Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

EASTERN REGION

STATE : WEST BENGAL

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

6,57,519

670,81

560,06

1,68,708

207,42

179,07

1.

Direct Finance

6,50,958

585,52

502,74

1,66,462

182,18

156,36

2.

Indirect Finance

6,561

85,29

57,32

2,246

25,24

22,71

II.

INDUSTRY

4,96,971

1129,50

918,76

1,25,412

772,02

630,46

1.

Mining & Quarrying

34

3,27

3,58

36

5,08

4,87

2.

Food Manufacturing & Processing

1,072

140,55

86,74

1,075

140,48

106,04

(a) Rice Mills, Flour & Dal Mills

544

17,78

15,13

552

28,69

22,87

(b) Sugar

1

8

1

8

8,45

5,85

(c) Edible Oils & Vanaspati

157

3,95

3,52

138

7,84

6,94

(d) Tea Processing

82

112,61

63,80

80

73,83

55,52

(e) Processing of Fruits & Vegetables

8

1,62

1,07

11

3,42

3,22

(f) Others

280

4,51

3,20

286

18,25

11,64

3.

Beverage & Tobacco

11

6,39

5,47

17

5,96

5,15

4.

Textiles

962

35,97

28,15

1,294

35,45

20,83

(a) Cotton Textiles

60

23,31

16,42

36

5,03

1,39

(b) Jute Textiles

8

1,10

98

18

13,22

2,53

(c) Handloom Textiles & Khadi

196

1,32

1,13

174

1,47

1,51

(d) Other Textiles

698

10,24

9,61

1,066

15,74

15,39

5.

Paper, Paper Products & Printing

191

15,48

18,77

292

11,40

11,44

6.

Leather & Leather Products

88

1,32

1,17

140

1,30

1,16

7.

Rubber & Rubber Products

35

2,12

2,16

77

3,44

3,49

8.

Chemicals & Chemical Products

455

46,16

40,15

443

69,11

52,67

(a) Heavy Industrial Chemicals

21

3,71

4,03

24

18,92

9,16

(b) Fertilisers

8

1,05

1,18

5

31

31

(c) Drugs & Pharmaceuticals

45

11,34

11,07

116

6,72

6,24

(d) Non-Edible Oils

4

55

54

6

64

47

(e) Other Chemicals & Chemical Products

377

29,51

23,34

292

42,51

36,49

9.

Petroleum, Coal Products & Nuclear Fuels

22

79,17

79,03

47

154,17

132,23

10.

Manufacture of Cement & Cement Products

128

8,03

7,06

62

4,38

4,25

11.

Basic Metals & Metal Products

494

175,54

104,75

339

72,28

41,23

(a) Iron & Steel

70

76,20

50,26

52

59,98

31,09

(b) Non-Ferrous Metals

28

60,43

23,64

12

1,15

1,05

(c) Other Metal Products

396

38,91

30,86

275

11,14

9,09

12.

Engineering

588

153,17

129,72

534

30,72

30,15

(a) Heavy Engineering

35

108,10

97,54

45

7,41

7,77

(b) Light Engineering

260

14,14

11,12

264

3,76

3,56

(c) Electrical Machinery & Goods

281

29,65

19,77

200

17,31

17,34

(d) Electronic Machinery & Goods

12

1,28

1,29

25

2,24

1,48

13.

Vehicles, Vehicle Parts & Transport Equipments

165

38,66

32,63

243

9,83

8,60

14.

Other Industries

4,89,871

409,51

367,48

1,19,668

178,33

162,60

15.

Electricity, Gas & Water

53

2,95

2,09

13

41,31

37,93

(a) Electricity Generation & Transmission

40

2,43

1,75

9

41,10

37,75

(b) Non-Conventional Energy

8

33

22

1

3

3

(c) Gas, Steam & Water Supply

5

19

13

3

18

14

16.

Construction

2,802

11,20

9,82

1,132

8,80

7,84

III.

TRANSPORT OPERATORS

24,846

68,32

53,96

9,470

59,76

46,35

IV.

PROFESSIONAL AND OTHER SERVICES

58,156

140,11

133,89

17,854

43,32

38,77

V.

PERSONAL LOANS

2,41,625

444,46

385,07

1,05,061

319,09

277,62

1.

Loans for Purchase of Consumer Durables

24,252

49,76

41,63

9,520

19,43

15,78

2.

Loans for Housing

17,638

127,47

111,93

14,298

145,78

129,74

3.

Rest of the Personal Loans

1,99,735

267,23

231,51

81,243

153,87

132,09

VI.

TRADE

3,87,171

371,59

323,03

1,37,939

253,90

218,32

1.

Wholesale Trade

11,018

38,45

30,48

4,929

61,46

52,81

2.

Retail Trade

3,76,153

333,14

292,56

1,33,010

192,44

165,52

VII.

FINANCE

941

9,01

7,79

453

5,24

5,02

VIII.

ALL OTHERS

2,00,453

290,00

259,24

81,071

176,43

159,13

TOTAL BANK CREDIT

20,67,682

3123,81

2641,81

6,45,968

1837,19

1554,74

OF WHICH:

1. Artisans & Village Industries

3,48,785

250,45

224,87

68,178

66,60

61,62

2. Other Small Scale Industries

1,23,584

207,43

187,80

52,957

182,30

165,19

EASTERN REGION

STATE : WEST BENGAL

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

39,952

95,69

80,44

3,170

277,92

224,93

1.

Direct Finance

38,895

79,34

68,22

2,760

187,43

133,94

2.

Indirect Finance

1,057

16,35

12,22

410

90,49

90,99

II.

INDUSTRY

63,891

1415,99

1255,85

54,163

13815,97

10393,37

1.

Mining & Quarrying

49

28,03

43,42

161

1323,95

981,61

2.

Food Manufacturing & Processing

720

119,79

95,92

964

1128,14

814,31

(a) Rice Mills, Flour & Dal Mills

260

23,72

18,64

86

23,71

21,59

(b) Sugar

5

39,85

36,02

8

39,19

26,44

(c) Edible Oils & Vanaspati

88

14,77

9,04

129

128,47

31,67

(d) Tea Processing

38

29,09

21,46

404

825,82

635,73

(e) Processing of Fruits & Vegetables

3

21

20

14

5,45

3,73

(f) Others

326

12,15

10,56

323

105,50

95,16

3.

Beverage & Tobacco

11

1,33

97

92

614,93

219,40

4.

Textiles

1,482

135,16

90,99

2,237

1788,23

1240,70

(a) Cotton Textiles

102

2,99

1,69

511

283,82

220,83

(b) Jute Textiles

61

103,10

60,71

216

353,37

206,58

(c) Handloom Textiles & Khadi

197

1,78

1,53

15

4,08

4,45

(d) Other Textiles

1,122

27,29

27,06

1,495

1146,95

808,84

5.

Paper, Paper Products & Printing

436

31,34

22,23

1,313

436,43

377,06

6.

Leather & Leather Products

198

2,70

2,43

1,502

462,38

319,07

7.

Rubber & Rubber Products

178

30,50

26,32

717

184,59

161,62

8.

Chemicals & Chemical Products

739

72,87

57,39

2,199

879,50

655,66

(a) Heavy Industrial Chemicals

22

4,25

3,76

163

226,63

129,03

(b) Fertilisers

-

-

-

48

130,35

127,75

(c) Drugs & Pharmaceuticals

158

5,65

6,58

372

147,07

123,43

(d) Non-Edible Oils

9

2,00

1,67

20

2,56

2,40

(e) Other Chemicals & Chemical Products

550

60,97

45,38

1,596

372,89

273,05

9.

Petroleum, Coal Products & Nuclear Fuels

44

132,70

131,80

164

535,88

448,38

10.

Manufacture of Cement & Cement Products

78

7,96

6,83

100

106,17

85,92

11.

Basic Metals & Metal Products

1,264

286,64

211,74

2,315

2254,32

1735,89

(a) Iron & Steel

283

212,08

153,09

743

1417,11

1215,62

(b) Non-Ferrous Metals

22

10,93

10,78

189

380,63

190,48

(c) Other Metal Products

959

63,62

47,87

1,383

456,58

329,79

12.

Engineering

1,882

324,64

354,39

3,742

2006,45

1697,42

(a) Heavy Engineering

142

140,12

148,78

308

584,43

485,71

(b) Light Engineering

1,057

41,55

36,92

1,345

376,65

336,21

(c) Electrical Machinery & Goods

622

78,99

74,76

1,735

892,83

738,05

(d) Electronic Machinery & Goods

61

63,98

93,93

354

152,54

137,45

13.

Vehicles, Vehicle Parts & Transport Equipments

350

30,42

26,61

480

164,60

137,02

14.

Other Industries

55,357

180,72

164,53

36,635

948,01

751,53

15.

Electricity, Gas & Water

20

11,70

4,31

171

732,39

547,81

(a) Electricity Generation & Transmission

14

11,18

4,12

155

682,01

502,19

(b) Non-Conventional Energy

-

-

-

1

10

10

(c) Gas, Steam & Water Supply

6

52

19

15

50,28

45,52

16.

Construction

1,083

19,50

15,97

1,371

249,99

219,97

III.

TRANSPORT OPERATORS

7,306

56,78

45,70

9,748

192,58

165,10

IV.

PROFESSIONAL AND OTHER SERVICES

9,750

46,26

41,17

6,924

495,15

417,91

V.

PERSONAL LOANS

1,13,721

433,44

375,86

3,15,465

1714,86

1297,18

1.

Loans for Purchase of Consumer Durables

5,755

13,42

11,33

9,751

19,49

16,58

2.

Loans for Housing

21,922

202,60

179,12

53,154

593,98

527,35

3.

Rest of the Personal Loans

86,044

217,42

185,41

2,52,560

1101,38

753,25

VI.

TRADE

45,139

293,63

251,47

43,555

1926,65

1359,21

1.

Wholesale Trade

4,675

116,93

101,05

13,955

1503,27

1045,55

2.

Retail Trade

40,464

176,70

150,42

29,600

423,38

313,67

VII.

FINANCE

506

11,57

8,80

969

1176,40

712,80

VIII.

ALL OTHERS

67,259

212,21

173,93

1,08,637

1498,17

1368,73

TOTAL BANK CREDIT

3,47,524

2565,57

2233,22

5,42,631

21097,70

15939,24

OF WHICH:

1. Artisans & Village Industries

19,538

30,53

28,19

3,250

15,97

14,16

2. Other Small Scale Industries

37,130

281,76

251,97

30,729

1191,94

977,87