Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 2 of 2)
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(Amount in Rupees Lakh) |
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16% AND ABOVE BUT |
17% AND ABOVE BUT |
18% AND ABOVE BUT |
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LESS THAN 17% |
LESS THAN 18% |
LESS THAN 20% |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||||
OCCUPATION |
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standing |
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standing |
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|
standing |
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19 |
20 |
21 |
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22 |
23 |
24 |
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25 |
26 |
27 |
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I. |
AGRICULTURE |
39,455 |
1296,73 |
1147,22 |
49,791 |
2520,63 |
2100,46 |
30,912 |
1786,02 |
1560,96 |
||||
1. |
Direct Finance |
37,410 |
724,57 |
629,83 |
45,578 |
1097,99 |
961,24 |
28,381 |
1131,51 |
1028,67 |
||||
2. |
Indirect Finance |
2,045 |
572,16 |
517,38 |
4,213 |
1422,64 |
1139,22 |
2,531 |
654,51 |
532,28 |
||||
II. |
INDUSTRY |
65,062 |
9434,89 |
7989,26 |
91,121 |
18322,34 |
14967,71 |
99,580 |
37510,14 |
29597,90 |
||||
1. |
Mining & Quarrying |
908 |
280,25 |
190,70 |
1,478 |
243,77 |
212,76 |
1,696 |
513,36 |
391,92 |
||||
2. |
Food Manufacturing and Processing |
6,471 |
924,94 |
757,63 |
8,907 |
1604,00 |
1297,71 |
9,498 |
3115,89 |
2477,35 |
||||
(a) |
Rice Mills, Flour and Dal Mills |
2,850 |
205,93 |
165,12 |
4,176 |
314,00 |
230,62 |
4,260 |
555,39 |
411,91 |
||||
(b) |
Sugar |
151 |
121,38 |
90,36 |
205 |
478,49 |
409,47 |
336 |
773,14 |
638,90 |
||||
(c) |
Edible Oils and Vanaspati |
1,069 |
168,03 |
126,00 |
1,547 |
283,89 |
226,62 |
1,342 |
603,39 |
485,86 |
||||
(d) |
Tea Processing |
157 |
93,45 |
66,64 |
215 |
142,24 |
109,33 |
340 |
448,06 |
320,73 |
||||
(e) |
Processing of Fruits & Vegetables |
141 |
10,80 |
8,47 |
161 |
14,94 |
13,95 |
269 |
52,67 |
44,76 |
||||
(f) |
Others |
2,103 |
325,35 |
301,05 |
2,603 |
370,44 |
307,73 |
2,951 |
683,23 |
575,19 |
||||
3. |
Beverage and Tobacco |
448 |
171,48 |
125,32 |
609 |
194,11 |
132,34 |
854 |
417,83 |
334,10 |
||||
4. |
Textiles |
9,950 |
1397,00 |
1180,02 |
11,964 |
2297,31 |
1877,99 |
16,023 |
5510,58 |
4378,11 |
||||
(a) |
Cotton Textiles |
2,712 |
611,80 |
542,79 |
3,514 |
1075,56 |
906,43 |
5,152 |
2135,27 |
1731,07 |
||||
(b) |
Jute Textiles |
127 |
46,68 |
34,60 |
167 |
50,16 |
36,07 |
170 |
120,70 |
88,34 |
||||
(c) |
Handloom Textiles & Khadi |
896 |
31,98 |
25,20 |
1,188 |
83,84 |
67,03 |
606 |
80,92 |
70,92 |
||||
(d) |
Other Textiles |
6,215 |
706,54 |
577,43 |
7,095 |
1087,75 |
868,46 |
10,095 |
3173,69 |
2487,78 |
||||
5. |
Paper, Paper Products and Printing |
3,390 |
292,74 |
270,06 |
4,497 |
589,84 |
505,01 |
5,748 |
1103,21 |
915,53 |
||||
6. |
Leather and Leather Products |
975 |
121,02 |
105,45 |
1,203 |
112,70 |
115,83 |
1,485 |
284,20 |
286,10 |
||||
7. |
Rubber and Rubber Products |
1,084 |
134,39 |
100,74 |
1,564 |
219,80 |
161,04 |
1,974 |
594,52 |
520,67 |
||||
8. |
Chemicals and Chemical Products |
6,813 |
1521,26 |
1255,05 |
8,813 |
2607,53 |
2165,65 |
12,099 |
6404,07 |
4990,91 |
||||
(a) |
Heavy Industrial Chemicals |
724 |
262,34 |
191,67 |
902 |
448,20 |
383,72 |
1,506 |
1293,00 |
992,01 |
||||
(b) |
Fertilizers |
251 |
280,69 |
250,29 |
298 |
361,05 |
287,44 |
389 |
1028,37 |
727,19 |
||||
(c) |
Drugs and Pharmaceuticals |
1,383 |
425,79 |
333,04 |
1,641 |
777,07 |
654,00 |
2,465 |
1593,10 |
1273,37 |
||||
(d) |
Non-Edible Oils |
171 |
62,92 |
57,96 |
191 |
39,30 |
31,41 |
215 |
59,17 |
47,28 |
||||
(e) |
Other Chemicals & Chemical Products |
4,284 |
489,52 |
422,09 |
5,781 |
981,91 |
809,07 |
7,524 |
2430,44 |
1951,06 |
||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
515 |
116,97 |
94,27 |
711 |
464,34 |
417,46 |
771 |
950,10 |
697,12 |
||||
10. |
Manufacture of Cement & Cement Products |
679 |
169,94 |
135,14 |
966 |
346,43 |
262,32 |
885 |
1006,25 |
619,93 |
||||
11. |
Basic Metals & Metal Products |
6,991 |
1009,17 |
943,95 |
9,756 |
2593,43 |
2207,58 |
11,441 |
5856,26 |
4640,74 |
||||
(a) |
Iron and Steel |
2,323 |
572,65 |
558,84 |
3,326 |
1954,98 |
1662,18 |
4,714 |
4505,83 |
3521,05 |
||||
(b) |
Non-Ferrous Metals |
462 |
60,18 |
48,64 |
697 |
163,80 |
133,99 |
841 |
389,60 |
327,12 |
||||
(c) |
Other Metal Products |
4,206 |
376,35 |
336,48 |
5,733 |
474,64 |
411,41 |
5,886 |
960,84 |
792,56 |
||||
12. |
Engineering |
8,106 |
1690,00 |
1441,01 |
11,734 |
3733,63 |
2979,90 |
13,995 |
6128,59 |
4890,00 |
||||
(a) |
Heavy Engineering |
1,316 |
428,45 |
425,66 |
1,885 |
1256,93 |
1025,84 |
2,438 |
1873,65 |
1324,96 |
||||
(b) |
Light Engineering |
3,436 |
473,75 |
408,73 |
4,921 |
902,22 |
675,52 |
5,352 |
1415,82 |
1170,47 |
||||
(c) |
Electrical Machinery & Goods |
2,138 |
444,33 |
375,71 |
2,892 |
635,68 |
519,39 |
3,624 |
1453,29 |
1198,61 |
||||
(d) |
Electronic Machinery & Goods |
1,216 |
343,46 |
230,91 |
2,036 |
938,80 |
759,15 |
2,581 |
1385,82 |
1195,96 |
||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
2,135 |
340,81 |
290,79 |
3,557 |
805,37 |
622,61 |
4,149 |
1586,71 |
1059,27 |
||||
14. |
Other Industries |
13,468 |
896,92 |
814,21 |
22,003 |
1566,97 |
1346,89 |
14,406 |
2387,56 |
1944,08 |
||||
15. |
Electricity, Gas & Water |
1,253 |
175,14 |
125,10 |
1,013 |
625,38 |
374,54 |
738 |
811,23 |
671,89 |
||||
(a) |
Electricity Generation & Transmission |
1,178 |
172,56 |
122,50 |
894 |
610,44 |
362,08 |
557 |
773,58 |
638,88 |
||||
(b) |
Non-Conventional Energy |
23 |
73 |
69 |
32 |
2,39 |
2,41 |
54 |
17,26 |
15,31 |
||||
(c) |
Gas, Steam & Water Supply |
52 |
1,85 |
1,91 |
87 |
12,55 |
10,05 |
127 |
20,39 |
17,70 |
||||
16. |
Construction |
1,876 |
192,87 |
159,83 |
2,346 |
317,75 |
288,08 |
3,818 |
839,78 |
780,19 |
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III. |
TRANSPORT OPERATORS |
10,694 |
339,72 |
296,08 |
19,673 |
535,00 |
432,65 |
32,263 |
1188,94 |
975,33 |
||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
10,172 |
582,26 |
496,58 |
21,445 |
1746,35 |
1383,50 |
22,133 |
2217,88 |
1893,82 |
||||
V. |
PERSONAL LOANS |
59,481 |
858,09 |
782,63 |
2,92,446 |
3307,20 |
2530,35 |
1,14,329 |
1820,43 |
1543,05 |
||||
1. |
Loans for Purchase of Consumer Durables |
1,498 |
10,85 |
9,24 |
7,056 |
52,75 |
45,15 |
8,714 |
73,35 |
63,26 |
||||
2. |
Loans for Housing |
13,347 |
270,26 |
247,03 |
45,364 |
987,47 |
740,12 |
7,729 |
353,88 |
307,27 |
||||
3. |
Rest of the Personal Loans |
44,636 |
576,98 |
526,35 |
2,40,026 |
2266,98 |
1745,07 |
97,886 |
1393,21 |
1172,52 |
||||
VI. |
TRADE |
38,455 |
2702,52 |
2471,18 |
57,534 |
9223,39 |
7819,32 |
47,385 |
3940,13 |
3283,62 |
||||
1. |
Wholesale Trade |
12,508 |
2144,79 |
1966,77 |
16,258 |
8267,48 |
7052,73 |
21,479 |
2294,66 |
1911,13 |
||||
2. |
Retail Trade |
25,947 |
557,73 |
504,42 |
41,276 |
955,91 |
766,59 |
25,906 |
1645,47 |
1372,49 |
||||
VII. |
FINANCE |
1,262 |
849,17 |
652,38 |
2,563 |
1285,11 |
991,72 |
3,160 |
2339,14 |
2000,19 |
||||
VIII. |
ALL OTHERS |
2,977 |
1663,48 |
1342,85 |
|
27,442 |
6237,43 |
4660,84 |
|
5,434 |
2780,49 |
2445,87 |
||
TOTAL LOANS AND ADVANCES |
2,27,558 |
17726,86 |
15178,18 |
5,62,015 |
43177,45 |
34886,56 |
3,55,196 |
53583,17 |
43300,74 |
|||||
OF WHICH : |
1. Artisans & Village Industries |
1,935 |
43,39 |
34,66 |
2,805 |
75,87 |
57,20 |
1,352 |
80,07 |
67,22 |
||||
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|
2. Other Small Scale Industries |
42,786 |
2564,47 |
2295,85 |
|
56,039 |
4191,32 |
3527,00 |
|
65,551 |
7150,66 |
6028,19 |
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(Amount in Rupees Lakh) |
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20% AND ABOVE |
TOTAL |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||
OCCUPATION |
|
|
standing |
|
|
|
standing |
|||
|
|
|
28 |
29 |
30 |
|
31 |
32 |
33 |
|
I. |
AGRICULTURE |
10,784 |
1026,78 |
864,93 |
10,46,758 |
17369,61 |
14551,98 |
|||
1. |
Direct Finance |
9,656 |
431,13 |
388,13 |
10,12,436 |
12164,70 |
10521,39 |
|||
2. |
Indirect Finance |
1,128 |
595,65 |
476,80 |
34,322 |
5204,91 |
4030,59 |
|||
II. |
INDUSTRY |
84,327 |
29458,00 |
25279,87 |
8,06,057 |
123719,69 |
101206,74 |
|||
1. |
Mining & Quarrying |
945 |
193,32 |
166,07 |
11,818 |
2130,54 |
1680,92 |
|||
2. |
Food Manufacturing and Processing |
6,454 |
2513,12 |
2155,94 |
85,258 |
11285,54 |
9225,04 |
|||
(a) |
Rice Mills, Flour and Dal Mills |
2,424 |
310,57 |
291,78 |
34,687 |
1969,82 |
1611,92 |
|||
(b) |
Sugar |
244 |
576,88 |
529,71 |
1,414 |
2092,26 |
1776,92 |
|||
(c) |
Edible Oils and Vanaspati |
1,068 |
431,99 |
333,96 |
15,999 |
2170,79 |
1713,92 |
|||
(d) |
Tea Processing |
421 |
401,08 |
330,66 |
1,522 |
1351,78 |
1022,92 |
|||
(e) |
Processing of Fruits & Vegetables |
153 |
30,75 |
25,02 |
1,991 |
203,89 |
171,78 |
|||
(f) |
Others |
2,144 |
761,85 |
644,82 |
29,645 |
3496,99 |
2927,58 |
|||
3. |
Beverage and Tobacco |
908 |
643,95 |
542,50 |
5,734 |
1781,11 |
1377,09 |
|||
4. |
Textiles |
15,098 |
4167,46 |
3696,57 |
1,20,994 |
19894,79 |
16394,62 |
|||
(a) |
Cotton Textiles |
5,499 |
1998,03 |
1776,45 |
33,307 |
8210,54 |
6876,13 |
|||
(b) |
Jute Textiles |
119 |
34,68 |
28,83 |
1,472 |
453,40 |
370,82 |
|||
(c) |
Handloom Textiles & Khadi |
437 |
54,15 |
42,95 |
9,309 |
553,66 |
446,19 |
|||
(d) |
Other Textiles |
9,043 |
2080,60 |
1848,35 |
76,906 |
10677,19 |
8701,47 |
|||
5. |
Paper, Paper Products and Printing |
4,316 |
927,36 |
805,74 |
39,983 |
3693,10 |
3127,97 |
|||
6. |
Leather and Leather Products |
1,184 |
234,60 |
210,69 |
13,315 |
1717,94 |
1528,26 |
|||
7. |
Rubber and Rubber Products |
1,520 |
535,07 |
466,47 |
11,822 |
1870,20 |
1583,37 |
|||
8. |
Chemicals and Chemical Products |
9,825 |
4508,75 |
3715,84 |
67,466 |
18088,17 |
14390,15 |
|||
(a) |
Heavy Industrial Chemicals |
1,133 |
750,22 |
582,84 |
6,471 |
3351,46 |
2538,14 |
|||
(b) |
Fertilizers |
306 |
581,04 |
390,97 |
1,903 |
2482,12 |
1857,49 |
|||
(c) |
Drugs and Pharmaceuticals |
2,079 |
1422,42 |
1200,19 |
13,047 |
5149,98 |
4147,73 |
|||
(d) |
Non-Edible Oils |
208 |
65,06 |
65,62 |
1,577 |
315,26 |
268,56 |
|||
(e) |
Other Chemicals & Chemical Products |
6,099 |
1690,01 |
1476,22 |
44,468 |
6789,35 |
5578,23 |
|||
9. |
Petroleum, Coal Products & Nuclear Fuels |
563 |
475,92 |
372,13 |
5,211 |
2656,83 |
2166,01 |
|||
10. |
Manufacture of Cement & Cement Products |
804 |
425,86 |
374,59 |
8,321 |
2296,00 |
1704,98 |
|||
11. |
Basic Metals & Metal Products |
8,552 |
3753,07 |
3184,82 |
78,764 |
15986,43 |
13229,09 |
|||
(a) |
Iron and Steel |
3,950 |
2497,61 |
2155,60 |
24,822 |
11253,40 |
9306,78 |
|||
(b) |
Non-Ferrous Metals |
655 |
264,44 |
226,79 |
5,554 |
1090,34 |
902,90 |
|||
(c) |
Other Metal Products |
3,947 |
991,01 |
802,43 |
48,388 |
3642,69 |
3019,41 |
|||
12. |
Engineering |
10,708 |
5362,27 |
4721,83 |
90,978 |
20137,61 |
16491,85 |
|||
(a) |
Heavy Engineering |
1,810 |
1280,65 |
1044,57 |
13,316 |
5922,97 |
4577,58 |
|||
(b) |
Light Engineering |
3,891 |
1183,50 |
997,41 |
39,427 |
4764,14 |
3913,34 |
|||
(c) |
Electrical Machinery & Goods |
2,819 |
1299,38 |
1171,71 |
22,412 |
4669,16 |
3922,88 |
|||
(d) |
Electronic Machinery & Goods |
2,188 |
1598,75 |
1508,15 |
15,823 |
4781,35 |
4078,05 |
|||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
3,222 |
1231,37 |
970,42 |
28,991 |
4977,92 |
3717,10 |
|||
14. |
Other Industries |
14,161 |
2218,16 |
1889,52 |
2,01,975 |
10683,65 |
9069,19 |
|||
15. |
Electricity, Gas & Water |
546 |
804,56 |
651,36 |
10,994 |
2890,05 |
2210,72 |
|||
(a) |
Electricity Generation & Transmission |
355 |
685,88 |
542,52 |
9,731 |
2687,11 |
2029,20 |
|||
(b) |
Non-Conventional Energy |
51 |
52,51 |
45,39 |
343 |
84,82 |
75,00 |
|||
(c) |
Gas, Steam & Water Supply |
140 |
66,17 |
63,45 |
920 |
118,12 |
106,53 |
|||
16. |
Construction |
5,521 |
1463,15 |
1355,37 |
24,433 |
3629,81 |
3310,38 |
|||
III. |
TRANSPORT OPERATORS |
17,074 |
700,02 |
574,41 |
2,48,615 |
4818,26 |
3960,00 |
|||
IV. |
PROFESSIONAL AND OTHER SERVICES |
12,724 |
1611,80 |
1358,58 |
1,87,295 |
8669,43 |
7197,17 |
|||
V. |
PERSONAL LOANS |
96,001 |
1647,07 |
1404,37 |
17,27,626 |
18759,75 |
16177,89 |
|||
1. |
Loans for Purchase of Consumer Durables |
4,979 |
58,59 |
53,26 |
28,938 |
247,22 |
216,84 |
|||
2. |
Loans for Housing |
3,331 |
119,57 |
100,18 |
5,54,678 |
7601,82 |
6697,25 |
|||
3. |
Rest of the Personal Loans |
87,691 |
1468,91 |
1250,92 |
11,44,010 |
10910,70 |
9263,80 |
|||
VI. |
TRADE |
52,122 |
3805,47 |
3149,76 |
5,92,560 |
29943,60 |
25242,85 |
|||
1. |
Wholesale Trade |
23,623 |
2237,29 |
1839,37 |
1,48,095 |
21649,23 |
18281,92 |
|||
2. |
Retail Trade |
28,499 |
1568,17 |
1310,40 |
4,44,465 |
8294,36 |
6960,93 |
|||
VII. |
FINANCE |
5,421 |
3875,34 |
3179,56 |
21,532 |
10862,66 |
8859,31 |
|||
VIII. |
ALL OTHERS |
5,249 |
2524,51 |
2204,97 |
|
54,500 |
19022,35 |
15590,80 |
||
TOTAL LOANS AND ADVANCES |
2,83,702 |
44648,99 |
38016,45 |
46,84,943 |
233165,35 |
192786,75 |
||||
OF WHICH : |
1. Artisans & Village Industries |
760 |
31,26 |
27,48 |
45,140 |
497,53 |
430,41 |
|||
|
|
2. Other Small Scale Industries |
50,161 |
5949,56 |
4957,03 |
|
4,86,467 |
29993,03 |
24565,78 |
পৃষ্ঠাটো শেহতীয়া আপডেট কৰা তাৰিখ: