NORTH-EASTERN REGION

Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

31,521

69,23

54,78

82,365

165,98

152,92

1.

Direct Finance

30,522

57,22

46,67

81,367

139,83

129,95

2.

Indirect Finance

999

12,01

8,11

998

26,15

22,97

II.

INDUSTRY

27,355

538,93

409,92

56,086

570,65

493,46

1.

Mining & Quarrying

12

9,12

8,32

17

4,72

3,29

2.

Food Manufacturing & Processing

388

121,07

72,33

1,082

179,75

141,87

(a)

Rice Mills, Flour & Dal Mills

158

12,99

10,10

325

13,52

11,76

(b)

Sugar

-

-

-

4

1,23

1,64

(c)

Edible Oils & Vanaspati

31

11,90

9,51

69

23,83

11,42

(d)

Tea Processing

61

83,69

41,47

176

133,31

109,78

(e)

Processing of Fruits & Vegetables

1

9

9

3

38

38

(f)

Others

137

12,39

11,14

505

7,49

6,90

3.

Beverage & Tobacco

5

1,14

42

7

72

50

4.

Textiles

791

39,55

37,82

1,523

21,61

20,97

(a)

Cotton Textiles

38

15,33

13,89

110

3,86

4,90

(b)

Jute Textiles

1

2

2

9

65

69

(c)

Handloom Textiles & Khadi

296

1,81

1,76

689

6,15

6,43

(d)

Other Textiles

456

22,39

22,15

715

10,95

8,96

5.

Paper, Paper Products & Printing

171

6,82

5,33

353

8,19

7,01

6.

Leather & Leather Products

33

2,29

2,07

47

60

58

7.

Rubber & Rubber Products

14

1,35

1,30

36

2,42

2,34

8.

Chemicals & Chemical Products

219

24,20

21,34

213

29,11

17,16

(a)

Heavy Industrial Chemicals

3

37

37

4

1,89

1,89

(b)

Fertilisers

2

90

14

5

1,19

1,31

(c)

Drugs & Pharmaceuticals

55

3,05

2,05

57

7,15

6,89

(d)

Non-Edible Oils

3

10

11

3

30

16

(e)

Other Chemicals & Chemical Products

156

19,77

18,68

144

18,58

6,92

9.

Petroleum, Coal Products & Nuclear Fuels

12

11,57

6,80

18

12,65

12,73

10.

Manufacture of Cement & Cement Products

82

21,16

19,05

179

9,95

9,94

11.

Basic Metals & Metal Products

317

55,36

46,21

657

29,04

22,72

(a)

Iron & Steel

108

36,48

29,74

39

19,46

13,52

(b)

Non-Ferrous Metals

13

4,43

3,42

1

9

8

(c)

Other Metal Products

196

14,46

13,05

617

9,48

9,12

12.

Engineering

211

109,01

88,96

517

37,82

30,71

(a)

Heavy Engineering

27

60,32

49,23

14

4,69

1,76

(b)

Light Engineering

55

10,15

9,94

144

16,89

12,50

(c)

Electrical Machinery & Goods

115

21,44

13,44

324

8,89

8,76

(d)

Electronic Machinery & Goods

14

17,09

16,35

35

7,35

7,69

13.

Vehicles, Vehicle Parts & Transport Equipments

148

22,94

7,29

182

5,05

4,85

14.

Other Industries

24,913

105,75

85,41

50,149

207,49

198,36

15.

Electricity, Gas & Water

22

5,66

5,50

18

1,11

71

(a)

Electricity Generation & Transmission

21

4,66

4,41

11

93

58

(b)

Non-Conventional Energy

1

1,00

1,09

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

7

18

13

16.

Construction

17

1,94

1,77

1,088

20,40

19,71

III.

TRANSPORT OPERATORS

2,271

27,17

23,30

6,349

69,64

63,48

IV.

PROFESSIONAL AND OTHER SERVICES

2,300

27,60

23,36

20,995

63,44

59,04

V.

PERSONAL LOANS

62,523

193,02

173,73

61,279

213,17

187,96

1.

Loans for Purchase of Consumer Durables

13,187

23,11

21,05

6,731

15,59

13,18

2.

Loans for Housing

5,545

81,33

74,75

6,687

67,03

59,97

3.

Rest of the Personal Loans

43,791

88,57

77,93

47,861

130,55

114,81

VI.

TRADE

39,406

248,15

218,94

78,885

307,21

271,11

1.

Wholesale Trade

2,375

124,54

115,30

3,883

66,86

54,66

2.

Retail Trade

37,031

123,62

103,64

75,002

240,35

216,45

VII.

FINANCE

283

2,07

1,78

262

8,63

7,11

VIII.

ALL OTHERS

10,000

26,10

24,26

95,305

336,56

315,10

TOTAL BANK CREDIT

1,75,659

1132,26

930,06

4,01,526

1735,28

1550,18

OF WHICH:

1.

Artisans & Village Industries

8,452

15,87

15,54

19,655

35,74

35,52

2.

Other Small Scale Industries

18,718

170,48

143,83

30,004

186,30

167,32

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

66,949

64,98

58,34

1.

Direct Finance

-

-

-

66,879

60,02

55,98

2.

Indirect Finance

-

-

-

70

4,97

2,36

II.

INDUSTRY

6

31,79

9,86

16,423

20,75

21,09

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

5

31,71

9,82

116

2,55

2,48

(a)

Rice Mills, Flour & Dal Mills

-

-

-

72

1,52

1,52

(b)

Sugar

-

-

-

1

6

4

(c)

Edible Oils & Vanaspati

-

-

-

6

12

9

(d)

Tea Processing

5

31,71

9,82

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

9

43

42

(f)

Others

-

-

-

28

43

41

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

30

28

33

(a)

Cotton Textiles

-

-

-

11

11

15

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

8

11

11

(d)

Other Textiles

-

-

-

11

6

7

5.

Paper, Paper Products & Printing

-

-

-

17

46

48

6.

Leather & Leather Products

-

-

-

1

-

1

7.

Rubber & Rubber Products

-

-

-

1

2

2

8.

Chemicals & Chemical Products

-

-

-

22

54

59

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

13

33

32

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

9

20

27

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

6

2

3

11.

Basic Metals & Metal Products

-

-

-

21

27

25

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

21

27

25

12.

Engineering

-

-

-

43

19

18

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

3

4

3

(c)

Electrical Machinery & Goods

-

-

-

40

15

15

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

9

26

24

14.

Other Industries

1

8

4

16,112

15,61

15,77

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

45

55

72

III.

TRANSPORT OPERATORS

-

-

-

7,919

30,94

25,75

IV.

PROFESSIONAL AND OTHER SERVICES

1

22

25

10,423

11,78

10,37

V.

PERSONAL LOANS

62

21

19

27,149

48,49

42,76

1.

Loans for Purchase of Consumer Durables

7

11

11

5,818

10,78

8,86

2.

Loans for Housing

-

-

-

1,116

14,07

13,12

3.

Rest of the Personal Loans

55

10

8

20,215

23,65

20,77

VI.

TRADE

4

8,70

1,51

47,514

51,68

48,49

1.

Wholesale Trade

4

8,70

1,51

129

2,92

2,58

2.

Retail Trade

-

-

-

47,385

48,76

45,91

VII.

FINANCE

-

-

-

1

1

1

VIII.

ALL OTHERS

59

1,00

97

5,457

5,73

4,99

TOTAL BANK CREDIT

132

41,91

12,78

1,81,835

234,37

211,80

OF WHICH:

1.

Artisans & Village Industries

-

-

-

9,572

9,33

9,47

2.

Other Small Scale Industries

1

8

4

6,113

8,59

8,77

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

51

21

18

1,80,886

300,41

266,22

1.

Direct Finance

50

17

14

1,78,818

257,24

232,75

2.

Indirect Finance

1

4

4

2,068

43,16

33,47

II.

INDUSTRY

240

18,04

16,93

1,00,110

1180,16

951,25

1.

Mining & Quarrying

-

-

-

29

13,85

11,61

2.

Food Manufacturing & Processing

8

1,18

1,18

1,599

336,26

227,67

(a)

Rice Mills, Flour & Dal Mills

3

44

45

558

28,48

23,83

(b)

Sugar

-

-

-

5

1,29

1,67

(c)

Edible Oils & Vanaspati

-

-

-

106

35,84

21,03

(d)

Tea Processing

1

70

70

243

249,40

161,77

(e)

Processing of Fruits & Vegetables

-

-

-

13

90

89

(f)

Others

4

4

3

674

20,35

18,48

3.

Beverage & Tobacco

-

-

-

12

1,86

91

4.

Textiles

14

13

9

2,358

61,58

59,23

(a)

Cotton Textiles

-

-

-

159

19,30

18,94

(b)

Jute Textiles

-

-

-

10

68

71

(c)

Handloom Textiles & Khadi

-

-

-

993

8,07

8,31

(d)

Other Textiles

14

13

9

1,196

33,53

31,27

5.

Paper, Paper Products & Printing

6

7

6

547

15,54

12,88

6.

Leather & Leather Products

2

1

1

83

2,90

2,66

7.

Rubber & Rubber Products

2

10

10

53

3,90

3,76

8.

Chemicals & Chemical Products

1

3

3

455

53,87

39,12

(a)

Heavy Industrial Chemicals

-

-

-

7

2,25

2,26

(b)

Fertilisers

-

-

-

7

2,09

1,45

(c)

Drugs & Pharmaceuticals

1

3

3

126

10,57

9,29

(d)

Non-Edible Oils

-

-

-

6

40

26

(e)

Other Chemicals & Chemical Products

-

-

-

309

38,55

25,86

9.

Petroleum, Coal Products & Nuclear Fuels

1

26

33

31

24,48

19,86

10.

Manufacture of Cement & Cement Products

-

-

-

267

31,13

29,02

11.

Basic Metals & Metal Products

4

1,18

1,02

999

85,85

70,20

(a)

Iron & Steel

4

1,18

1,02

151

57,13

44,27

(b)

Non-Ferrous Metals

-

-

-

14

4,52

3,51

(c)

Other Metal Products

-

-

-

834

24,21

22,42

12.

Engineering

5

13

6

776

147,15

119,90

(a)

Heavy Engineering

-

-

-

41

65,01

50,99

(b)

Light Engineering

4

4

3

206

27,12

22,51

(c)

Electrical Machinery & Goods

-

-

-

479

30,49

22,34

(d)

Electronic Machinery & Goods

1

8

3

50

24,52

24,06

13.

Vehicles, Vehicle Parts & Transport Equipments

3

1,46

1,73

342

29,72

14,11

14.

Other Industries

194

13,50

12,33

91,369

342,42

311,91

15.

Electricity, Gas & Water

-

-

-

40

6,76

6,21

(a)

Electricity Generation & Transmission

-

-

-

32

5,59

4,99

(b)

Non-Conventional Energy

-

-

-

1

1,00

1,09

(c)

Gas, Steam & Water Supply

-

-

-

7

18

13

16.

Construction

-

-

-

1,150

22,89

22,19

III.

TRANSPORT OPERATORS

175

6,06

4,26

16,714

133,81

116,79