Assam
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
NORTH -EASTERN REGION |
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(Amount in Rupees Lakh) |
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STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
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AND ITS ASSOCIATES |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
|
|
standing |
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|
standing |
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|
standing |
||||
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|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
88,010 |
83,41 |
72,67 |
1,09,196 |
191,84 |
193,30 |
17 |
2,91 |
1,13 |
||
1. |
Direct Finance |
87,113 |
69,35 |
59,62 |
1,08,215 |
115,77 |
119,28 |
13 |
2,55 |
86 |
||
2. |
Indirect Finance |
897 |
14,06 |
13,06 |
981 |
76,06 |
74,01 |
4 |
36 |
28 |
||
II. |
INDUSTRY |
62,770 |
310,79 |
246,33 |
51,012 |
425,51 |
391,05 |
38 |
95,23 |
65,53 |
||
1. |
Mining & Quarrying |
27 |
34 |
20 |
58 |
20,60 |
18,54 |
- |
- |
- |
||
2. |
Food Manufacturing and Processing |
1,715 |
124,73 |
76,07 |
2,228 |
161,07 |
138,61 |
28 |
94,97 |
65,46 |
||
(a) |
Rice Mills, Flour and Dal Mills |
241 |
6,01 |
6,10 |
483 |
13,06 |
11,25 |
- |
- |
- |
||
(b) |
Sugar |
- |
- |
- |
4 |
2,15 |
2,53 |
- |
- |
- |
||
(c) |
Edible Oils and Vanaspati |
87 |
3,01 |
2,92 |
103 |
7,06 |
6,19 |
- |
- |
- |
||
(d) |
Tea Processing |
35 |
89,98 |
44,50 |
210 |
130,13 |
109,94 |
28 |
94,97 |
65,46 |
||
(e) |
Processing of Fruits & Vegetables |
12 |
6 |
6 |
16 |
10 |
10 |
- |
- |
- |
||
(f) |
Others |
1,340 |
25,67 |
22,49 |
1,412 |
8,56 |
8,59 |
- |
- |
- |
||
3. |
Beverage and Tobacco |
8 |
9 |
9 |
38 |
54 |
54 |
- |
- |
- |
||
4. |
Textiles |
620 |
5,74 |
6,31 |
2,343 |
24,55 |
24,84 |
- |
- |
- |
||
(a) |
Cotton Textiles |
115 |
2,28 |
2,49 |
290 |
9,62 |
9,61 |
- |
- |
- |
||
(b) |
Jute Textiles |
8 |
7 |
8 |
53 |
1,01 |
87 |
- |
- |
- |
||
(c) |
Handloom Textiles & Khadi |
133 |
69 |
68 |
929 |
6,36 |
6,87 |
- |
- |
- |
||
(d) |
Other Textiles |
364 |
2,70 |
3,07 |
1,071 |
7,56 |
7,50 |
- |
- |
- |
||
5. |
Paper, Paper Products and Printing |
285 |
22,02 |
17,20 |
491 |
12,82 |
10,70 |
- |
- |
- |
||
6. |
Leather and Leather Products |
40 |
23 |
30 |
78 |
66 |
68 |
- |
- |
- |
||
7. |
Rubber and Rubber Products |
41 |
1,11 |
1,11 |
42 |
1,32 |
1,39 |
- |
- |
- |
||
8. |
Chemicals and Chemical Products |
398 |
12,20 |
11,68 |
288 |
16,49 |
11,89 |
8 |
26 |
8 |
||
(a) |
Heavy Industrial Chemicals |
28 |
52 |
57 |
25 |
3,03 |
2,27 |
2 |
4 |
4 |
||
(b) |
Fertilizers |
52 |
1,01 |
88 |
6 |
95 |
66 |
- |
- |
- |
||
(c) |
Drugs and Pharmaceuticals |
11 |
30 |
81 |
64 |
2,11 |
1,94 |
6 |
22 |
4 |
||
(d) |
Non-Edible Oils |
15 |
23 |
26 |
12 |
38 |
34 |
- |
- |
- |
||
(e) |
Other Chemicals & Chemical Products |
292 |
10,14 |
9,16 |
181 |
10,02 |
6,67 |
- |
- |
- |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
39 |
14,10 |
14,11 |
48 |
4,88 |
4,92 |
- |
- |
- |
||
10. |
Manufacture of Cement & Cement Products |
168 |
6,49 |
6,68 |
426 |
4,59 |
4,98 |
- |
- |
- |
||
11. |
Basic Metals & Metal Products |
469 |
12,90 |
12,96 |
794 |
17,47 |
17,09 |
- |
- |
- |
||
(a) |
Iron and Steel |
105 |
6,03 |
5,97 |
153 |
10,25 |
10,03 |
- |
- |
- |
||
(b) |
Non-Ferrous Metals |
11 |
36 |
39 |
29 |
75 |
86 |
- |
- |
- |
||
(c) |
Other Metal Products |
353 |
6,50 |
6,60 |
612 |
6,48 |
6,21 |
- |
- |
- |
||
12. |
Engineering |
160 |
3,54 |
3,71 |
424 |
24,83 |
17,51 |
- |
- |
- |
||
(a) |
Heavy Engineering |
24 |
51 |
48 |
49 |
15,69 |
8,76 |
- |
- |
- |
||
(b) |
Light Engineering |
47 |
82 |
98 |
113 |
1,35 |
1,33 |
- |
- |
- |
||
(c) |
Electrical Machinery & Goods |
58 |
1,88 |
1,93 |
119 |
5,32 |
5,03 |
- |
- |
- |
||
(d) |
Electronic Machinery & Goods |
31 |
33 |
31 |
143 |
2,46 |
2,39 |
- |
- |
- |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
115 |
2,48 |
2,01 |
223 |
5,06 |
5,33 |
- |
- |
- |
||
14. |
Other Industries |
58,612 |
103,26 |
92,51 |
42,748 |
115,17 |
117,54 |
2 |
1 |
- |
||
15. |
Electricity, Gas & Water |
28 |
73 |
44 |
188 |
2,05 |
1,90 |
- |
- |
- |
||
(a) |
Electricity Generation & Transmission |
21 |
67 |
37 |
170 |
1,90 |
1,77 |
- |
- |
- |
||
(b) |
Non-Conventional Energy |
1 |
1 |
2 |
7 |
5 |
4 |
- |
- |
- |
||
(c) |
Gas, Steam & Water Supply |
6 |
6 |
5 |
11 |
10 |
8 |
- |
- |
- |
||
16. |
Construction |
45 |
83 |
95 |
595 |
13,40 |
14,59 |
- |
- |
- |
||
III. |
TRANSPORT OPERATORS |
11,240 |
34,66 |
29,36 |
12,210 |
63,07 |
62,09 |
- |
- |
- |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
14,300 |
24,30 |
23,39 |
24,563 |
45,15 |
42,60 |
2 |
52 |
46 |
||
V. |
PERSONAL LOANS |
57,792 |
71,38 |
65,36 |
63,292 |
191,39 |
179,72 |
252 |
3,51 |
3,08 |
||
1. |
Loans for Purchase of Consumer Durables |
4,765 |
4,27 |
3,75 |
5,239 |
7,13 |
6,12 |
19 |
1 |
1 |
||
2. |
Loans for Housing |
2,518 |
21,73 |
20,67 |
8,992 |
47,79 |
45,52 |
- |
- |
- |
||
3. |
Rest of the Personal Loans |
50,509 |
45,38 |
40,95 |
49,061 |
136,47 |
128,08 |
233 |
3,50 |
3,07 |
||
VI. |
TRADE |
66,930 |
120,47 |
90,42 |
1,21,473 |
262,96 |
261,96 |
2 |
9,02 |
6,57 |
||
1. |
Wholesale Trade |
2,352 |
17,21 |
14,73 |
3,053 |
41,01 |
42,24 |
2 |
9,02 |
6,57 |
||
2. |
Retail Trade |
64,578 |
103,26 |
75,69 |
1,18,420 |
221,95 |
219,72 |
- |
- |
- |
||
VII. |
FINANCE |
6 |
2,61 |
2,23 |
351 |
16,58 |
14,84 |
- |
- |
- |
||
VIII. |
ALL OTHERS |
33,454 |
46,74 |
50,23 |
42,164 |
108,97 |
101,40 |
128 |
17 |
13 |
||
TOTAL BANK CREDIT |
3,34,502 |
694,36 |
579,99 |
4,24,261 |
1305,47 |
1246,96 |
439 |
111,36 |
76,90 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
28,831 |
21,91 |
21,86 |
17,725 |
22,91 |
23,23 |
- |
- |
- |
|
|
2. |
Other Small Scale Industries |
27,345 |
84,35 |
84,71 |
25,159 |
115,49 |
116,60 |
- |
- |
- |
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REGIONAL RURAL |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||
BANKS |
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
|
|
standing |
|
|
standing |
|
|
standing |
||||
|
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
1,07,644 |
67,27 |
67,57 |
165 |
1,31 |
1,28 |
3,05,032 |
346,73 |
335,95 |
||
1. |
Direct Finance |
1,07,321 |
62,70 |
63,19 |
162 |
15 |
13 |
3,02,824 |
250,52 |
243,07 |
||
2. |
Indirect Finance |
323 |
4,57 |
4,39 |
3 |
1,16 |
1,15 |
2,208 |
96,21 |
92,88 |
||
II. |
INDUSTRY |
21,308 |
16,67 |
17,42 |
174 |
4,60 |
4,55 |
1,35,302 |
852,81 |
724,88 |
||
1. |
Mining & Quarrying |
2 |
1 |
1 |
1 |
8 |
8 |
88 |
21,04 |
18,84 |
||
2. |
Food Manufacturing and Processing |
203 |
1,26 |
1,20 |
23 |
48 |
48 |
4,197 |
382,50 |
281,81 |
||
(a) |
Rice Mills, Flour and Dal Mills |
48 |
63 |
63 |
6 |
6 |
5 |
778 |
19,76 |
18,05 |
||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
4 |
2,15 |
2,53 |
||
(c) |
Edible Oils and Vanaspati |
3 |
8 |
5 |
- |
- |
- |
193 |
10,15 |
9,16 |
||
(d) |
Tea Processing |
- |
- |
- |
2 |
25 |
31 |
275 |
315,33 |
220,20 |
||
(e) |
Processing of Fruits & Vegetables |
9 |
35 |
32 |
- |
- |
- |
37 |
50 |
49 |
||
(f) |
Others |
143 |
20 |
19 |
15 |
17 |
1 |
2,910 |
34,60 |
31,39 |
||
3. |
Beverage and Tobacco |
2 |
2 |
2 |
- |
- |
- |
48 |
65 |
65 |
||
4. |
Textiles |
51 |
44 |
49 |
6 |
8 |
7 |
3,020 |
30,81 |
31,72 |
||
(a) |
Cotton Textiles |
15 |
15 |
17 |
- |
- |
- |
420 |
12,05 |
12,27 |
||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
61 |
1,08 |
95 |
||
(c) |
Handloom Textiles & Khadi |
18 |
17 |
20 |
- |
- |
- |
1,080 |
7,22 |
7,74 |
||
(d) |
Other Textiles |
18 |
1 |
12 |
6 |
8 |
7 |
1,459 |
10,46 |
10,76 |
||
5. |
Paper, Paper Products and Printing |
16 |
14 |
14 |
9 |
6 |
6 |
801 |
35,03 |
28,09 |
||
6. |
Leather and Leather Products |
3 |
1 |
2 |
- |
- |
- |
121 |
90 |
99 |
||
7. |
Rubber and Rubber Products |
1 |
1 |
1 |
2 |
3 |
3 |
86 |
2,47 |
2,53 |
||
8. |
Chemicals and Chemical Products |
10 |
7 |
5 |
4 |
9 |
8 |
708 |
29,12 |
23,78 |
||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
2 |
1 |
1 |
57 |
3,59 |
2,89 |
||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
58 |
1,96 |
1,54 |
||
(c) |
Drugs and Pharmaceuticals |
4 |
3 |
2 |
1 |
3 |
2 |
86 |
2,69 |
2,83 |
||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
27 |
62 |
60 |
||
(e) |
Other Chemicals & Chemical Products |
6 |
4 |
4 |
1 |
5 |
5 |
480 |
20,25 |
15,91 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
2 |
1 |
- |
3 |
26 |
40 |
92 |
19,26 |
19,42 |
||
10. |
Manufacture of Cement & Cement Products |
4 |
2 |
2 |
- |
- |
- |
598 |
11,09 |
11,68 |
||
11. |
Basic Metals & Metal Products |
14 |
10 |
10 |
17 |
1,13 |
1,03 |
1,294 |
31,60 |
31,19 |
||
(a) |
Iron and Steel |
2 |
1 |
1 |
7 |
1,07 |
97 |
267 |
17,36 |
16,98 |
||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
40 |
1,11 |
1,25 |
||
(c) |
Other Metal Products |
12 |
9 |
9 |
10 |
6 |
6 |
987 |
13,13 |
12,96 |
||
12. |
Engineering |
16 |
8 |
7 |
7 |
13 |
7 |
607 |
28,58 |
21,35 |
||
(a) |
Heavy Engineering |
1 |
- |
- |
- |
- |
- |
74 |
16,21 |
9,25 |
||
(b) |
Light Engineering |
4 |
2 |
1 |
1 |
- |
- |
165 |
2,20 |
2,33 |
||
(c) |
Electrical Machinery & Goods |
4 |
2 |
1 |
2 |
3 |
2 |
183 |
7,24 |
6,99 |
||
(d) |
Electronic Machinery & Goods |
7 |
4 |
4 |
4 |
10 |
5 |
185 |
2,94 |
2,79 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
10 |
16 |
8 |
7 |
1,18 |
1,23 |
355 |
8,88 |
8,66 |
||
14. |
Other Industries |
20,923 |
13,92 |
14,66 |
87 |
82 |
74 |
1,22,372 |
233,17 |
225,45 |
||
15. |
Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
216 |
2,78 |
2,34 |
||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
191 |
2,57 |
2,14 |
||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
8 |
5 |
6 |
||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
17 |
16 |
14 |
||
16. |
Construction |
51 |
42 |
56 |
8 |
26 |
28 |
699 |
14,92 |
16,38 |
||
III. |
TRANSPORT OPERATORS |
11,350 |
23,34 |
21,59 |
116 |
3,63 |
2,68 |
34,916 |
124,71 |
115,73 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
14,980 |
10,17 |
9,78 |
121 |
1,01 |
63 |
53,966 |
81,16 |
76,86 |
||
V. |
PERSONAL LOANS |
19,531 |
28,09 |
24,57 |
1,144 |
2,67 |
2,29 |
1,42,011 |
297,04 |
275,02 |
||
1. |
Loans for Purchase of Consumer Durables |
2,176 |
2,99 |
2,49 |
114 |
20 |
10 |
12,313 |
14,61 |
12,47 |
||
2. |
Loans for Housing |
1,238 |
11,02 |
9,67 |
48 |
61 |
57 |
12,796 |
81,15 |
76,42 |
||
3. |
Rest of the Personal Loans |
16,117 |
14,08 |
12,41 |
982 |
1,86 |
1,62 |
1,16,902 |
201,28 |
186,13 |
||
VI. |
TRADE |
71,924 |
48,12 |
51,83 |
333 |
3,42 |
2,89 |
2,60,662 |
443,99 |
413,67 |
||
1. |
Wholesale Trade |
138 |
1,97 |
1,85 |
56 |
1,40 |
1,22 |
5,601 |
70,61 |
66,60 |
||
2. |
Retail Trade |
71,786 |
46,15 |
49,98 |
277 |
2,02 |
1,68 |
2,55,061 |
373,38 |
347,07 |
||
VII. |
FINANCE |
- |
- |
- |
3 |
5 |
1 |
360 |
19,23 |
17,08 |
||
VIII. |
ALL OTHERS |
7,871 |
5,33 |
5,00 |
1,741 |
2,16 |
2,00 |
85,358 |
163,37 |
158,76 |
||
TOTAL BANK CREDIT |
2,54,608 |
198,99 |
197,76 |
3,797 |
18,85 |
16,34 |
10,17,607 |
2329,03 |
2117,95 |
|||
OF WHICH : |
1. |
Artisans & Village Industries |
12,825 |
8,76 |
9,16 |
20 |
8 |
7 |
59,401 |
53,66 |
54,32 |
|
|
2. |
Other Small Scale Industries |
7,816 |
6,00 |
6,35 |
71 |
75 |
75 |
60,391 |
206,59 |
208,41 |
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