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Table No. 5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 3)

MARCH 1999


 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


       

CENTRAL GOVERNMENT

STATE GOVERNMENT

       

OWNED UNDERTAKINGS


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

247

990,94

660,39

290

421,61

325,71

 

1.

Direct Finance

78

34,89

27,98

18

120,71

111,54

 

2.

Indirect Finance

169

956,05

632,41

272

300,90

214,17

II.

INDUSTRY

978

15576,43

12992,44

232

838,67

696,55

 

1.

Mining & Quarrying

135

1883,15

1385,80

9

12,43

5,99

 

2.

Food Manufacturing & Processing

29

234,52

176,80

18

22,09

23,59

   

(a)

Rice Mills, Flour & Dal Mills

4

74,08

66,98

2

8

7

   

(b)

Sugar

4

22,59

21,82

9

18,47

20,07

   

(c)

Edible Oils & Vanaspati

1

3

3

2

34

25

   

(d)

Tea Processing

4

29,19

16,44

-

-

-

   

(e)

Processing of Fruits & Vegetables

-

-

-

1

5

4

   

(f)

Others

16

108,62

71,54

4

3,15

3,16

 

3.

Beverage & Tobacco

1

2,20

87

-

-

-

 

4.

Textiles

84

476,85

248,91

15

11,23

11,47

   

(a)

Cotton Textiles

66

430,99

220,45

8

8,23

9,04

   

(b)

Jute Textiles

3

10,58

1,68

2

2,29

2,30

   

(c)

Handloom Textiles & Khadi

3

5,09

5,18

1

50

 
   

(d)

Other Textiles

12

30,18

21,59

4

20

12

 

5.

Paper, Paper Products & Printing

7

17,97

4,50

12

12,55

7,23

 

6.

Leather & Leather Products

-

-

-

1

1,25

1,32

 

7.

Rubber & Rubber Products

12

29,11

25,42

4

2,98

3,07

 

8.

Chemicals & Chemical Products

121

978,95

958,10

35

205,67

204,33

   

(a)

Heavy Industrial Chemicals

11

99,57

51,88

19

164,71

166,58

   

(b)

Fertilisers

72

585,68

501,05

3

36,59

34,41

   

(c)

Drugs & Pharmaceuticals

23

117,20

117,03

4

1,90

1,75

   

(d)

Non-Edible Oils

-

-

-

-

-

-

   

(e)

Other Chemicals & Chemical Products

15

176,49

288,14

9

2,47

1,59

 

9.

Petroleum, Coal Products & Nuclear Fuels

47

2816,41

2410,45

-

-

-

 

10.

Manufacture of Cement & Cement Products

12

34,78

35,15

11

12,58

12,33

 

11.

Basic Metals & Metal Products

131

4500,73

3943,23

14

22,22

13,53

   

(a)

Iron & Steel

113

4360,34

3885,84

7

9,83

4,66

   

(b)

Non-Ferrous Metals

12

43,22

26,96

2

5,66

5,65

   

(c)

Other Metal Products

6

97,17

30,43

5

6,73

3,21

 

12.

Engineering

238

1926,94

1684,90

26

98,29

71,14

   

(a)

Heavy Engineering

126

868,56

728,93

3

33,35

33,35

   

(b)

Light Engineering

28

386,33

322,61

10

57,46

31,97

   

(c)

Electrical Machinery & Goods

43

348,04

293,79

7

5,68

5,39

   

(d)

Electronic Machinery & Goods

41

324,01

339,57

6

1,80

44

 

13.

Vehicles, Vehicle Parts & Transport Equipments

39

317,03

237,20

2

2,52

1,81

 

14.

Other Industries

57

635,83

363,18

32

139,09

139,54

 

15.

Electricity, Gas & Water

31

1462,09

1308,44

41

203,50

129,93

   

(a)

Electricity Generation & Transmission

31

1462,09

1308,44

37

79,43

62,70

   

(b)

Non-Conventional Energy

-

-

-

1

8

8

   

(c)

Gas, Steam & Water Supply

-

-

-

3

124,00

67,16

 

16.

Construction

34

259,86

209,50

12

92,26

71,26

III.

TRANSPORT OPERATORS

157

755,21

668,17

17

114,01

100,53

IV.

PROFESSIONAL AND OTHER SERVICES

118

147,83

140,27

51

984,58

1038,07

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

341

15853,11

14850,87

22

1304,66

1531,10

 

1.

Wholesale Trade

294

15847,08

14845,20

18

1285,09

1515,29

 

2.

Retail Trade

47

6,03

5,67

4

19,57

15,82

VII.

FINANCE

856

3803,69

2723,66

58

285,73

199,64

VIII.


ALL OTHERS


312


634,76


473,71


127


121,56


106,18


TOTAL BANK CREDIT

3,009

37761,98

32509,51

797

4070,82

3997,78

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

 

2.


Other Small Scale Industries


19


1,37


1,19


6


1,75


33



 
 
 
 
 
 
 
 

(Amount in Rupees Lakh)


       

STATE GOVERNMENT

QUASI GOVERNMENT

       

OWNED UNDERTAKINGS


BODIES


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

       

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

1,161

891,24

650,09

1,521

1364,86

1003,78

 

1.

Direct Finance

104

156,59

107,36

27

10,15

3,63

 

2.

Indirect Finance

1,057

734,66

542,72

1,494

1354,71

1000,15

II.

INDUSTRY

1,910

3391,18

2661,00

460

1976,10

1561,92

 

1.

Mining & Quarrying

56

99,07

77,88

12

27,09

16,13

 

2.

Food Manufacturing & Processing

101

206,21

142,01

15

17,77

14,39

   

(a)

Rice Mills, Flour & Dal Mills

13

34,80

34,59

3

48

30

   

(b)

Sugar

40

43,03

35,61

3

35

26

   

(c)

Edible Oils & Vanaspati

3

9,64

8,59

2

4,90

5,77

   

(d)

Tea Processing

1

7

7

-

-

-

   

(e)

Processing of Fruits & Vegetables

4

2,76

2,27

-

-

-

   

(f)

Others

40

115,90

60,88

7

12,05

8,06

 

3.

Beverage & Tobacco

2

44

44

-

-

-

 

4.

Textiles

166

164,48

128,10

33

16,30

15,28

   

(a)

Cotton Textiles

68

72,33

42,44

15

8,82

8,20

   

(b)

Jute Textiles

6

3,71

3,28

-

-

-

   

(c)

Handloom Textiles & Khadi

29

26,10

23,33

16

6,26

5,86

   

(d)

Other Textiles

63

62,35

59,05

2

1,22

1,23

 

5.

Paper, Paper Products & Printing

40

69,65

53,81

3

22,91

23,09

 

6.

Leather & Leather Products

5

2,44

2,61

2

74

9

 

7.

Rubber & Rubber Products

4

3,95

2,89

-

-

-

 

8.

Chemicals & Chemical Products

146

295,21

211,82

10

55,37

28,88

   

(a)

Heavy Industrial Chemicals

28

37,61

21,51

1

6

6

   

(b)

Fertilisers

30

203,59

149,38

5

51,95

27,99

   

(c)

Drugs & Pharmaceuticals

40

24,45

15,15

-

-

-

   

(d)

Non-Edible Oils

2

30

20

-

-

-

   

(e)

Other Chemicals & Chemical Products

46

29,26

25,57

4

3,36

83

 

9.

Petroleum, Coal Products & Nuclear Fuels

72

65,18

55,41

6

102,12

54,82

 

10.

Manufacture of Cement & Cement Products

24

80,30

72,22

2

4

4

 

11.

Basic Metals & Metal Products

83

92,80

82,59

10

8,92

7,03

   

(a)

Iron & Steel

70

77,54

67,18

5

2,14

54

   

(b)

Non-Ferrous Metals

3

50

13

4

6,73

6,44

   

(c)

Other Metal Products

10

14,76

15,28

1

5

5

 

12.

Engineering

217

438,76

426,24

8

10,61

8,91

   

(a)

Heavy Engineering

30

6,15

4,75

2

22

22

   

(b)

Light Engineering

27

38,57

36,09

1

5

4

   

(c)

Electrical Machinery & Goods

80

198,32

176,87

2

24

25

   

(d)

Electronic Machinery & Goods

80

195,71

208,53

3

10,10

8,39

 

13.

Vehicles, Vehicle Parts & Transport Equipments

17

71,96

64,31

2

532,23

558,03

 

14.

Other Industries

315

263,62

169,18

28

33,05

26,71

 

15.

Electricity, Gas & Water

640

1514,82

1158,61

306

1059,83

744,65

   

(a)

Electricity Generation & Transmission

639

1514,21

1158,35

304

1019,80

703,21

   

(b)

Non-Conventional Energy

-

-

-

1

3

3

   

(c)

Gas, Steam & Water Supply

1

61

27

1

40,00

41,41

 

16.

Construction

22

22,29

12,88

23

89,12

63,86

III.

TRANSPORT OPERATORS

128

472,19

406,35

53

66,18

37,43

IV.

PROFESSIONAL AND OTHER SERVICES

60

161,42

123,17

133

167,36

151,00

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

128

325,29

146,18

99

164,55

84,10

 

1.

Wholesale Trade

90

282,20

111,26

54

150,39

77,06

 

2.

Retail Trade

38

43,09

34,91

45

14,16

7,04

VII.

FINANCE

268

1130,47

852,97

57

261,15

203,06

VIII.


ALL OTHERS


390


635,19


508,71


359


501,67


374,53


TOTAL BANK CREDIT

4,045

7006,98

5348,47

2,682

4501,87

3415,81

OF WHICH:

1.

Artisans & Village Industries

-

-

-

2

5

5

 

2.


Other Small Scale Industries


-


-


-


1


5


5


See Notes on Tables.

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