)

Electricity Generation & Transmission

64

5,14

4,19

 

76

1,66

1,65

   

(b)

Non-Conventional Energy

15

18

18

 

5

3

3

   

(c)

Gas, Steam & Water Supply

19

2,62

2,12

 

11

15

13

 

16.

Construction

196

9,92

8,03

 

211

10,18

8,65

III.

TRANSPORT OPERATORS

1,21,809

101,07

97,42

 

47,919

70,45

60,90

IV.

PROFESSIONAL AND OTHER SERVICES

1,38,392

86,79

74,86

 

41,668

54,13

49,72

V.

PERSONAL LOANS

1,67,155

236,27

179,67

 

1,23,261

232,66

188,52

 

1.

Loans for Purchase of Consumer Durables

5,472

8,97

7,69

 

15,981

21,79

18,46

 

2.

Loans for Housing

7,976

62,15

39,78

 

8,561

64,93

55,37

 

3.

Rest of the Personal Loans

1,53,707

165,16

132,19

 

98,719

145,95

114,69

VI.

TRADE

8,93,244

492,36

481,77

 

3,00,638

301,30

274,39

 

1.

Wholesale Trade

14,566

36,22

35,08

 

8,898

46,24

37,34

 

2.

Retail Trade

8,78,678

456,13

446,69

 

2,91,740

255,06

237,05

VII.

FINANCE

88

28,86

22,21

 

130

7,87

6,80

VIII.


ALL OTHERS


1,58,717


234,34


115,71


 

56,468


114,21


63,91


TOTAL BANK CREDIT

33,83,565

2900,60

2585,12

 

12,05,041

1656,12

1468,08

OF WHICH :

1. Artisans & Village Industries

2,49,549

98,54

92,43

 

66,678

35,26

33,91

 

2. Other Small Scale Industries


83,690


192,43


200,52


 

32,951


181,87


190,69


 
 
 
 
 
 
 
 
 
 
     

URBAN


 

METROPOLITAN


 

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 
 
 

7


8


9


 

10


11


12


I.

AGRICULTURE

75,612

111,05

96,91

 

-

-

-

 

1.

Direct Finance

73,712

68,35

63,88

 

-

-

-

 

2.

Indirect Finance

1,900

42,70

33,04

 

-

-

-

II.

INDUSTRY

46,507

639,49

604,26

 

-

-

-

 

1.

Mining & Quarrying

146

20,66

19,75

 

-

-

-

 

2.

Food Manufacturing and Processing

1,311

34,40

35,36

 

-

-

-

   

(a)

Rice Mills, Flour and Dal Mills

365

9,90

7,44

 

-

-

-

   

(b)

Sugar

12

16,49

18,11

 

-

-

-

   

(c)

Edible Oils and Vanaspati

228

2,09

2,73

 

-

-

-

   

(d)

Tea Processing

1

-

-

 

-

-

-

   

(e)

Processing of Fruits & Vegetables

21

55

75

 

-

-

-

   

(f)

Others

684

5,36

6,32

 

-

-

-

 

3.

Beverage and Tobacco

41

2,38

2,34

 

-

-

-

 

4.

Textiles

1,282

24,93

27,66

 

-

-

-

   

(a)

Cotton Textiles

214

6,47

7,17

 

-

-

-

   

(b)

Jute Textiles

29

1,72

1,94

 

-

-

-

   

(c)

Handloom Textiles & Khadi

56

2,05

2,35

 

-

-

-

   

(d)

Other Textiles

983

14,69

16,20

 

-

-

-

 

5.

Paper, Paper Products and Printing

726

13,82

16,64

 

-

-

-

 

6.

Leather and Leather Products

231

3,38

3,60

 

-

-

-

 

7.

Rubber and Rubber Products

93

4,99

4,37

 

-

-

-

 

8.

Chemicals and Chemical Products

868

42,89

38,41

 

-

-

-

   

(a)

Heavy Industrial Chemicals

66

11,39

10,19

 

-

-

-

   

(b)

Fertilizers

21

4,86

2,40

 

-

-

-

   

(c)

Drugs and Pharmaceuticals

216

9,84

9,75

 

-

-

-

   

(d)

Non-Edible Oils

14

50

42

 

-

-

-

   

(e)

Other Chemicals & Chemical Products

551

16,29

15,65

 

-

-

-

 

9.

Petroleum, Coal Products & Nuclear Fuels

198

22,88

20,72

 

-

-

-

 

10.

Manufacture of Cement & Cement Products

90

23,27

23,28

 

-

-

-

 

11.

Basic Metals & Metal Products

1,549

109,65

99,79

 

-

-

-

   

(a)

Iron and Steel

348

66,73

61,96

 

-

-

-

   

(b)

Non-Ferrous Metals

38

2,85

2,73

 

-

-

-

   

(c)

Other Metal Products

1,163

40,08

35,10

 

-

-

-

 

12.

Engineering

1,037

56,96

49,03

 

-

-

-

   

(a)

Heavy Engineering

93

22,27

17,14

 

-

-

-

   

(b)

Light Engineering

318

9,14

7,76

 

-

-

-

   

(c)

Electrical Machinery & Goods

355

15,70

16,65

 

-

-

-

   

(d)

Electronic Machinery & Goods

271

9,84

7,49

 

-

-

-

 

13.

Vehicles, Vehicle Parts & Transport

             
   

Equipments

386

34,38

32,92

 

-

-

-

 

14.

Other Industries

38,224

204,63

195,62

 

-

-

-

 

15.

Electricity, Gas & Water

70

11,70

9,67

 

-

-

-

   

(a)

Electricity Generation & Transmission

59

11,48

9,47

 

-

-

-

   

(b)

Non-Conventional Energy

4

7

8

 

-

-

-

   

(c)

Gas, Steam & Water Supply

7

15

13

 

-

-

-

 

16.

Construction

255

28,60

25,08

 

-

-

-

III.

TRANSPORT OPERATORS

19,479

59,79

60,07

 

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

19,994

58,17

52,35

 

-

-

-

V.

PERSONAL LOANS

1,50,767

352,23

316,76

 

-

-

-

 

1.

Loans for Purchase of Consumer Durables

19,949

31,17

26,65

 

-

-

-

 

2.

Loans for Housing

14,026

118,21

111,35

 

-

-

-

 

3.

Rest of the Personal Loans

1,16,792

202,85

178,76

 

-

-

-

VI.

TRADE

1,02,735

307,14

284,78

 

-

-

-

 

1.

Wholesale Trade

3,390

82,20

72,16

 

-

-

-

 

2.

Retail Trade

99,345

224,94

212,62

 

-

-

-

VII.

FINANCE

533

33,56

25,71

 

-

-

-

VIII.


ALL OTHERS


51,711


107,45


98,73


 

-


-


-


TOTAL BANK CREDIT

4,67,338

1668,89

1539,57

 

-

-

-

OF WHICH :

1. Artisans & Village Industries

10,967

10,43

12,01

 

-

-

-

 

2. Other Small Scale Industries


25,397


239,15


240,97


 

-


-


-


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