Assam
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1996 |
NORTH-EASTERN REGION |
(Amount in Rupees Lakh) |
STATE BANK OF INDIA |
NATIONALISED BANKS |
FOREIGN BANKS |
||||||||||||
AND ITS ASSOCIATES |
|
|
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
|
I. |
AGRICULTURE |
1,01,080 |
90,34 |
79,49 |
1,13,128 |
163,03 |
169,89 |
8 |
1,31 |
39 |
||||
1. |
Direct Finance |
1,00,298 |
67,19 |
58,02 |
1,12,224 |
113,69 |
120,97 |
6 |
1,13 |
25 |
||||
2. |
Indirect Finance |
782 |
23,16 |
21,47 |
904 |
49,34 |
48,92 |
2 |
18 |
14 |
||||
II. |
INDUSTRY |
60,496 |
227,85 |
198,10 |
44,662 |
486,41 |
442,29 |
35 |
75,58 |
59,10 |
||||
1. |
Mining & Quarrying |
28 |
34 |
24 |
155 |
11,85 |
11,61 |
- |
- |
- |
||||
2. |
Food Manufacturing and Processing |
1,443 |
66,02 |
47,51 |
2,011 |
169,81 |
146,75 |
30 |
75,44 |
59,06 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
209 |
4,49 |
4,57 |
479 |
11,05 |
10,50 |
- |
- |
- |
||||
(b) |
Sugar |
- |
- |
- |
3 |
1,19 |
1,62 |
- |
- |
- |
||||
(c) |
Edible Oils and Vanaspati |
76 |
2,46 |
2,36 |
123 |
8,32 |
7,65 |
- |
- |
- |
||||
(d) |
Tea Processing |
27 |
32,80 |
18,24 |
234 |
141,83 |
118,87 |
27 |
72,02 |
55,61 |
||||
(e) |
Processing of Fruits & Vegetables |
14 |
5 |
5 |
17 |
10 |
11 |
- |
- |
- |
||||
(f) |
Others |
1,117 |
26,22 |
22,29 |
1,155 |
7,32 |
7,99 |
3 |
3,42 |
3,45 |
||||
3. |
Beverage and Tobacco |
15 |
11 |
10 |
44 |
59 |
58 |
- |
- |
- |
||||
4. |
Textiles |
568 |
4,59 |
4,62 |
1,934 |
27,26 |
27,96 |
- |
- |
- |
||||
(a) |
Cotton Textiles |
107 |
1,77 |
1,98 |
328 |
15,85 |
15,77 |
- |
- |
- |
||||
(b) |
Jute Textiles |
5 |
2 |
2 |
41 |
1,30 |
1,16 |
- |
- |
- |
||||
(c) |
Handloom Textiles & Khadi |
96 |
38 |
37 |
662 |
4,22 |
5,05 |
- |
- |
- |
||||
(d) |
Other Textiles |
360 |
2,43 |
2,24 |
903 |
5,89 |
5,98 |
- |
- |
- |
||||
5. |
Paper, Paper Products and Printing |
268 |
19,69 |
15,26 |
459 |
17,22 |
13,25 |
- |
- |
- |
||||
6. |
Leather and Leather Products |
36 |
20 |
25 |
92 |
1,59 |
1,66 |
- |
- |
- |
||||
7. |
Rubber and Rubber Products |
36 |
1,11 |
1,03 |
70 |
2,01 |
1,84 |
- |
- |
- |
||||
8. |
Chemicals and Chemical Products |
361 |
10,59 |
9,64 |
306 |
24,81 |
22,65 |
4 |
13 |
4 |
||||
(a) |
Heavy Industrial Chemicals |
26 |
27 |
27 |
19 |
2,03 |
1,96 |
1 |
2 |
2 |
||||
(b) |
Fertilizers |
56 |
1,09 |
86 |
11 |
1,38 |
1,75 |
- |
- |
- |
||||
(c) |
Drugs and Pharmaceuticals |
10 |
31 |
76 |
71 |
2,88 |
2,99 |
3 |
11 |
2 |
||||
(d) |
Non-Edible Oils |
10 |
13 |
15 |
12 |
12 |
11 |
- |
- |
- |
||||
(e) |
Other Chemicals & Chemical Products |
259 |
8,79 |
7,60 |
193 |
18,39 |
15,84 |
- |
- |
- |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
37 |
13,88 |
13,89 |
49 |
9,50 |
9,49 |
- |
- |
- |
||||
10. |
Manufacture of Cement & Cement Products |
138 |
6,12 |
6,33 |
371 |
3,77 |
4,39 |
- |
- |
- |
||||
11. |
Basic Metals & Metal Products |
435 |
12,81 |
12,08 |
793 |
17,86 |
18,22 |
- |
- |
- |
||||
(a) |
Iron and Steel |
106 |
5,62 |
5,57 |
142 |
9,64 |
10,02 |
- |
- |
- |
||||
(b) |
Non-Ferrous Metals |
11 |
38 |
36 |
39 |
72 |
94 |
- |
- |
- |
||||
(c) |
Other Metal Products |
318 |
6,81 |
6,14 |
612 |
7,49 |
7,25 |
- |
- |
- |
||||
12. |
Engineering |
138 |
3,05 |
3,09 |
372 |
30,10 |
22,88 |
- |
- |
- |
||||
(a) |
Heavy Engineering |
14 |
34 |
29 |
32 |
15,01 |
7,71 |
- |
- |
- |
||||
(b) |
Light Engineering |
44 |
75 |
92 |
108 |
1,65 |
1,57 |
- |
- |
- |
||||
(c) |
Electrical Machinery & Goods |
57 |
1,69 |
1,62 |
95 |
5,56 |
5,46 |
- |
- |
- |
||||
(d) |
Electronic Machinery & Goods |
23 |
27 |
26 |
137 |
7,88 |
8,14 |
- |
- |
- |
||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
96 |
1,73 |
1,34 |
|
205 |
5,48 |
5,61 |
|
- |
- |
- |
||
14. |
Other Industries |
56,813 |
85,92 |
81,06 |
36,965 |
149,01 |
139,49 |
1 |
- |
- |
||||
15. |
Electricity, Gas & Water |
24 |
64 |
58 |
215 |
2,65 |
2,54 |
- |
- |
- |
||||
(a) |
Electricity Generation & Transmission |
18 |
60 |
53 |
203 |
2,54 |
2,44 |
- |
- |
- |
||||
(b) |
Non-Conventional Energy |
1 |
1 |
2 |
2 |
1 |
1 |
- |
- |
- |
||||
(c) |
Gas, Steam & Water Supply |
5 |
3 |
4 |
10 |
10 |
9 |
- |
- |
- |
||||
16. |
Construction |
60 |
1,07 |
1,08 |
621 |
12,92 |
13,36 |
- |
- |
- |
||||
III. |
TRANSPORT OPERATORS |
11,424 |
31,63 |
25,19 |
10,586 |
54,68 |
57,02 |
- |
- |
- |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
13,194 |
22,41 |
21,36 |
25,575 |
57,97 |
58,95 |
2 |
53 |
53 |
||||
V. |
PERSONAL LOANS |
53,564 |
64,30 |
57,67 |
50,624 |
160,54 |
160,49 |
125 |
1,85 |
1,53 |
||||
1. |
Loans for Purchase of Consumer Durables |
2,946 |
3,07 |
2,56 |
4,243 |
6,29 |
5,72 |
9 |
1 |
1 |
||||
2. |
Loans for Housing |
1,802 |
17,00 |
14,64 |
5,936 |
43,75 |
40,87 |
- |
- |
- |
||||
3. |
Rest of the Personal Loans |
48,816 |
44,23 |
40,47 |
40,445 |
110,50 |
113,90 |
116 |
1,84 |
1,53 |
||||
VI. |
TRADE |
62,598 |
104,13 |
73,20 |
1,15,002 |
238,43 |
234,89 |
2 |
6,50 |
4,74 |
||||
1. |
Wholesale Trade |
1,997 |
15,59 |
13,01 |
2,231 |
47,64 |
45,78 |
2 |
6,50 |
4,74 |
||||
2. |
Retail Trade |
60,601 |
88,54 |
60,18 |
1,12,771 |
190,79 |
189,11 |
- |
- |
- |
||||
VII. |
FINANCE |
20 |
2,64 |
2,24 |
343 |
17,37 |
15,85 |
- |
- |
- |
||||
VIII. |
ALL OTHERS |
30,632 |
30,90 |
35,31 |
|
45,459 |
96,47 |
94,76 |
|
62 |
8 |
6 |
||
TOTAL BANK CREDIT |
3,33,008 |
574,21 |
492,54 |
4,05,379 |
1274,90 |
1234,14 |
234 |
85,84 |
66,35 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
27,020 |
20,01 |
19,97 |
15,658 |
21,46 |
22,20 |
- |
- |
- |
||||
|
2. Other Small Scale Industries |
25,863 |
75,14 |
73,04 |
|
22,173 |
111,01 |
115,67 |
|
3 |
3,42 |
3,45 |
|
|
|
|
|
|
|
|
|||||||
REGIONAL RURAL BANKS |
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||||||
|
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
||||
|
|
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
|
I. |
AGRICULTURE |
1,25,443 |
65,70 |
68,10 |
180 |
1,16 |
1,14 |
3,39,839 |
321,55 |
319,01 |
||||
1. |
Direct Finance |
1,24,965 |
60,56 |
61,16 |
178 |
16 |
15 |
3,37,671 |
242,72 |
240,56 |
||||
2. |
Indirect Finance |
478 |
5,15 |
6,94 |
2 |
1,00 |
99 |
2,168 |
78,83 |
78,46 |
||||
II. |
INDUSTRY |
22735 |
15,57 |
16,39 |
156 |
4,52 |
3,93 |
1,28,084 |
809,93 |
719,80 |
||||
1. |
Mining & Quarrying |
4 |
2 |
2 |
1 |
3 |
3 |
188 |
12,24 |
11,89 |
||||
2. |
Food Manufacturing and Processing |
231 |
78 |
77 |
13 |
45 |
42 |
3,728 |
312,50 |
254,49 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
36 |
44 |
46 |
3 |
5 |
5 |
727 |
16,04 |
15,57 |
||||
(b) |
Sugar |
- |
- |
- |
- |
- |
- |
3 |
1,19 |
1,62 |
||||
(c) |
Edible Oils and Vanaspati |
2 |
2 |
3 |
- |
- |
- |
201 |
10,80 |
10,04 |
||||
(d) |
Tea Processing |
1 |
1 |
- |
2 |
25 |
24 |
291 |
246,91 |
192,96 |
||||
(e) |
Processing of Fruits & Vegetables |
4 |
11 |
10 |
- |
- |
- |
35 |
26 |
26 |
||||
(f) |
Others |
188 |
19 |
18 |
8 |
14 |
12 |
2,471 |
37,30 |
34,03 |
||||
3. |
Beverage and Tobacco |
1 |
1 |
1 |
- |
- |
- |
60 |
71 |
69 |
||||
4. |
Textiles |
51 |
43 |
41 |
4 |
6 |
6 |
2,557 |
32,34 |
33,05 |
||||
(a) |
Cotton Textiles |
15 |
15 |
13 |
- |
- |
- |
450 |
17,76 |
17,88 |
||||
(b) |
Jute Textiles |
- |
- |
- |
- |
- |
- |
46 |
1,33 |
1,19 |
||||
(c) |
Handloom Textiles & Khadi |
17 |
18 |
17 |
- |
- |
- |
775 |
4,77 |
5,59 |
||||
(d) |
Other Textiles |
19 |
11 |
11 |
4 |
6 |
6 |
1,286 |
8,48 |
8,39 |
||||
5. |
Paper, Paper Products and Printing |
12 |
10 |
10 |
9 |
6 |
4 |
748 |
37,06 |
28,66 |
||||
6. |
Leather and Leather Products |
2 |
1 |
2 |
1 |
1 |
1 |
131 |
1,80 |
1,93 |
||||
7. |
Rubber and Rubber Products |
- |
- |
- |
- |
- |
- |
106 |
3,12 |
2,87 |
||||
8. |
Chemicals and Chemical Products |
6 |
3 |
2 |
5 |
13 |
11 |
682 |
35,70 |
32,45 |
||||
(a) |
Heavy Industrial Chemicals |
- |
- |
- |
2 |
1 |
1 |
48 |
2,33 |
2,25 |
||||
(b) |
Fertilizers |
- |
- |
- |
- |
- |
- |
67 |
2,47 |
2,61 |
||||
(c) |
Drugs and Pharmaceuticals |
- |
- |
- |
2 |
7 |
4 |
86 |
3,38 |
3,81 |
||||
(d) |
Non-Edible Oils |
- |
- |
- |
- |
- |
- |
22 |
25 |
26 |
||||
(e) |
Other Chemicals & Chemical Products |
6 |
3 |
2 |
1 |
5 |
6 |
459 |
27,27 |
23,53 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
4 |
27 |
32 |
90 |
23,64 |
23,70 |
||||
10. |
Manufacture of Cement & Cement Products |
5 |
2 |
2 |
- |
- |
- |
514 |
9,90 |
10,73 |
||||
11. |
Basic Metals & Metal Products |
10 |
7 |
7 |
12 |
89 |
71 |
1,250 |
31,63 |
31,08 |
||||
(a) |
Iron and Steel |
2 |
1 |
1 |
4 |
85 |
67 |
254 |
16,12 |
16,27 |
||||
(b) |
Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
50 |
1,10 |
1,31 |
||||
(c) |
Other Metal Products |
8 |
6 |
6 |
8 |
4 |
4 |
946 |
14,41 |
13,49 |
||||
12. |
Engineering |
18 |
12 |
10 |
7 |
16 |
10 |
535 |
33,42 |
26,17 |
||||
(a) |
Heavy Engineering |
7 |
7 |
5 |
- |
- |
- |
53 |
15,42 |
8,06 |
||||
(b) |
Light Engineering |
5 |
2 |
2 |
2 |
2 |
2 |
159 |
2,43 |
2,53 |
||||
(c) |
Electrical Machinery & Goods |
2 |
1 |
1 |
1 |
2 |
1 |
155 |
7,28 |
7,10 |
||||
(d) |
Electronic Machinery & Goods |
4 |
2 |
2 |
4 |
12 |
6 |
168 |
8,28 |
8,48 |
||||
13. | Vehicles, Vehicle Parts & Transport Equipments |
7 |
12 |
10 |
7 |
1,15 |
1,13 |
315 |
8,49 |
8,19 |
||||
14. |
Other Industries |
22,338 |
13,55 |
14,24 |
86 |
1,24 |
97 |
1,16,203 |
249,71 |
235,76 |
||||
15. |
Electricity, Gas & Water |
- |
- |
- |
- |
- |
- |
239 |
3,29 |
3,13 |
||||
(a) |
Electricity Generation & Transmission |
- |
- |
- |
- |
- |
- |
221 |
3,14 |
2,97 |
||||
(b) |
Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
3 |
1 |
3 |
||||
(c) |
Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
15 |
13 |
13 |
||||
16. |
Construction |
50 |
32 |
51 |
7 |
8 |
5 |
738 |
14,39 |
15,00 |
||||
III. |
TRANSPORT OPERATORS |
13,669 |
16,49 |
15,73 |
80 |
2,57 |
1,98 |
35,759 |
105,38 |
99,92 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
15,879 |
9,14 |
8,81 |
111 |
97 |
73 |
54,761 |
91,02 |
90,38 |
||||
V. |
PERSONAL LOANS |
15,625 |
19,27 |
17,03 |
1,175 |
3,21 |
2,70 |
1,21,113 |
249,17 |
239,42 |
||||
1. |
Loans for Purchase of Consumer Durables |
794 |
1,20 |
1,08 |
178 |
25 |
13 |
8,170 |
10,82 |
9,50 |
||||
2. |
Loans for Housing |
775 |
7,42 |
6,49 |
16 |
17 |
11 |
8,529 |
68,33 |
62,10 |
||||
3. |
Rest of the Personal Loans |
14,056 |
10,65 |
9,46 |
981 |
2,79 |
2,46 |
1,04,414 |
170,02 |
167,83 |
||||
VI. |
TRADE |
72,997 |
46,78 |
48,14 |
323 |
6,38 |
2,32 |
2,50,922 |
402,22 |
363,29 |
||||
1. |
Wholesale Trade |
53 |
70 |
61 |
59 |
4,79 |
1,05 |
4,342 |
75,22 |
65,19 |
||||
2. |
Retail Trade |
72,944 |
46,09 |
47,53 |
264 |
1,59 |
1,27 |
2,46,580 |
327,01 |
298,09 |
||||
VII. |
FINANCE |
1 |
1 |
1 |
6 |
12 |
7 |
370 |
20,12 |
18,17 |
||||
VIII. |
ALL OTHERS |
10,379 |
6,08 |
5,64 |
|
413 |
1,71 |
1,62 |
|
86,945 |
135,24 |
137,38 |
||
TOTAL BANK CREDIT |
2,76,728 |
179,05 |
179,84 |
2,444 |
20,65 |
14,50 |
10,17,793 |
2134,64 |
1987,37 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
13,302 |
8,33 |
8,78 |
18 |
6 |
6 |
55,998 |
49,86 |
51,01 |
||||
|
2. Other Small Scale Industries |
8,873 |
5,93 |
6,18 |
|
60 |
1,89 |
1,59 |
|
56,972 |
197,39 |
199,93 |
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