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Table 65 : Distribution of Scheduled Commercial Banks by CRAR

(Number of banks)

Year

CRAR

State Bank Group

Nationalised Banks

Old Private Sector Banks

New Private Sector Banks

Foreign Banks in India

Other Public Sector Bank

Scheduled Commercial Banks

Capital Adequacy Ratio (Per cent)

1

2

3

4

5

6

7

8

9

10

1995-96  

Below 4 per cent

0

5

3

0

0

.

8

.

Between 4-8 per cent

0

3

3

0

3

.

9

.

Between 8-10 per cent

6

7

7

1

12

.

33

.

Above 10 per cent

2

4

12

8

16

.

42

8.7

1996-97  

Below 4 per cent

0

2

3

0

0

.

5

.

Between 4-8 per cent

0

0

1

0

0

.

1

.

Between 8-10 per cent

3

6

8

0

13

.

30

.

Above 10 per cent

5

11

13

9

26

.

64

10.4

1997-98  

Below 4 per cent

0

1

2

0

0

.

3

.

Between 4-8 per cent

0

0

2

0

0

.

2

.

Between 8-10 per cent

1

6

6

2

12

.

27

.

Above 10 per cent

7

12

15

7

30

.

71

11.5

1998-99  

Below 4 per cent

0

1

2

0

1

.

4

.

Between 4-8 per cent

0

0

2

0

0

.

2

.

Between 8-10 per cent

0

4

3

2

14

.

23

.

Above 10 per cent

8

14

18

7

29

.

76

11.3

1999-00  

Below 4 per cent

0

1

2

0

0

.

3

.

Between 4-9 per cent

0

0

2

0

0

.

2

.

Between 9-10 per cent

0

4

2

1

5

.

12

.

Above 10 per cent

8

14

18

7

37

.

84

11.1

2000-01  

Below 4 per cent

0

1

2

0

0

.

3

.

Between 4-9 per cent

0

1

1

0

0

.

2

.

Between 9-10 per cent

0

2

4

1

4

.

11

.

Above 10 per cent

8

15

16

7

38

.

84

11.4

2001-02  

Below 4 per cent

0

1

0

0

0

.

1

.

Between 4-9 per cent

0

1

0

1

0

.

2

.

Between 9-10 per cent

0

2

2

1

2

.

7

.

Above 10 per cent

8

15

19

6

33

.

81

12

2002-03  

Below 4 per cent

0

0

0

2

0

.

2

.

Between 4-9 per cent

0

0

0

0

0

.

0

.

Between 9-10 per cent

0

1

1

1

0

.

3

.

Above 10 per cent

8

18

20

6

36

.

88

12.7

2003-04  

Below 4 per cent

0

0

0

1

0

.

1

.

Between 4-9 per cent

0

0

0

1

0

.

1

.

Between 9-10 per cent

0

1

0

0

0

.

1

.

Above 10 per cent

8

18

20

8

33

.

87

12.9

2004-05  

Below 4 per cent

0

0

1

0

0

0

1

.

Between 4-9 per cent

0

0

1

0

0

0

1

.

Between 9-10 per cent

0

2

3

2

1

0

8

.

Above 10 per cent

8

17

15

7

30

1

78

12.8

2005-06  

Below 4 per cent

0

0

3

0

0

0

3

.

Between 4-9 per cent

0

0

0

0

0

0

0

.

Between 9-10 per cent

0

0

1

1

2

0

4

.

Above 10 per cent

8

19

16

7

27

1

78

12.3

2006-07  

Below 4 per cent

0

0

1

0

0

0

1

.

Between 4-9 per cent

0

0

0

0

0

0

0

.

Between 9-10 per cent

0

0

2

0

0

0

2

.

Between 10-12 per cent

3

8

5

4

7

.

27

.

12 per cent and above

5

12

9

4

22

.

52

12.4

2007-08  

Below 4 per cent

0

0

0

0

0

.

0

.

Between 4-9 per cent

0

0

0

0

0

.

0

.

Between 9-10 per cent

0

0

1

0

1

.

2

.

Between 10-12 per cent

2

11

3

2

3

.

21

.

12 per cent and above

6

9

11

6

24

.

56

13.1

Note : 1. Scheduled commercial banks (SCBs) had to comply with minimum capital to risk-weighted assets ratio (CRAR) of 8 per cent up to
end-March 1999 and 9 per cent from end-March 2000.
2. Data on capital adequacy ratio (per cent) relates to SCBs except for 1995-96, wherein it relates to public sector banks.
3. Nationalised Banks' data includes data for IDBI Bank Ltd. for the years 2006-07 and 2007-08.

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