MARCH 1999

(Amount in Rupees Lakh)

JOINT SECTOR

INDIVIDUALS - MALE

OCCUPATION

UNDERTAKINGS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

195

53,99

43,72

1,20,866

4385,01

3676,25

1.

Direct Finance

97

14,96

13,30

1,15,261

3863,09

3307,84

2.

Indirect Finance

98

39,03

30,42

5,605

521,92

368,40

II.

INDUSTRY

1,401

2586,75

1982,62

37,401

4632,33

3762,26

1.

Mining & Quarrying

53

260,60

54,07

1,163

95,35

74,29

2.

Food Manufacturing & Processing

92

138,07

128,03

4,239

691,84

562,01

(a)

Rice Mills, Flour & Dal Mills

25

14,62

19,06

2,261

283,02

217,89

(b)

Sugar

8

12,65

12,09

86

78,10

62,01

(c)

Edible Oils & Vanaspati

20

80,25

71,58

504

60,48

52,12

(d)

Tea Processing

-

-

-

94

37,93

31,81

(e)

Processing of Fruits & Vegetables

4

3,04

3,08

105

12,83

9,97

(f)

Others

35

27,50

22,22

1,189

219,49

188,21

3.

Beverage & Tobacco

3

1,84

1,92

260

50,16

47,73

4.

Textiles

102

267,51

203,78

3,614

620,05

485,27

(a)

Cotton Textiles

33

95,46

77,85

1,008

279,68

217,23

(b)

Jute Textiles

-

-

-

57

18,13

11,39

(c)

Handloom Textiles & Khadi

2

17

16

336

27,20

21,11

(d)

Other Textiles

67

171,87

125,77

2,213

295,04

235,55

5.

Paper, Paper Products & Printing

46

17,81

17,26

1,241

144,88

121,73

6.

Leather & Leather Products

12

7,89

2,20

592

131,83

160,97

7.

Rubber & Rubber Products

23

13,23

9,89

532

72,88

56,00

8.

Chemicals & Chemical Products

241

331,68

198,98

2,269

302,66

258,95

(a)

Heavy Industrial Chemicals

31

15,15

8,32

4

2,33

2,27

(b)

Fertilisers

18

76,62

49,48

-

-

-

(c)

Drugs & Pharmaceuticals

70

121,55

66,19

449

82,80

76,30

(d)

Non-Edible Oils

3

1,93

2,07

89

7,72

7,20

(e)

Other Chemicals & Chemical Products

119

116,44

72,92

1,727

209,81

173,18

9.

Petroleum, Coal Products & Nuclear Fuels

24

45,42

27,03

504

54,43

39,60

10.

Manufacture of Cement & Cement Products

20

8,98

6,83

320

57,74

45,79

11.

Basic Metals & Metal Products

222

968,57

935,80

2,550

356,01

287,81

(a)

Iron & Steel

103

900,46

882,47

4

37

12

(b)

Non-Ferrous Metals

12

27,28

21,67

-

-

-

(c)

Other Metal Products

107

40,83

31,66

2,546

355,64

287,69

12.

Engineering

201

129,01

88,71

2,925

440,89

379,68

(a)

Heavy Engineering

45

20,36

13,90

697

92,57

69,20

(b)

Light Engineering

32

14,37

8,06

1,100

100,76

78,87

(c)

Electrical Machinery & Goods

76

63,11

39,39

620

106,15

98,83

(d)

Electronic Machinery & Goods

48

31,18

27,36

508

141,41

132,79

13.

Vehicles, Vehicle Parts & Transport Equipments

111

144,46

81,88

1,996

101,83

78,47

14.

Other Industries

196

183,70

174,87

11,055

1106,18

822,12

15.

Electricity, Gas & Water

20

33,26

28,30

100

6,15

5,03

(a)

Electricity Generation & Transmission

12

30,11

25,54

-

-

-

(b)

Non-Conventional Energy

1

2,12

2,16

8

83

80

(c)

Gas, Steam & Water Supply

7

1,03

61

92

5,32

4,23

16.

Construction

35

34,70

23,06

4,041

399,46

336,82

III.

TRANSPORT OPERATORS

85

3,36

2,37

62,202

2201,91

1546,32

IV.

PROFESSIONAL AND OTHER SERVICES

66

23,99

20,30

18,134

1223,20

947,00

V.

PERSONAL LOANS

-

-

-

3,18,510

12612,31

10505,10

1.

Loans for Purchase of Consumer Durables

-

-

-

6,987

231,54

182,58

2.

Loans for Housing

-

-

-

1,14,379

4065,05

3630,22

3.

Rest of the Personal Loans

-

-

-

1,97,144

8315,72

6692,30

VI.

TRADE

236

137,99

109,61

31,483

2535,91

2004,15

1.

Wholesale Trade

132

112,04

91,00

9,009

689,82

542,02

2.

Retail Trade

104

25,95

18,61

22,474

1846,09

1462,13

VII.

FINANCE

63

91,66

84,21

919

97,69

64,30

VIII.

ALL OTHERS

235

1766,44

1416,11

10,697

2470,36

1976,07

TOTAL BANK CREDIT

2,281

4664,17

3658,94

6,00,212

30158,73

24481,45

OF WHICH:

1.

Artisans & Village Industries

31

4,86

3,79

1,611

116,14

90,78

2.

Other Small Scale Industries

533

171,60

137,13

16,005

1741,74

1451,84

(Amount in Rupees Lakh)

OCCUPATION

INDIVIDUALS - FEMALE

TOTAL

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

7,908

333,72

278,07

1,64,592

16180,47

13082,80

1.

Direct Finance

7,591

299,83

254,62

1,47,468

8002,65

6651,38

2.

Indirect Finance

317

33,89

23,45

17,124

8177,82

6431,42

II.

INDUSTRY

2,524

286,65

233,13

3,79,244

229456,05

179298,25

1.

Mining & Quarrying

92

8,91

7,39

6,341

4578,20

3300,82

2.

Food Manufacturing & Processing

304

44,95

36,43

34,874

18521,33

14239,40

(a)

Rice Mills, Flour & Dal Mills

138

15,28

11,40

15,606

4287,30

3286,68

(b)

Sugar

4

10,37

10,36

1,143

3820,93

3174,33

(c)

Edible Oils & Vanaspati

42

3,92

3,02

4,904

3079,43

2177,09

(d)

Tea Processing

4

1,14

33

1,428

1690,27

1244,17

(e)

Processing of Fruits & Vegetables

6

41

33

971

529,67

450,58

(f)

Others

110

13,84

10,99

10,822

5113,73

3906,55

3.

Beverage & Tobacco

18

1,85

1,66

2,757

2698,84

1879,65

4.

Textiles

324

41,83

38,59

67,527

36656,21

28665,69

(a)

Cotton Textiles

95

13,29

12,85

22,326

14785,93

11698,48

(b)

Jute Textiles

4

14

17

752

614,56

381,23

(c)

Handloom Textiles & Khadi

21

1,42

1,23

3,590

698,18

565,10

(d)

Other Textiles

204

26,98

24,33

40,859

20557,53

16020,88

5.

Paper, Paper Products & Printing

123

11,45

7,86

17,485

5807,65

4631,81

6.

Leather & Leather Products

24

2,90

2,29

6,628

3131,62

2484,53

7.

Rubber & Rubber Products

31

4,46

3,44

6,876

3313,78

2514,88

8.

Chemicals & Chemical Products

182

15,11

11,57

45,325

30890,80

23531,62

(a)

Heavy Industrial Chemicals

-

-

-

5,127

4956,08

3614,39

(b)

Fertilisers

-

-

-

1,398

4406,04

3629,69

(c)

Drugs & Pharmaceuticals

29

2,08

1,78

9,410

8453,96

6386,62

(d)

Non-Edible Oils

2

5

5

784

505,36

418,14

(e)

Other Chemicals & Chemical Products

151

12,97

9,74

28,606

12569,37

9482,78

9.

Petroleum, Coal Products & Nuclear Fuels

14

74

61

3,347

9144,12

7596,56

10.

Manufacture of Cement & Cement Products

21

6,80

7,24

3,716

3602,14

2989,66

11.

Basic Metals & Metal Products

160

30,04

22,07

41,648

29013,46

24440,69

(a)

Iron & Steel

-

-

-

17,353

20374,17

17780,27

(b)

Non-Ferrous Metals

-

-

-

3,600

2491,34

1919,39

(c)

Other Metal Products

160

30,04

22,07

20,695

6147,95

4741,03

12.

Engineering

240

27,88

18,29

46,193

30826,59

23453,59

(a)

Heavy Engineering

73

4,99

3,46

8,510

8319,23

5969,22

(b)

Light Engineering

76

12,43

6,79

15,908

7193,27

5429,13

(c)

Electrical Machinery & Goods

39

2,58

1,70

12,990

7992,95

6134,47

(d)

Electronic Machinery & Goods

52

7,89

6,34

8,785

7321,14

5920,77

13.

Vehicles, Vehicle Parts & Transport Equipments

178

7,18

5,44

13,199

10437,89

7782,71

14.

Other Industries

579

59,42

49,86

66,213

26350,29

20260,67

15.

Electricity, Gas & Water

4

68

28

3,461

8886,80

6811,56

(a)

Electricity Generation & Transmission

2

40

8

2,670

8346,62

6392,94

(b)

Non-Conventional Energy

-

-

-

172

128,92

103,86

(c)

Gas, Steam & Water Supply

2

28

21

619

411,26

314,76

16.

Construction

230

22,45

20,10

13,654

5596,31

4714,43

III.

TRANSPORT OPERATORS

4,885

181,66

129,77

83,115

6363,68

4866,15

IV.

PROFESSIONAL AND OTHER SERVICES

2,133

121,70

93,47

50,258

12055,64

9886,21

V.

PERSONAL LOANS

35,129

1428,95

1150,09

3,56,425

15808,83

13049,73

1.

Loans for Purchase of Consumer Durables

774

25,04

19,69

7,761

256,58

202,26

2.

Loans for Housing

10,908

403,89

359,14

1,28,073

6236,51

5383,90

3.

Rest of the Personal Loans

23,447

1000,02

771,26

2,20,591

9315,74

7463,56

VI.

TRADE

1,969

192,88

151,03

2,00,542

50058,85

41250,40

1.

Wholesale Trade

501

36,76

29,40

86,012

37940,55

32106,60

2.

Retail Trade

1,468

156,12

121,63

1,14,530

12118,30

9143,80

VII.

FINANCE

97

9,94

7,54

11,530

21764,94

15723,69

VIII.

ALL OTHERS

1,128

227,92

193,42

63,184

20824,98

16986,24

TOTAL BANK CREDIT

55,773

2783,42

2236,52

13,08,890

372513,43

294143,47

OF WHICH:

1.

Artisans & Village Industries

131

7,38

5,80

5,695

474,22

373,58

2.

Other Small Scale Industries

1,088

119,59

91,00

1,72,482

34381,44

26730,89

See Notes on Tables.