NORTH-EASTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

17,149

17,90

18,63

38,406

32,59

28,67

1.

Direct Finance

17,041

17,53

18,41

38,286

31,80

27,95

2.

Indirect Finance

108

37

22

120

80

71

II.

INDUSTRY

7,671

13,16

14,51

19,076

30,74

28,72

1.

Mining & Quarrying

2

7

7

-

-

-

2.

Food Manufacturing & Processing

18

44

36

44

80

73

(a)

Rice Mills, Flour & Dal Mills

7

10

10

14

8

6

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

1

2

-

1

-

-

(d)

Tea Processing

2

9

7

1

27

36

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

8

22

19

28

45

31

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

47

28

27

48

4,49

4,48

(a)

Cotton Textiles

2

1

1

7

3

2

(b)

Jute Textiles

-

-

-

6

4,07

4,07

(c)

Handloom Textiles & Khadi

3

2

2

8

9

8

(d)

Other Textiles

42

25

24

27

31

31

5.

Paper, Paper Products & Printing

7

8

6

12

20

16

6.

Leather & Leather Products

6

3

2

4

3

3

7.

Rubber & Rubber Products

9

17

19

8

17

13

8.

Chemicals & Chemical Products

10

24

18

13

65

64

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

4

3

3

2

4

4

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

6

21

16

11

60

60

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

5

29

26

5

2

2

11.

Basic Metals & Metal Products

16

42

32

25

67

64

(a)

Iron & Steel

1

15

12

-

-

-

(b)

Non-Ferrous Metals

2

9

6

1

6

5

(c)

Other Metal Products

13

18

14

24

62

59

12.

Engineering

28

32

33

15

32

30

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

21

26

28

3

3

3

(c)

Electrical Machinery & Goods

7

6

5

8

10

9

(d)

Electronic Machinery & Goods

-

-

-

4

20

19

13.

Vehicles, Vehicle Parts & Transport Equipments

9

4

4

24

1,05

80

14.

Other Industries

7,505

10,50

12,16

16,661

18,62

17,40

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

9

28

26

2,217

3,72

3,38

III.

TRANSPORT OPERATORS

587

7,18

5,30

422

6,23

5,69

IV.

PROFESSIONAL AND OTHER SERVICES

114

54

43

1,696

4,33

4,34

V.

PERSONAL LOANS

6,215

12,47

10,87

6,571

17,00

14,14

1.

Loans for Purchase of Consumer Durables

410

91

77

381

63

58

2.

Loans for Housing

248

2,07

1,99

1,865

5,69

4,46

3.

Rest of the Personal Loans

5,557

9,50

8,11

4,325

10,67

9,10

VI.

TRADE

11,443

31,93

27,03

8,390

24,68

21,93

1.

Wholesale Trade

853

12,26

9,46

864

5,04

4,40

2.

Retail Trade

10,590

19,68

17,57

7,526

19,64

17,53

VII.

FINANCE

-

-

-

6

46

49

VIII.

ALL OTHERS

838

1,24

1,06

39,410

51,14

44,24

TOTAL BANK CREDIT

44,017

84,42

77,83

1,13,977

167,17

148,22

OF WHICH:

1.

Artisans & Village Industries

3,223

2,85

2,64

4,703

4,54

4,47

2.

Other Small Scale Industries

4,471

7,64

6,94

4,503

10,17

9,68

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

36,009

27,59

24,88

1.

Direct Finance

-

-

-

35,822

26,11

23,93

2.

Indirect Finance

-

-

-

187

1,48

95

II.

INDUSTRY

-

-

-

15,082

12,06

12,58

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

11

22

25

(a)

Rice Mills, Flour & Dal Mills

-

-

-

6

6

4

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

5

16

21

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

-

-

-

2

1

3

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

2

3

3

8.

Chemicals & Chemical Products

-

-

-

2

1

2

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

1

1

1

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

1

-

1

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

3

2

2

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

3

2

2

12.

Engineering

-

-

-

3

9

18

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

1

-

-

(c)

Electrical Machinery & Goods

-

-

-

2

8

18

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

-

-

-

14,987

11,23

11,37

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

72

46

69

III.

TRANSPORT OPERATORS

-

-

-

1,620

3,38

2,91

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

6,044

4,55

4,54

V.

PERSONAL LOANS

-

-

-

9,959

16,95

13,55

1.

Loans for Purchase of Consumer Durables

-

-

-

1,034

1,62

1,35

2.

Loans for Housing

-

-

-

690

4,95

3,70

3.

Rest of the Personal Loans

-

-

-

8,235

10,38

8,50

VI.

TRADE

-

-

-

61,549

39,94

40,85

1.

Wholesale Trade

-

-

-

3

3

1

2.

Retail Trade

-

-

-

61,546

39,91

40,84

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

47

7

7

TOTAL BANK CREDIT

-

-

-

1,30,310

104,54

99,39

OF WHICH:

1.

Artisans & Village Industries

-

-

-

11,706

8,32

8,22

2.

Other Small Scale Industries

-

-

-

3,186

2,85

3,23

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

91,564

78,09

72,18

1.

Direct Finance

-

-

-

91,149

75,44

70,30

2.

Indirect Finance

-

-

-

415

2,65

1,88

II.

INDUSTRY

-

-

-

41,829

55,96

55,82

1.

Mining & Quarrying

-

-

-

2

7

7

2.

Food Manufacturing & Processing

-

-

-

73

1,46

1,34

(a)

Rice Mills, Flour & Dal Mills

-

-

-

27

25

20

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

2

2

-

(d)

Tea Processing

-

-

-

3

36

43

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

41

83

71

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

95

4,77

4,75

(a)

Cotton Textiles

-

-

-

9

4

3

(b)

Jute Textiles

-

-

-

6

4,07

4,07

(c)

Handloom Textiles & Khadi

-

-

-

11

10

10

(d)

Other Textiles

-

-

-

69

56

54

5.

Paper, Paper Products & Printing

-

-

-

21

28

25

6.

Leather & Leather Products

-

-

-

10

6

5

7.

Rubber & Rubber Products

-

-

-

19

37

35

8.

Chemicals & Chemical Products

-

-

-

25

89

84

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

7

8

8

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

18

81

76

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

10

31

28

11.

Basic Metals & Metal Products

-

-

-

44

1,12

98

(a)

Iron & Steel

-

-

-

1

15

12

(b)

Non-Ferrous Metals

-

-

-

3

15

11

(c)

Other Metal Products

-

-

-

40

82

75

12.

Engineering

-

-

-

46

72

81

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

25

29

31

(c)

Electrical Machinery & Goods

-

-

-

17

23

32

(d)

Electronic Machinery & Goods

-

-

-

4

20

19

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

33

1,09

84

14.

Other Industries

-

-

-

39,153

40,35

40,93

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

2,298

4,45

4,32

III.

TRANSPORT OPERATORS

-

-

-

2,629

16,78

13,90

IV.