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Assam

Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

NORTH - EASTERN REGION

             



 
 
 
 

(Amount in Rupees Lakh)


       

RURAL


 

SEMI-URBAN


 

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 
 
 

1


2


3


 

4


5


6


I.

AGRICULTURE

2,63,594

184,64

190,29

 

55,982

63,17

56,44

 

1.

Direct Finance

2,62,933

164,15

170,26

 

54,628

50,68

45,38

 

2.

Indirect Finance

661

20,49

20,03

 

1,354

12,49

11,06

II.

INDUSTRY

61,423

232,32

206,58

 

30,588

278,87

242,20

 

1.

Mining & Quarrying

131

8,32

7,89

 

27

1,06

1,06

 

2.

Food Manufacturing and Processing

1,950

111,66

90,51

 

1,338

134,93

100,16

   

(a)

Rice Mills, Flour and Dal Mills

361

3,96

4,07

 

293

6,97

6,30

   

(b)

Sugar

1

26

26

 

2

93

1,36

   

(c)

Edible Oils and Vanaspati

99

5,34

5,07

 

76

2,96

2,12

   

(d)

Tea Processing

108

93,05

73,06

 

103

114,97

81,95

   

(e)

Processing of Fruits & Vegetables

14

5

5

 

16

15

14

   

(f)

Others

1,367

9,00

7,99

 

848

8,94

8,28

 

3.

Beverage and Tobacco

11

11

11

 

37

40

38

 

4.

Textiles

1,146

9,99

9,49

 

1,148

9,41

10,22

   

(a)

Cotton Textiles

269

4,92

4,48

 

136

2,72

2,94

   

(b)

Jute Textiles

21

7

7

 

15

80

72

   

(c)

Handloom Textiles & Khadi

277

1,52

1,58

 

468

3,00

3,66

   

(d)

Other Textiles

579

3,48

3,35

 

529

2,88

2,89

 

5.

Paper, Paper Products and Printing

135

10,51

6,47

 

305

18,90

15,04

 

6.

Leather and Leather Products

44

89

92

 

67

77

86

 

7.

Rubber and Rubber Products

26

37

31

 

38

58

56

 

8.

Chemicals and Chemical Products

124

1,56

1,38

 

182

3,68

4,08

   

(a)

Heavy Industrial Chemicals

8

25

18

 

7

5

5

   

(b)

Fertilizers

2

1

1

 

3

7

45

   

(c)

Drugs and Pharmaceuticals

15

16

17

 

27

61

1,15

   

(d)

Non-Edible Oils

5

2

2

 

8

11

13

   

(e)

Other Chemicals & Chemical Products

94

1,12

1,01

 

137

2,83

2,30

 

9.

Petroleum, Coal Products & Nuclear Fuels

16

3,80

3,77

 

41

5,42

5,54

 

10.

Manufacture of Cement & Cement Products

255

1,37

1,77

 

193

1,47

1,42

 

11.

Basic Metals & Metal Products

321

4,64

4,47

 

487

6,72

7,14

   

(a)

Iron and Steel

67

42

42

 

128

3,81

4,06

   

(b)

Non-Ferrous Metals

25

71

77

 

20

25

30

   

(c)

Other Metal Products

229

3,50

3,27

 

339

2,66

2,78

 

12.

Engineering

180

8,94

8,78

 

192

3,84

3,33

   

(a)

Heavy Engineering

32

3,16

3,09

 

13

78

24

   

(b)

Light Engineering

52

83

76

 

53

71

95

   

(c)

Electrical Machinery & Goods

31

3,14

3,07

 

66

1,80

1,57

   

(d)

Electronic Machinery & Goods

65

1,81

1,86

 

60

56

56

 

13.

Vehicles, Vehicle Parts & Transport

             
   

Equipments

96

2,06

1,72

 

124

1,91

1,62

 

14.

Other Industries

56,616

62,81

64,02

 

26,004

83,07

83,15

 

15.

Electricity, Gas & Water

153

1,80

1,60

 

69

58

59

   

(a)

Electricity Generation & Transmission

148

1,76

1,56

 

61

52

53

   

(b)

Non-Conventional Energy

1

-

1

 

1

-

-

   

(c)

Gas, Steam & Water Supply

4

4

4

 

7

5

5

 

16.

Construction

219

3,49

3,36

 

336

6,12

7,05

III.

TRANSPORT OPERATORS

19,401

40,64

41,28

 

8,532

33,36

29,81

IV.

PROFESSIONAL AND OTHER SERVICES

28,974

33,70

33,55

 

12,412

25,87

25,92

V.

PERSONAL LOANS

49,450

82,01

84,65

 

41,076

88,52

82,13

 

1.

Loans for Purchase of Consumer Durables

1,748

2,39

2,07

 

3,193

4,33

3,88

 

2.

Loans for Housing

2,683

19,06

18,02

 

3,515

26,19

23,30

 

3.

Rest of the Personal Loans

45,019

60,56

64,56

 

34,368

57,99

54,95

VI.

TRADE

1,68,889

192,09

164,21

 

59,455

119,60

113,44

 

1.

Wholesale Trade

802

13,05

8,82

 

2,528

25,69

22,65

 

2.

Retail Trade

1,68,087

179,04

155,39

 

56,927

93,91

90,79

VII.

FINANCE

110

7,52

6,28

 

105

3,71

3,59

VIII.


ALL OTHERS


35,335


45,62


44,55


 

17,452


30,39


29,71


TOTAL BANK CREDIT

6,27,176

818,55

771,40

 

2,25,602

643,48

583,23

OF WHICH :

1. Artisans & Village Industries

27,747

21,46

22,18

 

13,084

11,19

11,48

 

2. Other Small Scale Industries


27,660


55,09


55,40


 

14,514


66,72


68,35


 
 
 
 
 
 
 
 
 
 
     

URBAN


 

METROPOLITAN


 

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

     

Accounts


Limit


Outstanding


 

Accounts


Limit


Outstanding


 
 
 

7


8


9


 

10


11


12


I.

AGRICULTURE

20,263

73,74

72,28

 

-

-

-

 

1.

Direct Finance

20,110

27,89

24,92

 

-

-

-

 

2.

Indirect Finance

153

45,84

47,36

 

-

-

-

II.

INDUSTRY

36,073

298,75

271,03

 

-

-

-

 

1.

Mining & Quarrying

30

2,86

2,95

 

-

-

-

 

2.

Food Manufacturing and Processing

440

65,91

63,83

 

-

-

-

   

(a)

Rice Mills, Flour and Dal Mills

73

5,11

5,21

 

-

-

-

   

(b)

Sugar

-

-

-

 

-

-

-

   

(c)

Edible Oils and Vanaspati

26

2,49

2,85

 

-

-

-

   

(d)

Tea Processing

80

38,89

37,95

 

-

-

-

   

(e)

Processing of Fruits & Vegetables

5

5

7

 

-

-

-

   

(f)

Others

256

19,36

17,76

 

-

-

-

 

3.

Beverage and Tobacco

12

20

21

 

-

-

-

 

4.

Textiles

263

12,94

13,35

 

-

-

-

   

(a)

Cotton Textiles

45

10,13

10,46

 

-

-

-

   

(b)

Jute Textiles

10

45

39

 

-

-

-

   

(c)

Handloom Textiles & Khadi

30

25

35

 

-

-

-

   

(d)

Other Textiles

178

2,12

2,15

 

-

-

-

 

5.

Paper, Paper Products and Printing

308

7,66

7,14

 

-

-

-

 

6.

Leather and Leather Products

20

14

15

 

-

-

-

 

7.

Rubber and Rubber Products

42

2,17

2,00

 

-

-

-

 

8.

Chemicals and Chemical Products

376

30,45

26,99

 

-

-

-

   

(a)

Heavy Industrial Chemicals

33

2,03

2,02

 

-

-

-

   

(b)

Fertilizers

62

2,39

2,15

 

-

-

-

   

(c)

Drugs and Pharmaceuticals

44

2,61

2,49

 

-

-

-

   

(d)

Non-Edible Oils

9

12

11

 

-

-

-

   

(e)

Other Chemicals & Chemical Products

228

23,32

20,22

 

-

-

-

 

9.

Petroleum, Coal Products & Nuclear Fuels

33

14,42

14,39

 

-

-

-

 

10.

Manufacture of Cement & Cement Products

66

7,06

7,54

 

-

-

-

 

11.

Basic Metals & Metal Products

442

20,27

19,46

 

-

-

-

   

(a)

Iron and Steel

59

11,89

11,79

 

-

-

-

   

(b)

Non-Ferrous Metals

5

14

23

 

-

-

-

   

(c)

Other Metal Products

378

8,24

7,44

 

-

-

-

 

12.

Engineering

163

20,65

14,06

 

-

-

-

   

(a)

Heavy Engineering

8

11,49

4,72

 

-

-

-

   

(b)

Light Engineering

54

89

83

 

-

-

-

   

(c)

Electrical Machinery & Goods

58

2,34

2,46

 

-

-

-

   

(d)

Electronic Machinery & Goods

43

5,92

6,05

 

-

-

-

 

13.

Vehicles, Vehicle Parts & Transport

             
   

Equipments

95

4,51

4,85

 

-

-

-

 

14.

Other Industries

33,583

103,83

88,59

 

-

-

-

 

15.

Electricity, Gas & Water

17

90

94

 

-

-

-

   

(a)

Electricity Generation & Transmission

12

86

88

 

-

-

-

   

(b)

Non-Conventional Energy

1

1

2

 

-

-

-

   

(c)

Gas, Steam & Water Supply

4

4

4

 

-

-

-

 

16.

Construction

183

4,78

4,59

 

-

-

-

III.

TRANSPORT OPERATORS

7,826

31,38

28,83

 

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

13,375

31,45

30,90

 

-

-

-

V.

PERSONAL LOANS

30,587

78,65

72,64

 

-

-

-

 

1.

Loans for Purchase of Consumer Durables

3,229

4,10

3,55

 

-

-

-

 

2.

Loans for Housing

2,331

23,09

20,78

 

-

-

-

 

3.

Rest of the Personal Loans

25,027

51,47

48,31

 

-

-

-

VI.

TRADE

22,578

90,54

85,64

 

-

-

-

 

1.

Wholesale Trade

1,012

36,48

33,72

 

-

-

-

 

2.

Retail Trade

21,566

54,05

51,91

 

-

-

-

VII.

FINANCE

155

8,89

8,31

 

-

-

-

VIII.


ALL OTHERS


34,158


59,23


63,12


 

-


-


-


TOTAL BANK CREDIT

1,65,015

672,62

632,75

 

-

-

-

OF WHICH :

1. Artisans & Village Industries

15,167

17,21

17,35

 

-

-

-

 

2. Other Small Scale Industries


14,798


75,59


76,18


 

-


-


-


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