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83475232

Table No. 3.5 - Maturity Pattern of Term Deposits of Scheduled Commercial Banks According to State
March 1996









 

ANDAMAN & NICOBAR

 

ANDHRA PRADESH

 

ARUNACHAL PRADESH

 

ASSAM

 

ISLANDS


   
   
   

PERIOD OF MATURITY

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

Accounts


 
 

Accounts


 
 

Accounts


 
 

Accounts


 
 

1


2


 

3


4


 

5


6


 

7


8


Upto 90 Days

1,504

6,12

 

624,460

2114,82

 

1,382

5,64

 

44,354

129,54

 

(4.3)

(8.0)

 

(8.9)

(14.6)

 

(0.7)

(3.1)

 

(2.2)

(6.0)

                       

91 Days & Above but

1,179

2,65

 

288,728

942,04

 

2,083

1,63

 

25,938

45,10

Less than 6 Months

(3.4)

(3.5)

 

(4.1)

(6.5)

 

(1.0)

(0.9)

 

(1.3)

(2.1)

                       

6 Months & Above but

2,907

5,03

 

559,812

1250,38

 

2,628

2,06

 

79,378

97,07

Less than 1 Year

(8.3)

(6.6)

 

(8.0)

(8.6)

 

(1.3)

(1.1)

 

(4.0)

(4.5)

                       

1 Year & Above but

7,106

19,09

 

1460,427

2879,90

 

20,687

38,47

 

313,374

348,45

Less than 2 Years

(20.3)

(25.0)

 

(20.9)

(19.9)

 

(10.3)

(21.2)

 

(15.7)

(16.2)

                       

2 Years & Above but

5,280

14,88

 

1460,162

2957,32

 

87,168

74,94

 

367,391

397,65

Less than 3 Years

(15.1)

(19.5)

 

(20.9)

(20.4)

 

(43.2)

(41.2)

 

(18.4)

(18.5)

                       

3 Years & Above but

6,022

10,10

 

1291,365

2353,41

 

41,951

32,17

 

504,186

499,37

Less than 5 Years

(17.2)

(13.2)

 

(18.5)

(16.2)

 

(20.8)

(17.7)

 

(25.3)

(23.2)

                       

5 Years & Above

10,978

18,47

 

1311,284

1994,95

 

45,723

26,97

 

660,882

636,09

 

(31.4)


(24.2)


 

(18.7)


(13.8)


 

(22.7)


(14.8)


 

(33.1)


(29.5)


GRAND TOTAL

34,976

76,34

 

6996,238

14492,83

 

201,622

181,89

 

1995,503

2153,26

 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)












 

BIHAR


 

CHANDIGARH


 

DADRA & NAGAR HAVELI


 

DAMAN & DIU


PERIOD OF MATURITY

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

Accounts


 
 

Accounts


 
 

Accounts


 
 

Accounts


 
 

9


10


 

11


12


 

13


14


 

15


16


Upto 90 Days

195,682

457,99

 

49,847

723,45

 

918

1,63

 

977

1,69

 

(3.0)

(5.0)

 

(12.7)

(28.8)

 

(8.2)

(7.3)

 

(2.7)

(1.5)

                       

91 Days & Above but

119,622

210,68

 

23,631

268,11

 

876

1,84

 

1,398

3,09

Less than 6 Months

(1.8)

(2.3)

 

(6.0)

(10.7)

 

(7.8)

(8.2)

 

(3.9)

(2.7)

                       

6 Months & Above but

357,515

464,42

 

49,048

306,94

 

1,410

4,31

 

2,089

3,08

Less than 1 Year

(5.5)

(5.1)

 

(12.5)

(12.2)

 

(12.6)

(19.2)

 

(5.8)

(2.7)

                       

1 Year & Above but

1263,321

1796,41

 

120,478

607,75

 

1,642

4,46

 

7,877

20,48

Less than 2 Years

(19.5)

(19.7)

 

(30.6)

(24.2)

 

(14.7)

(19.9)

 

(21.8)

(17.6)

                       

2 Years & Above but

1349,182

1935,14

 

70,039

303,42

 

2,007

3,80

 

8,259

24,39

Less than 3 Years

(20.8)

(21.2)

 

(17.8)

(12.1)

 

(17.9)

(16.9)

 

(22.8)

(21.0)

                       

3 Years & Above but

1411,072

1903,61

 

61,896

230,77

 

1,693

2,89

 

7,337

46,44

Less than 5 Years

(21.8)

(20.8)

 

(15.7)

(9.2)

 

(15.1)

(12.9)

 

(20.3)

(40.0)

                       

5 Years & Above

1775,523

2372,70

 

18,719

73,72

 

2,656

3,49

 

8,212

16,88

 

(27.4)


(26.0)


 

(4.8)


(2.9)


 

(23.7)


(15.6)


 

(22.7)


(14.5)


GRAND TOTAL

6471,917

9140,95

 

393,658

2514,15

 

11,202

22,43

 

36,149

116,05

 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)












 

DELHI


 

GOA


 

GUJARAT


 

HARYANA


PERIOD OF MATURITY

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

Accounts


 
 

Accounts


 
 

Accounts


 
 

Accounts


 
 

17


18


 

19


20


 

21


22


 

23


24


Upto 90 Days

439,551

4673,94

 

30,227

148,01

 

271,255

1328,97

 

234,996

744,76

 

(9.2)

(19.3)

 

(4.7)

(6.2)

 

(5.4)

(8.2)

 

(8.7)

(13.3)

                       

91 Days & Above but

233,580

1757,41

 

15,698

93,14

 

216,413

778,86

 

127,821

301,85

Less than 6 Months

(4.9)

(7.2)

 

(2.5)

(3.9)

 

(4.3)

(4.8)

 

(4.7)

(5.4)

                       

6 Months & Above but

458,448

2625,53

 

44,981

198,38

 

352,402

1122,49

 

279,175

544,84

Less than 1 Year

(9.6)

(10.8)

 

(7.1)

(8.3)

 

(7.0)

(7.0)

 

(10.4)

(9.8)

                       

1 Year & Above but

1407,610

6817,47

 

172,342

622,78

 

1431,302

4295,46

 

732,417

1500,82

Less than 2 Years

(29.6)

(28.1)

 

(27.0)

(26.1)

 

(28.5)

(26.6)

 

(27.2)

(26.9)

                       

2 Years & Above but

1111,852

4376,85

 

167,894

563,87

 

1109,809

3321,63

 

591,172

1155,75

Less than 3 Years

(23.4)

(18.1)

 

(26.3)

(23.7)

 

(22.1)

(20.6)

 

(21.9)

(20.7)

                       

3 Years & Above but

677,923

2849,04

 

122,867

477,76

 

834,059

3221,59

 

411,296

807,17

Less than 5 Years

(14.3)

(11.8)

 

(19.3)

(20.1)

 

(16.6)

(20.0)

 

(15.2)

(14.5)

                       

5 Years & Above

424,727

1145,60

 

83,251

277,78

 

815,634

2075,70

 

320,401

525,84

 

(8.9)


(4.7)


 

(13.1)


(11.7)


 

(16.2)


(12.9)


 

(11.9)


(9.4)


GRAND TOTAL

4753,691

24245,83

 

637,260

2381,71

 

5030,874

16144,71

 

2697,278

5581,04

 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)












 

HIMACHAL PRADESH


 

JAMMU & KASHMIR


 

KARNATAKA


 

KERALA


PERIOD OF MATURITY

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

Accounts


 
 

Accounts


 
 

Accounts


 
 

Accounts


 
 

25


26


 

27


28


 

29


30


 

31


32


Upto 90 Days

61,702

177,86

 

49,946

118,30

 

458,787

2027,29

 

538,466

1930,50

 

(4.8)

(8.2)

 

(4.5)

(6.1)

 

(6.7)

(13.4)

 

(14.6)

(13.3)

                       

91 Days & Above but

39,561

82,96

 

45,238

90,92

 

237,574

1515,49

 

137,730

511,78

Less than 6 Months

(3.1)

(3.8)

 

(4.1)

(4.7)

 

(3.5)

(10.0)

 

(3.7)

(3.5)

                       

6 Months & Above but

72,458

145,45

 

93,235

182,05

 

474,208

1317,88

 

311,110

1306,27

Less than 1 Year

(5.7)

(6.7)

 

(8.5)

(9.4)

 

(6.9)

(8.7)

 

(8.4)

(9.0)

                       

1 Year & Above but

283,668

515,82

 

187,937

386,91

 

1480,285

3452,96

 

931,844

3904,00

Less than 2 Years

(22.3)

(23.7)

 

(17.0)

(19.9)

 

(21.5)

(22.9)

 

(25.3)

(26.9)

                       

2 Years & Above but

291,760

452,75

 

197,063

366,69

 

1283,032

2741,30

 

609,631

2629,49

Less than 3 Years

(22.9)

(20.8)

 

(17.9)

(18.8)

 

(18.6)

(18.2)

 

(16.5)

(18.1)

                       

3 Years & Above but

289,086

475,25

 

177,085

275,42

 

1207,266

2136,75

 

633,527

3079,30

Less than 5 Years

(22.7)

(21.8)

 

(16.1)

(14.2)

 

(17.5)

(14.2)

 

(17.2)

(21.2)

                       

5 Years & Above

236,314

327,59

 

352,188

525,91

 

1739,459

1896,52

 

526,385

1132,71

 

(18.5)


(15.0)


 

(31.9)


(27.0)


 

(25.3)


(12.6)


 

(14.3)


(7.8)


GRAND TOTAL

1274,549

2177,68

 

1102,692

1946,19

 

6880,611

15088,19

 

3688,693

14494,04

 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)




(Amount in Rupees Lakh)


 

LAKSHADWEEP


 

MADHYA PRADESH


 

MAHARASHTRA


 

MANIPUR


PERIOD OF MATURITY

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

Accounts


 
 

Accounts


 
 

Accounts


 
 

Accounts


 
 

33


34


 

35


36


 

37


38


 

39


40


Upto 90 Days

86

20

 

252,872

657,19

 

786,639

7680,74

 

1,136

11,89

 

(4.4)

(2.7)

 

(4.7)

(7.2)

 

(7.8)

(14.2)

 

(2.4)

(12.4)

                       

91 Days & Above but

20

3

 

220,192

349,70

 

432,163

4179,61

 

661

3,51

Less than 6 Months

(1.0)

(0.4)

 

(4.1)

(3.9)

 

(4.3)

(7.7)

 

(1.4)

(3.7)

                       

6 Months & Above but

36

35

 

391,452

712,98

 

914,103

10388,57

 

2,452

609

Less than 1 Year

(1.8)

(4.8)

 

(7.3)

(7.9)

 

(9.0)

(19.2)

 

(5.1)

(6.3)

                       

1 Year & Above but

235

3,06

 

1347,751

2351,14

 

2669,306

11770,40

 

10,720

22,63

Less than 2 Years

(12.1)

(41.8)

 

(25.1)

(25.9)

 

(26.4)

(21.7)

 

(22.8)

(23.6)

                       

2 Years & Above but

357

62

 

1122,956

1898,42

 

2112,282

7927,50

 

7,159

15,56

Less than 3 Years

(18.3)

(8.4)

 

(20.9)

(20.9)

 

(20.9)

(14.6)

 

(15.2)

(16.2)

                       

3 Years & Above but

658

1,48

 

1067,349

1716,65

 

1669,671

8416,48

 

13,711

17,61

Less than 5 Years

(33.7)

(20.3)

 

(19.8)

(18.9)

 

(16.5)

(15.5)

 

(29.1)

(18.4)

                       

5 Years & Above

558

1,58

 

976,701

1389,59

 

1538,206

3884,34

 

11,278

18,61

 

(28.6)


(21.6)


 

(18.2)


(15.3)


 

(15.2)


(7.2)


 

(23.9)


(19.4)


GRAND TOTAL

1,950

7,31

 

5379,273

9075,66

 

10122,370

  54247,64

 

47,090

95,89

 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


               
               








 

MEGHALAYA


 

MIZORAM


 

NAGALAND


 

ORISSA


PERIOD OF MATURITY

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

Accounts


 
 

Accounts


 
 

Accounts


 
 

Accounts


 
 

41


42


 

43


44


 

45


46


 

47


48


Upto 90 Days

5,951

44,60

 

1,293

6,28

 

3,914

17,83

 

120,196

394,34

 

(3.4)

(12.0)

 

(3.6)

(8.1)

 

(4.1)

(8.9)

 

(5.4)

(11.7)

                       

91 Days & Above but

2,720

10,93

 

1,515

5,95

 

1,355

4,24

 

75,382

193,74

Less than 6 Months

(1.6)

(2.9)

 

(4.2)

(7.7)

 

(1.4)

(2.1)

 

(3.4)

(5.7)

                       

6 Months & Above but

13,460

42,52

 

1,264

3,48

 

3,356

7,66

 

152,468

221,85

Less than 1 Year

(7.7)

(11.5)

 

(3.5)

(4.5)

 

(3.5)

(3.8)

 

(6.9)

(6.6)

                       

1 Year & Above but

39,569

99,41

 

6,570

20,50

 

23,507

56,09

 

409,653

671,74

Less than 2 Years

(22.7)

(26.8)

 

(18.1)

(26.4)

 

(24.5)

(27.9)

 

(18.4)

(19.9)

                       

2 Years & Above but

38,207

69,24

 

19,824

23,35

 

31,869

55,07

 

408,604

607,36

Less than 3 Years

(22.0)

(18.7)

 

(54.5)

(30.1)

 

(33.2)

(27.4)

 

(18.4)

(18.0)

                       

3 Years & Above but

32,369

48,75

 

4,736

11,63

 

22,210

36,84

 

480,756

607,93

Less than 5 Years

(18.6)

(13.1)

 

(13.0)

(15.0)

 

(23.1)

(18.3)

 

(21.6)

(18.0)

                       

5 Years & Above

41,670

55,27

 

1,177

6,34

 

9,811

23,59

 

575,118

686,10

 

(24.0)


(14.9)


 

(3.2)


(8.2)


 

(10.2)


(11.7)


 

(25.9)


(20.3)


GRAND TOTAL

173,946

370,73

 

36,379

77,53

 

96,022

201,31

 

2222,195

3383,05

 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


           
           
 
 
 
 
 

(Amount in Rupees Lakh)


 

PONDICHERRY


 

PUNJAB


 

RAJASTHAN


 

SIKKIM


PERIOD OF MATURITY

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

Accounts


 
 

Accounts


 
 

Accounts


 
 

Accounts


 
 

49


50


 

51


52


 

53


54


 

55


56


Upto 90 Days

13,857

70,35

 

397,347

1509,45

 

201,137

532,96

 

3,213

21,71

 

(11.1)

(15.2)

 

(8.7)

(11.8)

 

(5.0)

(7.1)

 

(7.2)

(16.7)

                       

91 Days & Above but

4,961

26,68

 

177,865

528,25

 

126,199

300,76

 

1,406

2,79

Less than 6 Months

(4.0)

(5.8)

 

(3.9)

(4.1)

 

(3.1)

(4.0)

 

(3.1)

(2.1)

                       

6 Months & Above but

9,292

30,00

 

361,919

904,68

 

263237

469,85

 

3,853

12,48

Less than 1 Year

(7.4)

(6.5)

 

(8.0)

(7.1)

 

(6.5)

(6.2)

 

(8.6)

(9.6)

                       

1 Year & Above but

31,430

131,57

 

1290,233

3255,64

 

1067,554

1896,97

 

13,712

31,69

Less than 2 Years

(25.2)

(28.5)

 

(28.4)

(25.5)

 

(26.4)

(25.1)

 

(30.5)

(24.3)

                       

2 Years & Above but

29,597

92,97

 

1100,315

2931,22

 

1090,247

2076,67

 

10,641

32,08

Less than 3 Years

(23.7)

(20.1)

 

(24.2)

(22.9)

 

(27.0)

(27.5)

 

(23.7)

(24.6)

                       

3 Years & Above but

19,756

70,98

 

768,836

2386,53

 

829,343

1513,10

 

8,055

20,36

Less than 5 Years

(15.8)

(15.4)

 

(16.9)

(18.7)

 

(20.5)

(20.0)

 

(17.9)

(15.6)

                       

5 Years & Above

15,860

39,38

 

453,341

1265,43

 

466,562

767,31

 

4,030

9,19

 

(12.7)


(8.5)


 

(10.0)


(9.9)


 

(11.5)


(10.2)


 

(9.0)


(7.0)


GRAND TOTAL

124,753

461,93

 

4549,856

12781,20

 

4044,279

7557,61

 

44,910

130,30

 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


               
               








 

TAMIL NADU


 

TRIPURA


 

UTTAR PRADESH


 

WEST BENGAL


PERIOD OF MATURITY

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

No. of

Amount

 

Accounts


 
 

Accounts


 
 

Accounts


 
 

Accounts


 
 

57


58


 

59


60


 

61


62


 

63


64


Upto 90 Days

618,113

2317,80

 

6,289

12,63

 

528,688

1274,18

 

617,081

2123,54

 

(8.5)

(12.8)

 

(2.4)

(4.4)

 

(3.4)

(5.7)

 

(5.7)

(12.0)

                       

91 Days & Above but

250,765

1474,63

 

4,515

6,63

 

387,241

996,31

 

331,447

936,08

Less than 6 Months

(3.4)

(8.1)

 

(1.7)

(2.3)

 

(2.5)

(4.4)

 

(3.1)

(5.3)

                       

6 Months & Above but

540,209

1478,72

 

10,187

15,44

 

1009,342

1543,09

 

693,951

1367,57

Less than 1 Year

(7.4)

(8.2)

 

(3.9)

(5.4)

 

(6.4)

(6.9)

 

(6.4)

(7.7)

                       

1 Year & Above but

1976,578

4908,36

 

51,919

59,39

 

3324,230

4795,24

 

2473,838

3991,52

Less than 2 Years

(27.1)

(27.1)

 

(19.8)

(20.9)

 

(21.1)

(21.4)

 

(22.9)

(22.5)

                       

2 Years & Above but

1496,400

3367,97

 

47,065

51,19

 

3254,983

4760,61

 

2322,682

3757,90

Less than 3 Years

(20.5)

(18.6)

 

(18.0)

(18.0)

 

(20.6)

(21.2)

 

(21.5)

(21.2)

                       

3 Years & Above but

1311,079

2818,60

 

66,453

63,52

 

3300,594

4344,25

 

2259,527

3181,69

Less than 5 Years

(18.0)

(15.6)

 

(25.4)

(22.3)

 

(20.9)

(19.4)

 

(20.9)

(17.9)

                       

5 Years & Above

1104,949

1757,61

 

75,258

75,98

 

3969,559

4732,78

 

2096,087

2374,09

 

(15.1)


(9.7)


 

(28.8)


(26.7)


 

(25.2)


(21.1)


 

(19.4)


(13.4)


GRAND TOTAL

7298,093

18123,69

 

261,686

284,78

 

15774,637

22446,48

 

10794,613

  17732,39

 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


 

(100.0)


(100.0)


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