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Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
March 1996

(Amount in Rupees Lakh)


 

CASH CREDIT


 

OVERDRAFTS


 

DEMAND LOANS


INTEREST RATE RANGE

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 
 
 

Standing


 
 
 

standing


 
 
 

Standing


 

1


2


3


 

4


5


6


 

7


8


9


                       

Less than 6%

8

2,30

2,24

 

3

82

82

 

23

25

12

                       

6% and above but less than 10%

1,903

224,62

156,50

 

590

204,68

142,56

 

5,262

121,94

98,72

 

                     

10% and above but less than 12%

4,207

286,55

232,87

 

5,851

232,02

188,65

 

8,174

152,02

131,46

 

                     

12% and above but less than 14%

56,651

2524,84

1942,90

 

68,342

2123,23

1508,97

 

91,568

1589,14

1363,87

 

                     

14% and above but less than 15%

2,45,629

3917,09

3386,65

 

66,442

1321,03

985,68

 

1,00,674

1117,23

1015,61

 

                     

15% and above but less than 16%

94,327

5846,02

4534,72

 

46,427

2387,37

1767,76

 

49,928

1643,39

1518,13

 

                     

16% and above but less than 17%

68,576

9713,88

8189,36

 

16,816

1370,56

1048,72

 

14,198

1179,30

1087,27

 

                     

17% and above but less than 18%

1,09,607

23449,49

19322,59

 

35,941

2746,77

2181,15

 

28,717

2601,21

2009,16

 

                     

18% and above but less than 20%

97,164

28697,55

22504,18

 

32,015

3028,28

2624,40

 

26,579

7104,25

5274,87

 

                     

20% and above

88,794

21169,19

17779,53

 

50,228

7230,08

5683,45

 

17,306

5824,36

4984,23

 
 
 
 
 
 
 
 
 
 
 
 

Total Loans & Advances


7,66,866


95831,53


78051,54


 

3,22,655


20644,84


16132,16


 

3,42,429


21333,10


17483,45


 
 
 
 
 
 
 
 
 
 
 
 
 

MEDIUM TERM LOANS


 

LONG TERM LOANS


 

PACKING CREDIT


INTEREST RATE RANGE

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 

Accounts

Limit

Out-

 
 
 

Standing


 
 
 

standing


 
 
 

Standing


 

10


11


12


 

13


14


15


 

16


17


18


Less than 6%

80

76

66

 

2,53,677

2682,99

2409,43

 

-

-

-

                       

6% and above but less than 10%

3,174

101,06

81,71

 

34,887

535,83

477,35

 

1,152

706,99

570,94

 

                     

10% and above but less than 12%

11,608

271,43

219,87

 

1,16,490

2222,84

2068,48

 

118

29,52

17,68

 

                     

12% and above but less than 14%

2,01,292

2137,70

1961,43

 

2,12,037

3703,05

3253,55

 

13,244

14820,45

11426,23

 

                     

14% and above but less than 15%

3,59,377

3695,31

3239,48

 

6,95,312

7815,30

6710,18

 

3,624

342,68

310,28

 

                     

15% and above but less than 16%

1,79,205

3759,67

3422,70

 

3,22,991

6507,56

5489,67

 

2,195

1001,21

766,94

 

                     

16% and above but less than 17%

45,676

1445,80

1286,22

 

81,513

3741,55

3340,74

 

779

275,77

225,86

 

                     

17% and above but less than 18%

2,16,519

5624,61

4964,49

 

1,70,339

8331,20

6097,44

 

892

424,17

311,73

 

                     

18% and above but less than 20%

93,366

4080,55

3630,86

 

1,03,430

8850,10

7754,23

 

2,642

1822,43

1512,21

 

                     

20% and above


74,268


4045,08


3755,39


 

52,802


6240,55


5708,20


 

304


139,72


105,64


Total Loans & Advances


11,84,565


25161,96


22562,81


 

20,43,478


50630,96


43309,27


 

24,950


19562,94


15247,52


See Notes on Tables

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