Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

7,21,104

2122,64

1728,16

2,77,109

1142,58

908,61

1. Direct Finance

7,12,198

2017,01

1639,63

2,71,345

1091,34

872,29

2. Indirect Finance

8,906

105,63

88,54

5,764

51,24

36,31

II.

INDUSTRY

1,16,293

763,35

620,91

67,767

1605,44

1292,29

1. Mining & Quarrying

55

61,95

61,24

142

22,14

19,68

2. Food Manufacturing & Processing

1,175

91,47

65,56

2,183

277,85

233,41

(a) Rice Mills, Flour & Dal Mills

768

22,22

16,44

1,580

81,31

59,70

(b) Sugar

1

30

19

12

22,13

17,52

(c) Edible Oils & Vanaspati

119

31,36

23,53

272

158,47

144,51

(d) Tea Processing

-

-

-

1

2

2

(e) Processing of Fruits & Vegetables

3

8,27

8,42

13

3,12

2,40

(f) Others

284

29,32

16,98

305

12,81

9,27

3. Beverage & Tobacco

18

20,12

18,36

39

18,17

17,58

4. Textiles

307

138,47

113,34

766

182,77

156,59

(a) Cotton Textiles

64

110,14

91,25

298

107,34

95,09

(b) Jute Textiles

4

2,71

89

14

52

39

(c) Handloom Textiles & Khadi

53

55

47

13

87

50

(d) Other Textiles

186

25,08

20,73

441

74,04

60,61

5. Paper, Paper Products & Printing

117

21,83

19,32

317

40,86

29,19

6. Leather & Leather Products

72

10,20

6,48

98

1,52

1,09

7. Rubber & Rubber Products

48

27,73

8,08

89

29,17

19,03

8. Chemicals & Chemical Products

185

38,60

31,75

995

176,50

96,98

(a) Heavy Industrial Chemicals

8

56

67

40

8,99

5,92

(b) Fertilisers

10

12,12

9,52

14

3,58

2,85

(c) Drugs & Pharmaceuticals

24

42

38

67

8,98

8,40

(d) Non-Edible Oils

7

48

33

12

9,86

1,00

(e) Other Chemicals & Chemical Products

136

25,02

20,85

862

145,09

78,80

9. Petroleum, Coal Products & Nuclear Fuels

10

63

43

22

3,38

1,98

10. Manufacture of Cement & Cement Products

91

24,66

21,16

118

34,93

32,47

11. Basic Metals & Metal Products

238

55,73

47,85

309

267,98

269,68

(a) Iron & Steel

58

26,58

24,90

56

250,93

254,74

(b) Non-Ferrous Metals

17

2,74

2,69

7

48

36

(c) Other Metal Products

163

26,41

20,25

246

16,57

14,59

12. Engineering

381

30,96

20,87

492

111,88

70,73

(a) Heavy Engineering

112

9,26

7,29

55

43,43

31,09

(b) Light Engineering

165

1,83

1,45

218

7,21

6,17

(c) Electrical Machinery & Goods

99

19,52

11,79

195

54,81

27,93

(d) Electronic Machinery & Goods

5

35

34

24

6,42

5,54

13. Vehicles, Vehicle Parts & Transport Equipments

348

3,55

2,57

347

57,08

35,45

14. Other Industries

1,13,038

224,55

189,79

61,015

330,11

267,50

15. Electricity, Gas & Water

16

10,12

9,68

41

5,72

2,73

(a) Electricity Generation & Transmission

15

10,07

9,66

36

5,24

2,38

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

5

2

5

48

35

16. Construction

194

2,82

4,42

794

45,39

38,21

III.

TRANSPORT OPERATORS

21,503

93,48

65,40

14,895

111,03

78,45

IV.

PROFESSIONAL AND OTHER SERVICES

43,125

89,93

72,75

26,735

89,86

70,49

V.

PERSONAL LOANS

1,73,912

430,18

359,37

1,62,005

608,29

500,17

1. Loans for Purchase of Consumer Durables

21,558

45,34

35,10

21,430

48,65

37,46

2. Loans for Housing

18,697

91,82

80,24

25,972

206,52

175,72

3. Rest of the Personal Loans

1,33,657

293,03

244,03

1,14,603

353,11

286,99

VI.

TRADE

2,17,795

496,19

395,85

1,37,945

723,74

568,90

1. Wholesale Trade

6,087

61,49

45,43

7,725

155,45

116,49

2. Retail Trade

2,11,708

434,69

350,42

1,30,220

568,28

452,41

VII.

FINANCE

835

10,41

8,42

842

14,49

11,61

VIII.

ALL OTHERS

35,933

126,81

108,46

34,390

204,63

179,85

TOTAL BANK CREDIT

13,30,500

4133,00

3359,31

7,21,688

4500,05

3610,36

OF WHICH: 1. Artisans & Village Industries

76,510

82,12

66,64

26,825

45,74

36,89

2. Other Small Scale Industries

30,016

159,05

125,02

29,555

362,06

290,98

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

55,332

416,34

325,70

6,278

278,05

235,99

1. Direct Finance

54,169

306,58

257,66

5,764

122,27

93,83

2. Indirect Finance

1,163

109,76

68,04

514

155,78

142,16

II.

INDUSTRY

59,298

3029,94

2299,49

37,540

2917,38

2430,77

1. Mining & Quarrying

130

20,01

19,79

31

9,81

4,76

2. Food Manufacturing & Processing

1,437

261,47

223,27

756

517,60

385,65

(a) Rice Mills, Flour & Dal Mills

691

81,45

60,92

296

54,47

37,37

(b) Sugar

2

34

11

11

13,85

5,34

(c) Edible Oils & Vanaspati

228

155,08

143,10

200

371,82

281,06

(d) Tea Processing

6

43

84

-

-

-

(e) Processing of Fruits & Vegetables

8

1,05

77

10

2,39

1,82

(f) Others

502

23,12

17,53

239

75,08

60,06

3. Beverage & Tobacco

91

43,38

34,14

42

30,39

28,00

4. Textiles

1,877

374,91

265,15

879

384,95

307,51

(a) Cotton Textiles

534

91,63

77,12

196

134,68

107,31

(b) Jute Textiles

10

2,02

53

8

6,59

6,48

(c) Handloom Textiles & Khadi

285

3,12

2,40

10

34

19

(d) Other Textiles

1,048

278,14

185,10

665

243,34

193,53

5. Paper, Paper Products & Printing

696

27,15

22,75

503

62,86

51,49

6. Leather & Leather Products

99

44,16

43,38

158

8,99

5,52

7. Rubber & Rubber Products

85

185,65

60,77

105

79,66

76,65

8. Chemicals & Chemical Products

1,134

118,19

89,90

1,113

424,89

302,40

(a) Heavy Industrial Chemicals

47

8,86

7,03

34

31,07

47,98

(b) Fertilisers

32

8,84

6,46

27

46,14

37,49

(c) Drugs & Pharmaceuticals

230

19,20

15,87

367

155,17

108,79

(d) Non-Edible Oils

7

44

28

12

4,36

3,33

(e) Other Chemicals & Chemical Products

818

80,85

60,26

673

188,15

104,81

9. Petroleum, Coal Products & Nuclear Fuels

47

9,57

5,47

50

13,83

11,34

10. Manufacture of Cement & Cement Products

144

78,58

25,49

44

19,16

17,25

11. Basic Metals & Metal Products

1,242

646,71

567,05

1,100

503,39

529,52

(a) Iron & Steel

353

524,42

463,70

301

322,91

370,59

(b) Non-Ferrous Metals

52

47,18

45,32

36

30,53

21,75

(c) Other Metal Products

837

75,11

58,04

763

149,94

137,19

12. Engineering

906

456,60

295,73

1,323

294,81

239,52

(a) Heavy Engineering

86

32,74

30,56

93

100,14

73,44

(b) Light Engineering

371

15,18

16,39

476

24,04

22,16

(c) Electrical Machinery & Goods

409

388,73

226,75

655

151,59

126,62

(d) Electronic Machinery & Goods

40

19,95

22,04

99

19,04

17,29

13. Vehicles, Vehicle Parts & Transport Equipments

420

42,78

37,63

177

69,38

52,18

14. Other Industries

50,459

377,31

300,71

30,660

343,83

330,79

15. Electricity, Gas & Water

61

320,23

289,50

55

93,43

37,48

(a) Electricity Generation & Transmission

47

316,93

287,36

38

90,80

35,07

(b) Non-Conventional Energy

-

-

-

11

2,20

2,08

(c) Gas, Steam & Water Supply

14

3,30

2,15

6

43

34

16. Construction

470

23,26

18,76

544

60,40

50,71

III.

TRANSPORT OPERATORS

9,814

94,19

69,31

4,604

79,00

67,57

IV.

PROFESSIONAL AND OTHER SERVICES

17,497

168,95

129,45

10,472

183,24

156,26

V.

PERSONAL LOANS

1,62,105

746,89

636,14

1,07,973

652,08

540,80

1. Loans for Purchase of Consumer Durables

21,683

59,29

45,05

10,283

38,39

31,19

2. Loans for Housing

39,898

307,57

270,68

30,576

310,98

264,29

3. Rest of the Personal Loans

1,00,524

380,04

320,42

67,114

302,71

245,33

VI.

TRADE

81,180

865,19

674,37

29,401

1223,61

918,30

1. Wholesale Trade

9,076

373,44

275,32

6,249

898,36

634,13

2. Retail Trade

72,104

491,76

399,05

23,152

325,25

284,17

VII.

FINANCE

1,032

33,22

25,49

344

59,54

44,56

VIII.

ALL OTHERS

34,877

393,08

339,60

20,117

419,32

364,53

TOTAL BANK CREDIT

4,21,135

5747,81

4499,55

2,16,729

5812,21

4758,78

OF WHICH: 1. Artisans & Village Industries

12,344

24,64

22,70

3,328

10,90

10,12

2. Other Small Scale Industries

27,480

563,16

427,68

18,023

597,30

479,98