Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

20,15,533

3767,10

2974,24

5,84,013

2011,19

1569,78

1. Direct Finance

19,83,091

3630,46

2875,86

5,76,991

1808,18

1420,93

2. Indirect Finance

32,442

136,63

98,38

7,022

203,01

148,86

II.

INDUSTRY

3,04,641

2035,32

1736,40

1,30,267

3609,27

2876,68

1. Mining & Quarrying

27

1,62

77

52

59,00

37,93

2. Food Manufacturing & Processing

6,996

310,50

278,01

5,068

1300,97

993,77

(a) Rice Mills, Flour & Dal Mills

3,811

74,69

61,99

2,634

329,72

244,99

(b) Sugar

184

168,43

157,45

659

814,66

631,70

(c) Edible Oils & Vanaspati

790

6,92

6,03

403

18,90

15,94

(d) Tea Processing

-

-

-

10

49

29

(e) Processing of Fruits & Vegetables

16

11,14

10,86

38

8,87

8,27

(f) Others

2,195

49,32

41,67

1,324

128,34

92,57

3. Beverage & Tobacco

17

8,90

7,50

56

7,12

6,00

4. Textiles

3,556

202,13

154,26

3,254

493,48

396,84

(a) Cotton Textiles

138

35,41

27,58

584

125,40

97,46

(b) Jute Textiles

1

19

19

48

4,73

5,29

(c) Handloom Textiles & Khadi

264

3,87

2,66

665

17,57

16,44

(d) Other Textiles

3,153

162,66

123,84

1,957

345,78

277,65

5. Paper, Paper Products & Printing

235

36,33

30,00

956

105,21

82,34

6. Leather & Leather Products

125

20,12

25,03

282

36,03

28,94

7. Rubber & Rubber Products

78

16,25

16,60

99

39,34

29,69

8. Chemicals & Chemical Products

834

133,81

107,50

2,435

353,48

269,31

(a) Heavy Industrial Chemicals

13

37,20

25,08

72

51,57

36,97

(b) Fertilisers

11

3,63

3,61

54

83,52

73,19

(c) Drugs & Pharmaceuticals

92

27,94

22,74

185

59,83

58,63

(d) Non-Edible Oils

10

1,59

1,57

12

3,88

3,47

(e) Other Chemicals & Chemical Products

708

63,46

54,50

2,112

154,68

97,05

9. Petroleum, Coal Products & Nuclear Fuels

35

473,31

461,07

21

6,29

5,19

10. Manufacture of Cement & Cement Products

328

9,41

8,09

173

5,52

5,19

11. Basic Metals & Metal Products

1,037

80,38

70,26

959

242,31

267,00

(a) Iron & Steel

95

36,45

29,41

148

80,58

127,47

(b) Non-Ferrous Metals

12

27,22

24,88

41

12,40

5,56

(c) Other Metal Products

930

16,71

15,97

770

149,33

133,96

12. Engineering

1,186

118,15

76,88

1,132

296,53

225,27

(a) Heavy Engineering

33

10,63

7,32

91

106,97

81,66

(b) Light Engineering

878

28,40

11,77

521

13,48

11,65

(c) Electrical Machinery & Goods

242

31,12

18,09

396

90,91

62,23

(d) Electronic Machinery & Goods

33

48,00

39,70

124

85,17

69,73

13. Vehicles, Vehicle Parts & Transport Equipments

1,072

127,06

94,67

542

69,68

50,00

14. Other Industries

2,87,515

490,75

400,09

1,14,640

493,73

414,11

15. Electricity, Gas & Water

3

21

40

52

93,75

59,25

(a) Electricity Generation & Transmission

-

-

-

9

91,25

55,62

(b) Non-Conventional Energy

3

21

40

31

2,00

3,18

(c) Gas, Steam & Water Supply

-

-

-

12

50

45

16. Construction

1,597

6,37

5,28

546

6,84

5,85

III.

TRANSPORT OPERATORS

89,587

282,83

199,77

29,369

142,98

101,99

IV.

PROFESSIONAL AND OTHER SERVICES

1,25,059

196,68

154,61

41,090

156,81

126,37

V.

PERSONAL LOANS

3,63,256

879,32

734,27

2,46,826

947,81

776,95

1. Loans for Purchase of Consumer Durables

20,820

46,19

35,90

15,438

63,69

50,30

2. Loans for Housing

39,815

203,90

179,33

43,181

372,96

312,67

3. Rest of the Personal Loans

3,02,621

629,23

519,04

1,88,207

511,16

413,98

VI.

TRADE

5,65,384

1103,72

867,64

2,55,173

1815,83

1647,81

1. Wholesale Trade

16,665

95,56

70,93

11,873

928,97

910,06

2. Retail Trade

5,48,719

1008,17

796,71

2,43,300

886,86

737,74

VII.

FINANCE

401

5,65

4,51

1,181

40,16

36,15

VIII.

ALL OTHERS

1,51,795

476,09

412,99

97,444

478,66

435,69

TOTAL BANK CREDIT

36,15,656

8746,72

7084,43

13,85,363

9202,71

7571,43

OF WHICH: 1. Artisans & Village Industries

1,78,383

224,06

186,16

56,030

180,26

142,77

2. Other Small Scale Industries

94,753

430,52

328,46

46,274

1044,08

821,11

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,00,219

522,64

413,53

7,156

95,08

66,95

1. Direct Finance

97,415

398,06

321,82

6,216

36,51

32,55

2. Indirect Finance

2,804

124,58

91,71

940

58,56

34,40

II.

INDUSTRY

1,56,533

4283,52

3483,88

38,387

1640,75

1498,42

1. Mining & Quarrying

188

34,92

27,11

10

1,62

1,67

2. Food Manufacturing & Processing

3,522

664,61

525,24

658

131,35

95,40

(a) Rice Mills, Flour & Dal Mills

1,406

142,49

99,08

255

24,87

17,97

(b) Sugar

170

320,68

275,01

27

36,34

26,06

(c) Edible Oils & Vanaspati

460

86,09

74,56

92

23,10

17,81

(d) Tea Processing

4

44

36

11

16,10

11,46

(e) Processing of Fruits & Vegetables

28

8,64

5,86

19

1,71

1,12

(f) Others

1,454

106,27

70,38

254

29,23

20,98

3. Beverage & Tobacco

89

113,09

93,05

12

1,82

2,55

4. Textiles

7,350

429,72

371,56

1,345

213,97

242,15

(a) Cotton Textiles

880

107,87

93,21

264

71,14

68,88

(b) Jute Textiles

17

1,39

1,33

9

8,07

4,90

(c) Handloom Textiles & Khadi

1,056

30,07

26,49

249

9,91

9,09

(d) Other Textiles

5,397

290,40

250,54

823

124,86

159,28

5. Paper, Paper Products & Printing

2,317

231,06

204,93

760

37,06

33,08

6. Leather & Leather Products

1,311

132,19

98,98

906

205,94

165,13

7. Rubber & Rubber Products

619

110,44

94,48

123

7,72

4,87

8. Chemicals & Chemical Products

3,096

399,21

347,49

1,486

151,38

127,64

(a) Heavy Industrial Chemicals

109

104,02

90,78

43

19,66

10,07

(b) Fertilisers

63

30,80

20,69

26

40,54

39,58

(c) Drugs & Pharmaceuticals

640

69,56

63,49

204

19,28

19,43

(d) Non-Edible Oils

39

7,96

6,54

10

1,01

1,18

(e) Other Chemicals & Chemical Products

2,245

186,87

165,99

1,203

70,90

57,38

9. Petroleum, Coal Products & Nuclear Fuels

84

27,52

18,97

24

6,07

5,65

10. Manufacture of Cement & Cement Products

283

24,08

35,17

320

39,70

35,03

11. Basic Metals & Metal Products

5,591

556,00

427,75

550

142,76

145,32

(a) Iron & Steel

591

204,50

167,42

165

75,11

85,75

(b) Non-Ferrous Metals

386

60,48

55,54

5

69

28

(c) Other Metal Products

4,614

291,01

204,79

380

66,97

59,29

12. Engineering

3,136

635,22

474,54

831

205,84

154,84

(a) Heavy Engineering

193

97,69

72,39

29

21,00

12,50

(b) Light Engineering

1,576

101,09

65,83

335

12,77

12,60

(c) Electrical Machinery & Goods

1,188

246,91

185,08

389

83,06

48,57

(d) Electronic Machinery & Goods

179

189,53

151,24

78

89,00

81,17

13. Vehicles, Vehicle Parts & Transport Equipments

1,197

112,28

79,68

333

91,46

135,50

14. Other Industries

1,27,109

753,71

630,59

30,646

212,38

170,38

15. Electricity, Gas & Water

90

13,08

10,70

44

175,81

167,15

(a) Electricity Generation & Transmission

58

9,07

7,28

19

172,72

163,73

(b) Non-Conventional Energy

19

2,38

2,68

17

2,20

2,24

(c) Gas, Steam & Water Supply

13

1,63

74

8

89

1,18

16. Construction

551

46,40

43,64

339

15,88

12,05

III.

TRANSPORT OPERATORS

20,434

157,00

118,37

4,732

58,42

47,66

IV.

PROFESSIONAL AND OTHER SERVICES

41,073

339,69

285,56

9,264

137,33

74,90

V.

PERSONAL LOANS

3,52,052

1670,46

1411,24

1,35,419

732,70

596,07

1. Loans for Purchase of Consumer Durables

23,813

92,64

73,88

6,857

26,70

20,51

2. Loans for Housing

75,787

647,18

565,56

30,371

319,30

265,58

3. Rest of the Personal Loans

2,52,452

930,64

771,80

98,191

386,71

309,97

VI.

TRADE

1,80,722

1448,54

1195,55

35,372

473,07

373,36

1. Wholesale Trade

14,307

437,68

345,53

4,942

183,65

145,96

2. Retail Trade

1,66,415

1010,86

850,02

30,430

289,41

227,40

VII.

FINANCE

1,418

86,20

68,08

202

68,90

36,57

VIII.

ALL OTHERS

1,08,753

838,70

751,31

48,800

508,12

436,41

TOTAL BANK CREDIT

9,61,204

9346,75

7727,53

2,79,332

3714,37

3130,34

OF WHICH: 1. Artisans & Village Industries

45,083

138,17

122,34

6,691

34,17

38,38

2. Other Small Scale Industries

80,895

1463,80

1157,91

16,495

326,96

278,72