Bihar
Table No.5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation |
NORTH - EASTERN REGION |
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||||||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
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1 |
2 |
3 |
|
4 |
5 |
6 |
||||||||
I. |
AGRICULTURE |
6,968 |
4,31 |
4,00 |
1,745 |
3,42 |
3,12 |
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1. |
Direct Finance |
6,948 |
4,22 |
3,91 |
1,705 |
2,78 |
2,51 |
||||||||||
2. |
Indirect Finance |
20 |
8 |
9 |
40 |
65 |
61 |
||||||||||
II. |
INDUSTRY |
2,049 |
9,57 |
7,28 |
740 |
7,98 |
6,06 |
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1. |
Mining & Quarrying |
4 |
9 |
14 |
- |
- |
- |
||||||||||
2. |
Food Manufacturing and Processing |
98 |
74 |
69 |
49 |
5,54 |
3,82 |
||||||||||
(a) |
Rice Mills, Flour and Dal Mills |
25 |
9 |
11 |
- |
- |
- |
||||||||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Edible Oils and Vanaspati |
2 |
1 |
1 |
- |
- |
- |
||||||||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
||||||||||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
1 |
- |
- |
||||||||||
(f) |
Others |
71 |
65 |
57 |
48 |
5,53 |
3,81 |
||||||||||
3. |
Beverage and Tobacco |
4 |
21 |
71 |
- |
- |
- |
||||||||||
4. |
Textiles |
13 |
17 |
13 |
19 |
12 |
10 |
||||||||||
(a) |
Cotton Textiles |
2 |
11 |
7 |
2 |
3 |
1 |
||||||||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Handloom Textiles & Khadi |
5 |
2 |
2 |
8 |
4 |
4 |
||||||||||
(d) |
Other Textiles |
6 |
5 |
4 |
9 |
5 |
5 |
||||||||||
5. |
Paper, Paper Products and Printing |
12 |
10 |
8 |
10 |
18 |
18 |
||||||||||
6. |
Leather and Leather Products |
2 |
1 |
1 |
2 |
1 |
1 |
||||||||||
7. |
Rubber and Rubber Products |
1 |
4 |
2 |
3 |
2 |
2 |
||||||||||
8. |
Chemicals and Chemical Products |
5 |
2,14 |
1,89 |
5 |
5 |
3 |
||||||||||
(a) |
Heavy Industrial Chemicals |
1 |
2,10 |
1,87 |
- |
- |
- |
||||||||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Drugs and Pharmaceuticals |
1 |
2 |
2 |
- |
- |
- |
||||||||||
(d) |
Non-Edible Oils |
- |
- |
- |
2 |
2 |
1 |
||||||||||
(e) |
Other Chemicals & Chemical Products |
3 |
2 |
1 |
3 |
3 |
2 |
||||||||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
3 |
3 |
2 |
||||||||||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
3 |
55 |
54 |
||||||||||
11. |
Basic Metals & Metal Products |
5 |
9 |
6 |
11 |
10 |
7 |
||||||||||
(a) |
Iron and Steel |
- |
- |
- |
4 |
5 |
4 |
||||||||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Other Metal Products |
5 |
9 |
6 |
7 |
6 |
3 |
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12. |
Engineering |
26 |
3,84 |
1,35 |
6 |
4 |
5 |
||||||||||
(a) |
Heavy Engineering |
4 |
3,73 |
1,27 |
- |
- |
- |
||||||||||
(b) |
Light Engineering |
19 |
10 |
7 |
2 |
1 |
2 |
||||||||||
(c) |
Electrical Machinery & Goods |
2 |
1 |
1 |
3 |
3 |
3 |
||||||||||
(d) |
Electronic Machinery & Goods |
1 |
- |
- |
1 |
1 |
- |
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13. |
Vehicles, Vehicle Parts & Transport |
||||||||||||||||
Equipments |
12 |
12 |
13 |
17 |
23 |
17 |
|||||||||||
14. |
Other Industries |
1,857 |
1,87 |
1,87 |
609 |
1,04 |
97 |
||||||||||
15. |
Electricity, Gas & Water |
2 |
1 |
1 |
- |
- |
- |
||||||||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
||||||||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Gas, Steam & Water Supply |
2 |
1 |
1 |
- |
- |
- |
||||||||||
16. |
Construction |
8 |
13 |
17 |
3 |
7 |
8 |
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III. |
TRANSPORT OPERATORS |
155 |
1,30 |
1,42 |
525 |
4,28 |
2,98 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
345 |
1,40 |
1,37 |
46 |
41 |
30 |
||||||||||
V. |
PERSONAL LOANS |
536 |
1,77 |
1,60 |
234 |
1,40 |
1,24 |
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1. |
Loans for Purchase of Consumer Durables |
28 |
17 |
14 |
16 |
13 |
11 |
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2. |
Loans for Housing |
6 |
5 |
5 |
42 |
65 |
62 |
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3. |
Rest of the Personal Loans |
502 |
1,55 |
1,41 |
176 |
62 |
51 |
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VI. |
TRADE |
2,409 |
3,10 |
2,74 |
1,184 |
3,79 |
3,25 |
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1. |
Wholesale Trade |
108 |
24 |
20 |
77 |
18 |
9 |
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2. |
Retail Trade |
2,301 |
2,86 |
2,55 |
1,107 |
3,61 |
3,16 |
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VII. |
FINANCE |
4 |
18 |
17 |
4 |
71 |
45 |
||||||||||
VIII. |
ALL OTHERS |
144 |
5,45 |
5,23 |
|
67 |
9 |
10 |
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TOTAL BANK CREDIT |
12,610 |
27,07 |
23,81 |
4,545 |
22,07 |
17,48 |
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OF WHICH : |
1. Artisans & Village Industries |
1,024 |
64 |
58 |
274 |
44 |
39 |
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|
2. Other Small Scale Industries |
815 |
2,06 |
2,82 |
|
266 |
91 |
93 |
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URBAN |
METROPOLITAN |
||||||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||||||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|||||||||||
|
|
|
7 |
8 |
9 |
|
10 |
11 |
12 |
||||||||
I. |
AGRICULTURE |
1,274 |
89 |
78 |
- |
- |
- |
||||||||||
1. |
Direct Finance |
1,273 |
89 |
77 |
- |
- |
- |
||||||||||
2. |
Indirect Finance |
1 |
- |
- |
- |
- |
- |
||||||||||
II. |
INDUSTRY |
975 |
2,23 |
2,21 |
- |
- |
- |
||||||||||
1. |
Mining & Quarrying |
- |
- |
- |
- |
- |
- |
||||||||||
2. |
Food Manufacturing and Processing |
- |
- |
- |
- |
- |
- |
||||||||||
(a) |
Rice Mills, Flour and Dal Mills |
- |
- |
- |
- |
- |
- |
||||||||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Edible Oils and Vanaspati |
- |
- |
- |
- |
- |
- |
||||||||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
||||||||||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
||||||||||
(f) |
Others |
- |
- |
- |
- |
- |
- |
||||||||||
3. |
Beverage and Tobacco |
- |
- |
- |
- |
- |
- |
||||||||||
4. |
Textiles |
- |
- |
- |
- |
- |
- |
||||||||||
(a) |
Cotton Textiles |
- |
- |
- |
- |
- |
- |
||||||||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Handloom Textiles & Khadi |
- |
- |
- |
- |
- |
- |
||||||||||
(d) |
Other Textiles |
- |
- |
- |
- |
- |
- |
||||||||||
5. |
Paper, Paper Products and Printing |
1 |
1 |
1 |
- |
- |
- |
||||||||||
6. |
Leather and Leather Products |
- |
- |
- |
- |
- |
- |
||||||||||
7. |
Rubber and Rubber Products |
- |
- |
- |
- |
- |
- |
||||||||||
8. |
Chemicals and Chemical Products |
- |
- |
- |
- |
- |
- |
||||||||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
||||||||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
- |
- |
- |
||||||||||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
||||||||||
(e) |
Other Chemicals & Chemical Products |
- |
- |
- |
- |
- |
- |
||||||||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
||||||||||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
- |
- |
- |
||||||||||
11. |
Basic Metals & Metal Products |
- |
- |
- |
- |
- |
- |
||||||||||
(a) |
Iron and Steel |
- |
- |
- |
- |
- |
- |
||||||||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Other Metal Products |
- |
- |
- |
- |
- |
- |
||||||||||
12. |
Engineering |
- |
- |
- |
- |
- |
- |
||||||||||
(a) |
Heavy Engineering |
- |
- |
- |
- |
- |
- |
||||||||||
(b) |
Light Engineering |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Electrical Machinery & Goods |
- |
- |
- |
- |
- |
- |
||||||||||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
- |
- |
- |
||||||||||
13. |
Vehicles, Vehicle Parts & Transport |
||||||||||||||||
Equipments |
23 |
44 |
46 |
- |
- |
- |
|||||||||||
14. |
Other Industries |
946 |
1,73 |
1,70 |
- |
- |
- |
||||||||||
15. |
Electricity, Gas & Water |
5 |
5 |
2 |
- |
- |
- |
||||||||||
(a) |
Electricity Generation & Transmission |
1 |
2 |
1 |
- |
- |
- |
||||||||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
||||||||||
(c) |
Gas, Steam & Water Supply |
4 |
3 |
2 |
- |
- |
- |
||||||||||
16. |
Construction |
- |
- |
- |
- |
- |
- |
||||||||||
III. |
TRANSPORT OPERATORS |
21 |
4 |
4 |
- |
- |
- |
||||||||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
140 |
60 |
32 |
- |
- |
- |
||||||||||
V. |
PERSONAL LOANS |
991 |
1,21 |
86 |
- |
- |
- |
||||||||||
1. |
Loans for Purchase of Consumer Durables |
93 |
6 |
4 |
- |
- |
- |
||||||||||
2. |
Loans for Housing |
70 |
24 |
20 |
- |
- |
- |
||||||||||
3. |
Rest of the Personal Loans |
828 |
90 |
62 |
- |
- |
- |
||||||||||
V I. |
TRADE |
1,346 |
4,25 |
3,58 |
- |
- |
- |
||||||||||
1. |
Wholesale Trade |
15 |
44 |
28 |
- |
- |
- |
||||||||||
2. |
Retail Trade |
1,331 |
3,81 |
3,29 |
- |
- |
- |
||||||||||
VII. |
FINANCE |
- |
- |
- |
- |
- |
- |
||||||||||
VIII. |
ALL OTHERS |
181 |
25 |
22 |
|
- |
- |
- |
|||||||||
TOTAL BANK CREDIT |
4,928 |
9,47 |
8,00 |
- |
- |
- |
|||||||||||
OF WHICH : |
1. Artisans & Village Industries |
344 |
30 |
33 |
- |
- |
- |
||||||||||
|
2. Other Small Scale Industries |
602 |
1,50 |
1,47 |
|
- |
- |
- |
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