Table No. 1.17 Population Group-Wise Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation March 2000
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Outstand- |
Accounts |
Limit |
Outstand- |
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Ing |
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ing |
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1 |
2 |
3 |
4 |
5 |
6 |
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I. |
AGRICULTURE |
133,26,614 |
20885,66 |
18014,09 |
59,64,715 |
12232,47 |
10590,97 |
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1. |
Direct Finance |
131,47,310 |
20586,09 |
17751,83 |
58,89,464 |
12010,11 |
10400,05 |
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2. |
Indirect Finance |
1,79,304 |
299,57 |
262,26 |
75,251 |
222,36 |
190,92 |
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II. |
INDUSTRY |
19,52,502 |
2495,51 |
2165,67 |
11,75,136 |
2632,59 |
2337,55 |
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III. |
TRANSPORT OPERATORS |
4,10,505 |
1011,76 |
779,14 |
2,36,224 |
938,99 |
724,83 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
7,66,143 |
996,83 |
825,88 |
5,02,648 |
1042,94 |
859,13 |
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V. |
PERSONAL LOANS |
35,32,574 |
7059,23 |
6116,76 |
35,32,594 |
9341,64 |
8062,82 |
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1. |
Loans for Purchase of Consumer Durables |
2,95,740 |
612,23 |
492,14 |
3,24,367 |
737,09 |
596,68 |
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2. |
Loans for Housing |
3,54,663 |
1399,90 |
1227,27 |
5,74,382 |
2769,64 |
2399,02 |
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3. |
Rest of the Personal Loans |
28,82,171 |
5047,09 |
4397,34 |
26,33,845 |
5834,91 |
5067,12 |
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VI. |
TRADE |
34,98,257 |
5052,69 |
4268,58 |
19,83,128 |
4732,12 |
4029,39 |
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1. |
Wholesale Trade |
99,383 |
179,84 |
151,39 |
86,399 |
299,85 |
251,83 |
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2. |
Retail Trade |
33,98,874 |
4872,85 |
4117,19 |
18,96,729 |
4432,27 |
3777,56 |
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VII. |
FINANCE |
11,487 |
21,24 |
17,55 |
14,716 |
37,10 |
31,28 |
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VIII. |
ALL OTHERS |
13,22,229 |
2583,93 |
2427,07 |
11,00,713 |
3183,57 |
3074,71 |
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TOTAL BANK CREDIT |
248,20,311 |
40106,85 |
34614,73 |
145,09,874 |
34141,42 |
29710,69 |
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OF WHICH : 1. Artisans & Village Industries |
11,63,827 |
1091,62 |
945,23 |
4,70,291 |
672,31 |
612,15 |
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2. Other Small Scale Industries |
5,85,969 |
1018,56 |
904,26 |
5,15,639 |
1395,99 |
1251,28 |
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URBAN / METROPOLITAN |
ALL-INDIA |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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Accounts |
Limit |
Outstand- |
Accounts |
Limit |
Outstand- |
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ing |
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ing |
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7 |
8 |
9 |
10 |
11 |
12 |
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I. |
AGRICULTURE |
10,28,572 |
2579,25 |
2249,27 |
203,19,901 |
35697,38 |
30854,33 |
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1. |
Direct Finance |
9,83,289 |
2448,44 |
2140,87 |
200,20,063 |
35044,64 |
30292,75 |
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2. |
Indirect Finance |
45,283 |
130,81 |
108,40 |
2,99,838 |
652,74 |
561,58 |
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II. |
INDUSTRY |
18,22,464 |
4643,39 |
4201,55 |
49,50,102 |
9771,49 |
8704,76 |
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III. |
TRANSPORT OPERATORS |
2,39,349 |
986,84 |
789,65 |
8,86,078 |
2937,59 |
2293,62 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
5,03,398 |
1582,43 |
1280,62 |
17,72,189 |
3622,20 |
2965,64 |
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V. |
PERSONAL LOANS |
69,31,331 |
24181,18 |
20005,23 |
139,96,499 |
40582,06 |
34184,80 |
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1. |
Loans for Purchase of Consumer Durables |
5,50,901 |
1539,23 |
1247,98 |
11,71,008 |
2888,55 |
2336,80 |
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2. |
Loans for Housing |
11,15,947 |
6544,75 |
5747,13 |
20,44,992 |
10714,29 |
9373,42 |
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3. |
Rest of the Personal Loans |
52,64,483 |
16097,21 |
13010,12 |
107,80,499 |
26979,21 |
22474,58 |
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VI. |
TRADE |
13,51,640 |
4357,55 |
3716,18 |
68,33,025 |
14142,36 |
12014,15 |
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1. |
Wholesale Trade |
1,95,131 |
612,37 |
533,11 |
3,80,913 |
1092,06 |
936,32 |
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2. |
Retail Trade |
11,56,509 |
3745,18 |
3183,07 |
64,52,112 |
13050,31 |
11077,83 |
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VII. |
FINANCE |
30,000 |
66,99 |
58,50 |
56,203 |
125,32 |
107,33 |
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VIII. |
ALL OTHERS |
16,18,900 |
6258,22 |
6118,30 |
40,41,842 |
12025,72 |
11620,09 |
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TOTAL BANK CREDIT |
135,25,654 |
44655,85 |
38419,29 |
528,55,839 |
118904,12 |
102744,71 |
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OF WHICH : 1. Artisans & Village Industries |
3,70,445 |
613,11 |
581,45 |
20,04,563 |
2377,04 |
2138,83 |
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2. Other Small Scale Industries |
8,39,896 |
2625,54 |
2364,30 |
19,41,504 |
5040,09 |
4519,84 |
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See Notes on Tables. |
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