Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,556

5,81

4,60

4,302

11,29

12,32

-

-

-

1. Direct Finance

3,556

5,81

4,60

4,221

10,93

11,96

-

-

-

2. Indirect Finance

-

-

-

81

37

36

-

-

-

II.

INDUSTRY

3,462

11,33

10,89

7,212

26,49

28,91

-

-

-

1. Mining & Quarrying

-

-

-

1

9

9

-

-

-

2. Food Manufacturing & Processing

20

15

15

147

1,31

1,59

-

-

-

(a)

Rice Mills, Flour & Dal Mills

5

4

4

43

45

46

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

1

1

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

1

9

10

-

-

-

(f)

Others

15

11

11

102

77

1,03

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

80

80

84

787

3,25

3,76

-

-

-

(a)

Cotton Textiles

1

24

25

32

18

19

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

31

24

24

412

1,71

2,04

-

-

-

(d)

Other Textiles

48

31

34

343

1,36

1,52

-

-

-

5. Paper, Paper Products & Printing

12

8

9

16

11

12

-

-

-

6. Leather & Leather Products

13

9

12

14

7

7

-

-

-

7. Rubber & Rubber Products

-

-

-

1

7

8

-

-

-

8. Chemicals & Chemical Products

6

6

5

18

1,45

1,19

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

15

1,38

1,11

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

6

6

5

3

7

9

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

3

12

8

10

3

5

-

-

-

11. Basic Metals & Metal Products

7

1,03

76

53

59

58

-

-

-

(a)

Iron & Steel

1

1,00

73

1

4

4

-

-

-

(b)

Non-Ferrous Metals

-

-

-

1

9

5

-

-

-

(c)

Other Metal Products

6

3

3

51

47

49

-

-

-

12. Engineering

9

20

23

40

42

42

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

10

12

10

-

-

-

(c)

Electrical Machinery & Goods

8

15

14

30

30

32

-

-

-

(d)

Electronic Machinery & Goods

1

5

9

-

-

-

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

21

13

14

15

7

8

-

-

-

14. Other Industries

3,291

8,69

8,45

5,677

15,73

17,38

-

-

-

15. Electricity, Gas & Water

-

-

-

1

20

22

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

1

20

22

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

-

-

-

432

3,11

3,27

-

-

-

III.

TRANSPORT OPERATORS

271

1,32

93

563

4,35

4,22

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

233

69

66

1,130

4,91

5,41

-

-

-

V.

PERSONAL LOANS

4,341

13,82

11,38

3,278

17,15

15,63

-

-

-

1. Loans for Purchase of Consumer Durables

510

2,29

1,70

437

1,26

98

-

-

-

2. Loans for Housing

491

4,28

3,74

984

5,98

5,62

-

-

-

3. Rest of the Personal Loans

3,340

7,24

5,95

1,857

9,91

9,03

-

-

-

VI.

TRADE

2,325

15,46

14,17

2,351

15,17

15,15

-

-

-

1. Wholesale Trade

12

5,58

4,02

91

1,62

1,60

-

-

-

2. Retail Trade

2,313

9,88

10,15

2,260

13,55

13,55

-

-

-

VII.

FINANCE

-

-

-

4

29

20

-

-

-

VIII. ALL OTHERS

979

4,64

4,34

7,731

32,52

35,77

-

-

-

TOTAL BANK CREDIT

15,167

53,07

46,98

26,571

112,18

117,60

-

-

-

OF WHICH:

1. Artisans & Village Industries

1,821

4,28

4,10

1,750

4,64

5,25

-

-

-

2. Other Small Scale Industries

1,624

5,62

5,63

3,374

10,60

11,71

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,909

2,05

2,11

-

-

-

10,767

19,15

19,03

1. Direct Finance

2,751

1,97

2,03

-

-

-

10,528

18,71

18,60

2. Indirect Finance

158

8

8

-

-

-

239

44

43

II.

INDUSTRY

2,100

1,39

1,21

-

-

-

12,774

39,21

41,00

1. Mining & Quarrying

-

-

-

-

-

-

1

9

9

2. Food Manufacturing & Processing

4

3

2

-

-

-

171

1,49

1,76

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

48

49

50

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

1

1

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

1

9

10

(f)

Others

4

3

2

-

-

-

121

91

1,16

3. Beverage & Tobacco

-

-

-

-

-

-

-

-

-

4. Textiles

1

-

-

-

-

-

868

4,04

4,60

(a)

Cotton Textiles

-

-

-

-

-

-

33

42

45

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

443

1,95

2,28

(d)

Other Textiles

1

-

-

-

-

-

392

1,68

1,87

5. Paper, Paper Products & Printing

2

2

1

-

-

-

30

20

22

6. Leather & Leather Products

-

-

-

-

-

-

27

15

19

7. Rubber & Rubber Products

-

-

-

-

-

-

1

7

8

8. Chemicals & Chemical Products

-

-

-

-

-

-

24

1,51

1,24

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

15

1,38

1,11

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9

13

13

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

13

15

13

11. Basic Metals & Metal Products

-

-

-

-

-

-

60

1,61

1,34

(a)

Iron & Steel

-

-

-

-

-

-

2

1,04

77

(b)

Non-Ferrous Metals

-

-

-

-

-

-

1

9

5

(c)

Other Metal Products

-

-

-

-

-

-

57

49

52

12. Engineering

1

1

1

-

-

-

50

63

66

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

10

12

10

(c)

Electrical Machinery & Goods

1

1

1

-

-

-

39

46

47

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

1

5

9

13. Vehicles, Vehicle Parts & Transport Equipments

1

1

1

-

-

-

37

20

22

14. Other Industries

2,089

1,28

1,15

-

-

-

11,057

25,69

26,97

15. Electricity, Gas & Water

-

-

-

-

-

-

1

20

22

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

1

20

22

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

2

5

1

-

-

-

434

3,16

3,28

III.

TRANSPORT OPERATORS

707

2,87

2,21

-

-

-

1,541

8,54

7,37

IV.

PROFESSIONAL AND OTHER SERVICES

28

34

32

-

-

-

1,391

5,93

6,39

V.

PERSONAL LOANS

647

1,01

86

-

-

-

8,266

31,99

27,88

1. Loans for Purchase of Consumer Durables

8

2

1

-

-

-

955

3,57

2,69

2. Loans for Housing

7

2

2

-

-

-

1,482

10,29

9,38

3. Rest of the Personal Loans

632

97

84

-

-

-

5,829

18,13

15,81

VI.

TRADE

2,307

2,70

2,64

-

-

-

6,983

33,34

31,95

1. Wholesale Trade

-

-

-

-

-

-

103

7,20

5,62

2. Retail Trade

2,307

2,70

2,64

-

-

-

6,880

26,13

26,33

VII.

FINANCE

-

-

-

-

-

-

4

29

20

VIII. ALL OTHERS

3

-

-

-

-

-

8,713

37,16

40,11

TOTAL BANK CREDIT

8,701

10,37

9,35

-

-

-

50,439

175,62

173,93

OF WHICH:

1. Artisans & Village Industries

1,316

42

44

-

-

-

4,887

9,34

9,79

2. Other Small Scale Industries

766

88

74

-

-

-

5,764

17,10

18,08