Bihar
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
EASTERN REGION |
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
||||||||||||
AND ITS ASSOCIATES |
|
|
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
|
I. |
AGRICULTURE |
5,33,458 |
631,51 |
641,00 |
7,65,295 |
567,49 |
555,69 |
- |
- |
- |
||||
1. |
Direct Finance |
5,27,813 |
453,19 |
451,34 |
7,57,706 |
506,94 |
506,02 |
- |
- |
- |
||||
2. |
Indirect Finance |
5,645 |
178,32 |
189,65 |
7,589 |
60,55 |
49,67 |
- |
- |
- |
||||
II. |
INDUSTRY |
1,21,614 |
630,98 |
556,51 |
1,60,240 |
1113,40 |
1062,90 |
9 |
26,99 |
23,98 |
||||
1. |
Mining & Quarrying |
315 |
12,91 |
9,06 |
609 |
28,90 |
28,92 |
- |
- |
- |
||||
2. |
Food Manufacturing and Processing |
4,421 |
68,31 |
53,63 |
7,590 |
112,85 |
107,98 |
- |
- |
- |
||||
(a) |
Rice Mills, Flour and Dal Mills |
1,760 |
16,42 |
15,24 |
2,911 |
29,97 |
29,79 |
- |
- |
- |
||||
(b) |
Sugar |
32 |
38,70 |
25,50 |
24 |
48,93 |
40,04 |
- |
- |
- |
||||
(c) |
Edible Oils and Vanaspati |
751 |
5,63 |
5,68 |
1,464 |
19,05 |
21,18 |
- |
- |
- |
||||
(d) |
Tea Processing |
6 |
2 |
2 |
4 |
2 |
2 |
- |
- |
- |
||||
(e) |
Processing of Fruits & Vegetables |
41 |
30 |
36 |
30 |
50 |
65 |
- |
- |
- |
||||
(f) |
Others |
1,831 |
7,24 |
6,83 |
3,157 |
14,38 |
16,30 |
- |
- |
- |
||||
3. |
Beverage and Tobacco |
124 |
1,25 |
1,19 |
129 |
5,14 |
4,03 |
- |
- |
- |
||||
4. |
Textiles |
1,526 |
13,98 |
13,26 |
2,372 |
43,08 |
44,96 |
- |
- |
- |
||||
(a) |
Cotton Textiles |
115 |
1,03 |
1,33 |
612 |
11,24 |
11,68 |
- |
- |
- |
||||
(b) |
Jute Textiles |
29 |
68 |
70 |
35 |
5,32 |
4,00 |
- |
- |
- |
||||
(c) |
Handloom Textiles & Khadi |
66 |
49 |
56 |
102 |
9,30 |
9,79 |
- |
- |
- |
||||
(d) |
Other Textiles |
1,316 |
11,78 |
10,67 |
1,623 |
17,21 |
19,49 |
- |
- |
- |
||||
5. |
Paper, Paper Products and Printing |
521 |
9,99 |
9,90 |
995 |
13,13 |
14,76 |
- |
- |
- |
||||
6. |
Leather and Leather Products |
312 |
2,99 |
3,48 |
413 |
6,60 |
8,07 |
- |
- |
- |
||||
7. |
Rubber and Rubber Products |
108 |
5,00 |
4,46 |
120 |
5,93 |
6,33 |
- |
- |
- |
||||
8. |
Chemicals and Chemical Products |
752 |
41,12 |
38,88 |
1,026 |
38,85 |
38,48 |
- |
- |
- |
||||
(a) |
Heavy Industrial Chemicals |
65 |
8,62 |
7,63 |
90 |
11,43 |
10,05 |
- |
- |
- |
||||
(b) |
Fertilizers |
27 |
14,10 |
12,20 |
29 |
5,30 |
3,58 |
- |
- |
- |
||||
(c) |
Drugs and Pharmaceuticals |
128 |
3,15 |
2,79 |
221 |
9,11 |
11,86 |
- |
- |
- |
||||
(d) |
Non-Edible Oils |
17 |
43 |
1,55 |
32 |
95 |
99 |
- |
- |
- |
||||
(e) |
Other Chemicals & Chemical Products |
515 |
14,82 |
14,71 |
654 |
12,06 |
11,99 |
- |
- |
- |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
166 |
5,09 |
4,33 |
369 |
33,90 |
31,42 |
- |
- |
- |
||||
10. |
Manufacture of Cement & Cement Products |
221 |
12,18 |
11,18 |
209 |
23,05 |
22,96 |
- |
- |
- |
||||
11. |
Basic Metals & Metal Products |
1,620 |
94,73 |
85,36 |
2,304 |
175,46 |
159,55 |
5 |
16,49 |
13,47 |
||||
(a) |
Iron and Steel |
317 |
57,56 |
48,12 |
585 |
140,16 |
128,27 |
1 |
3,50 |
3,60 |
||||
(b) |
Non-Ferrous Metals |
59 |
3,55 |
3,18 |
80 |
4,26 |
3,80 |
- |
- |
- |
||||
(c) |
Other Metal Products |
1,244 |
33,62 |
34,06 |
1,639 |
31,04 |
27,47 |
4 |
12,99 |
9,87 |
||||
12. |
Engineering |
925 |
60,50 |
53,07 |
1,472 |
135,27 |
122,97 |
2 |
8,13 |
8,13 |
||||
(a) |
Heavy Engineering |
138 |
38,72 |
34,21 |
165 |
37,87 |
36,97 |
- |
- |
- |
||||
(b) |
Light Engineering |
345 |
10,25 |
7,59 |
575 |
71,67 |
61,88 |
- |
- |
- |
||||
(c) |
Electrical Machinery & Goods |
259 |
8,80 |
8,70 |
411 |
15,59 |
15,99 |
2 |
8,13 |
8,13 |
||||
(d) |
Electronic Machinery & Goods |
183 |
2,73 |
2,57 |
321 |
10,15 |
8,13 |
- |
- |
- |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
740 |
46,79 |
30,35 |
775 |
220,39 |
197,27 |
- |
- |
- |
||||
14. |
Other Industries |
1,09,628 |
245,42 |
230,36 |
1,41,220 |
215,00 |
227,07 |
- |
- |
- |
||||
15. |
Electricity, Gas & Water |
124 |
4,19 |
3,61 |
135 |
17,27 |
14,35 |
- |
- |
- |
||||
(a) |
Electricity Generation & Transmission |
106 |
1,52 |
1,51 |
92 |
16,73 |
13,79 |
- |
- |
- |
||||
(b) |
Non-Conventional Energy |
2 |
2 |
1 |
22 |
26 |
27 |
- |
- |
- |
||||
(c) |
Gas, Steam & Water Supply |
16 |
2,64 |
2,09 |
21 |
28 |
28 |
- |
- |
- |
||||
16. |
Construction |
111 |
6,51 |
4,41 |
502 |
38,59 |
33,78 |
2 |
2,38 |
2,38 |
||||
III. |
TRANSPORT OPERATORS |
26,906 |
60,24 |
50,56 |
70,314 |
126,85 |
126,19 |
- |
- |
- |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
9,680 |
23,59 |
18,80 |
1,28,791 |
152,62 |
137,98 |
1 |
12 |
12 |
||||
V. |
PERSONAL LOANS |
2,18,487 |
379,46 |
289,72 |
1,55,320 |
375,18 |
350,43 |
1 |
5 |
2 |
||||
1. |
Loans for Purchase of Consumer Durables |
30,823 |
44,10 |
37,35 |
9,446 |
16,02 |
14,05 |
- |
- |
- |
||||
2. |
Loans for Housing |
13,026 |
115,57 |
85,28 |
14,599 |
115,75 |
108,23 |
- |
- |
- |
||||
3. |
Rest of the Personal Loans |
1,74,638 |
219,80 |
167,10 |
1,31,275 |
243,42 |
228,15 |
1 |
5 |
2 |
||||
VI. |
TRADE |
2,67,123 |
315,05 |
281,25 |
4,79,569 |
568,83 |
552,33 |
- |
- |
- |
||||
1. |
Wholesale Trade |
11,394 |
64,70 |
54,01 |
13,686 |
97,29 |
88,30 |
- |
- |
- |
||||
2. |
Retail Trade |
2,55,729 |
250,36 |
227,23 |
4,65,883 |
471,54 |
464,03 |
- |
- |
- |
||||
VII. |
FINANCE |
69 |
6,95 |
6,23 |
668 |
61,80 |
46,96 |
- |
- |
- |
||||
VIII. |
ALL OTHERS |
35,304 |
199,20 |
47,23 |
|
1,53,422 |
219,12 |
203,06 |
|
- |
- |
- |
||
TOTAL BANK CREDIT |
12,12,641 |
2246,97 |
1891,30 |
19,13,619 |
3185,28 |
3035,53 |
11 |
27,15 |
24,11 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
47,817 |
30,25 |
29,95 |
84,871 |
54,88 |
57,53 |
- |
- |
- |
||||
|
2. Other Small Scale Industries |
55,608 |
240,14 |
238,47 |
|
62,154 |
361,65 |
383,81 |
|
- |
- |
- |
|
|
|
|
|
|
|
|
|||||||
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
|
I. |
AGRICULTURE |
8,56,635 |
298,21 |
230,34 |
1 |
- |
- |
21,55,389 |
1497,22 |
1427,03 |
||||
1. |
Direct Finance |
8,52,641 |
295,85 |
228,50 |
1 |
- |
- |
21,38,161 |
1255,98 |
1185,87 |
||||
2. |
Indirect Finance |
3994 |
2,37 |
1,84 |
- |
- |
- |
17,228 |
241,24 |
241,16 |
||||
II. |
INDUSTRY |
2,23,860 |
72,75 |
62,96 |
124 |
5,61 |
5,14 |
5,05,847 |
1849,73 |
1711,49 |
||||
1. |
Mining & Quarrying |
2 |
2 |
2 |
1 |
1 |
- |
927 |
41,83 |
37,99 |
||||
2. |
Food Manufacturing and Processing |
2,726 |
1,22 |
1,05 |
5 |
31 |
12 |
14,742 |
182,69 |
162,78 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
29 |
30 |
31 |
3 |
30 |
11 |
4,703 |
46,99 |
45,45 |
||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
56 |
87,63 |
65,54 |
||||
(c) |
Edible Oils and Vanaspati |
7 |
2 |
3 |
- |
- |
- |
2,222 |
24,70 |
26,89 |
||||
(d) |
Tea Processing |
- |
- |
- |
- |
- |
- |
10 |
4 |
4 |
||||
(e) |
Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
71 |
80 |
1,01 |
||||
(f) |
Others |
2,690 |
90 |
72 |
2 |
1 |
1 |
7,680 |
22,52 |
23,86 |
||||
3. |
Beverage and Tobacco |
4 |
1 |
1 |
- |
- |
- |
257 |
6,40 |
5,23 |
||||
4. |
Textiles |
1 |
1 |
- |
- |
- |
- |
3,899 |
57,07 |
58,22 |
||||
(a) |
Cotton Textiles |
- |
- |
- |
- |
- |
- |
727 |
12,27 |
13,01 |
||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
64 |
6,01 |
4,70 |
||||
(c) |
Handloom Textiles & Khadi |
- |
- |
- |
- |
- |
- |
168 |
9,79 |
10,34 |
||||
(d) |
Other Textiles |
1 |
1 |
- |
- |
- |
- |
2,940 |
29,00 |
30,16 |
||||
5. |
Paper, Paper Products and Printing |
- |
- |
- |
3 |
2 |
3 |
1,519 |
23,13 |
24,69 |
||||
6. |
Leather and Leather Products |
3 |
1 |
1 |
- |
- |
- |
728 |
9,60 |
11,56 |
||||
7. |
Rubber and Rubber Products |
- |
- |
- |
3 |
8 |
11 |
231 |
11,02 |
10,90 |
||||
8. |
Chemicals and Chemical Products |
2 |
2 |
2 |
8 |
24 |
24 |
1,788 |
80,24 |
77,62 |
||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
- |
- |
- |
155 |
20,05 |
17,68 |
||||
(b) |
Fertilizers |
1 |
2 |
2 |
- |
- |
- |
57 |
19,42 |
15,80 |
||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
3 |
4 |
3 |
352 |
12,30 |
14,68 |
||||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
49 |
1,38 |
2,54 |
||||
(e) |
Other Chemicals & Chemical Products |
1 |
- |
1 |
5 |
20 |
21 |
1,175 |
27,09 |
26,92 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
2 |
2,80 |
2,82 |
537 |
41,79 |
38,57 |
||||
10. |
Manufacture of Cement & Cement Products |
- |
- |
- |
- |
- |
- |
430 |
35,23 |
34,15 |
||||
11. |
Basic Metals & Metal Products |
1 |
- |
- |
4 |
4 |
4 |
3,934 |
286,72 |
258,42 |
||||
(a) |
Iron and Steel |
- |
- |
- |
- |
- |
- |
903 |
201,22 |
179,99 |
||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
139 |
7,81 |
6,98 |
||||
(c) |
Other Metal Products |
1 |
- |
- |
4 |
4 |
4 |
2,892 |
77,68 |
71,45 |
||||
12. |
Engineering |
2 |
2 |
2 |
10 |
18 |
17 |
2,411 |
204,10 |
184,36 |
||||
(a) |
Heavy Engineering |
- |
- |
- |
- |
- |
- |
303 |
76,59 |
71,19 |
||||
(b) |
Light Engineering |
1 |
1 |
1 |
7 |
11 |
10 |
928 |
82,03 |
69,57 |
||||
(c) |
Electrical Machinery & Goods |
1 |
1 |
1 |
2 |
5 |
5 |
675 |
32,59 |
32,89 |
||||
(d) |
Electronic Machinery & Goods |
- |
- |
- |
1 |
2 |
2 |
505 |
12,89 |
10,72 |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
31 |
24 |
19 |
3 |
7 |
1 |
1,549 |
267,49 |
227,82 |
||||
14. |
Other Industries |
2,21,086 |
71,12 |
61,60 |
39 |
72 |
43 |
4,71,973 |
532,25 |
519,45 |
||||
15. |
Electricity, Gas & Water |
- |
- |
- |
1 |
2 |
1 |
260 |
21,48 |
17,98 |
||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
1 |
2 |
1 |
199 |
18,28 |
15,31 |
||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
24 |
28 |
29 |
||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
37 |
2,92 |
2,37 |
||||
16. |
Construction |
2 |
8 |
3 |
45 |
1,13 |
1,16 |
662 |
48,69 |
41,76 |
||||
III. |
TRANSPORT OPERATORS |
91,954 |
43,70 |
41,15 |
33 |
53 |
48 |
1,89,207 |
231,31 |
218,39 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
61,550 |
22,20 |
19,54 |
32 |
57 |
49 |
2,00,054 |
199,09 |
176,92 |
||||
V. |
PERSONAL LOANS |
66,774 |
64,60 |
43,02 |
601 |
1,88 |
1,74 |
4,41,183 |
821,17 |
684,95 |
||||
1. |
Loans for Purchase of Consumer Durables |
1,094 |
1,71 |
1,31 |
39 |
10 |
9 |
41,402 |
61,92 |
52,80 |
||||
2. |
Loans for Housing |
2,923 |
13,71 |
12,75 |
15 |
26 |
25 |
30,563 |
245,28 |
206,51 |
||||
3. |
Rest of the Personal Loans |
62,757 |
49,18 |
28,97 |
547 |
1,52 |
1,40 |
3,69,218 |
513,96 |
425,64 |
||||
VI. |
TRADE |
5,49,768 |
214,02 |
204,91 |
157 |
2,90 |
2,45 |
12,96,617 |
1100,80 |
1040,94 |
||||
1. |
Wholesale Trade |
1,735 |
1,47 |
1,23 |
39 |
1,21 |
1,04 |
26,854 |
164,66 |
144,59 |
||||
2. |
Retail Trade |
5,48,033 |
212,56 |
203,69 |
118 |
1,68 |
1,40 |
12,69,763 |
936,14 |
896,35 |
||||
VII. |
FINANCE |
4 |
67 |
67 |
10 |
88 |
86 |
751 |
70,29 |
54,72 |
||||
VIII. |
ALL OTHERS |
77,150 |
35,71 |
26,88 |
|
1020 |
1,98 |
1,18 |
|
2,66,896 |
456,00 |
278,34 |
||
TOTAL BANK CREDIT |
19,27,695 |
751,86 |
629,49 |
1978 |
14,35 |
12,34 |
50,55,944 |
6225,61 |
5592,77 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
1,94,503 |
59,07 |
50,84 |
3 |
3 |
3 |
3,27,194 |
144,24 |
138,35 |
||||
|
2. Other Small Scale Industries |
24,238 |
10,60 |
9,00 |
|
38 |
1,06 |
89 |
|
1,42,038 |
613,44 |
632,18 |
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