Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1997
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(Amount in Rupees Lakh) |
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CASH CREDIT |
OVERDRAFTS |
DEMAND LOANS |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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INTEREST RATE RANGE |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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standing |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
Less than 6% |
9 |
8,00 |
6,27 |
5 |
61 |
60 |
24 |
6,58 |
5,04 |
6% and above but less than 10% |
1,483 |
88,42 |
74,31 |
328 |
137,18 |
109,93 |
1,247 |
66,63 |
56,12 |
10% and above but less than 12% |
4,003 |
275,96 |
224,86 |
2,486 |
194,53 |
146,19 |
4,954 |
154,29 |
142,95 |
12% and above but less than 14% |
48,603 |
3522,56 |
2198,18 |
67,763 |
2304,09 |
1474,21 |
1,08,733 |
1910,95 |
1552,63 |
14% and above but less than 15% |
3,48,411 |
6223,06 |
4952,66 |
1,08,333 |
2351,12 |
1833,46 |
2,05,492 |
2702,12 |
2249,03 |
15% and above but less than 16% |
86,203 |
8342,99 |
6313,96 |
83,834 |
3915,40 |
3011,27 |
1,22,330 |
3751,97 |
3108,18 |
16% and above but less than 17% |
67,422 |
10092,23 |
7948,49 |
21,523 |
1351,90 |
971,52 |
23,664 |
3850,81 |
3119,96 |
17% and above but less than 18% |
1,22,304 |
21677,65 |
17149,29 |
43,369 |
2987,76 |
2076,11 |
55,831 |
6742,10 |
5443,27 |
18% and above but less than 20% |
1,24,017 |
35265,29 |
26804,19 |
44,603 |
5066,37 |
4114,80 |
1,26,430 |
11778,29 |
10319,33 |
20% and above |
67,139 |
13808,72 |
11501,70 |
54,310 |
6170,29 |
5139,15 |
42,152 |
5043,87 |
4491,50 |
Total Loans & Advances |
8,69,594 |
99304,88 |
77173,92 |
4,26,554 |
24479,25 |
18877,25 |
6,90,857 |
36007,61 |
30488,02 |
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MEDIUM TERM LOANS |
LONG TERM LOANS |
PACKING CREDIT |
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No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
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INTEREST RATE RANGE |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
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standing |
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standing |
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standing |
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10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
Less than 6% |
2,618 |
43,31 |
31,57 |
2,45,115 |
2767,86 |
2438,16 |
- |
- |
- |
6% and above but less than 10% |
11,318 |
117,32 |
94,96 |
39,729 |
561,32 |
496,43 |
395 |
381,84 |
327,34 |
10% and above but less than 12% |
19,515 |
295,95 |
236,23 |
1,28,543 |
2404,45 |
2238,61 |
132 |
35,71 |
28,51 |
12% and above but less than 14% |
1,37,938 |
2531,43 |
2378,80 |
1,65,323 |
3873,51 |
3463,11 |
14,045 |
16297,66 |
12480,12 |
14% and above but less than 15% |
4,65,477 |
4774,79 |
4073,45 |
9,89,588 |
12720,77 |
10539,51 |
6,371 |
313,72 |
241,58 |
15% and above but less than 16% |
1,45,545 |
2682,68 |
2310,47 |
2,92,553 |
6824,51 |
5740,65 |
1,872 |
1039,31 |
671,68 |
16% and above but less than 17% |
46,175 |
1909,80 |
1725,06 |
87,850 |
4686,80 |
4109,80 |
815 |
584,74 |
429,31 |
17% and above but less than 18% |
1,03,183 |
5861,73 |
5514,44 |
1,65,476 |
8629,83 |
7389,77 |
969 |
470,97 |
316,65 |
18% and above but less than 20% |
73,045 |
6255,08 |
5643,27 |
1,29,315 |
11691,19 |
10071,81 |
3,255 |
2371,07 |
1847,36 |
20% and above |
1,11,755 |
3372,86 |
3108,95 |
64,430 |
5956,51 |
5435,81 |
220 |
57,64 |
39,59 |
Total Loans & Advances |
11,16,569 |
27844,95 |
25117,21 |
23,07,922 |
60116,77 |
51923,66 |
28,074 |
21552,66 |
16382,15 |
See Notes on Tables |
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