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Bihar

Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

NORTH - EASTERN REGION

             



 
 
 
 

(Amount in Rupees Lakh)


       

RURAL


 

SEMI-URBAN


 

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 
 
 

1


2


3


 

4


5


6


I.

AGRICULTURE

6,968

4,31

4,00

 

1,745

3,42

3,12

 

1.

Direct Finance

6,948

4,22

3,91

 

1,705

2,78

2,51

 

2.

Indirect Finance

20

8

9

 

40

65

61

II.

INDUSTRY

2,049

9,57

7,28

 

740

7,98

6,06

 

1.

Mining & Quarrying

4

9

14

 

-

-

-

 

2.

Food Manufacturing and Processing

98

74

69

 

49

5,54

3,82

   

(a)

Rice Mills, Flour and Dal Mills

25

9

11

 

-

-

-

   

(b)

Sugar

-

-

-

 

-

-

-

   

(c)

Edible Oils and Vanaspati

2

1

1

 

-

-

-

   

(d)

Tea Processing

-

-

-

 

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

 

1

-

-

   

(f)

Others

71

65

57

 

48

5,53

3,81

 

3.

Beverage and Tobacco

4

21

71

 

-

-

-

 

4.

Textiles

13

17

13

 

19

12

10

   

(a)

Cotton Textiles

2

11

7

 

2

3

1

   

(b)

Jute Textiles

-

-

-

 

-

-

-

   

(c)

Handloom Textiles & Khadi

5

2

2

 

8

4

4

   

(d)

Other Textiles

6

5

4

 

9

5

5

 

5.

Paper, Paper Products and Printing

12

10

8

 

10

18

18

 

6.

Leather and Leather Products

2

1

1

 

2

1

1

 

7.

Rubber and Rubber Products

1

4

2

 

3

2

2

 

8.

Chemicals and Chemical Products

5

2,14

1,89

 

5

5

3

   

(a)

Heavy Industrial Chemicals

1

2,10

1,87

 

-

-

-

   

(b)

Fertilizers

-

-

-

 

-

-

-

   

(c)

Drugs and Pharmaceuticals

1

2

2

 

-

-

-

   

(d)

Non-Edible Oils

-

-

-

 

2

2

1

   

(e)

Other Chemicals & Chemical Products

3

2

1

 

3

3

2

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

 

3

3

2

 

10.

Manufacture of Cement & Cement Products

-

-

-

 

3

55

54

 

11.

Basic Metals & Metal Products

5

9

6

 

11

10

7

   

(a)

Iron and Steel

-

-

-

 

4

5

4

   

(b)

Non-Ferrous Metals

-

-

-

 

-

-

-

   

(c)

Other Metal Products

5

9

6

 

7

6

3

 

12.

Engineering

26

3,84

1,35

 

6

4

5

   

(a)

Heavy Engineering

4

3,73

1,27

 

-

-

-

   

(b)

Light Engineering

19

10

7

 

2

1

2

   

(c)

Electrical Machinery & Goods

2

1

1

 

3

3

3

   

(d)

Electronic Machinery & Goods

1

-

-

 

1

1

-

 

13.

Vehicles, Vehicle Parts & Transport

             
   

Equipments

12

12

13

 

17

23

17

 

14.

Other Industries

1,857

1,87

1,87

 

609

1,04

97

 

15.

Electricity, Gas & Water

2

1

1

 

-

-

-

   

(a)

Electricity Generation & Transmission

-

-

-

 

-

-

-

   

(b)

Non-Conventional Energy

-

-

-

 

-

-

-

   

(c)

Gas, Steam & Water Supply

2

1

1

 

-

-

-

 

16.

Construction

8

13

17

 

3

7

8

III.

TRANSPORT OPERATORS

155

1,30

1,42

 

525

4,28

2,98

IV.

PROFESSIONAL AND OTHER SERVICES

345

1,40

1,37

 

46

41

30

V.

PERSONAL LOANS

536

1,77

1,60

 

234

1,40

1,24

 

1.

Loans for Purchase of Consumer Durables

28

17

14

 

16

13

11

 

2.

Loans for Housing

6

5

5

 

42

65

62

 

3.

Rest of the Personal Loans

502

1,55

1,41

 

176

62

51

VI.

TRADE

2,409

3,10

2,74

 

1,184

3,79

3,25

 

1.

Wholesale Trade

108

24

20

 

77

18

9

 

2.

Retail Trade

2,301

2,86

2,55

 

1,107

3,61

3,16

VII.

FINANCE

4

18

17

 

4

71

45

VIII.


ALL OTHERS


144


5,45


5,23


 

67


9


10


TOTAL BANK CREDIT

12,610

27,07

23,81

 

4,545

22,07

17,48

OF WHICH :

1. Artisans & Village Industries

1,024

64

58

 

274

44

39

 

2. Other Small Scale Industries


815


2,06


2,82


 

266


91


93


 
 
 
 
 
 
 
 
 
 
     

URBAN


 

METROPOLITAN


 

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 
 
 

7


8


9


 

10


11


12


I.

AGRICULTURE

1,274

89

78

 

-

-

-

 

1.

Direct Finance

1,273

89

77

 

-

-

-

 

2.

Indirect Finance

1

-

-

 

-

-

-

II.

INDUSTRY

975

2,23

2,21

 

-

-

-

 

1.

Mining & Quarrying

-

-

-

 

-

-

-

 

2.

Food Manufacturing and Processing

-

-

-

 

-

-

-

   

(a)

Rice Mills, Flour and Dal Mills

-

-

-

 

-

-

-

   

(b)

Sugar

-

-

-

 

-

-

-

   

(c)

Edible Oils and Vanaspati

-

-

-

 

-

-

-

   

(d)

Tea Processing

-

-

-

 

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

 

-

-

-

   

(f)

Others

-

-

-

 

-

-

-

 

3.

Beverage and Tobacco

-

-

-

 

-

-

-

 

4.

Textiles

-

-

-

 

-

-

-

   

(a)

Cotton Textiles

-

-

-

 

-

-

-

   

(b)

Jute Textiles

-

-

-

 

-

-

-

   

(c)

Handloom Textiles & Khadi

-

-

-

 

-

-

-

   

(d)

Other Textiles

-

-

-

 

-

-

-

 

5.

Paper, Paper Products and Printing

1

1

1

 

-

-

-

 

6.

Leather and Leather Products

-

-

-

 

-

-

-

 

7.

Rubber and Rubber Products

-

-

-

 

-

-

-

 

8.

Chemicals and Chemical Products

-

-

-

 

-

-

-

   

(a)

Heavy Industrial Chemicals

-

-

-

 

-

-

-

   

(b)

Fertilizers

-

-

-

 

-

-

-

   

(c)

Drugs and Pharmaceuticals

-

-

-

 

-

-

-

   

(d)

Non-Edible Oils

-

-

-

 

-

-

-

   

(e)

Other Chemicals & Chemical Products

-

-

-

 

-

-

-

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

 

-

-

-

 

10.

Manufacture of Cement & Cement Products

-

-

-

 

-

-

-

 

11.

Basic Metals & Metal Products

-

-

-

 

-

-

-

   

(a)

Iron and Steel

-

-

-

 

-

-

-

   

(b)

Non-Ferrous Metals

-

-

-

 

-

-

-

   

(c)

Other Metal Products

-

-

-

 

-

-

-

 

12.

Engineering

-

-

-

 

-

-

-

   

(a)

Heavy Engineering

-

-

-

 

-

-

-

   

(b)

Light Engineering

-

-

-

 

-

-

-

   

(c)

Electrical Machinery & Goods

-

-

-

 

-

-

-

   

(d)

Electronic Machinery & Goods

-

-

-

 

-

-

-

 

13.

Vehicles, Vehicle Parts & Transport

             
   

Equipments

23

44

46

 

-

-

-

 

14.

Other Industries

946

1,73

1,70

 

-

-

-

 

15.

Electricity, Gas & Water

5

5

2

 

-

-

-

   

(a)

Electricity Generation & Transmission

1

2

1

 

-

-

-

   

(b)

Non-Conventional Energy

-

-

-

 

-

-

-

   

(c)

Gas, Steam & Water Supply

4

3

2

 

-

-

-

 

16.

Construction

-

-

-

 

-

-

-

III.

TRANSPORT OPERATORS

21

4

4

 

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

140

60

32

 

-

-

-

V.

PERSONAL LOANS

991

1,21

86

 

-

-

-

 

1.

Loans for Purchase of Consumer Durables

93

6

4

 

-

-

-

 

2.

Loans for Housing

70

24

20

 

-

-

-

 

3.

Rest of the Personal Loans

828

90

62

 

-

-

-

V I.

TRADE

1,346

4,25

3,58

 

-

-

-

 

1.

Wholesale Trade

15

44

28

 

-

-

-

 

2.

Retail Trade

1,331

3,81

3,29

 

-

-

-

VII.

FINANCE

-

-

-

 

-

-

-

VIII.


ALL OTHERS


181


25


22


 

-


-


-


TOTAL BANK CREDIT

4,928

9,47

8,00

 

-

-

-

OF WHICH :

1. Artisans & Village Industries

344

30

33

 

-

-

-

 

2. Other Small Scale Industries


602


1,50


1,47


 

-


-


-


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