Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

14,62,376

2177,96

1995,42

7,78,226

1544,10

1403,80

1. Direct Finance

14,41,845

2076,52

1915,79

7,70,482

1434,16

1309,91

2. Indirect Finance

20,531

101,44

79,63

7,744

109,94

93,89

II.

INDUSTRY

91,166

1512,93

1372,82

1,22,967

4085,00

3326,08

1. Mining & Quarrying

72

120,56

75,85

107

16,63

12,23

2. Food Manufacturing & Processing

1,937

157,81

148,50

2,977

477,68

393,44

(a) Rice Mills, Flour & Dal Mills

844

32,37

28,79

1,065

70,57

63,03

(b) Sugar

15

67,18

69,98

40

207,21

168,87

(c) Edible Oils & Vanaspati

359

6,43

4,72

419

36,65

30,13

(d) Tea Processing

48

10,47

10,84

246

65,74

57,19

(e) Processing of Fruits & Vegetables

5

53

39

35

11,01

8,13

(f) Others

666

40,83

33,78

1,172

86,51

66,10

3. Beverage & Tobacco

52

6,91

6,37

73

19,05

17,93

4. Textiles

3,530

382,36

295,37

8,442

1588,22

1262,88

(a) Cotton Textiles

1,477

271,59

197,14

4,102

998,44

810,23

(b) Jute Textiles

3

9

9

50

2,87

2,21

(c) Handloom Textiles & Khadi

223

8,50

7,25

942

67,92

57,63

(d) Other Textiles

1,827

102,18

90,90

3,348

519,00

392,80

5. Paper, Paper Products & Printing

472

47,78

49,14

2,314

241,50

202,75

6. Leather & Leather Products

117

25,53

25,10

1,045

282,42

241,07

7. Rubber & Rubber Products

138

10,42

7,80

280

18,87

17,13

8. Chemicals & Chemical Products

655

246,38

320,13

3,363

466,33

365,72

(a) Heavy Industrial Chemicals

28

8,28

5,39

50

10,14

8,59

(b) Fertilisers

11

18,38

18,17

28

95,44

94,34

(c) Drugs & Pharmaceuticals

70

5,50

4,98

184

18,30

16,66

(d) Non-Edible Oils

8

2,13

1,55

37

4,47

3,46

(e) Other Chemicals & Chemical Products

538

212,09

290,03

3,064

337,97

242,68

9. Petroleum, Coal Products & Nuclear Fuels

13

14,13

5,74

48

7,80

7,24

10. Manufacture of Cement & Cement Products

124

15,12

11,63

156

6,02

4,55

11. Basic Metals & Metal Products

511

114,38

96,48

1,139

129,70

102,36

(a) Iron & Steel

87

86,58

73,22

160

56,12

40,28

(b) Non-Ferrous Metals

6

1,18

88

45

19,85

18,65

(c) Other Metal Products

418

26,62

22,38

934

53,72

43,42

12. Engineering

721

60,04

41,21

2,176

211,15

160,90

(a) Heavy Engineering

79

24,02

13,11

179

32,37

23,10

(b) Light Engineering

376

13,76

12,22

1,337

83,01

64,50

(c) Electrical Machinery & Goods

228

14,58

12,91

574

87,58

65,67

(d) Electronic Machinery & Goods

38

7,68

2,98

86

8,19

7,62

13. Vehicles, Vehicle Parts & Transport Equipments

302

100,53

97,48

880

208,43

174,68

14. Other Industries

81,646

186,16

169,58

98,870

371,34

331,30

15. Electricity, Gas & Water

49

7,47

5,87

46

8,40

5,97

(a) Electricity Generation & Transmission

22

4,87

4,35

31

6,70

4,54

(b) Non-Conventional Energy

1

3

5

1

48

48

(c) Gas, Steam & Water Supply

26

2,57

1,47

14

1,22

94

16. Construction

827

17,34

16,56

1,051

31,46

25,96

III.

TRANSPORT OPERATORS

10,505

118,87

87,54

13,015

181,46

136,16

IV.

PROFESSIONAL AND OTHER SERVICES

65,201

143,79

127,67

56,018

283,57

234,90

V.

PERSONAL LOANS

3,35,906

717,27

649,32

4,14,841

1238,54

1103,92

1. Loans for Purchase of Consumer Durables

30,305

50,75

41,27

48,311

90,87

74,35

2. Loans for Housing

36,503

202,15

186,57

52,028

384,56

344,96

3. Rest of the Personal Loans

2,69,098

464,37

421,48

3,14,502

763,11

684,61

VI.

TRADE

1,43,093

329,80

289,30

1,27,145

758,48

633,02

1. Wholesale Trade

5,909

111,59

99,95

9,450

230,94

195,28

2. Retail Trade

1,37,184

218,22

189,35

1,17,695

527,54

437,74

VII.

FINANCE

1,551

31,99

27,68

1,759

64,32

43,23

VIII.

ALL OTHERS

1,19,164

349,95

333,45

1,09,463

627,08

576,70

TOTAL BANK CREDIT

22,28,962

5382,57

4883,20

16,23,434

8782,55

7457,81

OF WHICH: 1. Artisans & Village Industries

41,055

52,22

49,02

37,417

61,53

58,59

2. Other Small Scale Industries

35,957

349,07

309,31

61,637

1524,99

1201,30

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,55,069

491,18

455,16

11,750

505,38

470,67

1. Direct Finance

1,51,960

388,54

357,03

10,811

192,09

199,51

2. Indirect Finance

3,109

102,64

98,14

939

313,29

271,16

II.

INDUSTRY

1,61,289

8511,85

6818,66

1,39,718

15332,24

12112,07

1. Mining & Quarrying

198

47,31

31,57

365

254,72

211,99

2. Food Manufacturing & Processing

2,355

677,53

606,63

1,143

1005,26

883,98

(a) Rice Mills, Flour & Dal Mills

915

71,95

62,86

271

50,19

59,59

(b) Sugar

71

377,32

339,72

67

425,83

353,97

(c) Edible Oils & Vanaspati

368

55,99

48,37

78

88,73

73,89

(d) Tea Processing

27

14,77

12,39

22

54,18

38,98

(e) Processing of Fruits & Vegetables

19

7,63

7,57

30

166,85

163,25

(f) Others

955

149,87

135,72

675

219,48

194,29

3. Beverage & Tobacco

99

37,35

30,39

105

195,00

172,63

4. Textiles

31,108

4812,04

3665,99

2,866

1219,71

1057,88

(a) Cotton Textiles

14,833

3240,67

2400,16

662

366,46

327,61

(b) Jute Textiles

19

1,38

1,49

10

4,69

4,03

(c) Handloom Textiles & Khadi

429

32,26

31,00

83

26,06

24,70

(d) Other Textiles

15,827

1537,72

1233,35

2,111

822,50

701,54

5. Paper, Paper Products & Printing

2,285

269,42

255,20

3,187

463,57

296,70

6. Leather & Leather Products

1,823

67,63

60,12

2,919

1025,48

837,09

7. Rubber & Rubber Products

612

76,73

62,43

514

292,80

212,66

8. Chemicals & Chemical Products

3,045

271,35

224,20

4,117

2119,82

1767,00

(a) Heavy Industrial Chemicals

96

47,58

34,01

228

167,37

148,63

(b) Fertilisers

34

50,38

50,65

143

781,14

749,32

(c) Drugs & Pharmaceuticals

415

19,50

17,71

766

444,67

320,27

(d) Non-Edible Oils

27

4,58

3,64

13

11,08

10,52

(e) Other Chemicals & Chemical Products

2,473

149,30

118,19

2,967

715,57

538,26

9. Petroleum, Coal Products & Nuclear Fuels

99

33,50

30,72

190

648,42

534,79

10. Manufacture of Cement & Cement Products

241

103,00

102,77

302

684,25

532,84

11. Basic Metals & Metal Products

4,076

702,10

589,41

3,155

812,87

723,06

(a) Iron & Steel

647

506,34

433,29

648

432,36

398,35

(b) Non-Ferrous Metals

58

19,33

12,59

136

61,78

44,39

(c) Other Metal Products

3,371

176,43

143,53

2,371

318,74

280,32

12. Engineering

4,562

541,11

419,64

7,513

2035,85

1648,63

(a) Heavy Engineering

528

213,37

165,21

406

469,30

313,81

(b) Light Engineering

2,591

173,48

132,32

2,591

470,31

382,66

(c) Electrical Machinery & Goods

1,170

89,91

69,76

3,852

599,32

480,92

(d) Electronic Machinery & Goods

273

64,35

52,35

664

496,93

471,24

13. Vehicles, Vehicle Parts & Transport Equipments

999

163,83

123,94

1,362

2348,96

1574,66

14. Other Industries

1,06,977

591,60

506,34

1,07,671

1501,33

1170,85

15. Electricity, Gas & Water

55

40,13

39,18

83

424,74

218,73

(a) Electricity Generation & Transmission

25

33,49

32,98

47

355,31

169,50

(b) Non-Conventional Energy

10

4,91

4,92

19

60,93

40,48

(c) Gas, Steam & Water Supply

20

1,74

1,28

17

8,50

8,75

16. Construction

2,755

77,21

70,13

4,226

299,45

268,58

III.

TRANSPORT OPERATORS

9,535

166,07

135,57

7,010

376,25

286,12

IV.

PROFESSIONAL AND OTHER SERVICES

34,516

463,15

378,52

46,828

1524,13

1201,17

V.

PERSONAL LOANS

3,91,081

1609,60

1422,58

4,01,773

2772,38

2504,82

1. Loans for Purchase of Consumer Durables

46,656

118,69

96,39

33,883

117,43

96,93

2. Loans for Housing

66,987

563,21

510,92

62,068

1026,33

965,81

3. Rest of the Personal Loans

2,77,438

927,70

815,27

3,05,822

1628,62

1442,08

VI.

TRADE

76,746

1477,92

1259,62

38,086

4422,65

4014,90

1. Wholesale Trade

13,252

625,65

524,62

10,263

3709,93

3422,20

2. Retail Trade

63,494

852,27

735,00

27,823

712,72

592,70

VII.

FINANCE

2,035

181,40

156,50

2,821

2658,70

2117,12

VIII.

ALL OTHERS

1,00,721

732,99

664,39

1,44,228

2223,72

1913,03

TOTAL BANK CREDIT

9,30,992

13634,16

11291,00

7,92,214

29815,45

24619,90

OF WHICH: 1. Artisans & Village Industries

29,208

54,76

51,75

13,821

24,03

23,29

2. Other Small Scale Industries

76,998

2429,70

1947,14

60,294

2040,71

1771,54