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Appendix Table III.17(A): Financial Performance of Scheduled Commercial Banks

(Amount in Rs. crore)

Item

2006-07

2007-08

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

2,74,716.32

3,68,885.74

94,169.42

34.28

(100.00)

(100.00)

i)

Interest Income

2,31,675.28

3,09,570.26

77,894.98

33.62

(84.33)

(83.92)

of which:

Interest on Advances

1,56,249.84

2,21,151.93

64,902.09

41.54

Income on Investments

65,294.93

79,050.61

13,755.68

21.07

ii)

Other Income

43,041.04

59,315.48

16,274.45

37.81

(15.67)

(16.08)

of which:

Commission & Brokerage

24,369.31

30,901.16

6,531.85

26.80

B.

Expenditure

(i+ii+iii)

2,43,513.71

3,26,159.88

82,646.17

33.94

(100.00)

(100.00)

i)

Interest Expended

1,42,419.87

2,08,000.75

65,580.89

46.05

(58.49)

(63.77)

of which:

Interest on Deposits

1,19,862.97

1,79,661.96

59,798.99

49.89

ii)

Provisions and Contingencies

34,774.58

40,939.02

6,164.44

17.73

(14.28)

(12.55)

of which:

Provision for NPAs

80.82

103.79

22.97

28.43

iii)

Operating

Expenses

66,319.26

77,220.11

10,900.85

16.44

(27.23)

(23.68)

of which :

Wage Bill

36,148.19

39,805.96

3,657.78

10.12

C.

Profit

i)

Operating Profit

65,977.19

83,664.88

17,687.69

26.81

ii)

Net Profit

31,202.61

42,725.86

11,523.25

36.93

D.

Net Interest Income/Margin

89,255.42

1,01,569.51

12,314.09

13.80

E.

Total Assets

34,59,961.85

43,26,486.37

8,66,524.52

25.04

Note: Figures in parentheses are percentage shares to the respective total.
Source: Balance sheets of respective banks.

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