WESTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

4,13,338

1027,82

815,02

7,10,571

3268,98

2579,23

1.

Direct Finance

4,11,558

927,36

762,53

6,94,389

1986,47

1702,63

2.

Indirect Finance

1,780

100,45

52,48

16,182

1282,51

876,60

II.

INDUSTRY

1,24,787

16507,96

13691,76

1,73,783

32794,49

23833,73

1.

Mining & Quarrying

149

64,57

34,72

351

310,26

204,48

2.

Food Manufacturing & Processing

940

397,11

312,12

3,796

1314,37

860,58

(a)

Rice Mills, Flour & Dal Mills

392

85,27

62,04

855

144,54

103,76

(b)

Sugar

6

11,44

15,42

64

258,91

194,36

(c)

Edible Oils & Vanaspati

278

212,30

162,25

454

248,57

141,72

(d)

Tea Processing

4

2,41

1,57

16

52,22

13,24

(e)

Processing of Fruits & Vegetables

25

16,28

16,20

159

74,85

50,73

(f)

Others

235

69,42

54,64

2,248

535,29

356,77

3.

Beverage & Tobacco

25

31,40

30,31

232

148,83

120,84

4.

Textiles

1,273

2478,76

2145,43

10,792

5434,96

3752,76

(a)

Cotton Textiles

427

835,86

767,84

2,607

1881,09

1266,04

(b)

Jute Textiles

3

10

10

25

4,47

3,15

(c)

Handloom Textiles & Khadi

11

4,21

2,72

295

74,95

61,95

(d)

Other Textiles

832

1638,58

1374,76

7,865

3474,45

2421,62

5.

Paper, Paper Products & Printing

713

247,46

204,77

3,584

857,50

605,72

6.

Leather & Leather Products

174

60,98

35,70

650

116,15

76,24

7.

Rubber & Rubber Products

252

120,62

112,39

1,025

532,15

384,59

8.

Chemicals & Chemical Products

1,987

2534,47

1931,25

10,006

5756,70

3984,49

(a)

Heavy Industrial Chemicals

158

374,62

292,87

1,119

1506,08

959,49

(b)

Fertilisers

64

549,73

424,89

113

187,58

144,78

(c)

Drugs & Pharmaceuticals

383

509,18

348,54

1,879

1378,83

945,53

(d)

Non-Edible Oils

47

12,10

9,21

58

156,22

120,82

(e)

Other Chemicals & Chemical Products

1,335

1088,84

855,74

6,837

2528,00

1813,86

9.

Petroleum, Coal Products & Nuclear Fuels

106

2687,79

2290,38

402

2017,18

1800,96

10.

Manufacture of Cement & Cement Products

173

123,87

109,88

504

327,28

256,71

11.

Basic Metals & Metal Products

1,726

1860,31

1666,82

7,854

4332,71

3491,22

(a)

Iron & Steel

394

1397,26

1300,56

2,047

2463,31

2017,70

(b)

Non-Ferrous Metals

80

123,69

118,52

442

729,62

631,74

(c)

Other Metal Products

1,252

339,36

247,74

5,365

1139,78

841,78

12.

Engineering

1,524

1341,17

1052,19

11,263

4240,50

2826,37

(a)

Heavy Engineering

316

411,93

340,93

1,416

1632,36

973,86

(b)

Light Engineering

330

345,34

305,55

5,668

844,05

548,77

(c)

Electrical Machinery & Goods

617

360,42

237,66

2,990

1029,11

759,93

(d)

Electronic Machinery & Goods

261

223,49

168,04

1,189

734,98

543,82

13.

Vehicles, Vehicle Parts & Transport Equipments

387

600,99

459,09

1,953

1261,91

1002,35

14.

Other Industries

1,14,823

3422,37

2853,38

1,16,020

4290,96

3211,22

15.

Electricity, Gas & Water

88

345,40

317,36

169

975,99

496,94

(a)

Electricity Generation & Transmission

44

338,92

312,38

118

827,24

409,27

(b)

Non-Conventional Energy

3

21

18

12

1,93

1,84

(c)

Gas, Steam & Water Supply

41

6,27

4,80

39

146,81

85,83

16.

Construction

447

190,68

135,98

5,182

877,03

758,25

III.

TRANSPORT OPERATORS

17,042

506,28

387,48

59,783

1221,85

1074,70

IV.

PROFESSIONAL AND OTHER SERVICES

24,719

270,46

200,39

1,14,705

2002,62

1623,33

V.

PERSONAL LOANS

2,46,945

1063,91

894,81

5,69,580

2809,74

2301,96

1.

Loans for Purchase of Consumer Durables

10,808

27,18

20,74

34,001

105,74

84,52

2.

Loans for Housing

37,015

475,87

416,33

95,548

965,46

828,86

3.

Rest of the Personal Loans

1,99,122

560,86

457,74

4,40,031

1738,54

1388,58

VI.

TRADE

1,28,440

2044,32

1598,42

3,02,327

13061,62

11740,58

1.

Wholesale Trade

17,412

1565,82

1189,34

46,357

11181,90

10251,96

2.

Retail Trade

1,11,028

478,50

409,08

2,55,970

1879,71

1488,61

VII.

FINANCE

1,177

1184,67

805,13

4,085

3767,68

2561,27

VIII.

ALL OTHERS

1,31,529

1293,43

1122,55

2,29,026

3334,57

2560,10

TOTAL BANK CREDIT

10,87,977

23898,84

19515,57

21,63,860

62261,55

48274,89

OF WHICH:

1.

Artisans & Village Industries

15,411

30,06

26,50

26,607

88,31

72,86

2.

Other Small Scale Industries

49,131

2204,85

1791,19

89,313

3725,66

2715,17

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

25

117,49

93,48

1,89,179

234,24

221,01

1.

Direct Finance

14

78,35

67,89

1,87,302

229,01

215,94

2.

Indirect Finance

11

39,13

25,58

1,877

5,23

5,07

II.

INDUSTRY

10,187

12598,85

9101,84

8,402

22,06

18,95

1.

Mining & Quarrying

4

50,92

1,79

9

30

21

2.

Food Manufacturing & Processing

65

207,68

170,03

113

3,66

3,32

(a)

Rice Mills, Flour & Dal Mills

2

2,01

2,01

48

1,08

83

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

11

32,87

32,25

14

19

18

(d)

Tea Processing

2

20,81

19,81

-

-

-

(e)

Processing of Fruits & Vegetables

5

5,31

5,18

2

10

3

(f)

Others

45

146,69

110,79

49

2,30

2,27

3.

Beverage & Tobacco

34

95,32

82,27

-

-

-

4.

Textiles

291

1440,90

991,54

21

45

41

(a)

Cotton Textiles

110

381,76

280,32

2

13

6

(b)

Jute Textiles

4

2,40

2,24

4

16

22

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

177

1056,74

708,99

15

16

13

5.

Paper, Paper Products & Printing

79

343,05

228,34

40

79

72

6.

Leather & Leather Products

6

5,94

6,88

2

1

1

7.

Rubber & Rubber Products

15

42,07

38,86

1

1

1

8.

Chemicals & Chemical Products

769

2172,91

1596,53

22

40

31

(a)

Heavy Industrial Chemicals

128

358,36

279,83

-

-

-

(b)

Fertilisers

7

20,07

17,45

1

4

-

(c)

Drugs & Pharmaceuticals

348

1145,79

802,46

9

21

19

(d)

Non-Edible Oils

1

98

21

-

-

-

(e)

Other Chemicals & Chemical Products

285

647,71

496,57

12

15

12

9.

Petroleum, Coal Products & Nuclear Fuels

46

478,00

147,75

-

-

-

10.

Manufacture of Cement & Cement Products

30

193,12

177,31

3

6

5

11.

Basic Metals & Metal Products

221

923,74

705,77

28

62

63

(a)

Iron & Steel

123

745,73

595,21

2

7

11

(b)

Non-Ferrous Metals

21

58,82

27,77

-

-

-

(c)

Other Metal Products

77

119,19

82,79

26

55

52

12.

Engineering

658

3164,17

2065,81

56

1,44

84

(a)

Heavy Engineering

178

1286,52

722,46

10

86

32

(b)

Light Engineering

205

689,58

477,97

26

45

41

(c)

Electrical Machinery & Goods

159

527,72

362,87

20

12

11

(d)

Electronic Machinery & Goods

116

660,36

502,52

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

118

928,17

800,75

189

3,04

2,58

14.

Other Industries

7,736

1908,30

1541,51

7,865

10,19

8,84

15.

Electricity, Gas & Water

33

359,62

360,39

-

-

-

(a)

Electricity Generation & Transmission

24

316,49

316,66

-

-

-

(b)

Non-Conventional Energy

1

4,60

5,65

-

-

-

(c)

Gas, Steam & Water Supply

8

38,53

38,07

-

-

-

16.

Construction

82

284,96

186,33

53

1,11

1,03

III.

TRANSPORT OPERATORS

80

419,56

280,24

7,074

27,74

20,55

IV.

PROFESSIONAL AND OTHER SERVICES

237

524,20

347,83

22,647

25,60

22,50

V.

PERSONAL LOANS

9,55,659

4674,91

2383,26

44,795

79,24

72,26

1.

Loans for Purchase of Consumer Durables

2,751

2,35

2,35

8,218

14,06

11,64

2.

Loans for Housing

4,976

164,24

161,10

3,704

21,95

21,14

3.

Rest of the Personal Loans

9,47,932

4508,33

2219,82

32,873

43,22

39,47

VI.

TRADE

307

547,44

382,99

58,576

70,70

64,05

1.

Wholesale Trade

172

345,17

233,08

2,117

3,82

3,66

2.

Retail Trade

135

202,27

149,91

56,459

66,88

60,39

VII.

FINANCE

353

2793,68

1689,38

8

7

5

VIII.

ALL OTHERS

3,566

695,19

539,66

10,004

11,44

11,00

TOTAL BANK CREDIT

9,70,414

22371,32

14818,69

3,40,685

471,09

430,36

OF WHICH:

1.

Artisans & Village Industries

1,001

1,47

1,47

5,454

5,78

5,06

2.

Other Small Scale Industries

272

232,20

204,31

1,730

6,12

5,23

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

48,859

337,41

268,51

13,61,972

4985,94

3977,24

1.

Direct Finance

46,649

213,78

177,55

13,39,912

3434,98

2926,55

2.

Indirect Finance

2,210

123,63

90,96

22,060

1550,96

1050,69

II.

INDUSTRY

25,258

9354,90

7471,77

3,42,417

71278,26

54118,06

1.

Mining & Quarrying

40

63,81

64,24

553

489,87

305,44

2.

Food Manufacturing & Processing

629

325,25

299,08

5,543

2248,08

1645,13

(a)

Rice Mills, Flour & Dal Mills

145

23,16

18,73

1,442

256,05

187,36

(b)

Sugar

16

57,81

71,22

86

328,16

281,00

(c)

Edible Oils & Vanaspati

128

67,47

53,89

885

561,39

390,29

(d)

Tea Processing

9

13,11

13,11

31

88,55

47,73

(e)

Processing of Fruits & Vegetables

15

14,46

12,83

206

111,00

84,98

(f)

Others

316

149,24

129,29

2,893

902,94

653,77

3.

Beverage & Tobacco

34

66,65

61,65

325

342,20

295,06

4.

Textiles

2,513

980,61

824,20

14,890

10335,67

7714,34

(a)

Cotton Textiles

1,342

407,40

355,86

4,488

3506,24

2670,13

(b)

Jute Textiles

4

46

40

40

7,58

6,11

(c)

Handloom Textiles & Khadi

5

9

11

311

79,26

64,78

(d)

Other Textiles

1,162

572,66

467,83

10,051

6742,59

4973,32

5.

Paper, Paper Products & Printing

589

165,10

123,04

5,005

1613,90

1162,60

6.

Leather & Leather Products

93

11,29

7,97

925

194,36

126,79

7.

Rubber & Rubber Products

191

47,90

45,21

1,484

742,74

581,05

8.

Chemicals & Chemical Products

1,474

1425,62

1066,00

14,258

11890,10

8578,58

(a)

Heavy Industrial Chemicals

188

198,20

149,13

1,593

2437,27

1681,32

(b)

Fertilisers

33

135,57

93,34

218

892,98

680,46

(c)

Drugs & Pharmaceuticals

243

284,98

240,88

2,862

3318,99

2337,60

(d)

Non-Edible Oils

6

7,71

7,69

112

177,00

137,93

(e)

Other Chemicals & Chemical Products

1,004

799,16

574,97

9,473

5063,85

3741,26

9.

Petroleum, Coal Products & Nuclear Fuels

105

391,09

312,73

659

5574,06

4551,82

10.

Manufacture of Cement & Cement Products

106

86,63

82,27

816

730,96

626,22

11.

Basic Metals & Metal Products

1,029

933,32

812,76

10,858

8050,70

6677,19

(a)

Iron & Steel

330

545,38

498,87

2,896

5151,75

4412,45

(b)

Non-Ferrous Metals

121

87,02

82,63

664

999,15

860,65

(c)

Other Metal Products

578

300,92

231,26

7,298

1899,80

1404,09

12.

Engineering

2,040

938,00

767,14

15,541

9685,27

6712,35

(a)

Heavy Engineering

288

193,96

155,00

2,208

3525,63

2192,56

(b)

Light Engineering

780

210,72

171,00

7,009

2090,13

1503,70

(c)

Electrical Machinery & Goods

588

167,33

122,84

4,374

2084,71

1483,41

(d)

Electronic Machinery & Goods

384

365,98

318,30

1,950

1984,80

1532,68

13.

Vehicles, Vehicle Parts & Transport Equipments

409

79,74

64,33

3,056

2873,84

2329,10

14.

Other Industries

12,923

2869,88

2069,83

2,59,367

12501,70

9684,78

15.

Electricity, Gas & Water

70

140,82

127,44

360

1821,83

1302,13

(a)

Electricity Generation & Transmission

55

127,08

113,16

241

1609,73

1151,47

(b)

Non-Conventional Energy

2

12,20

12,42

18

18,94

20,09

(c)

Gas, Steam & Water Supply

13

1,54

1,86

101

193,15

130,57

16.

Construction

3,013

829,21

743,87

8,777

2182,99

1825,46

III.

TRANSPORT OPERATORS

7,006

309,75

248,80

90,985

2485,17

2011,77

IV.