WESTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,901

16,27

12,31

6,736

49,47

41,70

1.

Direct Finance

2,890

15,09

11,21

6,567

43,93

37,29

2.

Indirect Finance

11

1,18

1,10

169

5,54

4,40

II.

INDUSTRY

4,863

202,83

168,28

5,271

625,60

455,69

1.

Mining & Quarrying

31

32,43

16,16

122

236,83

168,97

2.

Food Manufacturing & Processing

22

4,50

3,38

229

33,81

19,20

(a)

Rice Mills, Flour & Dal Mills

3

1,07

54

8

5

3

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

1

80

82

4

9

9

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

3

22

22

13

3,19

82

(f)

Others

15

2,41

1,81

204

30,49

18,26

3.

Beverage & Tobacco

25

2,41

1,69

80

15,83

11,86

4.

Textiles

13

2,61

2,00

58

3,34

2,85

(a)

Cotton Textiles

-

-

-

2

4

3

(b)

Jute Textiles

-

-

-

1

3

1

(c)

Handloom Textiles & Khadi

-

-

-

2

5

4

(d)

Other Textiles

13

2,61

2,00

53

3,22

2,77

5.

Paper, Paper Products & Printing

46

4,02

3,47

102

3,45

2,56

6.

Leather & Leather Products

9

80

96

7

50

49

7.

Rubber & Rubber Products

26

4,37

3,41

23

38

33

8.

Chemicals & Chemical Products

60

19,86

14,13

219

116,21

85,46

(a)

Heavy Industrial Chemicals

1

7

5

13

12,94

4,83

(b)

Fertilisers

3

11,05

6,52

4

32,34

13,40

(c)

Drugs & Pharmaceuticals

9

1,13

93

60

49,55

48,49

(d)

Non-Edible Oils

-

-

-

3

9

6

(e)

Other Chemicals & Chemical Products

47

7,61

6,63

139

21,29

18,69

9.

Petroleum, Coal Products & Nuclear Fuels

2

15

7

9

33,15

22,05

10.

Manufacture of Cement & Cement Products

9

66

58

30

5,55

5,64

11.

Basic Metals & Metal Products

91

41,96

35,42

192

34,01

27,97

(a)

Iron & Steel

27

35,70

30,29

51

27,10

23,21

(b)

Non-Ferrous Metals

9

2,91

2,27

9

2,18

91

(c)

Other Metal Products

55

3,35

2,86

132

4,74

3,85

12.

Engineering

42

10,86

13,69

236

44,94

32,57

(a)

Heavy Engineering

5

63

73

17

10,40

5,23

(b)

Light Engineering

4

1,38

4,22

115

17,78

14,87

(c)

Electrical Machinery & Goods

27

4,93

3,86

86

4,01

3,31

(d)

Electronic Machinery & Goods

6

3,92

4,88

18

12,75

9,16

13.

Vehicles, Vehicle Parts & Transport Equipments

25

36,25

36,50

86

21,43

18,04

14.

Other Industries

4,420

39,96

31,83

3,362

50,33

40,23

15.

Electricity, Gas & Water

8

33

31

8

3,21

2,52

(a)

Electricity Generation & Transmission

-

-

-

7

2,76

2,21

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

8

33

31

1

45

31

16.

Construction

34

1,67

4,67

508

22,65

14,93

III.

TRANSPORT OPERATORS

959

17,74

10,40

4,201

77,18

57,22

IV.

PROFESSIONAL AND OTHER SERVICES

910

19,57

13,59

5,107

81,11

62,36

V.

PERSONAL LOANS

10,699

49,95

41,60

34,012

179,82

155,31

1.

Loans for Purchase of Consumer Durables

291

87

66

3,251

9,94

7,97

2.

Loans for Housing

1,108

18,42

15,86

4,336

39,34

34,75

3.

Rest of the Personal Loans

9,300

30,66

25,08

26,425

130,55

112,59

VI.

TRADE

1,753

39,70

27,97

6,423

81,63

58,79

1.

Wholesale Trade

156

25,18

16,86

391

29,31

17,31

2.

Retail Trade

1,597

14,52

11,11

6,032

52,32

41,48

VII.

FINANCE

12

19

13

75

28,57

27,36

VIII.

ALL OTHERS

3,431

18,64

14,46

15,012

83,28

59,47

TOTAL BANK CREDIT

25,528

364,89

288,74

76,837

1206,66

917,90

OF WHICH:

1.

Artisans & Village Industries

550

1,27

95

829

3,18

2,74

2.

Other Small Scale Industries

1,198

44,47

35,77

3,218

108,04

81,77

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

-

-

-

1.

Direct Finance

-

-

-

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

5

7,84

2,53

-

-

-

1.

Mining & Quarrying

1

1,24

4

-

-

-

2.

Food Manufacturing & Processing

-

-

-

-

-

-

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

1

60

20

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

1

60

20

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

3

6,00

2,29

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

2

3,00

2,09

-

-

-

(d)

Electronic Machinery & Goods

1

3,00

20

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

-

-

-

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

2

1

1

-

-

-

V.

PERSONAL LOANS

34

28

37

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

-

-

-

-

-

-

3.

Rest of the Personal Loans

34

28

37

-

-

-

VI.

TRADE

-

-

-

-

-

-

1.

Wholesale Trade

-

-

-

-

-

-

2.

Retail Trade

-

-

-

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

TOTAL BANK CREDIT

41

8,14

2,90

-

-

-

OF WHICH:

1.

Artisans & Village Industries

-

-

-

2.

Other Small Scale Industries

2

3,60

40

-

-

-

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

10

17

14

9,647

65,90

54,15

1.

Direct Finance

10

17

14

9,467

59,18

48,65

2.

Indirect Finance

-

-

-

180

6,72

5,51

II.

INDUSTRY

1,634

165,72

121,73

11,773

1002,00

748,23

1.

Mining & Quarrying

20

8,28

9,48

174

278,78

194,65

2.

Food Manufacturing & Processing

10

11,72

10,68

261

50,03

33,27

(a)

Rice Mills, Flour & Dal Mills

1

1

1

12

1,13

59

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

5

89

91

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

16

3,41

1,04

(f)

Others

9

11,71

10,67

228

44,60

30,74

3.

Beverage & Tobacco

4

15

13

109

18,40

13,69

4.

Textiles

12

20,11

19,33

83

26,05

24,18

(a)

Cotton Textiles

5

11,71

11,25

7

11,75

11,29

(b)

Jute Textiles

-

-

-

1

3

1

(c)

Handloom Textiles & Khadi

-

-

-

2

5

4

(d)

Other Textiles

7

8,40

8,07

73

14,22

12,84

5.

Paper, Paper Products & Printing

3

11

11

151

7,58

6,14

6.

Leather & Leather Products

-

-

-

16

1,30

1,45

7.

Rubber & Rubber Products

1

1

1

50

4,77

3,75

8.

Chemicals & Chemical Products

18

21,31

19,83

298

157,98

119,62

(a)

Heavy Industrial Chemicals

-

-

-

14

13,01

4,88

(b)

Fertilisers

2

14,95

14,87

9

58,34

34,79

(c)

Drugs & Pharmaceuticals

3

1,90

1,09

72

52,58

50,51

(d)

Non-Edible Oils

1

2

2

4

11

8

(e)

Other Chemicals & Chemical Products

12

4,43

3,85

199

33,94

29,36

9.

Petroleum, Coal Products & Nuclear Fuels

1

7,10

7,10

12

40,40

29,21

10.

Manufacture of Cement & Cement Products

2

2,32

2,32

41

8,53

8,54

11.

Basic Metals & Metal Products

16

48,87

7,93

299

124,84

71,32

(a)

Iron & Steel

11

48,45

7,50

89

111,25

61,00

(b)

Non-Ferrous Metals

-

-

-

18

5,09

3,18

(c)

Other Metal Products

5

42

43

192

8,50

7,14

12.

Engineering

6

16,55

16,54

287

78,34

65,10

(a)

Heavy Engineering

1

3,52

3,52

23

14,54

9,48

(b)

Light Engineering

1

9,50

9,50

120

28,66

28,59

(c)

Electrical Machinery & Goods

3

3

2

118

11,97

9,29

(d)

Electronic Machinery & Goods

1

3,50

3,50

26

23,17

17,74

13.

Vehicles, Vehicle Parts & Transport Equipments

24

9,45

9,42

135

67,12

63,96

14.

Other Industries

1,412

11,11

11,01

9,194

101,40

83,07

15.

Electricity, Gas & Water

-

-

-

16

3,53

2,83

(a)

Electricity Generation & Transmission

-

-

-

7

2,76

2,21

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

9

78

63

16.

Construction

105

8,65

7,84

647

32,97

27,45

III.

TRANSPORT OPERATORS

154

1,80

1,44

5,314

96,73

69,05

IV.

PROFESSIONAL AND OTHER SERVICES