SOUTHERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,28,666

584,25

513,34

4,10,710

784,96

685,93

1.

Direct Finance

3,24,496

560,01

490,97

4,08,799

679,29

626,67

2.

Indirect Finance

4,170

24,23

22,37

1,911

105,67

59,26

II.

INDUSTRY

98,902

1670,60

1450,25

61,708

1532,03

1240,26

1.

Mining & Quarrying

77

16,78

15,15

41

2,66

2,03

2.

Food Manufacturing & Processing

1,510

361,44

303,39

1,505

406,24

297,30

(a)

Rice Mills, Flour & Dal Mills

391

20,37

17,89

316

12,99

10,83

(b)

Sugar

2

1,41

1,36

1

3

3

(c)

Edible Oils & Vanaspati

175

18,58

15,47

267

24,10

18,72

(d)

Tea Processing

25

51,38

45,03

45

54,87

48,42

(e)

Processing of Fruits & Vegetables

27

8,60

7,80

20

8,37

5,30

(f)

Others

890

261,11

215,85

856

305,89

214,00

3.

Beverage & Tobacco

22

4,18

2,57

37

8,60

7,35

4.

Textiles

1,508

73,82

69,26

1,369

192,48

160,05

(a)

Cotton Textiles

119

38,25

35,61

181

84,13

76,58

(b)

Jute Textiles

4

63

63

2

14

16

(c)

Handloom Textiles & Khadi

80

94

90

73

9,21

9,21

(d)

Other Textiles

1,305

34,00

32,11

1,113

99,01

74,10

5.

Paper, Paper Products & Printing

725

86,84

69,04

540

50,07

43,72

6.

Leather & Leather Products

144

5,87

4,01

130

2,40

1,70

7.

Rubber & Rubber Products

667

92,55

70,27

706

79,25

60,03

8.

Chemicals & Chemical Products

992

205,26

191,33

1,197

167,28

115,18

(a)

Heavy Industrial Chemicals

39

20,96

19,42

27

10,99

11,34

(b)

Fertilisers

26

56,60

51,56

15

75,53

30,07

(c)

Drugs & Pharmaceuticals

179

41,73

35,01

209

18,82

17,82

(d)

Non-Edible Oils

9

8,25

9,52

4

58

58

(e)

Other Chemicals & Chemical Products

739

77,73

75,82

942

61,36

55,38

9.

Petroleum, Coal Products & Nuclear Fuels

24

17,27

7,99

14

4,01

3,25

10.

Manufacture of Cement & Cement Products

134

7,38

2,20

152

5,56

3,24

11.

Basic Metals & Metal Products

496

58,66

54,19

936

47,38

42,53

(a)

Iron & Steel

78

37,07

38,62

63

12,65

12,04

(b)

Non-Ferrous Metals

25

2,35

1,23

22

4,74

4,09

(c)

Other Metal Products

393

19,23

14,34

851

29,99

26,40

12.

Engineering

1,093

326,72

299,16

1,264

184,02

172,24

(a)

Heavy Engineering

27

33,35

21,92

44

8,91

9,07

(b)

Light Engineering

544

21,59

18,40

497

17,74

16,26

(c)

Electrical Machinery & Goods

390

185,28

170,06

570

101,91

93,30

(d)

Electronic Machinery & Goods

132

86,51

88,78

153

55,45

53,62

13.

Vehicles, Vehicle Parts & Transport Equipments

703

14,17

12,15

592

18,59

14,95

14.

Other Industries

90,342

368,55

324,62

52,569

281,67

241,19

15.

Electricity, Gas & Water

17

1,78

1,56

29

54,40

52,44

(a)

Electricity Generation & Transmission

3

11

11

18

53,25

51,37

(b)

Non-Conventional Energy

10

1,37

1,19

1

45

44

(c)

Gas, Steam & Water Supply

4

29

25

10

70

63

16.

Construction

448

29,34

23,36

627

27,41

23,06

III.

TRANSPORT OPERATORS

17,368

181,58

134,60

16,461

126,66

103,48

IV.

PROFESSIONAL AND OTHER SERVICES

13,811

163,50

140,89

62,550

250,32

195,72

V.

PERSONAL LOANS

2,95,652

1116,61

970,70

2,18,173

922,14

817,33

1.

Loans for Purchase of Consumer Durables

46,955

92,73

77,63

23,947

56,34

48,33

2.

Loans for Housing

34,739

430,35

375,52

39,213

332,59

289,27

3.

Rest of the Personal Loans

2,13,958

593,53

517,55

1,55,013

533,21

479,73

VI.

TRADE

1,21,308

1016,54

937,91

99,003

826,87

670,36

1.

Wholesale Trade

7,506

492,01

472,84

5,526

387,33

306,10

2.

Retail Trade

1,13,802

524,53

465,07

93,477

439,54

364,26

VII.

FINANCE

3,866

35,44

31,21

796

92,01

80,46

VIII.

ALL OTHERS

1,59,697

496,12

446,36

1,69,097

639,30

539,25

TOTAL BANK CREDIT

10,39,270

5264,66

4625,26

10,38,498

5174,28

4332,79

OF WHICH:

1.

Artisans & Village Industries

29,383

61,24

54,09

16,708

40,06

35,28

2.

Other Small Scale Industries

54,560

434,78

382,37

32,881

473,40

372,66

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

3,22,825

296,51

297,64

1.

Direct Finance

-

-

-

3,22,536

296,18

297,31

2.

Indirect Finance

-

-

-

289

33

32

II.

INDUSTRY

20

42,10

33,61

25,040

38,47

35,40

1.

Mining & Quarrying

-

-

-

9

51

53

2.

Food Manufacturing & Processing

11

31,83

27,70

465

3,71

3,25

(a)

Rice Mills, Flour & Dal Mills

-

-

-

107

1,14

89

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

94

89

85

(d)

Tea Processing

5

5,86

2,94

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

6

25,97

24,76

264

1,68

1,51

3.

Beverage & Tobacco

-

-

-

2

6

5

4.

Textiles

2

3,46

43

234

1,61

1,41

(a)

Cotton Textiles

2

3,46

43

32

24

18

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

7

13

12

(d)

Other Textiles

-

-

-

195

1,24

1,11

5.

Paper, Paper Products & Printing

-

-

-

52

57

54

6.

Leather & Leather Products

-

-

-

15

11

11

7.

Rubber & Rubber Products

4

5,67

4,53

19

27

28

8.

Chemicals & Chemical Products

2

94

89

42

35

35

(a)

Heavy Industrial Chemicals

1

93

89

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

15

12

11

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

1

-

-

27

23

24

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

24

22

20

11.

Basic Metals & Metal Products

-

-

-

72

72

62

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

72

72

62

12.

Engineering

-

-

-

88

68

63

(a)

Heavy Engineering

-

-

-

2

15

11

(b)

Light Engineering

-

-

-

32

22

22

(c)

Electrical Machinery & Goods

-

-

-

53

28

26

(d)

Electronic Machinery & Goods

-

-

-

1

3

2

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

19

21

17

14.

Other Industries

1

20

6

23,955

28,50

26,33

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

44

95

94

III.

TRANSPORT OPERATORS

2

1,25

-

1,691

19,08

13,77

IV.

PROFESSIONAL AND OTHER SERVICES

1

1,01

1,03

26,329

30,01

28,20

V.

PERSONAL LOANS

1,549

24,29

17,62

39,147

62,85

58,26

1.

Loans for Purchase of Consumer Durables

-

-

-

4,450

6,93

6,47

2.

Loans for Housing

28

1,52

1,46

2,601

18,51

16,21

3.

Rest of the Personal Loans

1,521

22,77

16,16

32,096

37,41

35,58

VI.

TRADE

18

4,37

3,98

1,61,462

167,29

159,37

1.

Wholesale Trade

1

1

-

77

74

65

2.

Retail Trade

17

4,36

3,98

1,61,385

166,55

158,73

VII.

FINANCE

3

7,42

3,13

8

9

6

VIII.

ALL OTHERS

729

23,94

16,56

19,420

19,32

17,69

TOTAL BANK CREDIT

2,322

104,38

75,92

5,95,922

633,63

610,39

OF WHICH:

1.

Artisans & Village Industries

-

-

-

15,120

14,62

13,71

2.

Other Small Scale Industries

1

6,99

6,99

7,980

16,66

14,93

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

1,17,330

373,43

349,43

11,79,531

2039,14

1846,33

1.

Direct Finance

1,15,903

329,15

309,75

11,71,734

1864,63

1724,70

2.

Indirect Finance

1,427

44,27

39,68

7,797

174,51

121,63

II.

INDUSTRY

37,571

1423,12

1110,70

2,23,241

4706,32

3870,21

1.

Mining & Quarrying

75

6,85

5,25

202

26,80

22,95

2.

Food Manufacturing & Processing

1,488

482,49

339,18

4,979

1285,72

970,82

(a)

Rice Mills, Flour & Dal Mills

420

37,02

32,64

1,234

71,51

62,24

(b)

Sugar

4

6,13

3,63

7

7,57

5,01

(c)

Edible Oils & Vanaspati

311

18,69

14,96

847

62,26

50,01

(d)

Tea Processing

12

9,92

8,19

87

122,03

104,59

(e)

Processing of Fruits & Vegetables

13

1,16

98

60

18,14

14,08

(f)

Others

728

409,57

278,78

2,744

1004,21

734,90

3.

Beverage & Tobacco

69

15,59

19,77

130

28,43

29,75

4.

Textiles

686

74,15

63,33

3,799

345,52

294,47

(a)

Cotton Textiles

45

18,14

16,46

379

144,21

129,26

(b)

Jute Textiles

2

1,00

1,21

8

1,77

2,00

(c)

Handloom Textiles & Khadi

32

1,47

1,42

192

11,76

11,65

(d)

Other Textiles

607

53,54

44,23

3,220

187,78

151,56

5.

Paper, Paper Products & Printing

522

50,04

39,08

1,839

187,52

152,38

6.

Leather & Leather Products

80

4,90

4,87

369

13,28

10,69

7.

Rubber & Rubber Products

563

120,58

63,57

1,959

298,32

198,67

8.

Chemicals & Chemical Products

727

82,35

70,64

2,960

456,18

378,38

(a)

Heavy Industrial Chemicals

12

5,93

5,96

79

38,81

37,60

(b)

Fertilisers

8

30,76

23,05

49

162,90

104,67

(c)

Drugs & Pharmaceuticals

171

17,08

15,89

574

77,75

68,83

(d)

Non-Edible Oils

4

46

58

17

9,29

10,67

(e)

Other Chemicals & Chemical Products

532

28,11

25,17

2,241

167,44

156,60

9.

Petroleum, Coal Products & Nuclear Fuels

16

1,76

2,04

54

23,04

13,28

10.

Manufacture of Cement & Cement Products

136

18,24

17,94

446

31,40

23,58

11.

Basic Metals & Metal Products

329

17,64

15,00

1,833

124,39

112,35

(a)

Iron & Steel

38

9,23

7,32

179

58,95

57,97

(b)

Non-Ferrous Metals

2

9

7

49

7,18

5,39

(c)

Other Metal Products

289

8,32

7,61

1,605

58,26

48,98

12.

Engineering

779

79,04

70,55

3,224

590,46

542,59

(a)

Heavy Engineering

18

1,93

1,53

91

44,34

32,64

(b)

Light Engineering

316

5,51

4,94

1,389

45,06

39,83

(c)

Electrical Machinery & Goods

369

57,30

48,54

1,382

344,78

312,17

(d)

Electronic Machinery & Goods

76

14,30

15,53

362

156,28

157,95

13.

Vehicles, Vehicle Parts & Transport Equipments

522

12,08

10,32

1,836

45,05

37,59

14.

Other Industries

29,569

267,50

226,81

1,96,436

946,42

819,00

15.

Electricity, Gas & Water

16

2,32

47

62

58,50

54,47

(a)

Electricity Generation & Transmission

6

1,93

11

27

55,30

51,59

(b)

Non-Conventional Energy

-

-

-

11

1,82

1,63

(c)

Gas, Steam & Water Supply

10

38

36

24

1,38

1,25

16.

Construction

1,994

187,58

161,88

3,113

245,28

209,24

III.

TRANSPORT OPERATORS

18,292

235,12

177,79

53,814

563,70

429,63

IV.