Table No. 5.7 - State and Population Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1999

WESTERN REGION

STATE : MAHARASHTRA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,33,372

1832,04

1568,81

4,41,027

1126,76

960,71

1.

Direct Finance

8,20,527

1599,58

1394,16

4,35,769

1007,40

867,61

2.

Indirect Finance

12,845

232,45

174,65

5,258

119,36

93,09

II.

INDUSTRY

54,314

1386,67

1093,13

50,843

1217,97

959,46

1.

Mining & Quarrying

106

16,06

13,32

100

6,23

5,57

2.

Food Manufacturing & Processing

1,280

152,61

122,67

1,226

197,90

155,59

(a) Rice Mills, Flour & Dal Mills

369

14,05

12,23

338

26,51

22,77

(b) Sugar

19

57,62

44,78

19

57,51

41,89

(c) Edible Oils & Vanaspati

134

28,39

18,41

263

46,96

37,94

(d) Tea Processing

-

-

-

1

40

12

(e) Processing of Fruits & Vegetables

52

4,35

3,38

32

4,89

3,91

(f) Others

706

48,20

43,87

573

61,63

48,97

3.

Beverage & Tobacco

8

48

39

25

10,37

10,66

4.

Textiles

369

102,21

107,77

614

181,00

122,59

(a) Cotton Textiles

220

57,98

48,97

297

73,96

46,23

(b) Jute Textiles

2

10

10

6

26

27

(c) Handloom Textiles & Khadi

8

38

28

27

87

77

(d) Other Textiles

139

43,74

58,42

284

105,92

75,32

5.

Paper, Paper Products & Printing

259

96,06

49,13

591

58,67

53,63

6.

Leather & Leather Products

63

4,74

3,79

137

2,79

2,34

7.

Rubber & Rubber Products

82

27,31

25,18

130

8,92

7,16

8.

Chemicals & Chemical Products

658

237,32

197,66

970

179,44

130,00

(a) Heavy Industrial Chemicals

58

29,97

25,85

79

24,42

18,84

(b) Fertilisers

13

21,04

13,75

10

3,48

3,37

(c) Drugs & Pharmaceuticals

110

48,15

40,67

126

32,75

21,73

(d) Non-Edible Oils

11

4,23

4,19

24

3,14

2,58

(e) Other Chemicals & Chemical Products

466

133,94

113,20

731

115,64

83,48

9.

Petroleum, Coal Products & Nuclear Fuels

33

33,77

20,10

61

20,53

16,93

10.

Manufacture of Cement & Cement Products

91

21,68

20,29

133

20,27

17,12

11.

Basic Metals & Metal Products

541

215,94

174,24

834

124,68

102,04

(a) Iron & Steel

130

126,40

116,69

130

55,20

41,95

(b) Non-Ferrous Metals

21

15,15

14,69

17

12,28

16,06

(c) Other Metal Products

390

74,39

42,86

687

57,20

44,03

12.

Engineering

697

181,06

157,93

877

117,09

90,46

(a) Heavy Engineering

91

31,57

26,10

118

31,89

23,67

(b) Light Engineering

340

20,31

15,10

478

48,46

40,24

(c) Electrical Machinery & Goods

239

81,01

69,32

226

23,61

14,77

(d) Electronic Machinery & Goods

27

48,17

47,41

55

13,13

11,80

13.

Vehicles, Vehicle Parts & Transport Equipments

474

19,82

16,11

275

22,37

19,95

14.

Other Industries

48,304

162,52

140,26

43,348

203,61

172,76

15.

Electricity, Gas & Water

15

5,54

85

37

6,15

4,74

(a) Electricity Generation & Transmission

5

4,74

19

12

4,06

3,47

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

10

80

66

25

2,09

1,27

16.

Construction

1,334

109,54

43,46

1,485

57,96

47,92

III.

TRANSPORT OPERATORS

21,434

194,17

148,90

18,754

186,15

143,01

IV.

PROFESSIONAL AND OTHER SERVICES

67,977

150,09

121,81

44,681

196,64

157,64

V.

PERSONAL LOANS

1,60,007

427,23

374,83

1,89,125

707,39

613,36

1.

Loans for Purchase of Consumer Durables

12,718

29,45

23,57

14,151

30,46

24,48

2.

Loans for Housing

12,771

110,09

97,65

25,755

307,72

272,89

3.

Rest of the Personal Loans

1,34,518

287,70

253,60

1,49,219

369,21

316,00

VI.

TRADE

1,90,409

847,40

756,19

1,35,466

572,48

473,04

1.

Wholesale Trade

6,040

403,37

382,78

6,790

105,19

83,50

2.

Retail Trade

1,84,369

444,04

373,42

1,28,676

467,29

389,54

VII.

FINANCE

577

67,85

66,52

419

40,97

25,48

VIII.

ALL OTHERS

60,325

183,65

152,37

68,270

283,09

231,56

TOTAL BANK CREDIT

13,88,415

5089,10

4282,57

9,48,585

4331,44

3564,25

OF WHICH:

1. Artisans & Village Industries

22,761

35,81

30,86

16,749

38,57

33,62

2. Other Small Scale Industries

22,066

267,89

225,72

26,329

384,94

303,79

WESTERN REGION

STATE : MAHARASHTRA

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

72,609

483,68

404,33

14,964

1543,46

1043,40

1.

Direct Finance

69,982

309,24

267,14

13,634

518,75

397,65

2.

Indirect Finance

2,627

174,44

137,19

1,330

1024,71

645,75

II.

INDUSTRY

55,268

4916,90

3879,08

1,81,992

63756,72

48186,38

1.

Mining & Quarrying

93

13,63

12,57

254

453,96

273,98

2.

Food Manufacturing & Processing

1,404

431,30

343,22

1,633

1466,27

1023,65

(a) Rice Mills, Flour & Dal Mills

500

91,35

71,68

235

124,15

80,69

(b) Sugar

23

110,69

87,24

25

102,34

107,09

(c) Edible Oils & Vanaspati

303

136,55

111,30

185

349,48

222,63

(d) Tea Processing

9

5,01

2,39

21

83,13

45,23

(e) Processing of Fruits & Vegetables

21

8,04

7,00

101

93,73

70,70

(f) Others

548

79,66

63,61

1,066

713,44

497,32

3.

Beverage & Tobacco

78

32,02

25,12

214

299,33

258,90

4.

Textiles

3,424

472,30

386,38

10,483

9580,15

7097,61

(a) Cotton Textiles

2,325

292,77

228,28

1,646

3081,53

2346,64

(b) Jute Textiles

6

97

39

26

6,24

5,36

(c) Handloom Textiles & Khadi

110

6,71

5,47

166

71,30

58,26

(d) Other Textiles

983

171,84

152,23

8,645

6421,08

4687,35

5.

Paper, Paper Products & Printing

1,148

139,60

131,51

3,007

1319,57

928,33

6.

Leather & Leather Products

200

13,83

11,61

525

173,01

109,05

7.

Rubber & Rubber Products

366

45,90

39,78

906

660,61

508,92

8.

Chemicals & Chemical Products

2,631

1007,17

795,19

9,999

10466,17

7455,73

(a) Heavy Industrial Chemicals

268

122,32

95,73

1,188

2260,56

1540,90

(b) Fertilisers

33

28,53

29,66

162

839,93

633,68

(c) Drugs & Pharmaceuticals

442

141,52

118,23

2,184

3096,57

2156,97

(d) Non-Edible Oils

37

17,98

11,62

40

151,65

119,54

(e) Other Chemicals & Chemical Products

1,851

696,81

539,95

6,425

4117,46

3004,64

9.

Petroleum, Coal Products & Nuclear Fuels

86

50,22

47,74

479

5469,53

4467,05

10.

Manufacture of Cement & Cement Products

240

33,16

29,32

352

655,85

559,50

11.

Basic Metals & Metal Products

2,926

767,26

614,65

6,557

6942,83

5786,26

(a) Iron & Steel

736

381,11

330,11

1,900

4589,03

3923,70

(b) Non-Ferrous Metals

96

45,60

39,11

530

926,13

790,78

(c) Other Metal Products

2,094

340,55

245,43

4,127

1427,66

1071,78

12.

Engineering

3,279

896,49

638,18

10,688

8490,63

5825,77

(a) Heavy Engineering

466

236,42

180,95

1,533

3225,76

1961,84

(b) Light Engineering

1,534

194,90

145,37

4,657

1826,46

1302,99

(c) Electrical Machinery & Goods

924

277,02

161,77

2,985

1703,07

1237,55

(d) Electronic Machinery & Goods

355

188,15

150,08

1,513

1735,34

1323,39

13.

Vehicles, Vehicle Parts & Transport Equipments

874

329,61

248,18

1,433

2502,04

2044,86

14.

Other Industries

36,901

506,57

405,88

1,30,814

11629,01

8965,89

15.

Electricity, Gas & Water

62

27,91

25,00

246

1782,23

1271,55

(a) Electricity Generation & Transmission

38

24,45

22,86

186

1576,48

1124,95

(b) Non-Conventional Energy

5

59

50

13

18,35

19,60

(c) Gas, Steam & Water Supply

19

2,86

1,64

47

187,39

127,00

16.

Construction

1,556

149,94

124,76

4,402

1865,55

1609,33

III.

TRANSPORT OPERATORS

21,285

204,95

163,42

29,512

1899,90

1556,45

IV.

PROFESSIONAL AND OTHER SERVICES

34,916

359,86

282,00

29,652

2708,17

2075,62

V.

PERSONAL LOANS

1,85,968

951,53

810,91

13,57,230

7059,82

4293,31

1.

Loans for Purchase of Consumer Durables

13,683

37,42

29,70

17,084

59,82

48,28

2.

Loans for Housing

40,412

457,58

404,14

73,767

914,62

792,35

3.

Rest of the Personal Loans

1,31,873

456,54

377,07

12,66,379

6085,38

3452,68

VI.

TRADE

80,888

875,90

691,77

1,16,819

15491,88

13600,97

1.

Wholesale Trade

7,929

316,99

242,34

50,182

13764,80

12247,41

2.

Retail Trade

72,959

558,92

449,42

66,637

1727,07

1353,56

VII.

FINANCE

496

136,47

65,20

5,130

10455,11

7122,40

VIII.

ALL OTHERS

81,058

603,56

508,88

2,05,498

5250,60

4094,45

TOTAL BANK CREDIT

5,32,488

8532,85

6805,59

19,40,797

108165,66

81972,99

OF WHICH:

1. Artisans & Village Industries

6,428

27,46

24,08

4,901

38,07

29,89

2. Other Small Scale Industries

34,997

1196,23

979,42

65,383

5537,53

4196,93