MARCH 1999

(Amount in Rupees Lakh)

13% AND ABOVE BUT

14% AND ABOVE BUT

OCCUPATION

LESS THAN 14%

LESS THAN 15%

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

20,824

2911,66

2523,49

28,587

2095,61

1621,61

1.

Direct Finance

19,058

858,18

706,93

25,502

984,09

795,91

2.

Indirect Finance

1,766

2053,48

1816,56

3,085

1111,52

825,71

II.

INDUSTRY

23,434

18869,45

15483,31

34,292

18535,41

14386,36

1.

Mining & Quarrying

373

815,51

735,90

553

748,54

581,86

2.

Food Manufacturing & Processing

2,091

1033,65

763,75

3,506

1499,09

1164,60

(a)

Rice Mills, Flour & Dal Mills

989

275,89

229,57

1,888

346,57

247,31

(b)

Sugar

44

104,12

77,89

119

587,45

474,02

(c)

Edible Oils & Vanaspati

290

121,87

62,56

496

186,89

122,84

(d)

Tea Processing

61

39,00

21,70

69

160,66

153,54

(e)

Processing of Fruits & Vegetables

33

13,69

12,21

52

8,82

7,25

(f)

Others

674

479,08

359,82

882

208,70

159,64

3.

Beverage & Tobacco

162

194,15

123,37

201

115,49

67,59

4.

Textiles

4,497

2957,37

2292,60

5,281

1691,52

1402,10

(a)

Cotton Textiles

1,268

1134,23

849,59

1,869

642,15

526,58

(b)

Jute Textiles

34

50,22

29,30

47

16,73

15,44

(c)

Handloom Textiles & Khadi

466

53,99

45,35

440

59,31

52,15

(d)

Other Textiles

2,729

1718,93

1368,38

2,925

973,33

807,93

5.

Paper, Paper Products & Printing

866

252,04

194,27

1,568

616,73

517,73

6.

Leather & Leather Products

448

208,14

168,79

439

107,41

103,09

7.

Rubber & Rubber Products

452

230,97

189,05

627

326,45

221,28

8.

Chemicals & Chemical Products

2,375

2248,52

1777,14

4,028

2960,43

2284,98

(a)

Heavy Industrial Chemicals

238

426,94

329,61

350

689,80

603,88

(b)

Fertilisers

95

504,23

428,15

148

674,60

479,31

(c)

Drugs & Pharmaceuticals

486

383,52

271,54

729

466,40

341,00

(d)

Non-Edible Oils

52

66,66

57,87

84

45,08

37,44

(e)

Other Chemicals & Chemical Products

1,504

867,18

689,98

2,717

1084,55

823,35

9.

Petroleum, Coal Products & Nuclear Fuels

342

1331,94

1232,39

324

867,79

764,58

10.

Manufacture of Cement & Cement Products

243

195,62

162,09

390

361,10

294,68

11.

Basic Metals & Metal Products

2,473

3528,27

3264,43

4,119

2601,59

2131,24

(a)

Iron & Steel

858

3140,93

2997,51

1,322

1728,68

1408,84

(b)

Non-Ferrous Metals

250

83,48

34,74

331

474,62

428,03

(c)

Other Metal Products

1,365

303,86

232,18

2,466

398,29

294,37

12.

Engineering

2,577

2122,45

1515,77

4,214

2266,04

1783,35

(a)

Heavy Engineering

528

972,38

638,45

913

600,64

468,23

(b)

Light Engineering

961

468,86

354,62

1,454

628,58

464,66

(c)

Electrical Machinery & Goods

675

382,18

283,14

1,220

571,06

470,21

(d)

Electronic Machinery & Goods

413

299,02

239,56

627

465,76

380,25

13.

Vehicles, Vehicle Parts & Transport Equipments

1,156

886,26

623,83

1,290

1079,19

856,70

14.

Other Industries

4,485

1437,80

1178,03

6,435

1465,44

1032,61

15.

Electricity, Gas & Water

205

1001,09

890,08

518

1550,68

949,80

(a)

Electricity Generation & Transmission

178

996,69

885,91

477

1424,26

898,99

(b)

Non-Conventional Energy

4

13

10

11

11,42

1,80

(c)

Gas, Steam & Water Supply

23

4,27

4,08

30

115,00

49,01

16.

Construction

689

425,68

371,83

799

277,92

230,18

III.

TRANSPORT OPERATORS

4,322

481,30

414,28

8,516

1200,50

1044,21

IV.

PROFESSIONAL AND OTHER SERVICES

3,313

1047,06

885,30

4,247

1006,52

820,14

V.

PERSONAL LOANS

24,674

1265,02

996,60

26,292

1339,97

1040,96

1.

Loans for Purchase of Consumer Durables

313

10,35

7,81

888

28,76

20,59

2.

Loans for Housing

9,126

542,39

430,98

9,447

593,92

458,74

3.

Rest of the Personal Loans

15,235

712,28

557,81

15,957

717,29

561,63

VI.

TRADE

13,365

8588,95

7330,74

16,983

3249,25

3110,45

1.

Wholesale Trade

4,611

7853,69

6802,10

6,040

2374,57

2430,92

2.

Retail Trade

8,754

735,26

528,64

10,943

874,68

679,53

VII.

FINANCE

833

2391,59

1720,02

837

2310,69

1533,04

VIII.

ALL OTHERS

4,982

1525,26

1229,59

6,336

2135,58

1723,80

TOTAL BANK CREDIT

95,747

37080,28

30583,33

1,26,090

31873,54

25280,58

OF WHICH:

1.

Artisans & Village Industries

658

48,10

39,05

616

39,95

31,06

2.

Other Small Scale Industries

12,030

1844,57

1401,56

19,167

2352,52

1866,62

(Amount in Rupees Lakh)

15% AND ABOVE BUT

16% AND ABOVE BUT

OCCUPATION

LESS THAN 16%

LESS THAN 17%

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

32,567

2434,45

1990,01

31,522

2889,47

2329,18

1.

Direct Finance

29,798

1425,47

1197,81

28,065

1672,36

1401,37

2.

Indirect Finance

2,769

1008,98

792,20

3,457

1217,10

927,82

II.

INDUSTRY

45,212

26789,53

22100,96

85,505

43826,38

34153,15

1.

Mining & Quarrying

743

331,95

236,81

1,427

639,50

461,19

2.

Food Manufacturing & Processing

5,461

2547,10

1904,27

8,936

3761,67

2875,89

(a)

Rice Mills, Flour & Dal Mills

2,861

617,63

462,01

4,449

987,19

728,32

(b)

Sugar

215

698,04

552,07

258

837,07

708,60

(c)

Edible Oils & Vanaspati

693

336,80

239,68

1,169

627,16

454,32

(d)

Tea Processing

234

320,46

218,00

332

375,76

251,72

(e)

Processing of Fruits & Vegetables

93

23,74

25,82

233

54,07

50,86

(f)

Others

1,365

550,43

406,69

2,495

880,41

682,06

3.

Beverage & Tobacco

332

369,98

299,02

643

552,77

412,77

4.

Textiles

6,525

3433,74

2782,41

14,003

5611,48

4640,91

(a)

Cotton Textiles

2,296

1356,52

1164,47

4,885

2609,10

2099,99

(b)

Jute Textiles

70

56,82

37,16

137

88,40

65,01

(c)

Handloom Textiles & Khadi

641

82,08

73,46

792

106,06

89,97

(d)

Other Textiles

3,518

1938,31

1507,31

8,189

2807,92

2385,94

5.

Paper, Paper Products & Printing

2,140

845,02

701,01

4,336

1354,59

1054,46

6.

Leather & Leather Products

528

158,63

131,44

941

272,65

228,94

7.

Rubber & Rubber Products

814

333,27

271,43

1,445

576,91

391,45

8.

Chemicals & Chemical Products

5,531

4417,52

3703,18

10,464

6345,10

4763,64

(a)

Heavy Industrial Chemicals

538

662,65

475,14

1,105

1035,64

769,86

(b)

Fertilisers

198

836,02

727,77

320

871,55

720,82

(c)

Drugs & Pharmaceuticals

1,087

1294,42

1101,63

2,079

1553,90

1109,90

(d)

Non-Edible Oils

116

48,00

37,94

159

52,08

42,83

(e)

Other Chemicals & Chemical Products

3,592

1576,43

1360,70

6,801

2831,93

2120,23

9.

Petroleum, Coal Products & Nuclear Fuels

402

885,83

780,80

726

2402,62

1840,31

10.

Manufacture of Cement & Cement Products

506

538,61

482,04

910

1071,94

872,64

11.

Basic Metals & Metal Products

5,012

3425,56

3099,97

9,810

4516,94

3811,33

(a)

Iron & Steel

1,849

2424,42

2283,06

4,155

2997,34

2589,59

(b)

Non-Ferrous Metals

409

193,68

156,95

758

370,24

275,13

(c)

Other Metal Products

2,754

807,46

659,97

4,897

1149,36

946,61

12.

Engineering

5,955

3884,43

3111,79

10,465

7387,33

5603,39

(a)

Heavy Engineering

948

646,52

509,73

1,837

1883,96

1348,81

(b)

Light Engineering

2,385

1488,81

1145,96

3,679

1735,03

1375,14

(c)

Electrical Machinery & Goods

1,626

951,52

772,22

2,998

1893,70

1387,59

(d)

Electronic Machinery & Goods

996

797,58

683,88

1,951

1874,65

1491,85

13.

Vehicles, Vehicle Parts & Transport Equipments

1,640

1158,09

927,71

2,930

2458,66

1780,02

14.

Other Industries

7,908

2812,94

2248,12

15,341

4498,20

3621,22

15.

Electricity, Gas & Water

545

1077,54

922,01

648

1289,17

962,91

(a)

Electricity Generation & Transmission

414

964,71

821,51

414

1148,35

826,62

(b)

Non-Conventional Energy

13

1,01

1,05

47

25,02

22,18

(c)

Gas, Steam & Water Supply

118

111,81

99,45

187

115,80

114,10

16.

Construction

1,170

569,32

498,95

2,480

1086,83

832,08

III.

TRANSPORT OPERATORS

12,645

941,89

748,78

18,214

1086,88

794,38

IV.

PROFESSIONAL AND OTHER SERVICES

5,988

2333,48

2082,15

11,431

2260,76

1684,55

V.

PERSONAL LOANS

88,781

3327,05

2809,59

46,236

2388,19

1902,25

1.

Loans for Purchase of Consumer Durables

783

25,11

20,16

2,051

68,48

54,46

2.

Loans for Housing

10,517

544,52

458,22

9,093

655,47

542,08

3.

Rest of the Personal Loans

77,481

2757,43

2331,20

35,092

1664,24

1305,70

VI.

TRADE

20,741

4086,51

3387,85

46,932

7413,26

6050,37

1.

Wholesale Trade

8,327

2927,79

2493,86

19,683

4795,25

3978,21

2.

Retail Trade

12,414

1158,72

893,99

27,249

2618,01

2072,16

VII.

FINANCE

1,111

2388,74

1767,19

1,953

3488,29

2304,82

VIII.

ALL OTHERS

7,782

1996,82

1621,97

13,260

3971,96

3326,74

TOTAL BANK CREDIT

2,14,827

44298,46

36508,50

2,55,053

67325,19

52545,44

OF WHICH:

1.

Artisans & Village Industries

943

87,10

65,73

1,596

139,64

111,72

2.

Other Small Scale Industries

22,039

3956,08

3198,05

40,032

7039,19

5644,87

See Notes on Tables.