Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
March 1996
(Amount in Rupees Lakh) |
|||||||||||
CASH CREDIT |
OVERDRAFTS |
DEMAND LOANS |
|||||||||
INTEREST RATE RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||
|
|
|
Standing |
|
|
|
standing |
|
|
|
Standing |
|
1 |
2 |
3 |
|
4 |
5 |
6 |
|
7 |
8 |
9 |
Less than 6% |
8 |
2,30 |
2,24 |
3 |
82 |
82 |
23 |
25 |
12 |
||
6% and above but less than 10% |
1,903 |
224,62 |
156,50 |
590 |
204,68 |
142,56 |
5,262 |
121,94 |
98,72 |
||
|
|||||||||||
10% and above but less than 12% |
4,207 |
286,55 |
232,87 |
5,851 |
232,02 |
188,65 |
8,174 |
152,02 |
131,46 |
||
|
|||||||||||
12% and above but less than 14% |
56,651 |
2524,84 |
1942,90 |
68,342 |
2123,23 |
1508,97 |
91,568 |
1589,14 |
1363,87 |
||
|
|||||||||||
14% and above but less than 15% |
2,45,629 |
3917,09 |
3386,65 |
66,442 |
1321,03 |
985,68 |
1,00,674 |
1117,23 |
1015,61 |
||
|
|||||||||||
15% and above but less than 16% |
94,327 |
5846,02 |
4534,72 |
46,427 |
2387,37 |
1767,76 |
49,928 |
1643,39 |
1518,13 |
||
|
|||||||||||
16% and above but less than 17% |
68,576 |
9713,88 |
8189,36 |
16,816 |
1370,56 |
1048,72 |
14,198 |
1179,30 |
1087,27 |
||
|
|||||||||||
17% and above but less than 18% |
1,09,607 |
23449,49 |
19322,59 |
35,941 |
2746,77 |
2181,15 |
28,717 |
2601,21 |
2009,16 |
||
|
|||||||||||
18% and above but less than 20% |
97,164 |
28697,55 |
22504,18 |
32,015 |
3028,28 |
2624,40 |
26,579 |
7104,25 |
5274,87 |
||
|
|||||||||||
20% and above |
88,794 |
21169,19 |
17779,53 |
50,228 |
7230,08 |
5683,45 |
17,306 |
5824,36 |
4984,23 |
||
|
|
|
|
|
|
|
|
|
|
|
|
Total Loans & Advances |
7,66,866 |
95831,53 |
78051,54 |
|
3,22,655 |
20644,84 |
16132,16 |
|
3,42,429 |
21333,10 |
17483,45 |
|
|
|
|
|
|
|
|
|
|
|
|
MEDIUM TERM LOANS |
LONG TERM LOANS |
PACKING CREDIT |
|||||||||
INTEREST RATE RANGE |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||
|
|
|
Standing |
|
|
|
standing |
|
|
|
Standing |
|
10 |
11 |
12 |
|
13 |
14 |
15 |
|
16 |
17 |
18 |
Less than 6% |
80 |
76 |
66 |
2,53,677 |
2682,99 |
2409,43 |
- |
- |
- |
||
6% and above but less than 10% |
3,174 |
101,06 |
81,71 |
34,887 |
535,83 |
477,35 |
1,152 |
706,99 |
570,94 |
||
|
|||||||||||
10% and above but less than 12% |
11,608 |
271,43 |
219,87 |
1,16,490 |
2222,84 |
2068,48 |
118 |
29,52 |
17,68 |
||
|
|||||||||||
12% and above but less than 14% |
2,01,292 |
2137,70 |
1961,43 |
2,12,037 |
3703,05 |
3253,55 |
13,244 |
14820,45 |
11426,23 |
||
|
|||||||||||
14% and above but less than 15% |
3,59,377 |
3695,31 |
3239,48 |
6,95,312 |
7815,30 |
6710,18 |
3,624 |
342,68 |
310,28 |
||
|
|||||||||||
15% and above but less than 16% |
1,79,205 |
3759,67 |
3422,70 |
3,22,991 |
6507,56 |
5489,67 |
2,195 |
1001,21 |
766,94 |
||
|
|||||||||||
16% and above but less than 17% |
45,676 |
1445,80 |
1286,22 |
81,513 |
3741,55 |
3340,74 |
779 |
275,77 |
225,86 |
||
|
|||||||||||
17% and above but less than 18% |
2,16,519 |
5624,61 |
4964,49 |
1,70,339 |
8331,20 |
6097,44 |
892 |
424,17 |
311,73 |
||
|
|||||||||||
18% and above but less than 20% |
93,366 |
4080,55 |
3630,86 |
1,03,430 |
8850,10 |
7754,23 |
2,642 |
1822,43 |
1512,21 |
||
|
|||||||||||
20% and above |
74,268 |
4045,08 |
3755,39 |
|
52,802 |
6240,55 |
5708,20 |
|
304 |
139,72 |
105,64 |
Total Loans & Advances |
11,84,565 |
25161,96 |
22562,81 |
|
20,43,478 |
50630,96 |
43309,27 |
|
24,950 |
19562,94 |
15247,52 |
See Notes on Tables |
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