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Table No. 5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 2 of 3)

MARCH 1999


 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


       

CO-OPERATIVE SECTORS

PUBLIC AND PRIVATE LTD.

         

COMPANIES NOT OWNED BUT

         

MANAGED BY GOVT.


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

13


14


15


16


17


18


I.

AGRICULTURE

2,776

2129,73

1897,25

239

190,60

171,21

 

1.

Direct Finance

817

164,35

114,78

125

59,03

55,22

 

2.

Indirect Finance

1,959

1965,38

1782,47

114

131,57

115,99

II.

INDUSTRY

561

380,16

310,60

5,259

6676,19

5399,53

 

1.

Mining & Quarrying

6

19

16

111

173,99

91,60

 

2.

Food Manufacturing & Processing

140

153,51

119,52

325

486,09

394,25

   

(a)

Rice Mills, Flour & Dal Mills

64

5,32

4,01

70

34,10

27,49

   

(b)

Sugar

27

123,63

103,59

45

248,66

207,26

   

(c)

Edible Oils & Vanaspati

2

76

77

56

69,31

52,56

   

(d)

Tea Processing

3

2,97

7

33

54,45

41,31

   

(e)

Processing of Fruits & Vegetables

13

5,20

4,63

13

9,01

8,32

   

(f)

Others

31

15,64

6,45

108

70,56

57,31

 

3.

Beverage & Tobacco

8

2,44

1,91

48

75,46

61,29

 

4.

Textiles

148

61,99

46,14

816

900,92

759,61

   

(a)

Cotton Textiles

47

19,43

16,57

408

506,15

412,76

   

(b)

Jute Textiles

2

56

44

5

4,53

2,91

   

(c)

Handloom Textiles & Khadi

59

23,09

18,55

24

25,20

22,98

   

(d)

Other Textiles

40

18,90

10,58

379

365,04

320,96

 

5.

Paper, Paper Products & Printing

20

1,79

1,35

234

118,43

105,57

 

6.

Leather & Leather Products

4

31

30

72

39,35

30,17

 

7.

Rubber & Rubber Products

6

1,18

1,13

180

288,49

204,49

 

8.

Chemicals & Chemical Products

38

96,49

93,47

1,130

1432,12

1195,52

   

(a)

Heavy Industrial Chemicals

1

5

5

340

293,66

250,66

   

(b)

Fertilisers

4

92,96

90,75

31

567,53

442,32

   

(c)

Drugs & Pharmaceuticals

3

32

28

228

165,72

142,47

   

(d)

Non-Edible Oils

-

-

-

5

1,61

2,18

   

(e)

Other Chemicals & Chemical Products

30

3,16

2,39

526

403,60

357,89

 

9.

Petroleum, Coal Products & Nuclear Fuels

4

2,19

46

56

473,33

442,87

 

10.

Manufacture of Cement & Cement Products

2

7

5

74

114,98

101,92

 

11.

Basic Metals & Metal Products

15

1,33

1,24

689

877,55

732,72

   

(a)

Iron & Steel

2

20

18

445

687,83

583,11

   

(b)

Non-Ferrous Metals

5

40

39

77

72,26

58,61

   

(c)

Other Metal Products

8

73

67

167

117,46

91,00

 

12.

Engineering

37

11,44

9,28

699

755,28

597,64

   

(a)

Heavy Engineering

4

6,40

5,42

154

238,71

161,41

   

(b)

Light Engineering

17

2,65

1,44

127

82,41

80,66

   

(c)

Electrical Machinery & Goods

6

74

82

244

214,30

156,07

   

(d)

Electronic Machinery & Goods

10

1,65

1,60

174

219,87

199,49

 

13.

Vehicles, Vehicle Parts & Transport Equipments

5

88

75

236

225,30

159,43

 

14.

Other Industries

99

25,22

22,54

423

398,47

280,75

 

15.

Electricity, Gas & Water

14

84

64

64

117,34

61,75

   

(a)

Electricity Generation & Transmission

5

52

42

57

115,93

60,03

   

(b)

Non-Conventional Energy

6

26

17

1

4

1

   

(c)

Gas, Steam & Water Supply

3

7

5

6

1,38

1,72

 

16.

Construction

15

20,29

11,67

102

199,10

179,96

III.

TRANSPORT OPERATORS

179

8,42

6,76

87

49,42

41,77

IV.

PROFESSIONAL AND OTHER SERVICES

83

18,76

14,08

229

91,65

68,97

V.

PERSONAL LOANS

2,786

1767,57

1394,54

-

-

-

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

2,786

1767,57

1394,54

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

882

224,96

164,92

516

1114,08

394,62

 

1.

Wholesale Trade

78

127,22

94,45

280

296,27

215,59

 

2.

Retail Trade

804

97,74

70,46

236

817,81

179,03

VII.

FINANCE

950

1045,75

570,21

164

320,82

274,14

VIII.


ALL OTHERS


169


122,55


84,36


327


432,98


405,51


TOTAL BANK CREDIT

8,386

5697,90

4442,73

6,821

8875,74

6755,75

OF WHICH:

1.

Artisans & Village Industries

42

4,34

3,72

20

1,80

1,76

 

2.


Other Small Scale Industries


271


55,01


40,95


1,092


367,49


293,30



 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


       

PUBLIC & PRIVATE LTD.

PARTNERSHIPS,PROPRIETARY

OCCUPATION

COMPANIES OTHER THAN

CONCERNS, JOINT FAMILIES,

       

GOVT. OWNED & / OR

ASSOCIATIONS, CLUBS,

       

MANAGED COMPANIES &

SOCIETIES, TRUSTS & GROUPS

       

CORPORATIONS


 
       

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

19


20


21


22


23


24


I.

AGRICULTURE

2,634

2400,98

2012,03

26,755

3017,81

2364,31

 

1.

Direct Finance

1,829

1483,93

1202,84

21,521

1795,14

1452,26

 

2.

Indirect Finance

805

917,05

809,19

5,234

1222,67

912,05

II.

INDUSTRY

1,03,544

147180,67

113917,03

2,24,974

45930,91

35781,16

 

1.

Mining & Quarrying

1,302

1383,75

1073,43

3,402

633,65

514,09

 

2.

Food Manufacturing & Processing

6,464

10989,82

8514,08

23,147

5536,47

4128,28

   

(a)

Rice Mills, Flour & Dal Mills

1,132

1326,93

1078,67

11,894

2498,59

1826,23

   

(b)

Sugar

609

2971,74

2488,76

308

291,34

212,50

   

(c)

Edible Oils & Vanaspati

1,281

2222,42

1541,27

2,991

627,38

441,12

   

(d)

Tea Processing

801

1361,21

980,36

488

203,32

173,78

   

(e)

Processing of Fruits & Vegetables

333

402,00

352,65

492

94,37

69,28

   

(f)

Others

2,308

2705,52

2072,36

6,974

1821,46

1405,38

 

3.

Beverage & Tobacco

1,024

1992,07

1335,29

1,393

572,39

428,54

 

4.

Textiles

17,013

23380,10

18409,60

45,212

10714,96

8318,95

   

(a)

Cotton Textiles

6,684

10335,59

8296,10

13,894

3015,96

2385,00

   

(b)

Jute Textiles

272

465,28

281,65

401

109,32

77,41

   

(c)

Handloom Textiles & Khadi

298

184,30

149,75

2,801

398,85

316,95

   

(d)

Other Textiles

9,759

12394,92

9682,11

28,116

7190,83

5539,60

 

5.

Paper, Paper Products & Printing

4,369

3800,54

2999,08

11,390

1589,66

1290,32

 

6.

Leather & Leather Products

1,686

1742,56

1357,82

4,230

1202,35

926,77

 

7.

Rubber & Rubber Products

2,159

2264,87

1718,08

3,925

632,63

490,46

 

8.

Chemicals & Chemical Products

18,392

23280,96

17500,32

22,761

3896,58

2869,68

   

(a)

Heavy Industrial Chemicals

2,746

3899,20

2837,88

1,946

443,75

275,19

   

(b)

Fertilisers

733

2625,96

2203,19

502

165,16

131,11

   

(c)

Drugs & Pharmaceuticals

4,949

7145,10

5317,07

3,615

792,83

648,58

   

(d)

Non-Edible Oils

236

343,68

272,76

447

150,06

133,67

   

(e)

Other Chemicals & Chemical Products

9,728

9267,03

6869,42

16,251

2344,78

1681,12

 

9.

Petroleum, Coal Products & Nuclear Fuels

1,102

5161,51

4228,21

1,518

422,81

337,08

 

10.

Manufacture of Cement & Cement Products

1,482

2976,11

2426,91

1,748

309,76

281,19

 

11.

Basic Metals & Metal Products

12,940

17839,52

14910,91

24,834

4315,76

3503,77

   

(a)

Iron & Steel

7,189

12107,60

10483,13

9,415

2227,85

1873,05

   

(b)

Non-Ferrous Metals

1,215

1947,25

1489,75

2,270

388,04

309,78

   

(c)

Other Metal Products

4,536

3784,66

2938,02

13,149

1699,87

1320,94

 

12.

Engineering

16,288

23009,60

17058,31

25,314

3977,89

3110,46

   

(a)

Heavy Engineering

3,478

6291,16

4368,20

3,898

756,76

580,39

   

(b)

Light Engineering

4,156

5199,24

3857,90

10,334

1299,01

1004,69

   

(c)

Electrical Machinery & Goods

4,797

5814,96

4391,79

7,076

1238,82

969,57

   

(d)

Electronic Machinery & Goods

3,857

5704,23

4440,42

4,006

683,30

555,82

 

13.

Vehicles, Vehicle Parts & Transport Equipments

3,893

7919,75

5763,70

6,720

1114,74

831,69

 

14.

Other Industries

12,521

14153,56

10866,33

40,908

9352,15

7345,59

 

15.

Electricity, Gas & Water

810

4181,81

3129,86

1,431

306,51

244,06

   

(a)

Electricity Generation & Transmission

566

3963,15

2961,63

1,017

161,00

112,56

   

(b)

Non-Conventional Energy

80

103,19

79,29

74

22,39

21,34

   

(c)

Gas, Steam & Water Supply

164

115,47

88,95

340

123,12

110,16

 

16.

Construction

2,099

3104,16

2625,09

7,041

1352,61

1160,23

III.

TRANSPORT OPERATORS

1,382

1589,19

1219,18

13,940

922,12

707,50

IV.

PROFESSIONAL AND OTHER SERVICES

4,716

4411,63

3354,38

24,535

4703,51

3935,50

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

11,321

9131,76

7026,33

1,53,545

19073,65

14787,50

 

1.

Wholesale Trade

7,711

7467,78

5710,03

67,845

11645,89

8875,28

 

2.

Retail Trade

3,610

1663,98

1316,29

85,700

7427,76

5912,21

VII.

FINANCE

5,120

13538,68

9938,22

2,978

1179,35

805,74

VIII.


ALL OTHERS


5,039


4771,54


3930,82


44,014


8890,01


7312,92


TOTAL BANK CREDIT

1,33,756

183024,46

141397,99

4,90,741

83717,35

65694,63

OF WHICH:

1.

Artisans & Village Industries

355

55,56

45,73

3,503

284,08

221,95

 

2.


Other Small Scale Industries


31,508


13204,25


10323,11


1,21,959


18718,58


14391,99


See Notes on Tables.

 

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