(Amount in Rs.crore)

Item

2001-02

2002-03

Variation of Col. (3)
over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

10,945.65

11,278.83

333.18

3.04

(i+ii)

(100.00)

(100.00)

i)

Interest Income

8,725.23

8,917.82

192.59

2.21

(79.71)

(79.07)

of which: Interest on Advances

4,620.73

4,800.69

179.96

3.89

Income on Investments

3,582.73

3,692.65

109.92

3.07

ii)

Other Income

2,220.42

2,361.01

140.59

6.33

(20.29)

(20.93)

of which: Commission & Brokerage

485.61

511.08

25.47

5.24

B.

Expenditure

9,941.17

10,047.24

106.07

1.07

(i+ii+iii)

(100.00)

(100.00)

i)

Interest Expended

6,496.57

6,327.22

-169.35

-2.61

(65.35)

(62.97)

of which: Interest on Deposits

6,189.57

6,076.74

-112.83

-1.82

ii)

Provisions and Contingencies

1,511.30

1,572.84

61.54

4.07

(15.20)

(15.65)

of which: Provisions for NPAs

745.61

769.73

24.12

3.23

iii)

Operating Expenses

1,933.30

2,147.18

213.88

11.06

(19.45)

(21.37)

of which : Wage Bill

1,179.28

1,297.45

118.17

10.02

C.

Profit

i)

Operating Profit

2,515.78

2,804.43

288.65

11.47

ii)

Net Profit

1,004.48

1,231.59

227.11

22.61

D.

Spread (Net Interest Income)

2,228.66

2,590.60

361.94

16.24

(Interest Income - Interest Expended)

E.

Total Assets

93,229.29

1,05,109.50

11,880.21

12.74

Note: Figures in brackets are percentage shares to the respective total.