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Published on March 01, 1996

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Table No. 5. 9 - District-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTH - EASTERN REGION

(Amount in Rupees Thousand)

					BARPETA		BONGAIGAON		CACHAR		DARRANG
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					1	2	3	4	5	6	7	8
I.	AGRICULTURE				21,744	17,94,87	6,309	5,37,68	10,338	12,79,90	18,123	13,95,65
	1.	Direct Finance			21,568	15,21,76	6,302	5,07,58	10,214	11,43,47	17,884	12,82,05
	2.	Indirect Finance			176	2,73,11	7	30,10	124	1,36,43	239	1,13,60
II.	INDUSTRY				4,799	9,83,69	3,017	9,79,93	5,931	23,75,81	4,565	38,36,14
	1.	Mining & Quarrying			-	-	-	-	-	-	1	4,35
	2.	Manufacturing & Processing			4,794	9,76,28	2,996	9,54,46	5,888	23,10,79	4,537	38,12,72
	3.	Electricity, Gas & Water			2	6,24	17	21,36	9	5,71	1	34
	4.	Construction			3	1,17	4	4,11	34	59,31	26	18,73
III.	TRANSPORT OPERATORS				2,863	5,32,69	1,143	2,57,70	1,563	5,04,93	1,938	3,62,73
IV.	PROFESSIONAL AND OTHER SERVICES				2,405	2,39,02	968	1,23,71	2,025	2,63,46	4,130	3,01,72
V.	PERSONAL LOANS				3,291	5,37,98	2,311	3,10,95	6,003	12,35,08	2,550	4,95,67
	1.	Loans for Purchase of Consumer Durables			339	49,12	235	27,68	216	29,87	582	39,90
	2.	Loans for Housing			226	1,72,44	295	1,19,77	416	3,05,00	198	2,04,32
	3.	Rest of the Personal Loans			2,726	3,16,42	1,781	1,63,50	5,371	9,00,21	1,770	2,51,45
VI.	TRADE				16,006	15,11,25	8,188	16,64,13	15,730	24,31,99	12,050	13,41,49
	1.	Wholesale Trade			840	97,79	49	70,79	149	4,33,17	70	62,66
	2.	Retail Trade			15,166	14,13,46	8,139	15,93,34	15,581	19,98,82	11,980	12,78,83
VII.	FINANCE				-	-	-	-	21	43,64	1	78
VIII.	ALL OTHERS				1,628	1,22,39	6,266	11,60,49	3,553	4,07,40	2,265	1,56,10
TOTAL BANK CREDIT					52,736	57,21,89	28,202	50,34,59	45,164	85,42,21	45,622	78,90,28
OF WHICH:			1.	Artisans & Village Industries	1,957	1,87,45	1,746	1,50,75	2,445	1,88,38	1,842	2,01,55
			2.	Other Small Scale Industries	2,580	5,46,69	1,043	3,95,05	3,041	6,54,62	2,472	4,83,55


					DHEMAJI		DHUBRI		DIBRUGARH		GOALPARA
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					9	10	11	12	13	14	15	16
I.	AGRICULTURE				6,213	3,58,35	7,053	4,14,81	11,812	18,06,87	10,277	8,73,28
	1.	Direct Finance			6,213	3,58,35	7,027	4,12,03	11,757	15,17,46	10,239	8,56,64
	2.	Indirect Finance			-	-	26	2,78	55	2,89,41	38	16,64
II.	INDUSTRY				1,899	2,24,89	3,352	7,55,13	5,773	123,16,52	4,377	17,18,91
	1.	Mining & Quarrying			11	9,61	-	-	2	83,10	3	3,52
	2.	Manufacturing & Processing			1,880	2,05,73	3,337	7,36,66	5,593	119,40,04	4,360	16,98,60
	3.	Electricity, Gas & Water			8	9,55	1	2,45	19	67,50	4	5,70
	4.	Construction			-	-	14	16,02	159	2,25,88	10	11,09
III.	TRANSPORT OPERATORS				315	67,55	1,332	2,71,88	806	9,76,85	1,360	3,15,25
IV.	PROFESSIONAL AND OTHER SERVICES				506	65,16	2,941	2,01,01	4,373	4,65,87	1,657	1,43,44
V.	PERSONAL LOANS				1,178	1,17,42	2,504	3,97,88	8,785	20,98,83	2,085	4,38,56
	1.	Loans for Purchase of Consumer Durables			24	2,48	89	16,08	574	77,23	58	21,62
	2.	Loans for Housing			18	24,26	191	1,29,97	619	5,57,29	233	1,32,22
	3.	Rest of the Personal Loans			1,136	90,68	2,224	2,51,83	7,592	14,64,31	1,794	2,84,72
VI.	TRADE				3,964	3,25,85	14,091	10,45,07	12,703	36,60,96	10,149	9,57,97
	1.	Wholesale Trade			2	3,03	130	93,60	240	10,37,53	283	72,69
	2.	Retail Trade			3,962	3,22,82	13,961	9,51,47	12,463	26,23,43	9,866	8,85,28
VII.	FINANCE				-	-	9	14,00	40	3,26,65	20	16,02
VIII.	ALL OTHERS				418	31,86	2,018	1,29,73	3,589	14,32,42	2,069	1,69,44
TOTAL BANK CREDIT					14,493	11,91,08	33,300	32,29,51	47,881	230,84,97	31,994	46,32,87
OF WHICH:			1.	Artisans & Village Industries	560	59,08	1,421	1,16,44	1,389	1,93,30	1,539	1,21,40
			2.	Other Small Scale Industries	1,236	1,15,75	1,720	4,73,20	3,260	29,32,18	2,640	4,90,51


					GOLAGHAT		HAILAKANDI		JORHAT		KAKROJHAR
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					17	18	19	20	21	22	23	24
I.	AGRICULTURE				19,399	10,79,78	3,733	2,07,87	20,788	12,91,65	9,238	6,33,83
	1.	Direct Finance			19,367	9,11,40	3,360	1,77,58	20,741	12,26,37	9,196	5,14,28
	2.	Indirect Finance			32	1,68,38	373	30,29	47	65,28	42	1,19,55
II.	INDUSTRY				2,262	6,12,98	2,208	14,87,02	4,573	29,87,64	3,666	20,72,43
	1.	Mining & Quarrying			3	1,49	-	-	6	10,00	3	2,03
	2.	Manufacturing & Processing			2,243	5,83,85	2,200	14,40,74	4,514	28,35,79	3,653	20,63,87
	3.	Electricity, Gas & Water			8	6,41	1	3,45	14	10,59	1	82
	4.	Construction			8	21,23	7	42,83	39	1,31,26	9	5,71
III.	TRANSPORT OPERATORS				1,451	2,31,29	515	96,51	1,918	6,22,61	2,836	3,26,95
IV.	PROFESSIONAL AND OTHER SERVICES				1,181	1,68,10	420	1,06,84	2,484	3,42,38	1,891	1,91,15
V.	PERSONAL LOANS				6,834	7,97,92	691	2,01,34	8,363	19,09,23	2,154	3,28,38
	1.	Loans for Purchase of Consumer Durables			157	21,42	33	7,37	1,405	1,20,66	52	6,57
	2.	Loans for Housing			228	2,31,80	74	67,92	394	3,11,90	109	1,10,14
	3.	Rest of the Personal Loans			6,449	5,44,70	584	1,26,05	6,564	14,76,67	1,993	2,11,67
VI.	TRADE				5,950	8,42,55	5,224	3,75,57	10,481	21,53,88	8,834	9,06,47
	1.	Wholesale Trade			78	1,34,47	151	36,02	109	7,57,97	253	56,37
	2.	Retail Trade			5,872	7,08,08	5,073	3,39,55	10,372	13,95,91	8,581	8,50,10
VII.	FINANCE				8	14,98	-	-	17	7,59	3	1,47
VIII.	ALL OTHERS				4,532	3,73,69	1,584	3,93,13	4,455	8,14,42	561	1,42,58
TOTAL BANK CREDIT					41,617	41,21,29	14,375	28,68,28	53,079	101,29,40	29,183	46,03,26
OF WHICH:			1.	Artisans & Village Industries	560	37,12	1,267	65,49	1,285	1,09,84	1,705	1,99,99
			2.	Other Small Scale Industries	1,267	4,33,68	839	4,75,25	2,554	10,40,32	1,822	3,30,68


					KAMRUP		KARBI ANGLONG		KARIMGANJ		LAKHIMAPUR
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					25	26	27	28	29	30	31	32
I.	AGRICULTURE				31,600	76,60,24	35,756	12,39,46	5,351	3,24,49	13,551	12,93,07
	1.	Direct Finance			31,469	29,46,61	35,742	11,66,62	4,977	2,47,25	13,483	11,14,63
	2.	Indirect Finance			131	47,13,63	14	72,84	374	77,24	68	1,78,44
II.	INDUSTRY				42,865	258,58,55	2,903	8,92,98	3,413	6,59,77	4,126	15,20,52
	1.	Mining & Quarrying			38	3,00,48	1	3,00,00	5	4,71	89	4,47,27
	2.	Manufacturing & Processing			42,664	250,93,48	2,899	5,91,85	3,390	6,12,89	3,942	9,51,82
	3.	Electricity, Gas & Water			11	45,92	2	69	9	4,43	64	86,61
	4.	Construction			152	4,18,67	1	44	9	37,74	31	34,82
III.	TRANSPORT OPERATORS				7,882	27,57,73	530	1,12,21	559	1,91,17	801	2,82,98
IV.	PROFESSIONAL AND OTHER SERVICES				13,540	33,56,79	666	1,00,41	829	83,72	1,215	2,71,81
V.	PERSONAL LOANS				29,317	65,56,58	2,164	1,75,06	3,125	5,30,95	2,435	5,43,97
	1.	Loans for Purchase of Consumer Durables			1,996	2,52,40	69	3,15	231	31,39	177	21,13
	2.	Loans for Housing			2,555	22,52,41	28	23,21	272	1,75,83	224	1,39,93
	3.	Rest of the Personal Loans			24,766	40,51,77	2,067	1,48,70	2,622	3,23,73	2,034	3,82,91
VI.	TRADE				31,955	80,85,21	4,511	4,91,32	8,563	8,35,03	10,319	14,97,45
	1.	Wholesale Trade			902	25,88,84	106	28,03	68	94,10	60	1,28,09
	2.	Retail Trade			31,053	54,96,37	4,405	4,63,29	8,495	7,40,93	10,259	13,69,36
VII.	FINANCE				153	10,95,35	1	12,60	2	4,01	27	26,46
VIII.	ALL OTHERS				32,488	61,44,34	1,359	1,17,07	669	49,22	1,568	1,59,13
TOTAL BANK CREDIT					1,89,800	615,14,79	47,890	31,41,11	22,511	26,78,36	34,042	55,95,39
OF WHICH:			1.	Artisans & Village Industries	20,950	21,49,88	1,073	65,28	1,450	81,95	1,273	1,25,59
			2.	Other Small Scale Industries	16,217	69,24,60	1,513	3,25,23	1,166	2,97,33	1,855	5,57,04


					MORIGAON		NAGAON		NALBARI		NORTH CACAR HILLS
	OCCUPATION				No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing		standing
					33	34	35	36	37	38	39	40
I.	AGRICULTURE				13,697	26,43,44	25,823	15,18,21	16,839	12,62,97	3,859	1,66,78
	1.	Direct Finance			13,675	19,86,69	25,758	14,95,02	16,794	12,45,13	3,838	1,37,71
	2.	Indirect Finance			22	6,56,75	65	23,19	45	17,84	21	29,07
II.	INDUSTRY				1,380	1,86,46	5,883	17,77,97	9,301	9,56,96	834	1,34,96
	1.	Mining & Quarrying			-	-	7	2,74	-	-	1	59
	2.	Manufacturing & Processing			1,377	1,49,51	5,726	15,57,18	9,297	9,54,06	813	1,18,99
	3.	Electricity, Gas & Water			-	-	50	20,38	-	-	-	-
	4.	Construction			3	36,95	100	1,97,67	4	2,90	20	15,38
III.	TRANSPORT OPERATORS				735	46,03	1,786	5,14,67	2,173	3,43,03	75	34,73
IV.	PROFESSIONAL AND OTHER SERVICES				1,255	6,84,90	2,303	2,27,49	3,457	8,65,55	142	43,19
V.	PERSONAL LOANS				3,498	16,38,15	8,183	14,84,24	2,654	5,07,85	1,119	1,16,99
	1.	Loans for Purchase of Consumer Durables			219	19,60	455	49,03	94	14,75	75	22,61
	2.	Loans for Housing			79	28,50	614	3,76,78	322	2,40,32	52	16,23
	3.	Rest of the Personal Loans			3,200	15,90,05	7,114	10,58,43	2,238	2,52,78	992	78,15
VI.	TRADE				5,292	3,88,15	18,964	23,48,40	12,864	13,06,63	1,249	1,26,16
	1.	Wholesale Trade			21	22,34	306	2,22,62	199	65,80	6	28,58
	2.	Retail Trade			5,271	3,65,81	18,658	21,25,78	12,665	12,40,83	1,243	97,58
VII.	FINANCE				-	-	25	17,64	-	-	1	1,93
VIII.	ALL OTHERS				1,211	88,65	3,728	4,64,32	1,656	1,25,83	5	17,54
TOTAL BANK CREDIT					27,068	56,75,78	66,695	83,52,94	48,944	53,68,82	7,284	6,42,28
OF WHICH:			1.	Artisans & Village Industries	505	26,65	2,461	1,97,53	5,932	3,62,24	650	26,06
			2.	Other Small Scale Industries	790	93,66	2,493	7,37,66	2,745	4,16,09	107	60,84


					SIBSAGAR		SONITPUR		TINSUKIA
		OCCUPATION			No. of	Amount	No. of	Amount	No. of	5Amount
					Accounts	Out-	Accounts	Out-	Accounts	Out-
						standing		standing		standing
					41	42	43	44	45	46
I.	AGRICULTURE				15,294	11,60,69	25,117	16,58,54	7,925	12,98,80
	1.	Direct Finance			15,197	10,54,24	25,076	15,42,48	7,794	6,90,30
	2.	Indirect Finance			97	1,06,45	41	1,16,06	131	6,08,50
II.	INDUSTRY				3,394	49,77,40	4,424	13,82,85	3,139	32,80,84
	1.	Mining & Quarrying			8	8,09	1	2,88	9	8,62
	2.	Manufacturing & Processing			3,335	49,06,78	4,401	13,21,88	3,080	31,59,91
	3.	Electricity, Gas & Water			12	8,54	3	3,25	3	2,83
	4.	Construction			39	53,99	19	54,84	47	1,09,48
III.	TRANSPORT OPERATORS				733	5,15,14	2,131	4,25,82	314	2,01,11
IV.	PROFESSIONAL AND OTHER SERVICES				1,356	2,17,50	3,579	3,90,57	1,438	1,83,90
V.	PERSONAL LOANS				8,102	15,39,37	7,322	10,57,22	6,445	9,22,78
	1.	Loans for Purchase of Consumer Durables			170	21,68	539	49,05	381	44,88
	2.	Loans for Housing			549	1,26,22	381	3,15,04	452	1,48,51
	3.	Rest of the Personal Loans			7,383	13,91,47	6,402	6,93,13	5,612	7,29,39
VI.	TRADE				11,990	12,48,39	14,665	14,87,97	7,180	12,96,70
	1.	Wholesale Trade			51	42,98	112	1,62,64	157	2,79,14
	2.	Retail Trade			11,939	12,05,41	14,553	13,25,33	7,023	10,17,56
VII.	FINANCE				13	25,30	16	1,46,76	13	62,03
VIII.	ALL OTHERS				5,165	4,91,16	3,417	2,52,15	2,741	4,95,16
TOTAL BANK CREDIT					46,047	101,74,95	60,671	68,01,88	29,195	77,41,32
OF WHICH:			1.	Artisans & Village Industries	1,236	1,08,81	1,767	2,27,20	985	99,19
			2.	Other Small Scale Industries	1,508	6,08,72	2,416	6,72,80	1,688	9,27,58