NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,81,698

729,46

588,27

1,03,796

369,75

306,95

1.

Direct Finance

2,79,265

674,68

553,83

1,02,077

313,96

264,47

2.

Indirect Finance

2,433

54,78

34,44

1,719

55,79

42,48

II.

INDUSTRY

28,501

663,35

555,99

16,845

651,53

525,17

1.

Mining & Quarrying

82

3,78

3,03

35

1,88

1,52

2.

Food Manufacturing and Processing

909

64,10

49,66

1,080

153,13

123,53

(a)

Rice Mills, Flour and Dal Mills

504

46,41

34,24

769

138,25

112,65

(b)

Sugar

3

7

7

2

1,02

4

(c)

Edible Oils and Vanaspati

215

6,04

6,71

126

10,87

8,15

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

48

16

17

12

30

15

(f)

Others

139

11,41

8,47

171

2,68

2,53

3.

Beverage and Tobacco

9

6,50

2,20

9

1,93

1,74

4.

Textiles

298

57,32

54,15

457

52,16

38,92

(a)

Cotton Textiles

90

7,43

6,74

201

42,38

30,29

(b)

Jute Textiles

4

2

3

5

14

3

(c)

Handloom Textiles & Khadi

58

8,77

12,22

34

64

78

(d)

Other Textiles

146

41,10

35,16

217

9,00

7,83

5.

Paper, Paper Products and Printing

125

16,28

15,02

166

9,50

8,78

6.

Leather and Leather Products

34

5,60

5,57

74

1,83

1,09

7.

Rubber and Rubber Products

67

28,77

14,53

170

34,14

20,59

8.

Chemicals and Chemical Products

240

40,67

42,75

397

97,69

71,78

(a)

Heavy Industrial Chemicals

37

21,57

26,47

41

1,86

1,10

(b)

Fertilizers

7

2,82

2,10

12

3,94

3,57

(c)

Drugs and Pharmaceuticals

35

3,53

3,43

71

34,17

34,28

(d)

Non-Edible Oils

3

28

22

20

3,10

3,14

(e)

Other Chemicals & Chemical Products

158

12,48

10,54

253

54,62

29,68

9.

Petroleum, Coal Products & Nuclear Fuels

15

33

31

14

81

30

10.

Manufacture of Cement & Cement Products

23

82

1,15

44

1,81

1,64

11.

Basic Metals & Metal Products

344

66,37

62,78

1,413

115,03

100,16

(a)

Iron and Steel

114

52,81

50,78

357

70,48

60,38

(b)

Non-Ferrous Metals

12

3,74

4,17

143

4,70

4,43

(c)

Other Metal Products

218

9,82

7,82

913

39,85

35,35

12.

Engineering

548

190,13

134,87

1,043

87,57

78,45

(a)

Heavy Engineering

187

88,32

62,93

115

9,73

8,47

(b)

Light Engineering

234

75,31

55,97

751

34,26

28,65

(c)

Electrical Machinery & Goods

87

13,88

5,24

119

4,72

3,28

(d)

Electronic Machinery & Goods

40

12,63

10,73

58

38,87

38,05

13.

Vehicles, Vehicle Parts & Transport

Equipments

178

58,70

51,16

167

14,17

10,14

14.

Other Industries

25,602

122,32

117,50

11,707

77,79

64,88

15.

Electricity, Gas & Water

18

1,37

1,08

19

1,01

83

(a)

Electricity Generation & Transmission

17

1,32

1,05

18

1,00

82

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

5

3

1

1

1

16.

Construction

9

30

23

50

1,09

83

III.

TRANSPORT OPERATORS

21,944

43,95

34,83

6,806

29,93

24,75

PROFESSIONAL AND OTHER SERVICES

6,414

10,50

9,53

7,836

37,03

28,26

V .

PERSONAL LOANS

43,489

123,32

108,75

45,231

159,47

139,29

1.

Loans for Purchase of Consumer Durables

1,623

2,75

2,29

1,159

2,65

1,90

2.

Loans for Housing

3,138

21,29

19,86

6,747

57,01

49,94

3.

Rest of the Personal Loans

38,728

99,28

86,60

37,325

99,80

87,44

V I.

TRADE

73,773

173,57

161,17

43,583

147,87

120,96

1.

Wholesale Trade

2,169

101,00

100,03

1,650

28,25

21,18

2.

Retail Trade

71,604

72,57

61,14

41,933

119,62

99,78

VII.

FINANCE

129

3,11

2,62

87

4,10

3,82

VIII.

ALL OTHERS

21,116

69,91

49,43

22,526

39,16

33,62

TOTAL BANK CREDIT

4,77,064

1817,17

1510,59

2,46,710

1438,84

1182,82

OF WHICH :

1. Artisans & Village Industries

21,175

19,18

15,91

4,731

13,88

12,12

2. Other Small Scale Industries

5,679

97,19

86,55

9,287

264,67

217,60

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

40,981

115,56

101,15

-

-

-

1.

Direct Finance

39,066

96,87

85,22

-

-

-

2.

Indirect Finance

1,915

18,70

15,92

-

-

-

II.

INDUSTRY

27,318

1816,15

1495,36

-

-

-

1.

Mining & Quarrying

57

12,24

7,71

-

-

-

2.

Food Manufacturing and Processing

1,012

206,49

178,18

-

-

-

(a)

Rice Mills, Flour and Dal Mills

561

156,16

136,57

-

-

-

(b)

Sugar

3

6,79

6,32

-

-

-

(c)

Edible Oils and Vanaspati

163

16,34

11,64

-

-

-

(d)

Tea Processing

2

6

5

-

-

-

(e)

Processing of Fruits & Vegetables

15

13,30

12,00

-

-

-

(f)

Others

268

13,86

11,60

-

-

-

3.

Beverage and Tobacco

24

5,52

5,56

-

-

-

4.

Textiles

4,912

455,00

342,23

-

-

-

(a)

Cotton Textiles

1,111

78,94

58,54

-

-

-

(b)

Jute Textiles

32

91

78

-

-

-

(c)

Handloom Textiles & Khadi

1,885

198,87

135,63

-

-

-

(d)

Other Textiles

1,884

176,28

147,29

-

-

-

5.

Paper, Paper Products and Printing

337

61,66

57,65

-

-

-

6.

Leather and Leather Products

104

38,59

35,05

-

-

-

7.

Rubber and Rubber Products

237

87,80

62,02

-

-

-

8.

Chemicals and Chemical Products

822

124,61

109,14

-

-

-

(a)

Heavy Industrial Chemicals

55

3,61

2,63

-

-

-

(b)

Fertilizers

6

83

53

-

-

-

(c)

Drugs and Pharmaceuticals

190

39,20

35,28

-

-

-

(d)

Non-Edible Oils

51

6,55

5,98

-

-

-

(e)

Other Chemicals & Chemical Products

520

74,42

64,72

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

51

4,93

2,94

-

-

-

10.

Manufacture of Cement & Cement Products

48

16,65

15,98

-

-

-

11.

Basic Metals & Metal Products

1,623

232,84

219,86

-

-

-

(a)

Iron and Steel

788

179,84

174,16

-

-

-

(b)

Non-Ferrous Metals

70

4,23

3,90

-

-

-

(c)

Other Metal Products

765

48,77

41,79

-

-

-

12.

Engineering

2,179

282,81

220,12

-

-

-

(a)

Heavy Engineering

293

78,59

61,70

-

-

-

(b)

Light Engineering

1,345

158,04

119,95

-

-

-

(c)

Electrical Machinery & Goods

414

38,18

31,95

-

-

-

(d)

Electronic Machinery & Goods

127

8,00

6,53

-

-

-

13.

Vehicles, Vehicle Parts & Transport

Equipments

470

53,29

41,58

-

-

-

14.

Other Industries

15,284

212,54

177,32

-

-

-

15.

Electricity, Gas & Water

101

3,72

2,89

-

-

-

(a)

Electricity Generation & Transmission

82

3,35

2,47

-

-

-

(b)

Non-Conventional Energy

8

18

23

-

-

-

(c)

Gas, Steam & Water Supply

11

19

19

-

-

-

16.

Construction

57

17,46

17,11

-

-

-

III.

TRANSPORT OPERATORS

4,926

37,57

30,87

-

-

-

PROFESSIONAL AND OTHER SERVICES

11,085

45,96

34,28

-

-

-

V.

PERSONAL LOANS

59,150

240,21

211,25

-

-

-

1.

Loans for Purchase of Consumer Durables

2,313

4,28

3,67

-

-

-

2.

Loans for Housing

8,661

96,76

86,94

-

-

-

3.

Rest of the Personal Loans

48,176

139,18

120,64

-

-

-

VI.

TRADE

44,424

210,52

166,63

-

-

-

1.

Wholesale Trade

2,252

75,88

62,37

-

-

-

2.

Retail Trade

42,172

134,65

104,26

-

-

-

VII.

FINANCE

132

7,56

6,96

-

-

-

VIII.

ALL OTHERS

40,349

142,16

112,07

-

-

-

TOTAL BANK CREDIT

2,28,365

2615,70

2158,56

-

-

-

OF WHICH :

1. Artisans & Village Industries

2,683

14,10

10,14

-

-

-

2. Other Small Scale Industries

18,431

711,36

563,59

-

-

-