EASTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,93,641

597,96

537,81

5,02,648

749,39

670,42

1.

Direct Finance

2,88,117

561,54

513,03

4,93,764

703,87

632,42

2.

Indirect Finance

5,524

36,42

24,78

8,884

45,53

38,00

II.

INDUSTRY

70,690

1240,72

1029,81

1,60,071

2200,03

1981,07

1.

Mining & Quarrying

176

76,03

58,70

119

96,16

79,97

2.

Food Manufacturing & Processing

1,954

154,12

116,02

3,948

122,10

96,37

(a)

Rice Mills, Flour & Dal Mills

1,207

32,86

24,58

2,180

29,56

25,40

(b)

Sugar

12

83,74

58,01

17

42,78

30,81

(c)

Edible Oils & Vanaspati

261

5,94

4,58

763

10,10

10,02

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

2

10

7

9

95

1,10

(f)

Others

472

31,48

28,78

979

38,70

29,05

3.

Beverage & Tobacco

8

38

33

18

5,44

5,55

4.

Textiles

1,120

28,34

24,91

1,604

34,70

32,95

(a)

Cotton Textiles

123

4,90

4,67

111

4,76

4,27

(b)

Jute Textiles

4

38

39

13

3,37

2,13

(c)

Handloom Textiles & Khadi

264

1,88

1,58

94

4,34

4,61

(d)

Other Textiles

729

21,18

18,26

1,386

22,22

21,95

5.

Paper, Paper Products & Printing

296

9,61

8,20

507

20,39

21,55

6.

Leather & Leather Products

338

5,42

4,83

305

2,73

2,70

7.

Rubber & Rubber Products

36

3,59

2,90

119

10,46

7,39

8.

Chemicals & Chemical Products

462

52,08

44,28

744

58,06

45,40

(a)

Heavy Industrial Chemicals

28

10,34

7,32

34

13,35

11,05

(b)

Fertilisers

11

2,33

2,31

10

5,73

1,99

(c)

Drugs & Pharmaceuticals

174

16,43

15,24

175

15,80

14,71

(d)

Non-Edible Oils

11

91

67

7

79

72

(e)

Other Chemicals & Chemical Products

238

22,07

18,75

518

22,39

16,93

9.

Petroleum, Coal Products & Nuclear Fuels

56

31,66

12,12

184

45,41

38,67

10.

Manufacture of Cement & Cement Products

183

21,69

21,26

106

81,28

79,83

11.

Basic Metals & Metal Products

506

150,30

110,07

1,408

964,57

910,60

(a)

Iron & Steel

138

119,76

81,06

296

931,46

881,59

(b)

Non-Ferrous Metals

9

1,40

93

34

4,67

3,72

(c)

Other Metal Products

359

29,14

28,09

1,078

28,44

25,29

12.

Engineering

806

213,43

201,22

1,115

184,71

156,91

(a)

Heavy Engineering

108

172,40

168,00

57

95,43

81,72

(b)

Light Engineering

220

8,72

7,58

571

58,33

50,74

(c)

Electrical Machinery & Goods

406

24,49

19,28

451

28,58

22,52

(d)

Electronic Machinery & Goods

72

7,82

6,36

36

2,37

1,93

13.

Vehicles, Vehicle Parts & Transport Equipments

805

206,28

158,19

784

159,70

116,37

14.

Other Industries

63,809

279,42

259,97

1,47,867

356,90

342,00

15.

Electricity, Gas & Water

51

5,94

4,66

15

16,12

6,26

(a)

Electricity Generation & Transmission

24

3,78

3,29

11

15,96

6,11

(b)

Non-Conventional Energy

-

-

-

1

4

6

(c)

Gas, Steam & Water Supply

27

2,16

1,38

3

12

9

16.

Construction

84

2,44

2,15

1,228

41,30

38,55

III.

TRANSPORT OPERATORS

9,243

100,12

80,83

35,462

235,18

197,91

IV.

PROFESSIONAL AND OTHER SERVICES

4,512

38,33

33,26

65,832

202,36

170,67

V.

PERSONAL LOANS

1,85,791

579,62

509,21

2,53,163

756,09

670,31

1.

Loans for Purchase of Consumer Durables

27,057

74,26

63,41

17,469

44,26

37,69

2.

Loans for Housing

14,449

171,85

156,96

35,240

248,34

226,51

3.

Rest of the Personal Loans

1,44,285

333,50

288,84

2,00,454

463,49

406,10

VI.

TRADE

2,20,378

608,60

543,45

3,70,232

804,16

709,85

1.

Wholesale Trade

7,891

168,74

157,19

11,568

147,53

120,51

2.

Retail Trade

2,12,487

439,86

386,26

3,58,664

656,63

589,34

VII.

FINANCE

1,072

14,14

10,37

866

70,50

68,02

VIII.

ALL OTHERS

25,146

149,07

138,14

1,33,259

326,50

287,90

TOTAL BANK CREDIT

8,10,473

3328,56

2882,89

15,21,533

5344,21

4756,15

OF WHICH:

1.

Artisans & Village Industries

30,431

65,74

61,71

71,447

112,26

108,01

2.

Other Small Scale Industries

30,872

371,57

332,66

79,769

375,24

348,53

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

5,15,637

365,27

273,78

1.

Direct Finance

-

-

-

5,13,668

362,44

270,96

2.

Indirect Finance

-

-

-

1,969

2,83

2,82

II.

INDUSTRY

-

-

-

1,27,759

87,87

72,95

1.

Mining & Quarrying

-

-

-

2

11

8

2.

Food Manufacturing & Processing

-

-

-

73

1,69

1,41

(a)

Rice Mills, Flour & Dal Mills

-

-

-

41

1,24

1,13

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

8

6

4

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

24

38

24

3.

Beverage & Tobacco

-

-

-

3

17

6

4.

Textiles

-

-

-

12

9

7

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

12

9

7

5.

Paper, Paper Products & Printing

-

-

-

7

6

4

6.

Leather & Leather Products

-

-

-

1

1

1

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

-

-

-

5

3

4

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

1

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

4

3

3

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

4

3

10.

Manufacture of Cement & Cement Products

-

-

-

2

4

4

11.

Basic Metals & Metal Products

-

-

-

2

1

2

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

2

1

2

12.

Engineering

-

-

-

13

7

5

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

3

2

1

(c)

Electrical Machinery & Goods

-

-

-

10

5

4

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

23

29

24

14.

Other Industries

-

-

-

1,27,615

85,27

70,86

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

57,299

84,71

69,32

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

33,312

25,24

20,25

V.

PERSONAL LOANS

-

-

-

1,10,745

164,96

128,54

1.

Loans for Purchase of Consumer Durables

-

-

-

5,245

9,60

7,87

2.

Loans for Housing

-

-

-

2,768

26,27

24,58

3.

Rest of the Personal Loans

-

-

-

1,02,732

129,09

96,10

VI.

TRADE

-

-

-

4,10,618

275,02

232,29

1.

Wholesale Trade

-

-

-

2,428

5,07

4,33

2.

Retail Trade

-

-

-

4,08,190

269,95

227,96

VII.

FINANCE

-

-

-

6

3

3

VIII.

ALL OTHERS

-

-

-

38,611

30,74

25,51

TOTAL BANK CREDIT

-

-

-

12,93,987

1033,83

822,68

OF WHICH:

1.

Artisans & Village Industries

-

-

-

1,10,714

71,24

58,55

2.

Other Small Scale Industries

-

-

-

14,488

12,76

11,16

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

3

2

2

13,11,929

1712,64

1482,03

1.

Direct Finance

3

2

2

12,95,552

1627,87

1416,43

2.

Indirect Finance

-

-

-

16,377

84,78

65,60

II.

INDUSTRY

244

31,79

23,62

3,58,764

3560,41

3107,45

1.

Mining & Quarrying

-

-

-

297

172,29

138,76

2.

Food Manufacturing & Processing

15

66

32

5,990

278,57

214,13

(a)

Rice Mills, Flour & Dal Mills

15

66

32

3,443

64,32

51,44

(b)

Sugar

-

-

-

29

126,53

88,82

(c)

Edible Oils & Vanaspati

-

-

-

1,032

16,11

14,64

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

11

1,05

1,17

(f)

Others

-

-

-

1,475

70,56

58,07

3.

Beverage & Tobacco

-

-

-

29

6,00

5,95

4.

Textiles

-

-

-

2,736

63,12

57,93

(a)

Cotton Textiles

-

-

-

234

9,66

8,94

(b)

Jute Textiles

-

-

-

17

3,75

2,52

(c)

Handloom Textiles & Khadi

-

-

-

358

6,22

6,19

(d)

Other Textiles

-

-

-

2,127

43,49

40,28

5.

Paper, Paper Products & Printing

5

8

4

815

30,13

29,82

6.

Leather & Leather Products

-

-

-

644

8,16

7,53

7.

Rubber & Rubber Products

-

-

-

155

14,05

10,29

8.

Chemicals & Chemical Products

7

15

7

1,218

110,32

89,79

(a)

Heavy Industrial Chemicals

-

-

-

62

23,69

18,37

(b)

Fertilisers

-

-

-

21

8,06

4,30

(c)

Drugs & Pharmaceuticals

1

4

2

351

32,27

29,98

(d)

Non-Edible Oils

-

-

-

18

1,70

1,39

(e)

Other Chemicals & Chemical Products

6

11

6

766

44,59

35,76

9.

Petroleum, Coal Products & Nuclear Fuels

3

12

13

244

77,23

50,95

10.

Manufacture of Cement & Cement Products

-

-

-

291

103,01

101,13

11.

Basic Metals & Metal Products

1

1,00

1,00

1,917

1115,89

1021,68

(a)

Iron & Steel

1

1,00

1,00

435

1052,22

963,64

(b)

Non-Ferrous Metals

-

-

-

43

6,07

4,64

(c)

Other Metal Products

-

-

-

1,439

57,60

53,40

12.

Engineering

31

20,27

18,24

1,965

418,48

376,42

(a)

Heavy Engineering

3

14,98

12,92

168

282,81

262,64

(b)

Light Engineering

23

21

12

817

67,28

58,45

(c)

Electrical Machinery & Goods

4

5,03

5,15

871

58,15

46,99

(d)

Electronic Machinery & Goods

1

5

5

109

10,24

8,34

13.

Vehicles, Vehicle Parts & Transport Equipments

2

1,55

1,44

1,614

367,82

276,24

14.

Other Industries

164

57

50

3,39,455

722,17

673,33

15.

Electricity, Gas & Water

-

-

-

66

22,06

10,93

(a)

Electricity Generation & Transmission

-

-

-

35

19,74

9,40

(b)

Non-Conventional Energy

-

-

-

1

4

6

(c)

Gas, Steam & Water Supply

-

-

-

30

2,28

1,47

16.

Construction

16

7,39

1,88

1,328

51,13

42,58

III.

TRANSPORT OPERATORS

37

42

33

1,02,041

420,42

348,39

IV.